Willow Bend in Lutz

Willow Bend
Homes for Sale in Lutz, FL

All 248 homes for sale in LUTZ, FL · median $524,950 · 41 homes for sale in 33549 · Pasco County homes for sale

Community in Lutz · Pasco County · ZIP 33549
375 homesBuilt 1990–2007Median sale $525K
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Live Market Pulse
49/100
Market Heat
Normal for Willow Bend
2016 → 2026 · 82 at the 2022 peak
0 is Willow Bend's coldest market since 2016, 100 its hottest. Today: 49. How it's scored
Built fromLive Stellar MLS data22 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Willow Bend in Lutz, FL has 8 homes for sale and 1 pending, asking from $495,000 to $800,000 (median $559,500). Over the 12 months ending 2026-09-20, 23 recorded sales closed at a median of $525,000, $234 per square foot, a median 18 days on market, sellers accepting 96% of original asking (-1% versus the prior year). Homes listed or recently sold were built 1991 - 2003; 21 of 21 report an HOA (median $59/mo); none of the 20 geocoded homes sit in a FEMA special flood hazard zone (median elevation 73 ft). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $8,480 ($7,830 with the full homestead exemption).

Sections of Willow Bend in the MLS

Willow Bend in Lutz, FL is recorded as 2 separate subdivisions/phases in the MLS; 1 home is for sale across them today. Each section has its own page:

Live · Willow Bend Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$525K ▼
Median sold · 12 mo
down 0.9% vs the prior 12 months
-0.9% ▼
1-yr price change
n = 23 and 19 sales in the two windows
$234/sf
Sold $/sqft · 12 mo
peak $236 in 2022
96.4%
Sale vs ask
Tempo
2.7mo
Supply
3 to 6 months is the balanced band
18days
Median DOM · closed
4 days at the 2021 low
25%
Under contract
Pasco: 22% (1,214 of 5,427)
6 · 2
For sale · pending
live counts, refreshed twice daily
23
Sold · last 12 mo
10-yr average: about 15 a year
Ownership and context
88%
Owner-occupied · Willow Bend
330 of 375 parcels homesteaded (FL DOR 2025)
12%
Non-owner-occupied · Willow Bend
incl. 8% trust or LLC-held · 5% out-of-state
375
Homes in the community
375 residential parcels (FL DOR 2025)
Track record · 22 years of records
15
Recorded sales · 2024-2025
median $530K · qualified sales on the county roll (FL DOR 2025)
Est. 1990
Community established
homes built 1990-2007, median 1997 (FL DOR 2025)
2,171sqft
Median sold home size
12-mo windows, closed sales
6.1%/yr
Turnover rate
about 23 of 375 homes trade a year

Homes For Sale Right Now in Willow Bend

Live MLS inventory for Willow Bend. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Willow Bend listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Tap any home to ask about it.

Every Home for Sale in Willow Bend Right Now (9)

All 9 active and pending Willow Bend listings with a detail page, newest first, refreshed twice a day from the MLS.

Willow Bend Housing Pulse · Momentum Research · as of September 20, 2026

Willow Bend right now

🔴 Seller-leaning market. 2.7 months of supply and 25% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Very High (8 active and pending listings, 23 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($525K) is down 0.9% from the prior 12 months ($530K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: High (23 and 19 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 4, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Willow Bend market snapshot (as of September 20, 2026): the median sale price is about $525K ($234 per sq ft over the trailing 12 months of closed sales), a median 18 days on market for closed sales, and 2.7 months of supply, a seller-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Stellar MLS closed sales (23 closings in the current window).

In ZIP 33549 (LUTZ), 138 homes closed in the last 12 months at a median of $385K ($234/sq ft), down 2.4% year over year, with a median 50 days on market. Right now 23 active and 6 pending listings put supply at about 3.6 months - a balanced market. See the live ZIP 33549 housing market and the Hillsborough County market.

County records show 15 qualified sales in Willow Bend across 2024 - 2025 (10 in 2024, 5 in 2025), median $530,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Willow Bend: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.

Willow Bend is a community of 375 homes in Lutz, Pasco County, built between 1990 and 2007 (median 1997), with a median living area of about 2,414 square feet. 88% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Windows contain 0 to 31 sales each (23 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K20122014201620182020202220242026
Down 0.9% year over year.
Every sale since 2004 · price vs size
$0$500K$1M1k2k3k
211 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$100$150$200$25020122014201620182020202220242026
Up from $90 in 2012 to a $236 peak in 2022; $234 now.
Median days on market · closed sales
020406020122014201620182020202220242026
4 days at the 2021 low; 18 now.
Sale price vs original ask · median
95%98%100%20122014201620182020202220242026
96.4% now.
Homes sold per 12-mo window
010203020122014201620182020202220242026
0 to 31 a year; 23 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning20162018202220242026
82 at the 2022 peak, 22 in the troughs, 49 now. Same score as the hero card, full history.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,380/mo
Hillsborough County typical true cost to own
$151/mo
Hillsborough County typical home insurance
Has a CDD
Bond assessment on top of taxes

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

26% of homes for sale in ZIP 33549 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).

Willow Bend Market Scorecard

Seller's market

Willow Bend is currently a seller's market. About 2.7 months of supply, a median asking price of $569,500, and homes go under contract in about 16 days.

2.7
Months supply
$569,500
Median list
$520,000
Median sold
$248
Per sqft
16
Days on mkt
6/2/27
Active/Pend/Sold

Typical home value in the 33549 ZIP is $440,801, about 4.4% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Willow Bend, LUTZ

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 6 listings
Distress share trend - 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Schools

In short
  • Pasco County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Denham Oaks Elementary SchoolFLDOE grade B · Elementary
  • Cypress Creek Middle SchoolFLDOE grade A · Middle
  • Cypress Creek High SchoolFLDOE grade A · High

Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Pasco County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Willow Bend address.

Recent Developments in Willow Bend

Development, infrastructure, retail, and school activity affecting Willow Bend, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.

Dev Momentum60/100 · Active
  1. July 2026
    Development

    Pomelo Square mixed-use community advances in Wesley Chapel

    Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.

    What it may mean for the marketAdds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 10 miles northeast of Willow Bend, elsewhere in Pasco County.

    Source: Florida YIMBY
  2. April 2026
    Development

    New mixed-use development planned on State Road 52 in central Pasco

    A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

    What it may mean for the marketA new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 7 miles north of Willow Bend.

    Source: Tampa Bay Times
  3. January 2026
    Development

    Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

    Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

    What it may mean for the marketA large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 9 miles northwest of Willow Bend.

    Source: WUSF
  4. January 2026
    Development

    Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

    Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

    What it may mean for the marketAdded outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The site is about 7 miles east of Willow Bend.

    Source: HCO News

Development alerts for Willow BendGet a short monthly email when something new is approved, funded, or opens near Willow Bend.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Willow Bend today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Willow Bend.

A closer look at the Willow Bend market

At a median of $234 per square foot, Willow Bend prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.7 months of supply, a seller-leaning market and the trailing-12-month median down 1% year over year. Homes that do trade take a median 18 days on market, useful leverage on any listing that has lingered.

The housing stock is 375 homes built between 1990 and 2007, and 88% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Willow Bend. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Recent Direction5.8/10
Liquidity & Demand7.3/10
Owner Commitment8.8/10
Pricing Power7.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Recent Direction -0.9% year-over-year; Liquidity & Demand 2.7 months of supply; Owner Commitment 88% owner-occupied; Pricing Power 96.4% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Willow Bend homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Willow Bend.
In short
  • HOA dues reported around $59/month (about $708/yr) · median of 370 MLS listings, most billed twice a year
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $59 per month ($708 a year) - the median AssociationFee across 370 MLS records, normalised to a monthly figure; most are billed twice a year. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Willow Bend sales matched to your home.

What is your Willow Bend home worth?

Get a no-obligation home value based on real comparable sales in Willow Bend, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Lutz →

Real comps, not an automated estimate.

Recently off market in Willow Bend

Homes in Willow Bend that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 16 on record.

Frequently Asked Questions

What is the median home price in Willow Bend?
The median sale price in Willow Bend was $525K over the 12 months ending September 20, 2026 (23 closed sales, Stellar MLS).
How long do homes in Willow Bend take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 18 days on market (23 sales, Stellar MLS).
Is Willow Bend a buyer's or seller's market right now?
As of September 20, 2026, Willow Bend leans toward sellers: 2.7 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Willow Bend?
The Florida DOR 2025 assessment roll shows 375 homes in Willow Bend (public records).
What share of Willow Bend is owner-occupied?
88% of Willow Bend parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Willow Bend built?
Homes in Willow Bend were built between 1990 and 2007, with a median year built of 1997 (FL DOR 2025 roll).
What schools serve Willow Bend?
Willow Bend is served by Pasco County Public Schools, typically Denham Oaks Elementary School, Cypress Creek Middle School and Cypress Creek High School. Confirm the exact zoning by address with the district.
Who is the best real estate agent for Willow Bend?
The best agent for Willow Bend is one who actively works Lutz and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Willow Bend.
How do I find a top Lutz real estate agent who knows Willow Bend?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Willow Bend and the wider Lutz area.
Can Momentum Realty connect me with an agent for Willow Bend?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Willow Bend purchase or sale - no call center and no pressure.
Where is Willow Bend, and what county is it in?
Willow Bend is in LUTZ, Pasco County, FL, ZIP 33549. The community's center is about 2 miles south of the center of LUTZ (straight-line).
Is Willow Bend in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Willow Bend sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Willow Bend a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Willow Bend: the median sale price over the last 12 months was $525K (23 sales), 11% above the LUTZ median of $475K; homes took a median 18 days to go under contract; the assessment roll counts 375 homes, 88% of them homesteaded (owner-occupied); listings report Denham Oaks Elementary School (B), Cypress Creek Middle School (A), Cypress Creek High School (A) as the zoned schools, with FLDOE grades for 2025-26; supply is 2.7 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending September 20, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (7 streets, ZIP 33549))
Under-contract sharesStellar MLS records, as of 2026-09-20
Schools2025-26 district assignments + FLDOE school grades; verify with the district
Historical depthClosed-sale records back to 2004 (211 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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CallFree valuation →
Thinking of selling in Willow Bend? 23 recorded closings; median 18 days on market (window ending 2026-09-20). See the Pasco County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

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