Single Family Residence in WILLOW BEND, LUTZ · No CDD
WILLOW BEND · Lutz, FL 33549 · Pasco
Listing data updated September 19, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,100Sq Ft
2003Year Built
$274Per Sq Ft
Private pool2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
17% above
$/sq ft vs community
$274 here vs $234 median sold (12 mo)
Buyer leverage
Seller-leaning
2.7-month supply
2.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 19, 2026, 1301 Fox Chapel Drive in Willow Bend, Lutz is listed at $574,999 (2,100 sq ft, about $274 per sq ft). That sits within a few percent of Willow Bend's median closed sale of $525,000 over the last 12 months (23 recorded sales). Per square foot it is above the community's recent $234/sq ft by about 17%. It came to market within the past week. Listing facts: built in 2003, a private pool, HOA dues of $59/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2003 · 23 yrs
2,100 sq ft of living area
2-car garage
Listed at $574,999 — recent neighborhood median sale price ~$525,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $59/mo (per listing)
Momentum Research · Willow Bend
Pricing & the Willow Bend market
How this home is priced against recent nearby sales, and where Willow Bend has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Willow Bend
Each dot is a closed sale since 2004 (211 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $274/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 49 (normal).
Property timeline
This home’s history
2003BuiltPer public record
Sep 19, 2026First trackedObserved at $574,999
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,851/mo
Principal & interest $3,045/mo79%
Taxes $503/mo13%
Insurance $244/mo6%
HOA $59/mo2%
$3,851/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Strongest on: Market liquidity (86), Pricing power (58)
0 limited50100 exceptional
44/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area7
This home $274/sq ft vs the community 12-month median $234/sq ft.
Affordability34
List price $574,999 vs the community median $525,000. Not a measure of personal affordability.
Market liquidity86
Community median 18 days on market (12-month record).
Renovation upside26
From a 2003 build and $274/sq ft vs the community median $234/sq ft. Not a condition assessment.
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.
Market timing51
Momentum Market Heat is 49/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $274 per square foot, about 17% above the community’s $234 median. Willow Bend’s 12-month median sold price per square foot is $234. Median sold price per square foot is down 0.5% year over year. Confidence: High · 23 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Willow Bend sales closed near 96.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.
Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome to your new home in the sought after Lutz community of Willow Bend! This spacious 2100 sq ft home with 3 bedrooms plus a flex room and 2 bathrooms offers an open floor plan, plenty of natural light, and beautiful views of the heated pool and spa from nearly every area of your home. As you enter through the double glass foyer doors you will immediately notice the large windows and sliding glass doors that bring the outdoors in and make your home feel bright and open.
You will love the crown molding throughout your home and the custom architecture features including an entry column, design niches, window benches and built in shelving that will make this home's character special just for you. Your kitchen overlooks the main living area and is a chef's dream with extra storage and custom under cabinet lighting. Your entertainment will easily flow from your kitchen to your family room, casual dining area, formal dining area and outdoor space.
You will appreciate the pull outdoorpocket door that will provide privacy between your living areas and hallway that gives direct access to your garage and secluded laundry room. Your secondary bedrooms with large windows and bench seating have their own private hallway that leads to another full bathroom with access to the pool allowing this split floor to flow easily from indoors to outdoors. You will love the charm your flex room offers with custom built-in shelves, chair railing, panel molding, pull out pocket double doors, and the perfect window bench seating to relax on.
This is the ultimate flex room as it can be utilized to suit your needs and can easily convert to a 4th bedroom. Your home's primary bedroom with direct access to your heated spa and pool features three large windows that you will enjoy relaxing beside while you overlook your private sanctuary. Your primary bathroom has a walk-in shower with a bench, a soaking tub and double vanity giving plenty of space to unwind.
Then, step outside where laughter and memories will be shared as you enjoy your propane heated pool and spa with plenty of screened in lanai space for afternoon sunsets with a peaceful conservation pond view. Your new home is located in a well-established community with low HOA fees and NO CDD and has all the best of Florida living! Additional features include roof 2025, pool screen enclosure 2025, Sprinkler control box and rain sensors 2025,120g Propane tank 2024 that hits the pool and spa, 2-car garage with an updated garage door system and Pest tube wall system.
Description provided by FUTURE HOME REALTY INC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$574,999
Bed / bath3 / 2
Living area2,100 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8548922
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyPasco
Area listings0 active · 0 under contract
Estimated first-year tax~$6,037/yr
CDD assessmentNone on record
HOA (per listing)$59/mo
Calculated estimates
Price per sq ft$274
Estimated monthly payment$3,851
Insurance (illustrative)$2k–$4k/yr
Messtimate range$468,300 – $529,200
Comparable-sales median$525,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FUTURE HOME REALTY INC · Listing agent: Sheri Pearson · 813-855-4982Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$468,300the mess$529,200
Actual list price: $574,999 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 13% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $59/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
6 active listings competing, 2 under contract
27 closed here in the last 12 months
For reference, this home is listed at $574,999 ($274/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,100 sq ft × $223–$252/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.
Keep looking
Similar homes for sale near WILLOW BEND
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $574,999Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,037/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$59/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
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Listed by FUTURE HOME REALTY INC · MLS # TB8548922
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Market data · public records
Recent sales activity in WILLOW BEND
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the WILLOW BEND neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$525,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$234
Canonical 12-month median $/sq ft. Reference only.
Go deeper on WILLOW BEND
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 10 miles northeast of Willow Bend, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 7 miles north of Willow Bend.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles northwest of Willow Bend.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 7 miles east of Willow Bend.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Denham Oaks Elementary SchoolElementary · Pasco County School District · Grade B (Florida DOE 2025-26)
GRADEA
Cypress Creek Middle SchoolMiddle · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Cypress Creek High SchoolHigh · Pasco County School District · Grade A (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$448,000
1210 WILLOW BEND WAY, LUTZ
3 / 2 bd/ba · 2,140 sq ft · $209/sq ft
Courtesy of JOHANSON & ASSOCIATES, INC. · View details →
Sold May 2026
$500,000
1144 PRISTINE PLACE, LUTZ
3 / 2 bd/ba · 2,152 sq ft · $232/sq ft
Courtesy of JOHANSON & ASSOCIATES, INC. · View details →
Sold May 2026
$567,500
1436 FOX CHAPEL DRIVE, LUTZ
4 / 2 bd/ba · 2,252 sq ft · $252/sq ft
Courtesy of MIHARA & ASSOCIATES INC. · View details →
Sold Apr 2026
$515,000
1333 ALANA COURT, LUTZ
3 / 2.5 bd/ba · 2,264 sq ft · $227/sq ft
Courtesy of DABAR & ASSOCIATES REAL ESTATE · View details →
Sold Apr 2026
$430,000
22521 MAGNOLIA TRACE BOULEVARD, LUTZ
4 / 2 bd/ba · 1,929 sq ft · $223/sq ft
Courtesy of KELLER WILLIAMS TAMPA PROP. · View details →
Sold Apr 2026
$525,000
1621 AUDUBON TRAIL, LUTZ
4 / 2 bd/ba · 1,902 sq ft · $276/sq ft
Courtesy of DENNIS REALTY & INV. CORP. · View details →
Community 12-month median: $234/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,635 – $3,833/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,289 – −$211At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 1301 Fox Chapel Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $59/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,100 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,037/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
Stellar MLS, refreshed twice daily (last: September 19, 2026)
Community market stats
Stellar MLS closed sales, as of September 12, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 1301 Fox Chapel Drive and when was it built?
Per the listing record, 1301 Fox Chapel Drive was built in 2003 and has 2,100 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1301 Fox Chapel Drive in?
1301 Fox Chapel Drive is in Willow Bend in Lutz, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Willow Bend from the same MLS data.
Does 1301 Fox Chapel Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $59 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1301 Fox Chapel Drive differ from the current owner's?
The estimate on this page (about $6,037 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1301 Fox Chapel Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 1301 FOX CHAPEL DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
