Single Family Residence in Star Lake, Pensacola · No CDD on record
Star Lake · Pensacola, FL 32507 · Escambia - Fl County
Listing data checked against the MLS November 9, 2026 at 9:30 PM ET · rechecked hourly
Listed by KELLER WILLIAMS REALTY GULF COAST (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2.5Bathrooms
3,290Sq Ft
1954Year Built
$221Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% below
$/sq ft vs community
$221 here vs $274 median sold (12 mo)
Buyer leverage
Seller-leaning
15 days on market
4.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$4k–$7k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
57 Star Lake Dr in Star Lake, Pensacola is listed at $727,900 (3,290 sq ft, about $221 per sq ft). That sits within a few percent of Star Lake's median closed sale of $750,000 over the last 12 months (5 recorded sales). Per square foot it is below the community's recent $274/sq ft by about 19%. It has been listed Oct 17, 2026, well inside the community's typical 50 days. Listing facts: built in 1954, HOA dues of $25/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1954 · 72 yrs
3,290 sq ft of living area
2-car garage
Listed at $727,900 — recent neighborhood median sale price ~$750,000 (nearby sales; deemed reliable, not an appraisal)
listed Oct 17, 2026
HOA $25/mo (per listing)
Listing description
About this home
Tucked away in Pensacola’s historic Star Lake community, this 4-bedroom home pairs genuine character with the space and function of a much newer build. A substantial 2000 renovation added the primary ensuite, office, and double garage, along with a stucco exterior and a reconfigured kitchen, giving the home an effective age of 2000. In 2023, an approximately 600 sq ft family room was added to the back of the home, perfect for entertaining and hosting gatherings.
Both HVAC systems (Goodman) were replaced in 2022. A brick-paver circular drive sets the tone the moment you arrive. The split floor plan gives the primary wing the feel of its own retreat, with soaring ceilings, a sun-filled sitting area, and an ensuite featuring a whirlpool tub and dual vanities.
At the heart of the home, the office is wrapped in rich tongue-and-groove paneling and custom built-ins, making it an ideal library, study, or home office. Step outside to a wood deck and private outdoor shower. Homes in this quiet, waterfront enclave rarely come to market, so don’t wait to see this one.
Be sure to ask about the property’s income-producing potential!
All 36 photos
Description provided by KELLER WILLIAMS REALTY GULF COAST and reproduced from the MLS; not independently verified.
6 closed sales in Star Lake in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Apr 2026
$1,625,000
22 Lakeside Dr, Pensacola
4 / 3.5 bd/ba · 3,663 sq ft · $444/sq ft
Courtesy of Levin Rinke Realty · View details →
Sold Apr 2026
$1,625,000
22 Lakeside Dr, Pensacola
4 / 3.5 bd/ba · 3,663 sq ft · $444/sq ft
Courtesy of Levin Rinke Realty · View details →
Sold Jun 2026
$745,500
15 Star Lake Dr, Pensacola
3 / 3 bd/ba · 2,720 sq ft · $274/sq ft
Courtesy of Kuhn Realty · View details →
Sold Jun 2026
$745,500
15 Star Lake Dr, Pensacola
3 / 3 bd/ba · 2,720 sq ft · $274/sq ft
Courtesy of Kuhn Realty · View details →
Sold Sep 2026
$805,000
69 Star Lake Dr, Pensacola
3 / 3 bd/ba · 2,619 sq ft · $307/sq ft
Courtesy of PAR Outside Area Listing Office · View details →
Sold Sep 2026
$805,000
69 Star Lake Dr, Pensacola
3 / 3 bd/ba · 2,619 sq ft · $307/sq ft
Courtesy of PAR Outside Area Listing Office · View details →
Median of these 6 sales: $750,000 ($274/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$727,900
Bed / bath4 / 2.5
Living area3,290 sq ft
Year built1954
Property typeSingle Family Residence
Garage2-car
MLS #689708
Listing statuslisted Oct 17, 2026
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~8 ft
CountyEscambia - Fl
Area listings2 active · 0 under contract
Estimated first-year tax~$7,643/yr
CDD assessmentNone on record
HOA$25/mo
Calculated estimates
Price per sq ft$221
Estimated monthly payment$5,025
Insurance (illustrative)$4k–$7k/yr
Messtimate range$901,460 – $1,460,760
Comparable-sales median$750,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$5,025/mo
Principal & interest $3,968/mo79%
Taxes $637/mo13%
Insurance $395/mo8%
HOA $25/mo0%
$5,025/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$7,643/yr
Estimate: a typical Escambia - Fl effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$4k–$7k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$25/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~8 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Star Lake
Pricing & the Star Lake market
How this home is priced against recent nearby sales, and where Star Lake has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Star Lake
Each dot is a closed sale since 2005 (58 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $221/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 45 (normal).
Property timeline
This home’s history
1954BuiltPer public record
Sep 30, 2026First seen on movewithmomentum.comObserved at $727,900
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $727,900KELLER WILLIAMS REALTY GULF COAST · listed Oct 17, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
69/100
Strongest on: Price vs area (98), Pricing power (84)
0 limited50100 exceptional
69/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area98
This home $221/sq ft vs the community 12-month median $274/sq ft.
Affordability55
List price $727,900 vs the community median $750,000. Not a measure of personal affordability.
Market liquidity51
Community median 50 days on market, ~4.8 months of supply (12-month record).
Pricing power84
Recent sales closed at about 91.2% of original asking (~8.8% below). More room below asking generally favors buyers.
Market timing55
Momentum Market Heat is 45/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $221 per square foot, about 19% below the community’s $274 median. Star Lake’s 12-month median sold price per square foot is $274. Confidence: Low · 5 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Star Lake sales closed near 91.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 2 active listings in Star Lake, no CDD assessment.
Checked against the MLS November 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS REALTY GULF COAST · MLS # 689708
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Keep looking
Similar homes for sale near Star Lake
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
5800 Denver Ave, Pensacola · $230,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Plum Tree Realty LLC)
6748 Bellview Pines Pl, Pensacola · $260,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Bill Sheffield Realty)
1006 W Main St, Pensacola · $399,000 · 3 bd / 3.0 ba · listed November 1, 2026 (courtesy of Equity & Trust Realty Inc.)
10657 Shear St, Pensacola · $259,900 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Elite Emerald Coast LLC)
7551 Gunter Rd, Pensacola · $225,000 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Better Homes And Gardens Real Estate Main Street Properties)
1109 Bremen Ave, Pensacola · $264,900 · 3 bd / 2.0 ba · listed November 1, 2026 (courtesy of Coldwell Banker Realty)
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Hurricane Isaias cleanup keeps debris, construction and roofing hiring strong across Northwest Florida
CareerSource Escarosa says demand for debris removal, construction and roofing workers has stayed steady since the storm and should remain elevated for at least six more months. Pensacola's contractor estimates about three weeks remain for the first pass of debris collection, and the area's unemployment rate has fallen since July.
Why it matters: Near-term demand for trades and cleanup labor supports local payrolls, while contractor availability for home repairs and renovation may stay tight through spring. The site is about 4 miles northeast of Star Lake.
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 11 miles north of Star Lake.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 8 miles northeast of Star Lake.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Warrington ElementaryAssigned elementary school · Escambia - Fl County School District
WARRINGTONAssigned middle school · Escambia - Fl County School District
PensacolaAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 57 Star Lake Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1954 (72 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $25/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 3,290 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,643/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: November 9, 2026)
Comparable sales
Pensacola MLS closed sales in Star Lake, last 18 months, as of July 13, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 57 Star Lake Dr and when was it built?
Per the listing record, 57 Star Lake Dr was built in 1954 and has 3,290 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 57 Star Lake Dr in?
57 Star Lake Dr is in Star Lake in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 57 Star Lake Dr have an HOA, and how much are the dues?
The listing reports HOA dues of $25 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 57 Star Lake Dr differ from the current owner's?
The estimate on this page (about $7,643 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 57 Star Lake Dr in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 57 Star Lake Dr in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent.
Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®.
Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of KELLER WILLIAMS REALTY GULF COAST
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
