4 bedroom Single Family Residence at 10110 Whisper Pointe Drive, Arbor Greene Ph 5 Units 1 A, Tampa — photo 1Front elevation
45 days on market Single Family Residence ▼ Price cut: $10,001 (8/4)
$499,999
4-Bedroom Home in ARBOR GREENE PH 5 UNITS 1 A

10110 Whisper Pointe Drive, Tampa, FL 33647

Single Family Residence in ARBOR GREENE PH 5 UNITS 1 A, TAMPA · No CDD
ARBOR GREENE PH 5 UNITS 1 A · Tampa, FL 33647 · Hillsborough
Listing data updated September 25, 2026 · refreshed twice daily
4Bedrooms
2Bathrooms
2,076Sq Ft
1999Year Built
$241Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
11% above
$/sq ft vs community
$241 here vs $217 median sold (12 mo)
Buyer leverage
Balanced market
45 days on market
4.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~51 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 3
Price vs recent sales
Asking $500k tops 1 of the last 3 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 25, 2026, 10110 Whisper Pointe Drive in Arbor Greene Ph 5 Units 1 A, Tampa is listed at $499,999 (2,076 sq ft, about $241 per sq ft). That sits within a few percent of Arbor Greene Ph 5 Units 1 A's median closed sale of $568,500 over the last 12 months (4 recorded sales). Per square foot it is above the community's recent $217/sq ft by about 11%. It has been 45 days on market. Listing facts: built in 1999, HOA dues of $8/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 2,076 sq ft of living area
  • 2-car garage
  • Listed at $499,999 — recent neighborhood median sale price ~$568,500 (nearby sales; deemed reliable, not an appraisal)
  • 45 days on market
  • HOA $8/mo (per listing)
Momentum Research · Arbor Greene Ph 5 Units 1 A

Pricing & the Arbor Greene Ph 5 Units 1 A market

How this home is priced against recent nearby sales, and where Arbor Greene Ph 5 Units 1 A has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales10124 ARBOR RUN DRIVE10124 ARBOR RUN DRIVE: $192/sq ft$192This homeThis home: $241/sq ft$24110101 WHISPER POINTE DRI…10101 WHISPER POINTE DRIVE: $242/sq ft$242Community median $217

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $241/sq ft.

$178$216$2532022: $18520222023: $21620232024: $24620242025: $22420252026: $2172026

Median sale price by year

12-month median closed price, 2022–2026.

$380k$484k$589k2022: $477k20222023: $400k20232024: $550k20242025: $420k20252026: $568k2026
Property timeline

This home’s history

  • 1999BuiltPer public record
  • Jul 10, 2026First trackedObserved at $510,000
  • Aug 4, 2026Price cut$499,999
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,319/mo
  • Principal & interest $2,648/mo 80%
  • Taxes $438/mo 13%
  • Insurance $226/mo 7%
  • HOA $8/mo 0%

$3,319/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

63/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

63/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area22
This home $241/sq ft vs the community 12-month median $217/sq ft.
Affordability70
List price $499,999 vs the community median $568,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~51 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Market liquidity71
Community median 36 days on market (12-month record).
Renovation upside30
From a 1999 build and $241/sq ft vs the community median $217/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power50
Recent sales closed at about 98.0% of original asking (~2.0% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 4.0 months of supply in the surrounding market and 45 days on market for this home, against a 36-day area median.Days on market:this home 45Area median:  36 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 13, 2026.

🟡 Asking $241 per square foot, about 11% above the community’s $217 median. Arbor Greene Ph 5 Units 1 A’s 12-month median sold price per square foot is $217. Median sold price per square foot is up 35.4% year over year. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

68% of homes in Arbor Greene Ph 5 Units 1 A are owner-occupied. An estimated 32% are non-owner-occupied, including 6% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 108 homes matched. Community-level context.

Recent Arbor Greene Ph 5 Units 1 A sales closed near 98.0% of original asking. Cash paid for about 0% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 13, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome home to this beautifully designed 4-bedroom, 2-bath residence with a 2-car garage, nestled on a spacious homesite with no rear neighbors in the highly sought-after Arbor Greene community of New Tampa. Step inside and discover soaring vaulted ceilings, a desirable split-bedroom floor plan, and multiple living spaces including a formal dining room, family room, and separate living room—perfect for entertaining or everyday living. The well-appointed kitchen features a pantry, gas cooking, and overlooks the main living areas, while the screened lanai offers the perfect place to relax and enjoy the privacy of your large backyard.

Gas Stove, Large kitchen sink, Utility sink in garage, New roof to be replaced prior to closing, new buyer will be able to choose shingles and have warranty in their name. Brand NEW AC unit, Newer gas water heater. Located on picturesque tree-lined streets, Arbor Greene is one of New Tampa's premier gated communities, featuring 24-hour security, resort-style and Junior Olympic pools, tennis courts, pickleball courts, playgrounds, and an active calendar of clubs and community events.

Conveniently located in one of Tampa's most desirable areas, this home is zoned for highly regarded schools and is just minutes from major highways, shopping, dining, medical facilities, and entertainment. Combining comfort, convenience, and exceptional community amenities, this home offers the Florida lifestyle you've been looking for.

Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$499,999
Bed / bath4 / 2
Living area2,076 sq ft
Year built1999
Property typeSingle Family Residence
Garage2-car
MLS #TB8516510
Listing status45 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~51 ft
Windstorm exposureLow
CountyHillsborough
Estimated first-year tax~$5,250/yr
CDD assessmentNone on record
HOA (per listing)$8/mo

Calculated estimates

Price per sq ft$241
Estimated monthly payment$3,319
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$568,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Kerrie Weltman · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$396,516the mess$504,468

Actual list price: $499,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1999 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $8/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 45 days on market vs. a 36-day community median
  • 1 active listing competing
  • 3 closed here in the last 12 months

For reference, this home is listed at $499,999 ($241/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,076 sq ft × $191–$243/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 25, 2026.

Keep looking

Similar homes for sale near ARBOR GREENE PH 5 UNITS 1 A

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in TAMPA

  • 6305 Newtown Circle #5B4, TAMPA · $147,000 · 2 bd / 2.5 ba · listed September 25, 2026 (courtesy of KELLER WILLIAMS REALTY)
  • 9128 Otter Pass, TAMPA · $239,000 · 2 bd / 2.0 ba · listed September 25, 2026 (courtesy of INSTANT EQUITY REALTY)
  • 3502 W Vasconia Street, TAMPA · $995,000 · 4 bd / 2.5 ba · listed September 24, 2026 (courtesy of FLATFEE.COM)
  • 8113 N Semmes Street, TAMPA · $209,900 · 2 bd / 1.0 ba · listed September 24, 2026 (courtesy of POWERS REAL ESTATE SOLUTIONS LLC)
  • 5001 Sunridge Palms Drive, TAMPA · $275,000 · 3 bd / 3.5 ba · listed September 24, 2026 (courtesy of LPT REALTY, LLC)
  • 13036 Village Chase Circle #13036, TAMPA · $294,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of KELLER WILLIAMS TAMPA CENTRAL)
Transparency

Price & listing history

Listed for $499,999Momentum Realty · on market 45 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,250/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$8/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~51 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 10110 WHISPER POINTE DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FUTURE HOME REALTY INC · MLS # TB8516510

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in ARBOR GREENE PH 5 UNITS 1 A

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ARBOR GREENE PH 5 UNITS 1 A neighborhood guide for more.

Comparable sales found
2

Recent nearby closings in the data set.

Community median sale price
$568,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$217

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ARBOR GREENE PH 5 UNITS 1 A

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Hunter's Green-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEA
Benito-HBAssigned middle school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEB
Wharton-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $217/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,292 – $3,333/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,091 – −$154At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 10110 Whisper Pointe Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1999 (27 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,076 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,250/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 25, 2026)
Community market statsStellar MLS closed sales, as of July 13, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 10110 Whisper Pointe Drive and when was it built?

Per the listing record, 10110 Whisper Pointe Drive was built in 1999 and has 2,076 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 10110 Whisper Pointe Drive in?

10110 Whisper Pointe Drive is in Arbor Greene Ph 5 Units 1 A in Tampa, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Arbor Greene Ph 5 Units 1 A from the same MLS data.

Does 10110 Whisper Pointe Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 10110 Whisper Pointe Drive differ from the current owner's?

The estimate on this page (about $5,250 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 10110 Whisper Pointe Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 10110 WHISPER POINTE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.