42 days on market (MLS) Single Family Residence ▼ Price cut: $14,900 (10/2)
$455,000
5-Bedroom Home in SPICOLA PRCL AT HERITAGE ISL

10626 Liberty Bell Drive, Tampa, FL 33647

Single Family Residence in SPICOLA PRCL AT HERITAGE ISL, TAMPA · No CDD on record
SPICOLA PRCL AT HERITAGE ISL · Tampa, FL 33647 · Hillsborough County
Listing data updated October 3, 2026 · refreshed hourly
5Bedrooms
3Bathrooms
3,258Sq Ft
2008Year Built
$140Per Sq Ft
3-car garageNo CDD on recordFEMA Zone X5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
35% below
$/sq ft vs community
$140 here vs $214 median sold (12 mo)
Buyer leverage
Buyer advantage
42 days on market
4.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~66 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 12
Price vs recent sales
Asking $455k tops 5 of the last 12 closed sales; also one of the largest homes here at 3,258 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 10626 Liberty Bell Drive in Spicola Prcl At Heritage Isl, Tampa is listed at $455,000 (3,258 sq ft, about $140 per sq ft). That sits within a few percent of Spicola Prcl At Heritage Isl's median closed sale of $430,000 over the last 12 months (27 recorded sales). Per square foot it is below the community's recent $214/sq ft by about 35%. It has been 42 days on market, longer than the community's typical 19 days to contract. Listing facts: built in 2008, HOA dues of $8/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2008 · 18 yrs
  • 3,258 sq ft of living area
  • 3-car garage
  • Listed at $455,000 — recent neighborhood median sale price ~$430,000 (nearby sales; deemed reliable, not an appraisal)
  • 42 days on market
  • HOA $8/mo (per listing)
Listing description

About this home

Virtually Staged. Short Sale. THIS SHORT SALE IS WITH A SECOND LIEN HOLDER AND WILL BE MUCH QUICKER THAN A NORMAL SHORT SALE!

Welcome to this 5-bedroom, 3-bath home with a 3-car tandem garage, ideally situated on a premium corner lot in the gated golf course community of Heritage Isles. A two-story foyer with a soaring 19-foot ceiling and leaded glass front door creates an impressive first impression. Arched doorways, rounded corners, soaring ceilings, ceramic tile and luxury vinyl flooring in the main living areas, upgraded carpeting in the bedrooms, faux wood blinds, and designer lighting add timeless style throughout the home.

The living and dining rooms just inside the front door provide the perfect space for entertaining, while the heart of the home is the stunning chef's kitchen. Designed to impress, it features polished granite countertops, a large center island with an undermount sink, rich 42-inch maple cabinetry with roll-out shelves, a spacious pantry, breakfast bar, built-in desk, sunny breakfast nook, and stainless steel appliances, including a built-in microwave, glass-top range, and side-by-side refrigerator. The kitchen opens seamlessly to the family room and covered back patio, making everyday living connected and effortless.

One bedroom and a full bathroom are conveniently located on the first floor, creating the perfect guest suite, home office, or multigenerational living space. Upstairs, the spacious owner's retreat features dual walk-in closets and a luxurious ensuite bath with granite countertops, long vanity with dual sinks, a relaxing garden tub, separate walk-in shower, and private water closet. Three additional oversized bedrooms, a versatile loft, and a large bonus/media room behind double doors provide endless possibilities for a home theater, game room, fitness area, or additional living space.

Recent updates include durable luxury vinyl flooring throughout the main living areas, a roof replaced in 2024, and both exterior A/C compressors upgraded for added comfort and peace of mind. Additional highlights include a security system and a 3-car tandem garage equipped with a GearTrax storage system and generator hookup. Enjoy the outstanding amenities of Heritage Isles, including a championship golf course, clubhouse, on-site restaurant, resort-style pool, fitness center, tennis courts, basketball and volleyball courts, playgrounds, parks, and walking trails.

The CDD fee is included in the property taxes. Conveniently located near top-rated schools, shopping, dining, USF, major research hospitals, Downtown Tampa, and major highways, this exceptional home offers the perfect combination of luxury, space, convenience, and an active resort-style lifestyle.

All 34 photos

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Description provided by KELLER WILLIAMS SUBURBAN TAMPA and reproduced from the MLS; not independently verified.

Listing courtesy of KELLER WILLIAMS SUBURBAN TAMPA · Listing agent: Daniel Henzler · 813-684-9500Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$455,000
Bed / bath5 / 3
Living area3,258 sq ft
Year built2008
Property typeSingle Family Residence
Garage3-car
MLS #TB8537812
Listing status42 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~66 ft
CountyHillsborough
Area listings10 active · 3 under contract
Estimated first-year tax~$4,778/yr
CDD assessmentNone on record
HOA$8/mo

Calculated estimates

Price per sq ft$140
Estimated monthly payment$3,073
Insurance (illustrative)$2k–$3k/yr
Messtimate range$462,636 – $720,018
Comparable-sales median$430,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,073/mo
  • Principal & interest $2,491/mo 81%
  • Taxes $398/mo 13%
  • Insurance $177/mo 6%
  • HOA $8/mo 0%

$3,073/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,778/yr

Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$8/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~66 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · heritage isles ph 3d

Pricing & the heritage isles ph 3d market

How this home is priced against recent nearby sales, and where heritage isles ph 3d has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales19939 TAMIAMI AVENUE19939 TAMIAMI AVENUE: $104/sq ft$104This homeThis home: $140/sq ft$14018126 KARA COURT18126 KARA COURT: $142/sq ft$14220001 TAMIAMI AVENUE20001 TAMIAMI AVENUE: $161/sq ft$16131982 BOURNEVILLE TERRACE31982 BOURNEVILLE TERRACE: $204/sq ft$20418406 EASTWYCK DR18406 EASTWYCK DR: $221/sq ft$22117888 ARBOR GREENE DRIVE17888 ARBOR GREENE DRIVE: $245/sq ft$245Community median $214

Price vs. size in heritage isles ph 3d

Each dot is a closed sale since 2004 (357 total). This home is the gold marker.

$0$424k$848k1,0603,1125,163This home: $455,000, 3,258 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $140/sq ft.

$56$143$2312012: $7820122013: $732014: $9420142015: $932016: $9520162017: $1102018: $11020182019: $1082021: $17020212022: $2012023: $20920232024: $2132025: $20120252026: $2142026

Median sale price by year

12-month median closed price, 2012–2026.

$113k$345k$577k2012: $158k20122013: $240k2014: $197k20142015: $193k2016: $233k20162017: $225k2018: $229k20182019: $255k2021: $370k20212022: $425k2023: $409k20232024: $532k2025: $415k20252026: $430k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 65 (hot).

1352922013: 6120132014: 212015: 3720152016: 542017: 4720172018: 512019: 3320192022: 842023: 4420232024: 522025: 2720252026: 652026
Property timeline

This home’s history

  • 2008BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 42 cumulative days on market as of October 3, 2026
  • Aug 22, 2026First seen on movewithmomentum.comObserved at $489,900
  • Aug 28, 2026Price cut$484,900 (-$5,000, -1.0%)
  • Sep 25, 2026Price cut$479,900 (-$5,000, -1.0%)
  • Sep 30, 2026Price cut$469,900 (-$10,000, -2.1%)
  • Oct 2, 2026Price cut$455,000 (-$14,900, -3.2%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $455,000Momentum Realty · on market 42 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $430,000 ($214/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$462,636the mess$720,018

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $455,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 56% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $8/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 42 days on market vs. a 19-day community median
  • 11 active listings competing, 2 under contract
  • ≈4.6 months of supply
  • 27 closed here in the last 12 months

For reference, this home is listed at $455,000 ($140/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,258 sq ft × $142–$221/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $140/sq ft vs the community 12-month median $214/sq ft.
Affordability40
List price $455,000 vs the community median $430,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~66 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2008 build. Obtain a property-specific quote.
Market liquidity65
Community median 19 days on market, ~4.6 months of supply (12-month record).
Pricing power53
Recent sales closed at about 97.3% of original asking (~2.7% below). More room below asking generally favors buyers.
Market timing35
Momentum Market Heat is 65/100 (hot). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 4.6 months of supply in the surrounding market and 42 days on market for this home, against a 19-day area median.Days on market:this home 42Area median:  19 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $140 per square foot, about 35% below the community’s $214 median. heritage isles ph 3d’s 12-month median sold price per square foot is $214. Median sold price per square foot is up 3.6% year over year. Confidence: High · 27 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

78% of homes in heritage isles ph 3d are owner-occupied. An estimated 22% are non-owner-occupied, including 1% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 293 homes matched. Community-level context.

Recent heritage isles ph 3d sales closed near 97.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 10 active listings in heritage isles ph 3d, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by KELLER WILLIAMS SUBURBAN TAMPA · MLS # TB8537812

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Keep looking

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Recently off market in SPICOLA PRCL AT HERITAGE ISL

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Heritage Isles news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

33-story tower planned for Water Street Tampa expansion

Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.

Why it matters: Adds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 17 miles southwest of Heritage Isles, elsewhere in Hillsborough County.

Florida YIMBY

Jul 2026 · Development

Mercy Oaks II affordable apartments open on North Florida Avenue

Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.

Why it matters: Adds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 13 miles southwest of Heritage Isles, elsewhere in Hillsborough County.

City of Tampa

Jul 2026 · Builder

First 3D-printed affordable home nears completion in East Tampa

The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.

Why it matters: Introduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 13 miles southwest of Heritage Isles, elsewhere in Hillsborough County.

Bay News 9

Jan 2026 · Development

Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 5 miles northwest of Heritage Isles.

HCO News

Go deeper

More on SPICOLA PRCL AT HERITAGE ISL

Go deeper on SPICOLA PRCL AT HERITAGE ISL

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Hillsborough County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 10626 Liberty Bell Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $8/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 3,258 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,778/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 10626 Liberty Bell Drive and when was it built?

Per the listing record, 10626 Liberty Bell Drive was built in 2008 and has 3,258 sq ft of living area, 5 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 10626 Liberty Bell Drive in?

10626 Liberty Bell Drive is in Spicola Prcl At Heritage Isl in Tampa, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 10626 Liberty Bell Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $8 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 10626 Liberty Bell Drive differ from the current owner's?

The estimate on this page (about $4,778 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 10626 Liberty Bell Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.