Port Royal · Pensacola, FL 32502 · Escambia - Fl County
Listing data checked against the MLS November 2, 2026 at 6:30 PM ET · rechecked hourly
Listed by Berkshire Hathaway Home Services PenFed Realty (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
3Bedrooms
2.5Bathrooms
2,200Sq Ft
1984Year Built
$409Per Sq Ft
Waterfront2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% below
$/sq ft vs community
$409 here vs $469 median sold (12 mo)
Buyer leverage
Strong buyer advantage
100 days on market
7.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~8 ft elevation
$4k–$8k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
4 Port Royal Way in Port Royal, Pensacola is listed at $899,000 (2,200 sq ft, about $409 per sq ft). That is 21% below Port Royal's median closed sale of $1,142,500 over the last 12 months (6 recorded sales). Per square foot it is below the community's recent $469/sq ft by about 13%. It has been listed Jul 24, 2026, longer than the community's typical 50 days to contract. Listing facts: built in 1984, waterfront, HOA dues of $1,459/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1984 · 42 yrs
2,200 sq ft of living area
2-car garage
Listed at $899,000 — recent neighborhood median sale price ~$1,142,500 (nearby sales; deemed reliable, not an appraisal)
listed Jul 24, 2026
HOA $1,459/mo (per listing)
Listing description
About this home
Nestled amidst the vibrant energy of downtown shops and restaurants, this one of a kind condo boasts waterfront views of Pensacola Bay and the bustling downtown marinas. Located just walking distance from Palafox Street, this exquisite residence is situated within the prestigious gated community of Port Royal in Pensacola. This multi level condo, with upstairs loft, spans over 2200 square feet of sophisticated living space, thoughtfully designed with traditional, elegant rooms flooded with brilliant natural light.
The layout seamlessly transitions to outdoor relaxation with a spacious main deck directly overlooking the marina, providing an ideal setting for morning coffee or upscale evening entertaining. The updated gourmet kitchen comes fully equipped with rich granite countertops, double ovens, and stainless steel appliances, making it a spectacular space for hosting. Each of the three spacious bedrooms serves as a private retreat, each with its own dedicated balcony, with the main bedroom exclusively boasting those direct waterfront views.
Beyond the interior luxury, residents of this private waterfront neighborhood enjoy access to exceptional community amenities including a sparkling pool, a fitness center, and a private clubhouse. Living here puts you just a short stroll from premier downtown attractions, including boutique shopping along historic Palafox Street, fine dining at local staples like Jackson's Steakhouse, and exciting baseball games or concerts at the adjacent Blue Wahoos Stadium and Community Maritime Park. This exceptional property delivers the ultimate blend of secure privacy and refined coastal lifestyle.
Schedule a private tour today to experience the pinnacle of luxury waterfront living in downtown Pensacola.
All 50 photos
Description provided by Berkshire Hathaway Home Services PenFed Realty and reproduced from the MLS; not independently verified.
4 closed sales in Port Royal in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jul 2026
$1,160,000
5 Port Royal Way, Pensacola
3 / 2.5 bd/ba · 2,215 sq ft · $524/sq ft
Courtesy of Levin Rinke Realty · View details →
Sold Jul 2026
$1,160,000
5 Port Royal Way, Pensacola
3 / 2.5 bd/ba · 2,215 sq ft · $524/sq ft
Courtesy of Levin Rinke Realty · View details →
Sold Mar 2026
$1,125,000
704 Port Royal Way, Pensacola
2 / 2 bd/ba · 2,609 sq ft · $431/sq ft
Courtesy of J STEWART REALTY COMPANY · View details →
Sold Mar 2026
$1,125,000
704 Port Royal Way, Pensacola
2 / 2 bd/ba · 2,609 sq ft · $431/sq ft
Courtesy of J STEWART REALTY COMPANY · View details →
Median of these 4 sales: $1,142,500 ($469/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$899,000
Bed / bath3 / 2.5
Living area2,200 sq ft
Year built1984
Property typeCondo
Garage2-car
MLS #683744
Listing statuslisted Jul 24, 2026
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~8 ft
CountyEscambia - Fl
Area listings3 active · 1 under contract
Estimated first-year tax~$9,440/yr
CDD assessmentNone on record
HOA$1,459/mo
Calculated estimates
Price per sq ft$409
Estimated monthly payment$7,635
Insurance (illustrative)$4k–$8k/yr
Comparable-sales median$1,142,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$7,635/mo
Principal & interest $4,901/mo64%
Taxes $787/mo10%
Insurance $488/mo6%
HOA $1,459/mo19%
$7,635/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$753,100
Market value
$613,998
Assessed
$613,998
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$8k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$1,459/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~8 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Port Royal
Pricing & the Port Royal market
How this home is priced against recent nearby sales, and where Port Royal has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Port Royal
Each dot is a closed sale since 2005 (111 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $409/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 47 (normal).
Property timeline
This home’s history
1984BuiltPer public record
Jul 2, 2026First seen on movewithmomentum.comObserved at $986,000
Aug 27, 2026Price cut$966,000 (-$20,000, -2.0%)
Sep 12, 2026Price cut$899,000 (-$67,000, -6.9%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $899,000Berkshire Hathaway Home Services PenFed Realty · listed Jul 24, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
58/100
Strongest on: Affordability (86), Price vs area (82)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area82
This home $409/sq ft vs the community 12-month median $469/sq ft.
Affordability86
List price $899,000 vs the community median $1,142,500. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~8 ft elevation. Verify the parcel with FEMA.
Insurance cost23
From FEMA Zone AE and a 1984 build. Obtain a property-specific quote.
Market liquidity37
Community median 50 days on market, ~7.2 months of supply (12-month record).
Pricing power81
Recent sales closed at about 91.8% of original asking (~8.2% below). More room below asking generally favors buyers.
Market timing53
Momentum Market Heat is 47/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $409 per square foot, about 13% below the community’s $469 median. Port Royal’s 12-month median sold price per square foot is $469. Median sold price per square foot is up 42.8% year over year. Confidence: Low · 6 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Port Royal sales closed near 91.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 3 active listings in Port Royal, no CDD assessment.
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by Berkshire Hathaway Home Services PenFed Realty · MLS # 683744
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Keep looking
Similar homes for sale near Port Royal
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
5800 Denver Ave, Pensacola · $230,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Plum Tree Realty LLC)
6748 Bellview Pines Pl, Pensacola · $260,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Bill Sheffield Realty)
1006 W Main St, Pensacola · $399,000 · 3 bd / 3.0 ba · listed November 1, 2026 (courtesy of Equity & Trust Realty Inc.)
10657 Shear St, Pensacola · $259,900 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Elite Emerald Coast LLC)
7551 Gunter Rd, Pensacola · $225,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
1109 Bremen Ave, Pensacola · $264,900 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Coldwell Banker Realty)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Hurricane Isaias cleanup keeps debris, construction and roofing hiring strong across Northwest Florida
CareerSource Escarosa says demand for debris removal, construction and roofing workers has stayed steady since the storm and should remain elevated for at least six more months. Pensacola's contractor estimates about three weeks remain for the first pass of debris collection, and the area's unemployment rate has fallen since July.
Why it matters: Near-term demand for trades and cleanup labor supports local payrolls, while contractor availability for home repairs and renovation may stay tight through spring. The site is about 1 mile north of Port Royal.
Pensacola opens public vote on Fricker Center playground design
Public voting on the new playground design for the Fricker Resource Center in Pensacola runs October 2 through October 23, 2026. The playground is part of a $9.5 million Fricker Resource Center renovation funded by 2023 grant money and some Local Option Sales Tax funds. The renovated center is scheduled to reopen in summer 2027.
Why it matters: A renovated community center and new playground would add recreation amenities for nearby Pensacola residents when it reopens in 2027. The site is about 2 miles northeast of Port Royal.
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 11 miles northwest of Port Royal.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 5 miles north of Port Royal.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Global Learning AcademyAssigned elementary school · Escambia - Fl County School District
WORKMANAssigned middle school · Escambia - Fl County School District
PensacolaAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 4 Port Royal Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1984 (42 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 2,200 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $9,440/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: November 2, 2026)
Comparable sales
Pensacola MLS closed sales in Port Royal, last 18 months, as of July 13, 2026
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4 Port Royal Way and when was it built?
Per the listing record, 4 Port Royal Way was built in 1984 and has 2,200 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4 Port Royal Way in?
4 Port Royal Way is in Port Royal in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 4 Port Royal Way have an HOA, and how much are the dues?
The listing reports HOA dues of $1,459 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 4 Port Royal Way differ from the current owner's?
The estimate on this page (about $9,440 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4 Port Royal Way in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4 Port Royal Way in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent.
Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®.
Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of Berkshire Hathaway Home Services PenFed Realty
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
