3 bedroom Villa at 10648 Heron Hideaway Loop, Cypress Preserve Ph 1A, Land O Lakes — photo 1
Active Villa
$305,000
3-Bedroom Villa in CYPRESS PRESERVE PH 1A

10648 Heron Hideaway Loop, Land O Lakes, FL 34638

Villa in CYPRESS PRESERVE PH 1A, LAND O LAKES · No CDD on record
CYPRESS PRESERVE PH 1A · Land O Lakes, FL 34638 · Pasco County
Listing data updated October 5, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,532Sq Ft
2019Year Built
$199Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
Highlights

As of October 5, 2026, 10648 Heron Hideaway Loop in Cypress Preserve Ph 1A, Land O Lakes is listed at $305,000 (1,532 sq ft, about $199 per sq ft). It came to market within the past week. Listing facts: built in 2019, HOA dues of $119/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2019 · 7 yrs
  • 1,532 sq ft of living area
  • 2-car garage
  • Active listing
  • HOA $119/mo (per listing)
Listing description

About this home

WHY SETTLE FOR ORDINARY WHEN YOU CAN HAVE A HOME THAT HAS ALREADY BEEN THOUGHTFULLY UPGRADED? Welcome to Cypress Preserve in Land O’ Lakes, where comfortable living and resort-style amenities come together! This beautifully maintained, single-story 3-bedroom, 2-bath villa offers 1,532 square feet of inviting living space, a 2-car garage and thoughtful improvements that help set it apart.

Step inside to an open, welcoming floor plan filled with natural light. Ceramic tile flows through the main living areas, while the spacious great room connects effortlessly with the dining area and kitchen, creating a comfortable setting for entertaining, relaxing or simply enjoying everyday life. THE KITCHEN IS A DELIGHT!

Rich maple cabinetry, granite countertops, 42-inch upper cabinets with decorative cabinet crown molding, stainless steel appliances and a breakfast bar combine style with everyday functionality. Pendant and recessed lighting add the finishing touches. The generously sized owner’s suite provides a comfortable retreat with a walk-in closet and private bath featuring dual sinks and a walk-in shower.

Two additional bedrooms provide flexible space for guests, hobbies or a home office. ADDITIONAL HOMEOWNER IMPROVEMENTS INCLUDE solar tubes in the kitchen, family room and primary bedroom closet, bringing additional natural light into the home. The homeowner also added a sprinkler system in the backyard after construction, an upgrade that was not originally included with the home.

An enclosed lanai provides another inviting space to relax, enjoy your morning coffee or unwind at the end of the day. NOW, LET’S TALK ABOUT THE LIFESTYLE! Cypress Preserve offers plenty of ways to enjoy your free time.

Community amenities include a resort-style zero-entry swimming pool with cabanas, scenic walking trails, a dog park, playground and community event lawn. Conveniently located in Land O’ Lakes with access to shopping, dining, recreation and the greater Tampa Bay area, this home offers an appealing combination of comfort, convenience and Florida living. THE BEST PART?

Photos can introduce you to a property, but they cannot fully capture how a home feels when you walk through the door. Come experience the comfortable layout, natural light, thoughtful homeowner improvements and inviting atmosphere for yourself. Schedule your private showing and discover why this Cypress Preserve villa deserves a place at the top of your list!

Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.

Listing courtesy of CHARLES RUTENBERG REALTY INC · Listing agent: Lori Cheek · 727-538-9200Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$305,000
Bed / bath3 / 2
Living area1,532 sq ft
Year built2019
Property typeVilla
Garage2-car
MLS #TB8554928
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPasco
Estimated first-year tax~$3,202/yr
CDD assessmentNone on record
HOA$119/mo

Calculated estimates

Price per sq ft$199
Estimated monthly payment$2,150
Insurance (illustrative)$1k–$2k/yr

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,150/mo
  • Principal & interest $1,669/mo 78%
  • Taxes $267/mo 12%
  • Insurance $95/mo 4%
  • HOA $119/mo 6%

$2,150/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,202/yr

Estimate: a typical Pasco effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$119/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Property timeline

This home’s history

  • 2019BuiltPer public record
  • Oct 5, 2026First seen on movewithmomentum.comObserved at $305,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $305,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Pasco County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for CYPRESS PRESERVE PH 1A. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Pasco County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 1,532 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated October 5, 2026.

Seen enough photos?

Want to see 10648 HERON HIDEAWAY LOOP?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by CHARLES RUTENBERG REALTY INC · MLS # TB8554928

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Keep looking

Similar homes for sale near CYPRESS PRESERVE PH 1A

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in CYPRESS PRESERVE PH 1A

  • 10528 Gooseberry Court · $689,900 · 4 bd / 3.0 ba · listed October 5, 2026 (courtesy of RE/MAX ALLIANCE GROUP)
  • 32305 Pasco Road · $1,650,000 · 5 bd / 4.0 ba · listed October 5, 2026 (courtesy of CHARLES RUTENBERG REALTY INC)
  • 3869 Cabernet Terrace · $802,900 · 3 bd / 3.5 ba · listed October 5, 2026 (courtesy of SALTZBERG & ASSOCIATES REAL ESTATE)
  • 11002 Belle Haven Drive · $465,000 · 4 bd / 2.0 ba · listed October 5, 2026 (courtesy of FUTURE HOME REALTY)
  • 17932 Wendy Sue Avenue · $499,000 · 9 bd / 6.0 ba · listed October 5, 2026 (courtesy of DALTON WADE INC)
  • 9237 C Wellstone Drive · $409,000 · 3 bd / 2.5 ba · listed October 5, 2026 (courtesy of REAL BROKER, LLC)

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

Go deeper

More on CYPRESS PRESERVE PH 1A

Go deeper on CYPRESS PRESERVE PH 1A

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pasco County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 10648 Heron Hideaway Loop, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2019: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $119/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,532 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,202/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 5, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Pasco County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 10648 Heron Hideaway Loop and when was it built?

Per the listing record, 10648 Heron Hideaway Loop was built in 2019 and has 1,532 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 10648 Heron Hideaway Loop in?

10648 Heron Hideaway Loop is in Cypress Preserve Ph 1A in Land O Lakes, Pasco County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 10648 Heron Hideaway Loop have an HOA, and how much are the dues?

The listing reports HOA dues of $119 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 10648 Heron Hideaway Loop differ from the current owner's?

The estimate on this page (about $3,202 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 10648 Heron Hideaway Loop in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 10648 HERON HIDEAWAY LOOP in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.