Gulf Breeze
Housing Market
Median sale price $427,000, up 1.8% year over year, with homes going under contract in about 46 days, 85 homes on the market.
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Housing Market Analyst
Inventory sits at 3.4 months of supply — balanced by the 3-to-6-month balanced benchmark, and 37% of listed homes are already under contract. Prices are up 1.8% versus the prior year and sellers are still collecting 95.9% of asking. Taken together, the data points to a seller-leaning market.
Who has leverage right now
Leverage scores are derived from the Momentum Score (supply, demand, speed, pricing power, and trend). Right now the data favors sellers.
- Prices — pressure remains upward while supply stays this thin.
- Inventory — tightening over the tracked window; watch whether that holds through the season.
- Negotiating power — sellers hold the leverage while 37% of inventory sits under contract.
- Mortgage sensitivity — at 4.0× income, this market is moderately sensitive to rate moves; rate relief tends to show up in demand here gradually.
Derived from current Gulf Breeze data, not a prediction or guarantee. Markets move; talk to an agent before acting on any single reading.
One inventory number hides four different markets
Months of supply = active listings ÷ monthly sales pace, bucketing communities by their recent median. 3–6 months is the balanced band.
Where Gulf Breeze is hot — and where it isn't
Each dot is a community (38 shown, sized by sales volume rank). Click any dot to open its full neighborhood guide.
The read on Gulf Breeze
The median sale price across Gulf Breeze currently stands at $427,000, up 1.8% from a year ago. Buyers are paying a median of $234 per square foot. The typical home goes under contract in about 46 days. Sellers are capturing 95.9% of their original asking price on average.
There are 85 active listings on the market, with 44 more already under contract. At the current sales pace that works out to 3.4 months of supply — a seller-leaning market by the standard six-month benchmark. 416 homes closed here over the trailing 12 months.
Gulf Breeze prices sit above the Santa Rosa County median by roughly 15%. Zillow's home value index for Santa Rosa County stands at $353,670. About 27% of listings county-wide have taken a price cut — a useful gauge of seller flexibility.
Weighing supply, demand, speed, pricing power, and trend together, the Momentum Score for Gulf Breeze is 66 of 100 — healthy market territory. This page recalculates every day as new MLS data lands, so the numbers above reflect the market as of September 15, 2026.
Gulf Breeze since 2012 — and where it’s heading
A median home here sold for $208,197 in 2012 and $481,973 over the last recorded year — 131% appreciation across 14 years of recorded sales.
Median sale price · 2012–2026 (5,650 recorded sales)
Days on market by year
Home value trend · Santa Rosa County (Zillow ZHVI)
For-sale inventory · county (Zillow)
Daily active vs pending · Santa Rosa County (MLS)
Median price · daily recalculation
What’s driving Gulf Breeze
Top inbound states: TX, AL, VA, CA. Movers arriving report ~$80,188 average income. Source: IRS SOI county-to-county migration, 2022-2023
876 Citizens policies in force in Santa Rosa County — the state-backed insurer of last resort. Budget insurance into any Santa Rosa purchase before you fall in love with a house. Source: Citizens Property Insurance, Detail by County, April 2026
1,929 single-family · 0 multi-family · 10.0 per 1,000 residents. Future supply pressure starts here. Source: U.S. Census Bureau, Building Permits Survey, 2025
The calls we’re making from today’s data
The sharpest 1-yr median swing among tracked communities. Thin samples can exaggerate swings — verify with a comp analysis before treating it as trend.
The most crowded shelf in the market. Sellers here are competing hardest — which means overpaying in this band is the most avoidable mistake in Gulf Breeze right now.
The tightest band — sellers in this range hold the most leverage, and buyers should walk in with financing done and terms clean.
Sellers: price to the last 60 days of comps, not the peak — well-prepared listings are still commanding strong terms. Buyers: get underwritten now so you can move when the right house hits.
Generated from today’s data by Momentum’s analysis engine and reviewed on a rolling basis by our broker team.
How it stacks up across Santa Rosa County
| Market | Median | Active | Score | |
|---|---|---|---|---|
| Gulf Breeze ← this page | $427K | 85 | 66 | |
| Milton | $320K | 176 | 65 | Open → |
| Pace | $376K | 48 | 67 | Open → |
| Navarre | $434K | 18 | 77 | Open → |
| Jay | $409K | 11 | 42 | Open → |
Neighborhoods on the move
| Sandpiper VillageGulf Breeze | $390K | ▲ 18% |
| East Bay HeightsGulf Breeze | $259K | ▲ 18% |
| CasablancaGulf Breeze | $602K | ▲ 13% |
| Polynesian IslandsGulf Breeze | $626K | ▲ 11% |
| Santa Rosa ShoresGulf Breeze | $540K | ▲ 9% |
| Hickory ShoresGulf Breeze | $470K | ▼ 24% |
| Villa VenyceGulf Breeze | $420K | ▼ 20% |
| Paradise BayGulf Breeze | $397K | ▼ 12% |
| Roman OaksGulf Breeze | $445K | ▼ 9% |
| Bay Ridge ParkGulf Breeze | $381K | ▼ 8% |
| CasablancaGulf Breeze | $602K | 10 |
| Santa Rosa ShoresGulf Breeze | $540K | 7 |
| Forest Bay EstatesGulf Breeze | $500K | 6 |
| Hickory ShoresGulf Breeze | $470K | 6 |
| Waterford SoundGulf Breeze | $385K | 5 |
| Hickory ShoresGulf Breeze | $470K | 12 days |
| Villa VenyceGulf Breeze | $420K | 16 days |
| Santa Rosa Shores EastGulf Breeze | $390K | 18 days |
| Gulf Breeze ParkGulf Breeze | $607K | 19 days |
| The WatersGulf Breeze | $690K | 28 days |
Gulf Breeze ZIP codes
Most active communities
More on Gulf Breeze
Put this data to work
The questions people actually ask
Should I buy a house in Gulf Breeze right now?
The data says conditions currently favor sellers in Gulf Breeze — the Momentum Score reads 66/100 with 3.4 months of supply. Buyers should come fully underwritten; sellers still set the pace here. The right timing always depends on your rate, your equity, and how long you plan to stay — not just the market.
Is Gulf Breeze becoming more affordable?
No — the median sale price in Gulf Breeze is $427,000, up 1.8% versus the prior year, while sellers still capture 95.9% of asking price. Rising prices mean waiting has a cost; affordability hinges mostly on your rate.
Where are prices falling fastest in Gulf Breeze?
Among tracked communities with enough sales to measure, the sharpest 1-year median declines are Hickory Shores (-24%); Villa Venyce (-20%); Paradise Bay (-12%). Note that community-level medians move on small sale counts — a few high- or low-end closings can swing them — so treat these as leads for a comp analysis, not verdicts.
Which Gulf Breeze neighborhoods are most competitive?
Measured by speed of sale, the fastest-moving tracked communities right now are Hickory Shores (12 days); Villa Venyce (16 days); Santa Rosa Shores East (18 days) — homes there go under contract well ahead of the market-wide pace of 46 days.
How does Gulf Breeze compare to the rest of Santa Rosa County?
Gulf Breeze's median of $427,000 runs 15% above the county-wide median of $369,900, and homes here take 46 days to go under contract versus 56 county-wide.
Gulf Breeze housing market FAQ
How is the housing market in Gulf Breeze right now?
As of September 15, 2026, the Gulf Breeze housing market favors sellers: the median sale price is $427,000 (up 1.8% year over year), 85 homes are for sale against 416 sales in the last 12 months, which is 3.4 months of supply, and the typical home goes under contract in about 46 days.
How much is a house in Gulf Breeze?
The median home sold for $427,000 in Gulf Breeze over the last 12 months, about $234 per square foot; asking prices on the 85 current listings run from well below to well above that, and the community pages linked below show what each neighborhood actually sells for.
Is it a good time to sell a house in Gulf Breeze?
By the numbers, sellers in Gulf Breeze are getting 95.9% of asking price and going under contract in about 46 days with 3.4 months of supply. Under four months of supply generally favors sellers; over six favors buyers. Whether it is a good time for you depends on what you paid and where you are going next, which is a conversation with an agent, not a chart.
What is the Gulf Breeze housing market forecast?
Momentum Realty publishes the recorded trend, not a prediction: Gulf Breeze median sale prices are up 1.8% year over year, inventory stands at 3.4 months of supply, and 37% of listings are under contract. The charts on this page update with every MLS refresh, so the direction shows up here before any forecast catches it.
What is the median home price in Gulf Breeze?
The median sale price in Gulf Breeze is currently $427,000, up 1.8% from a year ago, based on MLS sales data updated September 15, 2026.
Is Gulf Breeze a buyer's or seller's market right now?
The data currently favors sellers. Gulf Breeze scores 66 of 100 on the Momentum Score, with 3.4 months of housing supply. Conditions change; this page updates daily.
How long do homes take to sell in Gulf Breeze?
The typical home in Gulf Breeze goes under contract in about 46 days, per current MLS data.
How many homes are for sale in Gulf Breeze?
There are approximately 85 active listings in Gulf Breeze as of September 15, 2026.
Are home prices in Gulf Breeze rising or falling?
Median sale prices are up 1.8% year over year based on a rolling comparison of MLS sales.
Momentum agents use this intelligence every day to price listings and write winning offers across Gulf Breeze. Talk through what the numbers mean for your move.
Every number on this page is computed directly from licensed Florida MLS feeds, recorded public sales, Zillow Research, and U.S. Census data — nothing is manually adjusted or estimated by hand. Medians use recorded closed sales; supply figures use live listing counts refreshed twice daily; the Momentum Score methodology is summarized .
Analyst oversight: Jon Brooks — Co-Founder, Momentum Realty · CEO, Momentum Research · Housing Market Analyst · methodology reviewed quarterly · Last data refresh: September 15, 2026 at 7:33 PM ET
Statistics on this page are computed automatically from licensed MLS feeds and public data sources (Zillow Research, U.S. Census Bureau) and summarized without manual review. Figures are estimates based on recent recorded activity, are deemed reliable but not guaranteed, and should be verified with a licensed agent before making decisions. This page does not constitute an appraisal or an automated valuation of any specific property. Momentum Realty is licensed in Florida and Georgia. Equal Housing Opportunity.