5972 Serrate St #Hs 8I, Pace, FL 32571
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Sources: Pensacola MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 29, 2026, 5972 Serrate St #HS 8I in Stonechase, Pace is listed at $368,490 (2,000 sq ft, about $184 per sq ft). It came to market within the past week. Listing facts: new construction, HOA dues of $33/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- New construction — built 2026
- 2,000 sq ft of living area
- 2-car garage
- Active listing
- HOA $33/mo (per listing)
This home’s history
- 2026BuiltPer public record
- Sep 29, 2026First trackedObserved at $368,490
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $1,967/mo 81%
- Taxes $322/mo 13%
- Insurance $97/mo 4%
- HOA $33/mo 1%
$2,419/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Natural hazard risk
FEMA National Risk Index for Santa Rosa County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Momentum Property Score
37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $184 per square foot, about in line with the community’s $184 median. Stonechase’s 12-month median sold price per square foot is $184. MLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 29, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Welcome to Stonechase, one of Santa Rosa County's most desirable communities, featuring a new phase of charming cottage-style homes in the heart of Pace. Conveniently located near shopping, dining, schools, and everyday amenities, Stonechase offers the perfect combination of comfort, style, and convenience. The Springsteen floor plan offers approximately 2,000 square feet of thoughtfully designed single-story living with 4 bedrooms, 2 bathrooms, a versatile flex room, and a 2-car garage.
The open-concept kitchen, dining area, and family room flow seamlessly together, creating an inviting space for entertaining and everyday living. The kitchen features quartz countertops, white shaker-style cabinetry, stainless steel appliances, and an oversized pantry. The private owner's suite includes a spacious walk-in closet and en-suite bath with dual vanities and a tiled walk-in shower.
Three additional bedrooms provide plenty of flexibility, while the flex room is perfect for a home office, playroom, fitness space, or hobby room. Enjoy outdoor living from the covered rear porch, perfect for relaxing or entertaining. This home is currently under construction.
Photos and renderings are for illustrative purposes only; actual colors, finishes, features, and options may vary. Schedule your tour today and ask about current builder incentives! Information is deemed reliable but not guaranteed.
Buyer or buyer's agent should verify all information. Pricing, features, and availability are subject to change without notice.
All 24 photos
Description provided by Lennar Realty, Inc. and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $368,490 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — this home carries HOA dues of $33/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- 417 active listings competing, 179 under contract
- 3 closed here in the last 12 months
For reference, this home is listed at $368,490 ($184/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,000 sq ft × $162–$206/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 29, 2026.
Similar homes for sale near Stonechase
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in Stonechase
- 7979 Gulf Blvd #154 · $609,900 · 2 bd / 2.0 ba · listed September 29, 2026 (courtesy of CAROL BROWN FAMILY REAL ESTATE PA)
- 9587 South Trace Rd · $220,000 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of 1st Class Real Estate Panhandle)
- 1689 Oak Dr · $409,900 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of ERA American Real Estate)
- 5328 Horizons Edge Ln #Hs 31A · $271,490 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of Lennar Realty, Inc.)
- 5968 Serrate St #Hs 9I · $324,490 · 4 bd / 2.0 ba · listed September 29, 2026 (courtesy of Lennar Realty, Inc.)
- 4064 Lancer St · $269,900 · 3 bd / 2.0 ba · listed September 29, 2026 (courtesy of Bellator Real Estate LLC)
Recently off market in Stonechase
- 6502 Buckthorn Cir #Lot 24C · last listed $290,990 · 2026-09-29
- 5980 Serrate St #Lot 6I · last listed $316,990 · 2026-09-29
- 6505 Buckthorn Cir #Lot 6J · last listed $295,990 · 2026-09-26
- 5992 Serrate St · last listed $374,990 · 2026-09-26
- 6497 Buckthorn Cir #Hs 8J · last listed $273,990 · 2026-09-24
- 5984 Serrate St #Lot 5I · last listed $322,490 · 2026-09-24
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by Lennar Realty, Inc. · MLS # 689672
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Recent sales activity in Stonechase
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Stonechase neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Stonechase
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Santa Rosa County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
Just listed: new homes for sale in the Pensacola area in the last 48 hours · updated hourly · RSS · The Pensacola area market today: new listings, price cuts, pendings
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 5972 Serrate St #HS 8I, chosen from what the record shows. This is general guidance, not advice about this specific property.
- New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
- HOA dues are listed at $33/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Santa Rosa County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 2,000 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $3,869/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Pensacola MLS, refreshed hourly (last: September 29, 2026) |
| Community market stats | Pensacola MLS closed sales, as of September 29, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 5972 Serrate St #HS 8I and when was it built?
Per the listing record, 5972 Serrate St #HS 8I was built in 2026 and has 2,000 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 5972 Serrate St #HS 8I in?
5972 Serrate St #HS 8I is in Stonechase in Pace, Santa Rosa County. The community section on this page shows recent closed sales, days on market, and active inventory for Stonechase from the same MLS data.
Does 5972 Serrate St #HS 8I have an HOA, and how much are the dues?
The listing reports HOA dues of $33 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 5972 Serrate St #HS 8I differ from the current owner's?
The estimate on this page (about $3,869 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 5972 Serrate St #HS 8I in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 5972 Serrate St #HS 8I in person
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.