5 bedroom Single Family Residence at 1315 MOSS CREEK LN, STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT — photo 1Front elevation
5 bedroom Single Family Residence at 1315 MOSS CREEK LN, STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT — photo 2Living space
5 bedroom Single Family Residence at 1315 MOSS CREEK LN, STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT — photo 3Kitchen
5 bedroom Single Family Residence at 1315 MOSS CREEK LN, STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT — photo 4Owner's suite
5 bedroom Single Family Residence at 1315 MOSS CREEK LN, STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT — photo 5Exterior / yardView all 75 photos →
25 days on market Single Family Residence
$625,000
5-Bedroom Home in STONEYBROOK SOUTH PH 1 REP OF TRACTS C1

1315 MOSS CREEK LN, DAVENPORT, FL 33896

Single Family Residence in STONEYBROOK SOUTH PH 1 REP OF TRACTS C1, DAVENPORT · No CDD
STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 · DAVENPORT, FL 33896 · Osceola
Listing data updated July 25, 2026 · refreshed twice daily
5Bedrooms
4Bathrooms
3,241Sq Ft
2014Year Built
$193Per Sq Ft
3-car garageNo CDDFEMA Zone X5 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
5% below
$/sq ft vs community
$193 here vs $203 median sold (12 mo)
Buyer leverage
Seller-leaning
25 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2014 · 12 yrs
  • 3,241 sq ft of living area
  • 3-car garage
  • 25 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · WEST LUCAYA VILLAGE

Pricing & the WEST LUCAYA VILLAGE market

How this home is priced against recent nearby sales, and where WEST LUCAYA VILLAGE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in WEST LUCAYA VILLAGE

Each dot is a closed sale since 2016 (92 total). This home is the gold marker.

$215k$432k$648k1,1842,2703,357This home: $625,000, 3,241 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). realMLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $193/sq ft.

$193$231$2692022: $20120222023: $26220232024: $23520242025: $22620252026: $2032026

Median sale price by year

12-month median closed price, 2022–2026.

$288k$324k$359k2022: $295k20222023: $352k20232024: $329k20242025: $308k20252026: $300k2026
Property timeline

This home’s history

  • 2014BuiltPer public record
  • Jul 10, 2026First trackedObserved at $625,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,980/mo
  • Principal & interest $3,167/mo 80%
  • Taxes $547/mo 14%
  • Insurance $217/mo 5%
  • HOA $50/mo 1%

$3,980/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area62
This home $193/sq ft vs the community 12-month median $203/sq ft.
Affordability0
List price $625,000 vs the community median $300,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2014 build. Obtain a property-specific quote.
Market liquidity20
Community median 113 days on market (12-month record).
Renovation upside32
From a 2014 build and $193/sq ft vs the community median $203/sq ft. Not a condition assessment.
Buyer competition75
25% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power61
Recent sales closed at about 95.7% of original asking (~4.3% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $193 per square foot, about 5% below the community’s $203 median. WEST LUCAYA VILLAGE’s 12-month median sold price per square foot is $203. Median sold price per square foot is down 2.4% year over year. Confidence: Medium · 8 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent WEST LUCAYA VILLAGE sales closed near 95.7% of original asking. Cash paid for about 25% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 1907 active listings in WEST LUCAYA VILLAGE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

LIVE LIKE A CHAMPION! FULL GOLF MEMBERSHIP INCLUDED IN HOA!!! Absolutely stunning and completely reimagined Monte Carlo floorplan located inside the exclusive gated community of ChampionsGate Country Club!

This fully upgraded 5-bedroom, 4-bath luxury residence is truly one-of-a-kind and showcases exceptional craftsmanship and designer-level finishes throughout. From the moment you enter, pride of ownership is undeniable. The home has been extensively renovated with luxury vinyl plank flooring throughout, fresh interior and exterior paint, fully remodeled bathrooms, and high-end custom upgrades that separate this property from anything else on the market.

The dramatic stairwell serves as a true showpiece, featuring a breathtaking custom glass railing system with over $30,000 invested into this architectural centerpiece alone, creating a sleek modern aesthetic rarely found in ChampionsGate Country Club. The grand foyer with soaring ceilings opens into expansive living and dining spaces designed perfectly for entertaining and everyday luxury living. The gourmet kitchen is beautifully appointed with upgraded cabinetry, premium countertops, stainless steel appliances, and an open-concept design overlooking the spacious family room and dining area.

Natural light pours throughout the home, highlighting the extensive upgrades and clean modern finishes. All bathrooms have been thoughtfully renovated with upscale finishes and designer touches. The oversized primary suite offers a true luxury retreat with expansive space, spa-inspired bathroom features, and generous closet space.

Every bedroom throughout the home reflects the same level of quality and attention to detail. Step outside to enjoy Florida living at its finest with a beautifully maintained exterior and private outdoor living space perfect for relaxing or entertaining guests. ChampionsGate Country Club offers one of the most complete lifestyle packages in Central Florida.

Your HOA includes full golf membership, tennis, pickleball, access to The Oasis Club, The Plaza, and the Retreat Club water park, gated entries with 24-hour manned security, complete lawn care, cable, phone, internet, monitored security, and a $75 monthly Plaza food and beverage credit. Golf carts are welcome throughout the community. Residents enjoy access to the Oasis Club, a 14,000+ sq.

ft. resort-style amenity center featuring a restaurant, movie theater, fitness center, game room, tiki bar, lazy river, waterslides, cabanas, and more. The Plaza, the exclusive residents-only clubhouse, features another restaurant, bar, fitness center, game room, pickleball courts, and multiple pools.

The Retreat Club water park adds yet another incredible resort-style amenity for owners and guests to enjoy. Located just minutes from world-class golf, Disney, premier shopping, dining, and major highways, this home offers the ultimate blend of luxury, convenience, and resort-style living.This is not just another Monte Carlo — this is a fully customized luxury showcase home.

Description provided by CHAMPIONSGATE REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$625,000
Bed / bath5 / 4
Living area3,241 sq ft
Year built2014
Property typeSingle Family Residence
Garage3-car
MLS #S5150215
Listing status25 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyOsceola
Area listings1907 active · 390 under contract
Estimated first-year tax~$6,562/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$193
Estimated monthly payment$3,980
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$300,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CHAMPIONSGATE REALTY · Listing agent: Matthew Link · 407-818-5588Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$580,139the mess$735,707

Actual list price: $625,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 25 days on market vs. a 113-day community median
  • 1861 active listings competing, 369 under contract

For reference, this home is listed at $625,000 ($193/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,241 sq ft × $179–$227/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near STONEYBROOK SOUTH PH 1 REP OF TRACTS C1

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $625,000Momentum Realty · on market 25 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,562/yr

A rough first-year estimate only, applying a typical Osceola rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in STONEYBROOK SOUTH PH 1 REP OF TRACTS C1

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the STONEYBROOK SOUTH PH 1 REP OF TRACTS C1 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$300,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$203

Canonical 12-month median $/sq ft. Reference only.

Go deeper on STONEYBROOK SOUTH PH 1 REP OF TRACTS C1

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Osceola County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,865 – $4,167/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,204 – −$32At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1315 MOSS CREEK LN in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.