2 bedroom Single Family Residence at 1024 S Alhambra Circle, Naples Twin Lakes, Naples — photo 1Front elevation
Active Single Family Residence
$429,900
2-Bedroom Home in NAPLES TWIN LAKES

1024 S Alhambra Circle, Naples, FL 34103

Single Family Residence in NAPLES TWIN LAKES · No CDD
NAPLES TWIN LAKES · Naples, FL 34103 · Collier
Listing data updated September 24, 2026 · refreshed twice daily
2Bedrooms
1Bathrooms
1,077Sq Ft
1958Year Built
$399Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
Highlights

As of September 24, 2026, 1024 S Alhambra Circle in Naples Twin Lakes, Naples is listed at $429,900 (1,077 sq ft, about $399 per sq ft). That is 45% below Naples Twin Lakes's median closed sale of $785,000 over the last 12 months (3 recorded sales). Per square foot it is below the community's recent $521/sq ft by about 23%. It came to market within the past week. Listing facts: built in 1958, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1958 · 68 yrs
  • 1,077 sq ft of living area
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Property timeline

This home’s history

  • 1958BuiltPer public record
  • Sep 24, 2026First trackedObserved at $429,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,936/mo
  • Principal & interest $2,277/mo 78%
  • Taxes $376/mo 13%
  • Insurance $233/mo 8%
  • HOA $50/mo 2%

$2,936/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$4,200/yr
≈ $350/mo·effective rate ~0.98%
Estimated from today’s asking price and current Collier County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $2,850/yr ($238/mo)
+$1,350 more each year
(+47%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$175,155
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$433,920
Market value
$258,765
Assessed
$258,765
Taxable
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Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

80/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional

80/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $399/sq ft vs the community 12-month median $521/sq ft.
Affordability100
List price $429,900 vs the community median $785,000. Not a measure of personal affordability.
Market liquidity74
Community median 33 days on market (12-month record).
Renovation upside90
From a 1958 build and $399/sq ft vs the community median $521/sq ft. Not a condition assessment.
Pricing power61
Recent sales closed at about 95.9% of original asking (~4.1% below). More room below asking generally favors buyers.
Market timing58
Momentum Market Heat is 42/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $399 per square foot, about 23% below the community’s $521 median. NAPLES TWIN LAKES’s 12-month median sold price per square foot is $521. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

1024 S Alhambra Cir is a 1958 concrete block single-family home of 1,077 square feet on an 8,160 square foot lot in Naples Twin Lakes, Naples FL 34103, laid out as a 2 bedroom 1 bath main residence plus an attached efficiency with its own exterior entry, its own kitchen and its own full bath. The efficiency sits at one end of the home behind its own front door and functions entirely on its own, finished to the same standard as the main house with matching tile, its own window line and its own bath. Construction is concrete block with stucco, under a gable roof re-covered in Landmark architectural shingles on a county permit finaled in December 2024.

Hurricane impact windows are in place throughout the home and the air conditioning system is new. Plumbing has no reported issues. Large format neutral tile runs continuous through every room of both spaces, front to back.

The main kitchen is a galley layout with wood cabinetry, a double stainless sink set under a window, a range, a dishwasher and a stainless microwave. The efficiency kitchen carries painted cabinetry, a stainless refrigerator, a range, a microwave and a window over the sink. Both bathrooms were reworked with tiled walk-in showers, one finished floor to ceiling in tile with a decorative band and a glass slider and a window set into the shower wall, each with a vanity and a framed mirror.

The bedrooms and the dining area carry vaulted ceilings, ceiling fans and wide blinds, and ceiling fans are fitted in the living areas as well. Both front entries are solid doors with decorative oval glass inserts. Outside, an oversized poured concrete parking pad fronts the home and gives room for several vehicles parked side by side, with separate approaches to each of the two entry doors.

The rear yard is fully fenced with wood privacy fencing and runs deep and open, holding a detached storage building, a covered work and equipment area off the back of the house under its own metal roof, a poured concrete patio and a play structure. Palms, a fruit tree and shade trees line the front and side of the lot. Water service is delivered by the city system and waste is handled by an onsite septic system.

Twin Lakes sits in central Collier County between US 41 and Goodlette-Frank Road, which places the home within a short drive of the Gulf beaches, the shops and restaurants of downtown, and the north end retail and dining corridor. The street is a grid of one story detached homes on similar lots, giving the block a low, consistent roof line and generous spacing between houses. The heavy items here are already done: block construction, impact glass, a 2024 roof and a new air handler.

The efficiency gives you a flexible space with a full kitchen and a full bath attached, usable as guest quarters, a home office suite, a studio or a workshop. Showings are by appointment.

Description provided by SILVER DOOR REALTY LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$429,900
Bed / bath2 / 1
Living area1,077 sq ft
Year built1958
Property typeSingle Family Residence
MLS #TB8551241
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyCollier
Area listings1 active · 0 under contract
Estimated first-year tax~$4,514/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$399
Estimated monthly payment$2,936
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$785,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of SILVER DOOR REALTY LLC · Listing agent: Michelle Paez · 954-589-0144Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$493,266the mess$628,968

Actual list price: $429,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1958 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 43 active listings competing, 11 under contract

For reference, this home is listed at $429,900 ($399/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,077 sq ft × $458–$584/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 24, 2026.

Keep looking

Similar homes for sale near NAPLES TWIN LAKES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in NAPLES TWIN LAKES

  • 14895 Pleasant Bay Lane #204 · $279,000 · 4 bd / 3.0 ba · listed September 23, 2026 (courtesy of DOWNING FRYE REALTY, INC.)
  • 9010 Cascada Way #201 · $769,000 · 3 bd / 3.0 ba · listed September 17, 2026 (courtesy of LOKATION)
  • 202 Broadway Street #400 · $135,000 · 1 bd / 1.0 ba · listed September 12, 2026 (courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE)
  • 2977 4th Avenue · $510,000 · 4 bd / 2.0 ba · listed September 10, 2026 (courtesy of MATO REALTY, LLC)
  • 2394 45th Avenue · $606,500 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of ELIMAR REALTY INC)
  • 5979 Prosperity Lane · $434,900 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of COLDWELL BANKER REALTY)
Transparency

Price & listing history

Listed for $429,900Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,514/yr

A rough first-year estimate only, applying a typical Collier rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1024 S ALHAMBRA CIRCLE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by SILVER DOOR REALTY LLC · MLS # TB8551241

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in NAPLES TWIN LAKES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NAPLES TWIN LAKES neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$785,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$521

Canonical 12-month median $/sq ft. Reference only.

Go deeper on NAPLES TWIN LAKES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Collier County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Collier County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,970 – $2,866/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,021 – −$214At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1024 S Alhambra Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1958 (68 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Collier County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,077 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,514/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 24, 2026)
Community market statsStellar MLS closed sales, as of September 24, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1024 S Alhambra Circle and when was it built?

Per the listing record, 1024 S Alhambra Circle was built in 1958 and has 1,077 sq ft of living area, 2 bedrooms and 1.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1024 S Alhambra Circle in?

1024 S Alhambra Circle is in Naples Twin Lakes in Naples, Collier County. The community section on this page shows recent closed sales, days on market, and active inventory for Naples Twin Lakes from the same MLS data.

Does 1024 S Alhambra Circle have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 1024 S Alhambra Circle differ from the current owner's?

The estimate on this page (about $4,514 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1024 S Alhambra Circle in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1024 S ALHAMBRA CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.