Listing data checked against the MLS November 12, 2026 at 11:34 AM ET · rechecked hourly
Listed by World Impact Real Estate (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
3Bathrooms
2,848Sq Ft
2014Year Built
$249Per Sq Ft
3-car garageFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$249 here vs $254 median sold (12 mo)
Buyer leverage
Strong seller market
5 days on market
2.8 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~118 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
8685 Salt Grass Dr in Nature Trail, Pensacola is listed at $710,000 (2,848 sq ft, about $249 per sq ft). That sits within a few percent of Nature Trail's median closed sale of $740,000 over the last 12 months (41 recorded sales). It came to market within the past week. Listing facts: built in 2014, HOA dues of $170/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
Built 2014 · 12 yrs
2,848 sq ft of living area
3-car garage
Listed at $710,000 — recent neighborhood median sale price ~$740,000 (nearby sales; deemed reliable, not an appraisal)
listed Nov 6, 2026
HOA $170/mo (per listing)
Listing description
About this home
OPEN HOUSE: Sun, Oct 25 1-3PM ~Welcome Home to Nature Trail: From its screened saltwater pool to its newly remodeled kitchen, this property has been thoughtfully curated and transformed into the perfect place to call home. The 4-bedroom, 3-bathroom home features double tray ceilings and a front office/study with French doors that leads into an oversized formal dining room. A custom dining sideboard and drink fridge make entertaining fun and easy.
Flowing into the comfortable living room, you’ll notice a focal fireplace and French doors and windows opening to the expansive covered back porch. Durable wood-look tile and complementing tile flow throughout the living areas. With white kitchen cabinets, quartz countertops, and brand-new KitchenAid appliances, you will be humming as you move about your gorgeous kitchen during early mornings, festive gatherings, and everyday life.
The expansive floor plan gives the primary suite true privacy, with a sitting area beneath a double tray ceiling. Dual walk-in closets offer generous storage, and the large primary bath features a double vanity, tile shower, and soaking garden tub. Three additional bedrooms sit on the other side of the house, two of which are lovingly connected by a Jack-and-Jill bathroom.
The remaining bathroom has been thoughtfully customized as well. Perhaps the most inviting feature of this property is the screened saltwater pool. Gentle on skin and easier to maintain, it is a natural gathering place nearly year-round.
Additionally, a fully fenced backyard is covered in plush Zoysia grass, soft underfoot and perfect for the Gulf Coast summers. Nestled amongst backyard fun, an outdoor, covered pergola makes grilling and relaxing by the outdoor fireplace a dream. The three-car garage features a professionally coated floor for a clean, finished look.
The distinguished Nature Trail community offers trails, pools, a fitness center, pickleball, basketball and tennis courts, and a fishing pond. Come see it today!
All 38 photos
Description provided by World Impact Real Estate and reproduced from the MLS; not independently verified.
6 closed sales in Nature Trail in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$609,000
5826 Sword Fern Way, Pensacola
3 / 2 bd/ba · 2,805 sq ft · $217/sq ft
Courtesy of LPT Realty · View details →
Sold Aug 2026
$609,000
5826 Sword Fern Way, Pensacola
3 / 2 bd/ba · 2,805 sq ft · $217/sq ft
Courtesy of LPT Realty · View details →
Sold Sep 2026
$575,000
8508 Salt Grass Dr W, Pensacola
4 / 3 bd/ba · 2,793 sq ft · $206/sq ft
Courtesy of Key Impressions LLC · View details →
Sold Sep 2026
$575,000
8508 Salt Grass Dr W, Pensacola
4 / 3 bd/ba · 2,793 sq ft · $206/sq ft
Courtesy of Key Impressions LLC · View details →
Sold Jun 2026
$765,000
8629 Foxtail Loop, Pensacola
3 / 2.5 bd/ba · 2,919 sq ft · $262/sq ft
Courtesy of LPT Realty · View details →
Sold Jun 2026
$765,000
8629 Foxtail Loop, Pensacola
3 / 2.5 bd/ba · 2,919 sq ft · $262/sq ft
Courtesy of LPT Realty · View details →
Median of these 6 sales: $740,000 ($254/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$710,000
Bed / bath4 / 3
Living area2,848 sq ft
Year built2014
Property typeSingle Family Residence
Garage3-car
MLS #690374
Listing statusUnder Contract
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~118 ft
CountyEscambia - Fl
Area listings10 active · 3 under contract
Estimated first-year tax~$7,455/yr
CDD assessmentNone on record
HOA$170/mo
Calculated estimates
Price per sq ft$249
Estimated monthly payment$4,885
Insurance (illustrative)$2k–$4k/yr
Messtimate range$586,688 – $746,176
Comparable-sales median$740,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,885/mo
Principal & interest $3,848/mo79%
Taxes $621/mo13%
Insurance $246/mo5%
HOA $170/mo3%
$4,885/mo at 20% down, 30-yr @ 7.18% · edit any field to update.
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$531,852
Market value
$343,032
Assessed
$292,310
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Pensacola MLS; millage: county. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
Not reported
The MLS listing does not report a CDD amount. Many Florida communities have one; it shows on the county tax bill — confirm with the tax collector or the listing agent.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$170/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~118 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Nature Trail
Pricing & the Nature Trail market
How this home is priced against recent nearby sales, and where Nature Trail has been over 25 years. Momentum Research analysis of Pensacola MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Nature Trail
Each dot is a closed sale since 2008 (761 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Pensacola MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $249/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 43 (normal).
Property timeline
This home’s history
2014BuiltPer public record
Oct 23, 2026First seen on our siteObserved at $710,000
NowUnder contractActive under contract
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $710,000World Impact Real Estate · listed Nov 6, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
68/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional
68/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area55
This home $249/sq ft vs the community 12-month median $254/sq ft.
Affordability57
List price $710,000 vs the community median $740,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~118 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2014 build. Obtain a property-specific quote.
Market liquidity76
Community median 18 days on market, ~2.8 months of supply (12-month record).
Pricing power57
Recent sales closed at about 96.6% of original asking (~3.4% below). More room below asking generally favors buyers.
Market timing57
Momentum Market Heat is 43/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟡 Asking $249 per square foot, about in line with the community’s $254 median. Nature Trail’s 12-month median sold price per square foot is $254. Median sold price per square foot is up 8.8% year over year. Confidence: Very High · 41 closed sales in 12 monthsMLS facts: Pensacola MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Nature Trail sales closed near 96.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Pensacola MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 10 active listings in Nature Trail, no CDD assessment.
Checked against the MLS November 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by World Impact Real Estate · MLS # 690374
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Keep looking
Similar homes for sale near Nature Trail
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Hurricane Isaias cleanup keeps debris, construction and roofing hiring strong across Northwest Florida
CareerSource Escarosa says demand for debris removal, construction and roofing workers has stayed steady since the storm and should remain elevated for at least six more months. Pensacola's contractor estimates about three weeks remain for the first pass of debris collection, and the area's unemployment rate has fallen since July.
Why it matters: Near-term demand for trades and cleanup labor supports local payrolls, while contractor availability for home repairs and renovation may stay tight through spring. The site is about 12 miles southeast of Nature Trail.
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
Why it matters: The plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 2 miles east of Nature Trail.
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
Why it matters: Terminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 11 miles east of Nature Trail.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Escambia - Fl County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
BeulahAssigned elementary school · Escambia - Fl County School District
BEULAHAssigned middle school · Escambia - Fl County School District
Pine ForestAssigned high school · Escambia - Fl County School District
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 8685 Salt Grass Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2014: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $170/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Escambia - Fl County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 2,848 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,455/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Pensacola MLS, checked against the MLS hourly (last: November 12, 2026)
Comparable sales
Pensacola MLS closed sales in Nature Trail, last 18 months, as of July 13, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 8685 Salt Grass Dr and when was it built?
Per the listing record, 8685 Salt Grass Dr was built in 2014 and has 2,848 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 8685 Salt Grass Dr in?
8685 Salt Grass Dr is in Nature Trail in Pensacola, Escambia - Fl County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 8685 Salt Grass Dr have an HOA, and how much are the dues?
The listing reports HOA dues of $170 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 8685 Salt Grass Dr differ from the current owner's?
The estimate on this page (about $7,455 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 8685 Salt Grass Dr in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 8685 Salt Grass Dr in person
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Multiple Listing Service of the Pensacola Association of REALTORS®. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent.
Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Multiple Listing Service of the Pensacola Association of REALTORS®.
Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. All rights reserved.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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1 / 1 photosListing courtesy of World Impact Real Estate
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
