Active Single Family Residence
$389,000
3-Bedroom Home in VILLAGES OF SUMTER VIRGINIA VINE VILLAS

1231 Estill Avenue, The Villages, FL 32162

Single Family Residence in VILLAGES OF SUMTER VIRGINIA VINE VILLAS, THE VILLAGES
VILLAGES OF SUMTER VIRGINIA VINE VILLAS · The Villages, FL 32162 · Sumter County
Listing data updated October 17, 2026 at 8:47 AM ET · checked against the MLS hourly
3Bedrooms
2Bathrooms
1,397Sq Ft
2005Year Built
$278Per Sq Ft
GarageFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% above
$/sq ft vs community
$278 here vs $246 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~74 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 12
Price vs recent sales
Asking $389k tops 9 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 17, 2026, 1231 Estill Avenue in Villages Of Sumter Virginia Vine Villas, The Villages is listed at $389,000 (1,397 sq ft, about $278 per sq ft). That sits within a few percent of Villages Of Sumter Virginia Vine Villas's median closed sale of $395,000 over the last 12 months (43 recorded sales). Per square foot it is above the community's recent $246/sq ft by about 13%. It came to market within the past week. Listing facts: built in 2005, no HOA, a CDD assessment of about $317/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • CDD assessment ~$317/yr
  • Built 2005 · 21 yrs
  • 1,397 sq ft of living area
  • Garage
  • Listed at $389,000 — recent neighborhood median sale price ~$395,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • No HOA reported by the listing (confirm)
Listing description

About this home

PRIME LOCATION! Enjoy the ultimate Florida lifestyle within easy walking distance to Lake Sumter Landing! This impeccably updated and well-maintained home offers peace of mind with a brand new roof (2025) and an exceptionally low bond balance of $3,918.01.

INTERIOR HIGHLIGHTS: Custom Andersen windows and updated light fixtures throughout. Tile flooring spanning the entire home. Modernized Kitchen featuring stainless steel appliances, an on-demand tankless hot water heater, a water purification system, and an included 4-bar stool setup for the kitchen/dining area.

Handicap-accessible walk-in showers and freshly painted bathrooms with replaced exhaust fans and top-flushing commodes. Custom touches including a dining room chandelier, upgraded laundry room ceiling fan, and freshly painted interior woodwork and doors. EXTERIOR & MAJOR SYSTEMS: Lanai screens replaced in 2026 (including the screen door) plus a front door screen.

Insulated garage door with a ceiling fan, updated exterior lights, and newly painted shutters/light pole. Peace-of-mind safety features including an OmniShield fire and water warning system (Charleston Health & Safety, Inc.). Custom Andersen windows and updated light fixtures throughout.

Tile flooring spanning the entire home. Modernized Kitchen featuring stainless steel appliances, an on-demand tankless hot water heater, a water purification system, and an included 4-bar stool setup for the kitchen/dining area. Handicap-accessible walk-in showers and freshly painted bathrooms with replaced exhaust fans and top-flushing commodes.

Custom touches including a dining room chandelier, upgraded laundry room ceiling fan, and freshly painted interior woodwork and doors. Exterior & Major Systems: Lanai screens replaced in 2026 (including the screen door) plus a front door screen. Insulated garage door with a ceiling fan, updated exterior lights, and newly painted shutters/light pole.

Peace-of-mind safety features including an OmniShield fire and water warning system (Charleston Health & Safety, Inc.). A/C replaced in 2015. Don't miss out on this fantastic location, incredible upgrades, and low bond.

Schedule your private showing today! Rare Opportunity — Vacant Now with Short-Term Rental Income Already Secured! This property is currently vacant and available to show.

The seller has an executed lease in place for January and February 2027, providing the new owner with two months of rental income. This makes the property an excellent opportunity for an investor looking for immediate income potential, while also offering flexibility for a buyer planning to occupy the property after the lease term expires. The property will convey subject to the existing two-month lease, with the lease terms available for buyer review.

After February 2027, the property will be available for the buyer’s own use or continued rental, offering flexibility to meet a variety of investment or personal ownership goals. FIRST IMPRESSION - BEST IMPRESSION! Don’t miss this opportunity to purchase a property that is vacant now, easy to show, and already has a short-term rental commitment in place for early 2027.

Description provided by WORTH CLARK REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of WORTH CLARK REALTY · Listing agent: Karen Santoriello · 352-988-7777Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$389,000
Bed / bath3 / 2
Living area1,397 sq ft
Year built2005
Property typeSingle Family Residence
GarageYes
MLS #G5118798
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~74 ft
CountySumter
Area listings396 active · 95 under contract
Estimated first-year tax~$4,175/yr
CDD assessment~$317/yr
HOANone reported

Calculated estimates

Price per sq ft$278
Estimated monthly payment$2,688
Insurance (illustrative)$2k–$3k/yr
Messtimate range$271,018 – $312,928
Comparable-sales median$395,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,688/mo
  • Principal & interest $2,155/mo 80%
  • Taxes $348/mo 13%
  • Insurance $159/mo 6%
  • CDD $26/mo 1%

$2,688/mo at 20% down, 30-yr @ 7.4% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified tax roll · county-average rate
Estimated property taxes after purchase
$4,175/yr
≈ $348/mo·effective rate ~1.07%
Estimate: asking price less the $50,000 homestead exemption × Sumter County rate (12.28 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $1,475/yr ($123/mo) — taxable value $119,758 × 12.28 mills
$2,700 more each year
(+183%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$149,102
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$268,860
Market value
$175,480
Assessed
$119,758
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

What it really costs to own 1231 Estill Avenue

The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.

Property taxThe current owner's bill is about $1,475/yr (certified county roll, taxable value × millage). Buy at the asking price of $389,000 and the first-year bill resets to about $4,175/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 12.28 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
CDD / special assessmentsAbout $317/yr, the figure on file for this community; the listing record does not state its own.
HOA duesThe listing states there is no HOA.
Home and flood insuranceThe average Citizens Property Insurance premium in Sumter County is $1,728/yr (656 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and ageBuilt in 2005. An original roof would be about 21 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.

Estimated carrying cost at the asking price, before the mortgage: about $518/month (tax $348, CDD $26, insurance $144). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
~$317/yr

A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
None reported

The listing reports no HOA. Confirm with the county record that no mandatory association applies.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~74 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Sumter County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Moderate
TornadoRelatively High
LightningRelatively High
Strong windRelatively High
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Sumter County

Pricing & the Sumter County market

How this home is priced against recent nearby sales, and where Sumter County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales301 WOODLAND TRAIL301 WOODLAND TRAIL: $162/sq ft$162530 VALENCIA PLACE530 VALENCIA PLACE: $194/sq ft$1941230 GRANADA COURT1230 GRANADA COURT: $202/sq ft$2021304 GUADALUPE COURT1304 GUADALUPE COURT: $221/sq ft$2211203 LAUREL OAK LANE1203 LAUREL OAK LANE: $224/sq ft$224570 HAMMOCK OAKS BOULEVA…570 HAMMOCK OAKS BOULEVARD: $265/sq ft$265This homeThis home: $278/sq ft$278Community median $246

Price vs. size in Sumter County

Each dot is a closed sale since 2004 (571 total). This home is the gold marker.

$0$1.3M$2.6M863,7647,442This home: $389,000, 1,397 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $278/sq ft.

$27$182$3362012: $7320122013: $632014: $5720142015: $872016: $7720162017: $922018: $11420182019: $1122021: $17520212022: $1932023: $20920232024: $2042025: $30720252026: $2462026

Median sale price by year

12-month median closed price, 2012–2026.

$58k$247k$436k2012: $152k20122013: $95k2014: $119k20142015: $137k2016: $130k20162017: $140k2018: $180k20182019: $220k2021: $230k20212022: $349k2023: $376k20232024: $328k2025: $400k20252026: $395k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 58 (normal).

048962013: 920132014: 362015: 4920152016: 272017: 3920172018: 682019: 4720192022: 872023: 6020232024: 362025: 5620252026: 582026
Property timeline

This home’s history

  • 2005BuiltPer public record
  • Oct 17, 2026First seen on movewithmomentum.comObserved at $389,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $389,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $395,000 ($246/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$271,018the mess$312,928

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $389,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries a CDD assessment of about $317/yr; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 562 active listings competing, 185 under contract

For reference, this home is listed at $389,000 ($278/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,397 sq ft × $194–$224/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 17, 2026.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (72)
0 limited50100 exceptional

59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area17
This home $278/sq ft vs the community 12-month median $246/sq ft.
Affordability53
List price $389,000 vs the community median $395,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~74 ft elevation. Verify the parcel with FEMA.
Insurance cost72
From FEMA Zone X and a 2005 build. Obtain a property-specific quote.
Market liquidity67
Community median 41 days on market (12-month record).
Pricing power67
Recent sales closed at about 94.6% of original asking (~5.4% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $278 per square foot, about 13% above the community’s $246 median. Sumter County’s 12-month median sold price per square foot is $246. Median sold price per square foot is down 1.1% year over year. Confidence: Very High · 43 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

56% of homes in Sumter County are owner-occupied. An estimated 44% are non-owner-occupied, including 7% held in a company or trust and 12% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 3130 homes matched. Community-level context.

Recent Sumter County sales closed near 94.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 396 active listings in Sumter County.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by WORTH CLARK REALTY · MLS # G5118798

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In the area

Recent Zz Stellar Sumter Unassigned news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

May 2026 · Development

Ocala approves large mixed-use development with up to 2,700 residences in southwest Ocala

The Ocala City Council approved a mixed-use development on about 251 acres along Southwest 43rd Court in southwest Ocala, clearing the way for up to roughly 2,700 residential units along with nearly one million square feet of commercial, office, and retail space.

Why it matters: A mixed-use community of this scale adds substantial future housing and commercial space to southwest Ocala, the kind of growth that can shape demand and pricing for nearby communities. The site is about 10 miles north of Zz Stellar Sumter Unassigned.

Ocala-News

Dec 2025 · Retail Dining

New Publix-anchored shopping center planned in Marion Oaks

A Publix-anchored shopping center is planned at Southwest Highway 484 and Southwest 49th Court Road in the Marion Oaks area south of Ocala, adding grocery and retail to a fast-growing part of Marion County.

Why it matters: A new grocery-anchored center adds everyday retail to the Marion Oaks area, the kind of amenity that shapes convenience and demand for nearby communities. The site is about 4 miles north of Zz Stellar Sumter Unassigned.

352today

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More on Sumter County

Explore Sumter County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Sumter County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Sumter County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1231 Estill Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • A CDD assessment of about $317/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Sumter County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,397 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,175/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,700 more per year than the current owner’s estimated bill (+183%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1231 Estill Avenue and when was it built?

Per the listing record, 1231 Estill Avenue was built in 2005 and has 1,397 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1231 Estill Avenue in?

1231 Estill Avenue is in Villages Of Sumter Virginia Vine Villas in The Villages, Sumter County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1231 Estill Avenue have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

What is a CDD fee?

A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $317 per year; confirm the exact figure with the county.

Why might property taxes on 1231 Estill Avenue differ from the current owner's?

The estimate on this page (about $4,175 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,700 more per year than the current owner’s estimated bill (+183%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Are short-term rentals allowed at 1231 Estill Avenue?

Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.

Is 1231 Estill Avenue in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.