127 INDEPENDENCE AVENUE, PALM HARBOR, FL 34684
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 12, 2026, 127 Independence Avenue in Lake Tarpon Mobile Home Village, Palm Harbor is listed at $189,900 (960 sq ft, about $198 per sq ft). That sits within a few percent of Lake Tarpon Mobile Home Village's median closed sale of $188,500 over the last 12 months (17 recorded sales). Per square foot it is above the community's recent $155/sq ft by about 28%. It has been 113 days on market. Listing facts: built in 1968, HOA dues of $107/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 1968 · 58 yrs
- 960 sq ft of living area
- Listed at $189,900 — recent neighborhood median sale price ~$188,500 (nearby sales; deemed reliable, not an appraisal)
- 113 days on market
- HOA $107/mo (per listing)
Pricing & the Lake Tarpon Mobile Home Village market
How this home is priced against recent nearby sales, and where Lake Tarpon Mobile Home Village has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Lake Tarpon Mobile Home Village
Each dot is a closed sale since 2014 (111 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2015–2026. This home lists at $198/sq ft.
Median sale price by year
12-month median closed price, 2015–2026.
This home’s history
- 1968BuiltPer public record
- Jul 10, 2026First trackedObserved at $189,900
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $986/mo 72%
- Taxes $166/mo 12%
- Insurance $103/mo 8%
- HOA $107/mo 8%
$1,363/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 14.0 months of supply in the surrounding market and 113 days on market for this home, against a 111-day area median.Days on market:this home 113Area median: 111 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of September 12, 2026.
🟡 Asking $198 per square foot, about 28% above the community’s $155 median. Lake Tarpon Mobile Home Village’s 12-month median sold price per square foot is $155. Median sold price per square foot is down 2.4% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Lake Tarpon Mobile Home Village sales closed near 88.9% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 21 active listings in Lake Tarpon Mobile Home Village, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Welcome to 127 Independence Ave in Lake Tarpon Mobile Home Village, a highly desirable 55+ golf cart–friendly community in Palm Harbor, Florida, where you own the land with no lot rent and enjoy a vibrant waterfront lifestyle on beautiful Lake Tarpon. This well maintained, fully furnished 2-bedroom, 2-bath manufactured home is move-in ready and located in a non-flood zone, offering peace of mind along with valuable updates including a 2021 HVAC system, 2022 30-gallon water heater. Durable metal roof, and energy-efficient double-pane windows.
Inside, the bright and inviting layout features spacious living areas, comfortable bedrooms, and an air-conditioned Florida room that provides additional year-round living space, perfect for relaxing, entertaining, or enjoying the Florida lifestyle. The primary bathroom was upgraded in 2023 with a new walk-in shower featuring a built-in seat, glass door, and new valve, along with new primary bath flooring, while the hall bathroom also features updated flooring. Outdoor features include a 2024 extended driveway and carport providing generous parking space, along with a large storage shed with new double doors installed 2022.
The shed also houses the full-size washer and dryer along with a beverage refrigerator installed in 2022, creating a convenient space for laundry, storage, and hobbies. A 22-foot telescoping flagpole installed in 2025 adds a charming touch, while the well irrigation system helps keep landscaping lush year-round. Residents of Lake Tarpon Mobile Home Village enjoy an active and social lifestyle with amenities including a heated community pool, shuffleboard courts, an active clubhouse with regular events, a community dock and boat ramp on Lake Tarpon, and storage areas for RV or boat parking, all for just $110 per month in HOA fees.
For anglers, this location is exceptional. Lake Tarpon is one of Florida’s premier freshwater fishing lakes and is nationally known for its trophy largemouth bass, regularly hosting regional bass fishing tournaments that attract anglers from across the state. Imagine launching your boat just steps from home and fishing one of the best bass lakes in Florida, or enjoying boating, kayaking, and sunset cruising directly from your community.
Ideally located in Palm Harbor, the home is just minutes from Tarpon Springs Sponge Docks, Innisbrook Golf Resort and the Copperhead Championship Golf Course, Honeymoon Island State Park, Fred Howard Park Beach, Downtown Palm Harbor, with convenient access to shopping, dining, medical facilities, and Tampa International Airport (TPA) and Clearwater International Airport (PIE). This is a rare opportunity to enjoy affordable, low-maintenance Florida living with land ownership in a premier Lake Tarpon community known for its recreation, fishing, and relaxed lake living lifestyle. Call today for your private showing.
Description provided by EXP REALTY and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $189,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 5% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a 1968 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $107/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 113 days on market vs. a 111-day community median
- 21 active listings competing, 1 under contract
- ≈14.0 months of supply
- 18 closed here in the last 12 months
For reference, this home is listed at $189,900 ($198/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 960 sq ft × $148–$155/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.
Similar homes for sale near LAKE TARPON MOBILE HOME VILLAGE
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by EXP REALTY · MLS # TB8479762
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Recent sales activity in LAKE TARPON MOBILE HOME VILLAGE
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the LAKE TARPON MOBILE HOME VILLAGE neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on LAKE TARPON MOBILE HOME VILLAGE
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $155/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 127 Independence Avenue, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 1968 (58 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $107/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Listed living area is 960 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $1,994/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 12, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 127 Independence Avenue and when was it built?
Per the listing record, 127 Independence Avenue was built in 1968 and has 960 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 127 Independence Avenue in?
127 Independence Avenue is in Lake Tarpon Mobile Home Village in Palm Harbor, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Lake Tarpon Mobile Home Village from the same MLS data.
Does 127 Independence Avenue have an HOA, and how much are the dues?
The listing reports HOA dues of $107 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 127 Independence Avenue differ from the current owner's?
The estimate on this page (about $1,994 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 127 Independence Avenue in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
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MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.