3750 Sterling Point Rd, Gulf Breeze, FL 32563
Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 21, 2026, 3750 Sterling Point Rd in Sterling Point, Gulf Breeze is listed at $345,000 (1,622 sq ft, about $213 per sq ft). It has been 16 days on market. Listing facts: built in 1995, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1995 · 31 yrs
- 1,622 sq ft of living area
- 2-car garage
- 16 days on market
- HOA ~$50/mo (estimate; confirm)
This home’s history
- 1995BuiltPer public record
- Sep 2, 2026First trackedObserved at $345,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,827/mo 78%
- Taxes $302/mo 13%
- Insurance $165/mo 7%
- HOA $50/mo 2%
$2,344/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $213 per square foot, about in line with the community’s $213 median. Sterling Point’s 12-month median sold price per square foot is $213. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 21, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Welcome to 3750 Sterling Point Rd, a beautifully maintained 3-bedroom, 2-bath home tucked away on a quiet cul-de-sac in the established Sterling Point neighborhood of Gulf Breeze. Offering comfortable one-story living, a fully fenced backyard, and a convenient location close to shopping, schools, beaches, and Pensacola, this home delivers an ideal blend of everyday functionality and laid-back Gulf Coast living. Step inside to a bright, open-concept floor plan enhanced by vaulted ceilings and abundant natural light.
Neutral tile flooring flows throughout the main living areas, while all three bedrooms feature newer flooring for a fresh, updated feel. The kitchen is both inviting and functional with white cabinetry, updated hardware, stainless steel appliances, generous counter space, pendant lighting, and a breakfast bar that opens seamlessly to the dining and living areas, making it easy to stay connected whether you are entertaining or enjoying a quiet night at home. An indoor laundry room adds convenience, while the two-car garage offers plenty of space for parking, storage, beach gear, bikes, and more.
Out back, the fully fenced yard creates a private space to relax, entertain, garden, play, or design your own outdoor retreat. A covered front porch adds welcoming curb appeal and gives the home that comfortable neighborhood feel buyers love. Located less than a mile from everyday shopping and services, approximately 9 miles from the white sandy shores of Pensacola Beach, and less than 13 miles from Downtown Pensacola.
With convenient access to major roadways, parks, schools, dining, and employment centers, you can enjoy the relaxed Gulf Breeze lifestyle without sacrificing accessibility. Whether you are searching for your first home, looking to simplify with single-story living, or wanting a home close to both Pensacola and the coast, 3750 Sterling Point Rd offers a compelling combination of location, comfort, privacy, and value. Schedule your private tour today.
All 54 photos
Description provided by KELLER WILLIAMS REALTY GULF COAST and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $345,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1995 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- 401 active listings competing, 178 under contract
For reference, this home is listed at $345,000 ($213/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 1,622 sq ft × $187–$239/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 21, 2026.
Similar homes for sale near Sterling Point
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Sterling Point
- 6353 Jason Dr · $355,000 · 3 bd / 2.0 ba · listed September 20, 2026 (courtesy of Coldwell Banker Realty)
- 5647 Tilubo Ln · $330,000 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
- 2739 Jewell Rd · $421,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of GREAT SOUTHERN REAL ESTATE, LLC)
- 0 Jewell Rd #Lot 8 · $421,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of GREAT SOUTHERN REAL ESTATE, LLC)
- 2705 Jewell Rd · $421,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of GREAT SOUTHERN REAL ESTATE, LLC)
- 0 Jewell Rd #Lot 4 · $421,900 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of GREAT SOUTHERN REAL ESTATE, LLC)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KELLER WILLIAMS REALTY GULF COAST · MLS # 688303
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Recent sales activity in Sterling Point
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sterling Point neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Explore Santa Rosa County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 3750 Sterling Point Rd, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1995 (31 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 1,622 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,622/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Data sources & freshness
| Listing record | Pensacola MLS, refreshed twice daily (last: September 21, 2026) |
| Community market stats | Pensacola MLS closed sales, as of September 21, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 3750 Sterling Point Rd and when was it built?
Per the listing record, 3750 Sterling Point Rd was built in 1995 and has 1,622 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 3750 Sterling Point Rd in?
3750 Sterling Point Rd is in Sterling Point in Gulf Breeze, Santa Rosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Sterling Point from the same MLS data.
Does 3750 Sterling Point Rd have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 3750 Sterling Point Rd differ from the current owner's?
The estimate on this page (about $3,622 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 3750 Sterling Point Rd in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 3750 Sterling Point Rd in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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