3 bedroom Single Family Residence at 1269 HUBBARD COURT, SEVEN HILLS, SPRING HILL — photo 1Front elevation
Pending Single Family Residence
$345,000

1269 HUBBARD COURT, SPRING HILL, FL 34608

Single Family Residence in SEVEN HILLS, SPRING HILL · No CDD · FEMA Zone X
SEVEN HILLS · SPRING HILL, FL 34608 · Hernando
Listing data updated July 8, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,971Sq Ft
1991Year Built
$175Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X
Highlights
  • No CDD assessment on record
  • FEMA Zone X — flood insurance generally not federally required
  • Built 1991 · 35 yrs
  • 1,971 sq ft of living area
  • 2-car garage
  • $175/sq ft — compared with the displayed median of $178 from recent nearby sales
  • Listed at $345,000 — recent neighborhood median sale price ~$347,150 (nearby sales; deemed reliable, not an appraisal)
  • 11 days on market
  • HOA ~$50/mo (estimate; confirm)

This listing is shown at $345,000, with 3 bedrooms and 2 bathrooms, and 1,971 square feet. The page displays an estimated monthly payment, FEMA flood-zone information, estimated ownership costs, a source-tagged Momentum Fact Check, and recent comparable-sale data where available. All estimates should be independently verified.

Momentum Snapshot

The whole picture, at a glance

Property

Bedrooms3
Bathrooms2
Living area1,971 sq ft
Year built1991
Property typeSingle Family Residence

Financial

Est. monthly payment$2,326
Est. taxes / yr~$3,622
Est. insurance / yr~$2,101
HOA$50/mo
CDDNone on record
Price / sq ft$175

Risk

Flood zoneZone X · minimal hazard (FEMA)
Ground elevation~20 ft
Wind exposureCoastal — obtain a quote
Insurance (est.)~$2,101/yr

Market

Days on market11
Neighborhood median DOM31
Active listings (area)10
Months of supply4.6
Comparable-sales median$347,150

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Visual snapshot

The numbers, at a glance

Flood risk
Zone X
Minimal hazard, outside the SFHA per FEMA
Est. insurance
~$2,101/yr
Estimated homeowners premium; get a real quote.
Months of supply
4.6 mo
Under 3 months typically favors sellers; 3–6 is balanced; over 6 favors buyers.
Market activity
44/100
Balanced market — from supply, under-contract share, and days on market.

Estimated monthly payment

$2,326/mo
  • Principal & interest $1,799/mo 77%
  • Taxes $302/mo 13%
  • Insurance $175/mo 8%
  • HOA $50/mo 2%

Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Momentum Scores

Momentum Property Score

59/100
Strongest on: Flood safety (95), Insurance cost (62)

A rules-based composite of the objective indicators below — each computed from listing facts, public records, and recent nearby sales, not opinion.

How to read it: a higher score means more of these objective measures line up in a buyer’s favor — for example, priced competitively against recent nearby sales, lower carrying costs, or lower flood risk. A lower score means fewer do. It reflects only the indicators below — not the home’s quality, condition, or desirability, and nothing about who should live there.

Price vs area54
This home $175/sq ft vs area median $178/sq ft from recent nearby sales.
Affordability51
List price $345,000 vs area median $347,150. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost62
From FEMA Zone X and a 1991 build. Obtain a property-specific quote.
Market liquidity60
Area median 31 days on market, ~4.6 months of supply.
Investment metrics34
Objective supply and demand metrics for the area - not investment advice.
Renovation upside60
From a 1991 build and $175/sq ft vs area $178/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Listing facts & disclosures
$345,000
List price
As listed in the MLS
3 / 2
Bed / bath
Per the listing
1,971
Living area
Sq ft (approx.)
$175
Price / sq ft
List ÷ living area

The home

Year built1991
Per public record.
Property typeSingle Family Residence
Per the listing.

Costs

HOA$50/mo
Disclosure — confirm exact dues and inclusions.
CDD assessmentNone on record
Estimate/disclosure — confirm the parcel's actual CDD with the county.
Est. first-year tax~$3,622/yr
Opinion/estimate at typical county millage — your assessed bill will differ. Do not rely on this.

Site & risk

FEMA flood zoneZone X · minimal hazard (FEMA)
From the FEMA flood map; verify the parcel.
Ground elevation~20 ft
Approximate parcel elevation (USGS).
WindstormLow
Coastal exposure varies; obtain an insurer quote.

Please note. Figures such as estimated taxes, insurance, CDD/HOA amounts, payments, and any market or comparable-sales summary are opinions and estimates for general information only, may be inaccurate, are not appraisals or advice, and should not be relied upon. Verify everything independently before making any decision.

Listing courtesy of RE/MAX MARKETING SPECIALISTS · Listing agent: Ross Hardy · 352-686-0540Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Price benchmark

Pricing & market trend in SEVEN HILLS

How this home's list $/sq ft compares with recent nearby closed sales, and how prices in the community have moved. Public-record reference only — not an appraisal or a statement of value.

This home's $/sq ft vs. nearby sales

Price per sq ft · this home vs. recent nearby sales10344 HENDERSON STRE…10344 HENDERSON STREET: $134/sq ft$1341213 VENETIA DRIVE1213 VENETIA DRIVE: $158/sq ft$1581201 OVERLAND DRIVE1201 OVERLAND DRIVE: $172/sq ft$172This homeThis home: $175/sq ft$1751238 MASADA LANE1238 MASADA LANE: $185/sq ft$18510328 HENDERSON STRE…10328 HENDERSON STREET: $189/sq ft$1891057 LARKIN ROAD1057 LARKIN ROAD: $225/sq ft$225Median $178

Recent sold prices in this community

$265,000$347,500$430,000Dec 2025: $359,300Jan 2026: $335,000Feb 2026: $304,000Apr 2026: $329,900May 2026: $420,000May 2026: $430,000May 2026: $265,000May 2026: $319,000Jun 2026: $375,000Jun 2026: $285,000Jun 2026: $399,000This home (list price): $345,000This homeDec 2025Jun 2026
The Messtimate™

The Messtimate: $311,418 – $372,519

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$311,418the mess$372,519

Actual list price: $345,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 20% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen, new roof, or older interior finishes can swing value six figures. Sq ft can't see it.
  • The lot — a premium waterfront, conservation, or cul-de-sac lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or one distressed sale in the comps drags the whole $/sq ft up or down.
  • Layout & beds/baths — two homes at 2,000 sq ft with 3/2 vs. 4/3 don't sell for the same number.
  • Views & orientation — golf, water, or preserve views aren't in the square footage.
  • Upgrades & systems — solar, pool, impact windows, new HVAC: real money, invisible to a calculator.
  • Unpermitted or mismeasured sq ft — public records are often wrong, and unpermitted additions don't count.
  • Carrying costs — CDD bonds, HOA dues, and flood-zone insurance change what a buyer will actually pay.
  • Timing & concessions — the market moves monthly, and seller-paid rate buydowns hide the true price.
  • School zoning & micro-location — one street over can mean a different school, and a different price.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 11 days on market vs. a ~31-day neighborhood median
  • 10 active listings competing in SEVEN HILLS
  • 3 under contract now
  • 23% of for-sale inventory is currently under contract (under contract + pending, as a share of all for-sale inventory)
  • 4.6 months of supply (one market-context metric; should not be used alone)
  • 26 closed here in the last 12 months

For reference, this home is listed at $345,000 ($175/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,971 sq ft × $158–$189/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 8, 2026.

Property timeline

This home’s history

  • 1991BuiltPer public record
  • NowUnder contractCurrently pending

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,581 – $2,300/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$791 – −$144At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Momentum Fact Check

Every number, sourced

We separate what is listing data, what comes from public records, what we calculate or estimate, and what a buyer should verify. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$345,000
Bed / bath3 / 2
Living area1,971 sq ft
Year built1991
Property typeSingle Family Residence
MLS #W7886832
Listing statusPending
Days on market11

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
CountyHernando
Estimated first-year tax~$3,622/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$175
Estimated monthly payment$2,326
Estimated insurance~$2,101/yr
Messtimate range$311,418 – $372,519
Comparable-sales median$347,150

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
No surprises at closing

Estimate a monthly payment

A tool to estimate a monthly payment. All values are editable estimates, not a loan offer or a statement about this property. Property tax, insurance, CDD, and HOA figures are approximations — verify each independently.

Estimated monthly payment
$2,326
Principal & interest$1,799
Property tax$302
Insurance$175
CDD assessment$0
HOA$50
PMI$0

Down payment $69,000 · Loan $276,000. Estimate only — not a loan offer. We'll connect you with a local lender for an exact quote.

Estimated ownership costs

Estimated costs & disclosures

Estimates and disclosures for general information only. These are opinions/approximations, not guarantees, and should not be relied upon — confirm every figure with the county, your lender, and an insurer.

Property tax reset
~$3,622/yr

The seller likely pays less due to the homestead cap. At a $345,000 purchase, expect your first full-year Hernando bill near $3,622 before exemptions.

CDD assessment
None

No CDD assessment on record for this community.

Insurance
~$2,101/yr

Estimate for a 1991 build in Hernando. Newer construction and wind-mitigation features lower premiums. Flood not mandated (Zone X).

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Market data · public records

Recent sales activity in SEVEN HILLS

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the SEVEN HILLS neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Median sale price (set)
$347,150

Median closed price of the comparable set. Reference only.

Median $/sq ft (set)
$178

Median $/sq ft of the comparable set. Reference only.

This home $/sq ft
$175

List price divided by living area. Provided as data, not a value judgment.

Go deeper on SEVEN HILLS

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hernando County Public Schools (verify by address)Public · Hernando County School District
Confirm zoned elementary, middle, and highBy address · Hernando County School District
Magnet and choice options may applyChoice · Hernando County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Median of the set: $178/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

Keep looking

Similar homes for sale near SEVEN HILLS

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Listing description

About this home

Virtually Staged. Set on an oversized cul-de-sac lot in the Seven Hills community, this beautifully maintained pool home showcases the Florida lifestyle at its finest. Offered partially furnished, this exceptional property is ready to be enjoyed from the moment you move in. A sprawling screened pool with a paver deck, an oversized covered lanai complete with a wet bar, and extensive May 2026 updates- including luxury vinyl plank flooring, new quartz countertops in both bathrooms, and a beautifully renovated primary bath - create a home that is both stylish and move-in ready. The paver driveway and decorative glass front doors protected by full-view storm doors provide an elegant welcome. Step inside the grand foyer, where soaring ceilings and new luxury vinyl plank flooring set the tone for the spacious interior. A convenient coat closet is tucked just inside the entry. The living room features cathedral ceilings, brand-new dual ceiling fans, and a wall of sliding glass doors topped with transom windows that draw your attention to the outdoor living space beyond. Adjacent to the living room, the formal dining room offers a beautiful setting for entertaining, highlighted by a bay window and an upscale chandelier. The kitchen is stylish with solid wood cabinetry, granite countertops, a breakfast bar, double sink, and matching luxury vinyl plank flooring. The adjoining breakfast nook is surrounded by large windows and sliding glass doors, creating a bright and inviting space to enjoy meals while overlooking the lanai and pool area. A built-in serving bar with matching granite countertops, solid wood cabinetry, and a mini refrigerator adds convenience for entertaining. Above the bar, a built-in whole-home speaker system allows music to be enjoyed throughout the home. The primary suite offers direct access to the pool and lanai through sliding glass doors, a walk-in closet, well-maintained carpeting, and a versatile alcove ideal for a home office, reading nook, or exercise space. The beautifully renovated en-suite bathroom, features luxury vinyl plank flooring, dual vanities with abundant counter space, Carrara quartz countertops, a soaking tub beneath a transom window, and a separate walk-in shower, all finished in a bright, clean, timeless design. Two additional bedrooms feature large windows, built-in closets, and well-maintained carpeting. The nearby guest bathroom serves as an ideal pool bath with direct access to the lanai. Updates include luxury vinyl plank flooring, a Carrara quartz vanity, updated gold fixtures, a framed mirror, and features a tub/shower combination with a frosted window. The true centerpiece of this home is the outdoor living area. The expansive covered lanai provides room for relaxing or entertaining and includes a wet bar. A retractable accordion-style storm wall offers additional protection during severe weather. Beyond the lanai, the screened pool includes an attached automatic pool vacuum system. Blooming crape myrtles and landscape curbing adds a polished finishing touch to the outdoor spaces. Additional features include an interior laundry room with washer and dryer included, extensive overhead cabinetry, and a utility sink. The two-car garage offers checkerboard flooring, screened sliding garage doors, a split A/C unit, automatic garage door opener, additional storage space, a storage cabinet, and direct access to the side yard. The home is also pre-wired for a security system and already equipped with cameras.

Description provided by RE/MAX MARKETING SPECIALISTS and reproduced from the MLS; not independently verified.

The full spec sheet

Property details & features

Interior

  • Bedrooms3
  • Bathrooms2
  • Living area1,971 sq ft

Exterior & lot

  • TypeSingle Family Residence

Systems

  • Year built1991
  • Age35 yrs

Listing

  • MLS #W7886832
  • StatusPending
  • Days on market11
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Transparency

Price & listing history

Listed for $345,000Momentum Realty · on market 11 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1269 HUBBARD COURT in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.