Lake Tarpon Mobile Home Village in Palm Harbor

Lake Tarpon
Mobile Home Village Homes for Sale in Palm Harbor, FL

Resident-owned 55-plus community · Palm Harbor, Pinellas County · ZIP 34684

A land-owned 55-plus community on Lake Tarpon, golf-cart living with a community boat ramp.

55-plus, you own the landLake Tarpon accessLow monthly fee
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a land-owned, deed-restricted 55-plus manufactured-home community, so the home, the lot, and the ownership structure, not an area average, decide the buy.
Free · No obligation
Unlock Off-Market Lake Tarpon Village

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Lake Tarpon Mobile Home Village is a land-owned, deed-restricted 55-plus community in Palm Harbor, so the read is different from a standard subdivision: residents own the land, not lot rent, in a golf-cart-friendly active-adult community of manufactured homes with access to 2,500-acre Lake Tarpon, a community pool, clubhouse, and a boat ramp, all at a low monthly fee. The home, the lot, the age and condition, and the ownership structure drive value and financing. Your leverage is matching the home and lot to real comps and confirming the ownership, fee, and financing before you offer."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Lake Tarpon Mobile Home Village is a 55-plus, land-owned, deed-restricted community in Palm Harbor, Pinellas County, dating to 1967. Residents own the land rather than pay lot rent, in a golf-cart-friendly active-adult community of single-family manufactured and mobile homes (community sources, 2026).

The community's standout feature is access to the 2,500-acre Lake Tarpon, the largest lake in Pinellas County, with a community dock and boat ramp, plus a heated pool, an active clubhouse with a kitchen, card and pool rooms, a library, and a stage, along with shuffleboard, bocce, horseshoes, and a putting area, and RV or boat storage, all for a low monthly fee. There is no CDD.

This is a land-owned, 55-plus, mostly manufactured-home market, so the money is made or lost on the home, the lot, the age and condition, and the ownership and fee structure, not the headline price.

The pitch is affordable, amenity-rich, land-owned 55-plus living with lake access in Palm Harbor, a short drive from the Gulf beaches, shopping, and medical facilities including a major VA center. The work is confirming the ownership structure, the fee inclusions, the home's age and condition, and how it finances before you offer.

Best for

  • Active adults 55 and over who want to own the land
  • Buyers who want lake access, a pool, and an active clubhouse
  • Value buyers comfortable with manufactured homes
  • Buyers who want golf-cart living near the Gulf beaches

Probably not for

  • Buyers under the community's age requirement
  • Anyone who wants site-built or new construction
  • Buyers who need conventional financing on every home type
  • Buyers who want a non-deed-restricted neighborhood

How Lake Tarpon Village is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Lake Tarpon Village listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Lake Tarpon Mobile Home Village buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The Club & Membership

15-Second Take
  • Access to Lake Tarpon with a dock and boat ramp
  • A heated community pool
  • An active clubhouse with card and pool rooms
  • Shuffleboard, bocce, horseshoes, and a putting area
  • Residents own the land, at a low monthly fee

Lake Tarpon Mobile Home Village is a land-owned, deed-restricted 55-plus community where residents own the land, organized around access to Lake Tarpon, the largest lake in Pinellas County. Its amenities include a community dock and boat ramp on the lake, a heated pool, an active clubhouse with a kitchen, card and pool rooms, a library, and a stage for entertainment, plus shuffleboard, bocce, horseshoes, a putting area, and RV or boat storage, all for a low monthly fee. The homes are single-family manufactured and mobile homes across a range of ages in a golf-cart-friendly setting. Because the ownership structure and the home types affect both value and financing, confirm how land ownership works, the fee inclusions, and how the specific home finances before you buy.

The takeaway

Lake Tarpon Mobile Home Village pairs land ownership and lake access with a short drive to Palm Harbor shopping, Tarpon Springs, and the Gulf beaches, the active-adult value case on the lake.

Lake Tarpon~2 to 5 min · community dock and ramp
Palm Harbor retail (US 19)~5 to 10 min · shopping and services
Tarpon Springs Sponge Docks~12 to 18 min · waterfront dining
Gulf beaches (Honeymoon Island)~15 to 25 min · coast
Tampa International Airport~30 to 40 min · via Veterans
Downtown Clearwater~20 to 25 min · city center
Bay Pines VA Medical Center~25 to 35 min · healthcare

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Lake TarponMobile Home Village Homes for Sale in Palm Harbor, FL with Momentum Realty’s local guides.

FLFox Lake Townhomes in Palm Harbor, FLPalm Harbor, FL · adjacentLPLake Pointeat Countryside Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.2 miCGCypress Green Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.2 miVSVillage of SomersetWoods Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.2 miSGStrathmore Gate East Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.3 miLVLake Valencia Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.3 miGCGleneagles Cluster Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.3 miQAQueen Anne Gate Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.4 miHBHamlet at Bentley Park Homes for Sale in Palm Harbor, FLPalm Harbor, FL · 0.6 mi

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Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Lake Tarpon Village (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Pinellas County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Lake Tarpon Village is served by Pinellas County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Pinellas County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Lake Tarpon Village address.

The takeaway

What is actually shaping value at Lake Tarpon Mobile Home Village: the land-owned 55-plus structure, Lake Tarpon access and amenities, and Palm Harbor demand for affordable active-adult living near the beaches. Each item is sourced and linked.

Recent Developments in Lake Tarpon Mobile Home Village

Our read on what is being built around Lake Tarpon Village, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishLand ownership, lake access, and a low fee support steady demand, with the watch items being manufactured-home age, financing, and condition.

Land-owned 55-plus structure

Ongoing
BullishMajor impact
SignificanceRadius: Community

Owning the land rather than paying lot rent is a durable value advantage over lot-rent communities.

Lake Tarpon access and amenities

Ongoing
BullishNotable impact
SignificanceRadius: On-site

A community dock and boat ramp on the county's largest lake, plus a pool and clubhouse, anchor an active lifestyle.

Affordable active-adult demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

Affordable 55-plus living near the Gulf beaches keeps drawing active-adult and seasonal buyers to Palm Harbor.

Manufactured-home age and financing

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Homes vary in age and finance differently, so the home and lending must be read per home.

Low monthly fee

Ongoing
BullishMinor impact
SignificanceRadius: On-site

A low monthly fee covering the amenities keeps carrying costs attractive for active adults.

Lake-adjacent flood and storm exposure

Ongoing
NeutralMinor impact
SignificanceRadius: Community

Proximity to the lake and manufactured construction make the FEMA check and insurance quote worthwhile per home.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Lake Tarpon Mobile Home Village, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2026
    Market

    Lake Tarpon Mobile Home Village remains a land-owned 55-plus lake community

    Lake Tarpon Mobile Home Village is described as a 55-plus, land-owned, golf-cart-friendly Palm Harbor community dating to 1967, with access to 2,500-acre Lake Tarpon, a community dock and boat ramp, a heated pool, and an active clubhouse, at a low monthly fee. Why it matters: Land ownership plus lake amenities at a low fee keep the community a value option for active adults. Source

  2. January 2025
    Community

    Lake Tarpon Village highlights land ownership and lake access

    Local profiles emphasize that residents own the land at Lake Tarpon Mobile Home Village, with a heated pool, shuffleboard, an active clubhouse, and a community dock and boat ramp on Lake Tarpon, for a low monthly fee. Why it matters: The land-owned structure and the lake amenities are central to the community's appeal. Source

Development alerts for Lake Tarpon Mobile Home VillageGet a short monthly email when something new is approved, funded, or opens near Lake Tarpon Mobile Home Village.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Lake Tarpon Village, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the age requirement and ownership. This is a 55-plus, land-owned, deed-restricted community, so verify the occupancy rules and exactly how land ownership works.

2

Verify the home type and financing. Manufactured homes finance and insure differently, so confirm the home type and lending up front.

3

Confirm the monthly fee and inclusions. The low monthly fee covers amenities and certain items, so verify the amount and what it includes.

4

Judge the home by age and condition. Manufactured homes vary widely in age, so read the roof, systems, tie-downs, and updates carefully.

5

Use the lake-and-amenity context, and cross-shop other 55-plus options such as On Top of the World in Clearwater.

Best Buy
A sound, updated home with a clear ownership structure matched to comps
Biggest Risk
Misreading the home age, condition, or financing
Best Lot
A larger or lake-proximate lot in good condition
Smart Timing
Confirm ownership, the fee, and financing before you offer
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Single-family manufactured and mobile homes

Ownership

Land-owned, residents own the land

Age requirement

55-plus, deed-restricted

Status

Established since 1967, golf-cart friendly

Costs & Fees

Fee

Low monthly fee covers amenities

Lot rent

None, the land is owned

Worth noting

Manufactured homes finance differently

Amenities

Lake

Lake Tarpon dock and boat ramp

Pool

Heated community pool

Clubhouse

Active clubhouse with card and pool rooms

Recreation

Shuffleboard, bocce, horseshoes, putting

Location

Area

Palm Harbor, Pinellas County, ZIP 34684

Access

US 19 and the Veterans Expressway

Nearby

Tarpon Springs and the Gulf beaches

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Entry Home

Older or smaller manufactured homes, the most affordable way into a land-owned 55-plus lake community.

Lowest entry
The Updated Core

Updated manufactured homes on solid lots, the heart of the resale market here.

Most inventory
The Top

The larger, newer, lake-proximate homes, the ones that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Entry Home
Older or smaller manufactured homes, the most affordable way into a land-owned 55-plus lake community.
The Updated Core
Updated manufactured homes on solid lots, the heart of the resale market here.
The Top
The larger, newer, lake-proximate homes, the ones that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Golf and lake lots resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Palm HarborStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the no-CDD structure, central location, built-out lot scarcity, the funded club plan, and the all-resale 1990s housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated golf or lake home priced just under the next tier up. Buyers chasing the single biggest estate often pay estate prices for what is really a renovation project.

5 Mistakes Buyers Make in Lake Tarpon Village

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Ignoring the optional club cost
  • Skipping the roof, HVAC, and systems check

In an all-resale, seven-figure, renovation-driven market, the same five mistakes cost buyers the most. Every one is avoidable with the right preparation before you tour.

The lake, the pool, and the clubhouse are shared, and you own the land. The deal is won or lost on the home, the condition, and the ownership and fee structure.

Jon Brooks · Founder, Momentum Realty
6.8B- · Buy Score
Resale Strength6.4/10
Renovation Risk4.8/10
Location Efficiency7.6/10
Long-Term Defensibility6.6/10
Carrying Cost Advantage8.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Lake Tarpon Village is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • Larger and lake-proximate lots hold value best
  • The home age and type drive value and financing
  • You own the land, no lot rent
  • Condition, roof, and tie-downs matter on manufactured homes
  • Read the home and ownership before the finishes

In a land-owned 55-plus community, the home and the ownership structure are the part of your money the market and the lender judge. Larger and lake-proximate lots and sound, updated homes hold value better than older or smaller ones, and the land ownership supports value over lot-rent communities. The home can be updated; the land ownership and the lake access are the structural value. Read the home, the ownership, and the condition first, then price against in-community comps.

Lake Tarpon Village in 15 seconds.

Best forActive adults who want to own the land in a 55-plus lake community with amenities.
Biggest advantageLand ownership, Lake Tarpon access, and a low monthly fee with a pool and clubhouse.
Biggest riskManufactured-home age, condition, and financing, plus the ownership structure.
Sweet spotA sound, updated home on a good lot with a clear ownership structure, matched to comps.
Avoid ifYou want site-built or new construction, or are under the age requirement.

Ownership, the Fee & Amenities

15-Second Take
  • 55-plus, land-owned, residents own the land
  • A low monthly fee covers the amenities
  • Lake Tarpon access with a community dock and ramp
  • No CDD on these homes
  • Manufactured homes finance differently, confirm lending

Lake Tarpon Mobile Home Village is a land-owned, 55-plus, deed-restricted community, so residents own the land and there is no lot rent. A low monthly fee covers the amenities and certain items. There is no CDD. Confirm the exact fee, the inclusions, and how land ownership and any association work for the specific home.

The monthly fee typically funds the amenities, including the pool, the clubhouse, the courts, and the community dock and boat ramp on Lake Tarpon, and may include certain services. Verify the inclusions, reserves, and the ownership and financing structure for the specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Lake Tarpon Village, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping On Top of the World, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Lake Tarpon Village home worth?

Get a no-obligation home value based on real comparable sales in Lake Tarpon Village matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Lake Tarpon Mobile Home Village on the map →
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Real comps, not a Zestimate.

Lake Tarpon Mobile Home Village Market Scorecard

Strong seller's market

Lake Tarpon Mobile Home Village is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Lake Tarpon Mobile Home Village?
It is a 55-plus, land-owned community in Palm Harbor, Pinellas County, with access to Lake Tarpon, ZIP 34684.
Do residents own the land?
Yes. It is a land-owned community, so residents own the land rather than pay lot rent. Confirm exactly how land ownership and any association work for the specific home.
Is it a 55-plus community?
Yes. It is an age-restricted, deed-restricted 55-plus active-adult community. Confirm the exact occupancy requirements.
What kind of homes are here?
Single-family manufactured and mobile homes across a range of ages, in a golf-cart-friendly community.
What amenities does it have?
Access to 2,500-acre Lake Tarpon with a community dock and boat ramp, a heated pool, an active clubhouse, shuffleboard, bocce, horseshoes, a putting area, and RV or boat storage.
What are the fees?
A low monthly fee covers the amenities and certain items, and there is no lot rent because the land is owned. There is no CDD. Confirm the exact amount and inclusions.
How does financing work here?
Manufactured homes finance and insure differently from site-built homes, and the land-owned structure affects lending. Confirm the home type and financing up front for the specific home.
How close is it to the Gulf beaches?
It is in Palm Harbor, a short drive from the Gulf beaches from Clearwater to St. Pete Beach, plus shopping and medical facilities. Confirm the route and time for your destination.
Is there lake access for boating?
Yes. The community has a dock and a boat ramp on Lake Tarpon, the largest lake in Pinellas County, along with RV and boat storage.
Is it a good value?
Land ownership plus lake access and amenities at a low monthly fee is the case. Because the homes are manufactured and vary in age, the home, condition, and ownership structure drive the real outcome; this is not a guarantee of future value.
What should I check before buying here?
The age and ownership rules, how land ownership works, the home's age and condition including roof and tie-downs, the monthly fee and inclusions, and how the home finances.
Active adults 55 and over who want to own the landExcellent fit
Buyers who want lake access, a pool, and an active clubhouseExcellent fit
Value buyers comfortable with manufactured homesExcellent fit
Buyers who want golf-cart living near the Gulf beachesExcellent fit
Buyers who will confirm the ownership structure and financingExcellent fit
Buyers under the community's age requirementProbably not
Anyone who wants site-built or new constructionProbably not
Buyers who need conventional financing on every home typeProbably not
Buyers who want a non-deed-restricted neighborhoodProbably not
Buyers unwilling to read home age and condition carefullyProbably not

Get the inside read on Lake Tarpon Village

Whether you are buying a renovation project, comparing the lots and views, weighing the optional club, or selling your Lake Tarpon Village home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Lake Tarpon Village specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Lake Tarpon Mobile Home Village — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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