listed Jun 20, 2026 Single Family Residence
$575,000
3-Bedroom Home in Sherman Acres

2750 Mercado Dr, Pensacola, FL 32507

Single Family Residence in Sherman Acres, Pensacola · No CDD on record
Sherman Acres · Pensacola, FL 32507 · Escambia - Fl County
Listing data checked against the MLS October 25, 2026 at 4:55 PM ET · rechecked hourly
3Bedrooms
2Bathrooms
2,446Sq Ft
1976Year Built
$235Per Sq Ft
WaterfrontNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
35% above
$/sq ft vs community
$235 here vs $174 median sold (12 mo)
Buyer leverage
Buyer advantage
127 days on market
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 10 of 12
Price vs recent sales
Asking $575k tops 10 of the last 12 closed sales

Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

2750 Mercado Dr in Sherman Acres, Pensacola is listed at $575,000 (2,446 sq ft, about $235 per sq ft). It has been listed Jun 20, 2026. Listing facts: built in 1976, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1976 · 50 yrs
  • 2,446 sq ft of living area
  • Listed at $575,000 — recent neighborhood median sale price ~$421,450 (nearby sales; deemed reliable, not an appraisal)
  • listed Jun 20, 2026
  • No HOA reported by the listing (confirm)
Listing description

About this home

Where the Road Ends, and Waterfront Living Begins. Here’s Your Opportunity! This single-story waterfront home on Bayou Grande is ready for its next owners to plant roots and enjoy.

From the moment you arrive, the charming cottage-style exterior welcomes you with a covered front porch and serene water views. Step inside and you’ll immediately notice the freshly painted interior and open-concept floor plan designed for easy living and entertaining. Luxury vinyl flooring runs throughout the home, creating a cohesive and low-maintenance space.

To the left of the entry, the spacious kitchen features a large island, cream-colored wood cabinetry, tiled backsplash, stainless steel appliances, and a built-in pantry. There’s even a perfect spot for your coffee bar or favorite beverage station. The adjacent laundry room offers natural light from its window.

The living room provides ample space for a large sectional and flows seamlessly into the sunroom, where gorgeous views of Bayou Grande take center stage. This light-filled space is ideal for relaxing, hosting friends, playing cards, or simply unwinding while enjoying the view. Just off the sunroom is a convenient nook perfect for a home office, also with water views.

The primary suite is tucked privately off this area and features a double-door entry, a generous space, and dual closets. The primary bath includes an oversized double vanity with granite countertops, a cultured marble walk-in shower, and brand-new tile flooring. Down the hallway, you’ll find two additional well-sized bedrooms that share a full bath, with finishes that mirror those of the primary, creating a cohesive feel throughout the home.

Step outside to a cozy back porch overlooking the water, perfect for morning coffee, afternoon iced tea, or evening relaxation. The true highlight is the dock, where you can fish, watch boats drift by, and maybe even spot a dolphin or two. If you’ve been dreaming of waterfront serenity, this home is ready for you!

All 64 photos

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Description provided by Levin Rinke Realty and reproduced from the MLS; not independently verified.

Listing courtesy of Levin Rinke Realty · Listing agent: Christina Brunet Sabastia · 850-916-5050Provided via the Multiple Listing Service of the Pensacola Association of REALTORS® · Source: Multiple Listing Service of the Pensacola Association of REALTORS® · Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$575,000
Bed / bath3 / 2
Living area2,446 sq ft
Year built1976
Property typeSingle Family Residence
MLS #678060
Listing statuslisted Jun 20, 2026

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~6 ft
CountyEscambia - Fl
Estimated first-year tax~$6,038/yr
CDD assessmentNone on record
HOANone reported

Calculated estimates

Price per sq ft$235
Estimated monthly payment$3,975
Insurance (illustrative)$2k–$6k/yr
Messtimate range$413,374 – $445,172
Comparable-sales median$421,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,975/mo
  • Principal & interest $3,160/mo 79%
  • Taxes $503/mo 13%
  • Insurance $312/mo 8%

$3,975/mo at 20% down, 30-yr @ 7.32% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
$362,507
Market value
$362,507
Assessed
$362,507
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$6k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~6 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sherman Acres

Pricing & the Sherman Acres market

How this home is priced against recent nearby sales, and where Sherman Acres has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales8661 Russellcross Blvd8661 Russellcross Blvd: $169/sq ft$1698614 Russellcross Blvd8614 Russellcross Blvd: $169/sq ft$1698605 Russellcross Blvd8605 Russellcross Blvd: $174/sq ft$1748654 Russellcross Blvd8654 Russellcross Blvd: $175/sq ft$1754003 Indigo Dr4003 Indigo Dr: $182/sq ft$18210208 Grackle Ct10208 Grackle Ct: $231/sq ft$231This homeThis home: $235/sq ft$235Community median $174
Property timeline

This home’s history

  • 1976BuiltPer public record
  • About Jun 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-06-20" data-fmt="dom">listed Jun 20, 2026</span>)
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $575,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $575,000Momentum Realty · listed Jun 20, 2026
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $421,450 ($174/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

Momentum Scores

Momentum Property Score

16/100
Strongest on: Flood safety (45), Insurance cost (17)
0 limited50100 exceptional

16/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $235/sq ft vs the community 12-month median $174/sq ft.
Affordability0
List price $575,000 vs the community median $421,450. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost17
From FEMA Zone AE and a 1976 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $235 per square foot, about 35% above the community’s $174 median. Sherman Acres’s 12-month median sold price per square foot is $174. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Checked against the MLS October 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 2750 Mercado Dr?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by Levin Rinke Realty · MLS # 678060

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or call (904) 351-6461
Keep looking

Similar homes for sale near Sherman Acres

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in Sherman Acres

  • 408 Bremen Ave · $285,000 · 3 bd / 2.0 ba · listed October 24, 2026 (courtesy of KELLER WILLIAMS REALTY GULF COAST)
  • 8263 El Dorado Dr · $159,900 · 3 bd / 1.5 ba · listed October 24, 2026 (courtesy of Dalton Wade, Inc.)
  • 1171 Blue Oval Ln · $925,000 · 4 bd / 3.0 ba · listed October 23, 2026 (courtesy of Levin Rinke Realty)
  • 2071 W Chase St · $215,000 · 2 bd / 1.0 ba · listed October 23, 2026 (courtesy of REMAX Preferred)
  • 3141 Mason Rd · $210,000 · 3 bd / 2.0 ba · listed October 23, 2026 (courtesy of PHD Real Property, LLC)
  • 2318 N Baylen St · $250,000 · 3 bd / 2.5 ba · listed October 23, 2026 (courtesy of World Impact Real Estate)

Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings

Assigned schools

Assigned schools

Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pleasant GroveAssigned elementary school · Escambia - Fl County School District
BAILEYAssigned middle school · Escambia - Fl County School District
EscambiaAssigned high school · Escambia - Fl County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

City
Pensacola

Groceries, dining, and parks for this city — see the city guide.

View →
County
Escambia - Fl

Schools, taxes, and services are county-administered — see the county guide.

Community
Sherman Acres

Amenities and HOA/CDD detail on the neighborhood guide.

Before you decide

Buyer research checklist

Items worth confirming for 2750 Mercado Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1976 (50 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 2,446 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,038/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordPensacola MLS, checked against the MLS hourly (last: October 25, 2026)
Comparable salesPensacola MLS closed sales within about 3 miles, last 18 months, as of October 25, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 2750 Mercado Dr and when was it built?

Per the listing record, 2750 Mercado Dr was built in 1976 and has 2,446 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 2750 Mercado Dr in?

2750 Mercado Dr is in Sherman Acres in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 2750 Mercado Dr have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 2750 Mercado Dr differ from the current owner's?

The estimate on this page (about $6,038 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 2750 Mercado Dr in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 2750 Mercado Dr in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.