42 days on market (MLS)Single Family Residence▼ Price cut: $5,000 (9/16)
$315,000
4-Bedroom Home in STERLING HILL PH 1A
13368 Mandalay Place, Spring Hill, FL 34609
Single Family Residence in STERLING HILL PH 1A, SPRING HILL
STERLING HILL PH 1A · Spring Hill, FL 34609 · Hernando County
Listing data updated October 17, 2026 at 6:05 AM ET · checked against the MLS hourly
Listed by COASTAL PROPERTIES GROUP INTERNATIONAL (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2Bathrooms
1,973Sq Ft
2007Year Built
$160Per Sq Ft
2-car garageFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
5% above
$/sq ft vs community
$160 here vs $153 median sold (12 mo)
Buyer leverage
Seller-leaning
42 days on market
5.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~67 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 17, 2026, 13368 Mandalay Place in Sterling Hill Ph 1A, Spring Hill is listed at $315,000 (1,973 sq ft, about $160 per sq ft). That sits within a few percent of Sterling Hill Ph 1A's median closed sale of $335,872 over the last 12 months (43 recorded sales). It has been 42 days on market. Listing facts: built in 2007, HOA dues of $12/mo, a CDD assessment of about $1,983/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$1,983/yr
Built 2007 · 19 yrs
1,973 sq ft of living area
2-car garage
Listed at $315,000 — recent neighborhood median sale price ~$335,872 (nearby sales; deemed reliable, not an appraisal)
42 days on market
HOA $12/mo (per listing)
Listing description
About this home
Virtually Staged. Short Sale. Welcome to 13368 Mandalay Place, nestled inside the gated community of Sterling Hill in Spring Hill.
From the moment you arrive, the mature shade tree, paver driveway, and inviting covered front porch give this home a warm sense of arrival. It’s easy to picture yourself settling into a favorite chair beneath the shade, enjoying your morning coffee or winding down at the end of the day before ever stepping inside. Step through the front door and discover nearly 2,000 square feet of single-story living with four bedrooms, two bathrooms, and a floor plan designed for both everyday comfort and entertaining.
Arched openings, vaulted ceilings, and wood-look flooring add character throughout the home, while plenty of natural light creates a bright and welcoming atmosphere. Continue into the kitchen, where warm wood cabinetry, granite countertops, stainless steel appliances, and a built-in wine rack come together in a space made for more than just preparing meals. Just beyond, the breakfast area offers a cozy spot for casual dining, complete with a window seat that might quickly become a favorite place to enjoy your morning coffee, along with additional pantry-style shelving for extra storage.
The spacious main living area provides plenty of room to gather with family and friends, while its vaulted ceiling adds to the open feel of the home. The primary bedroom continues that sense of space with its own vaulted ceiling and walk-in closet, creating a comfortable retreat at the end of the day. Three additional bedrooms provide plenty of flexibility for family, overnight guests, a home office, workout space, or hobby room.
When it’s time to enjoy the Florida weather, step outside to the spacious covered rear patio. With paver flooring, a ceiling fan, and plenty of room for outdoor seating and dining, it’s a natural extension of the home and a great place for weekend cookouts, quiet evenings, or entertaining friends. Beyond the patio, the vinyl privacy-fenced backyard offers additional space for pets, play, gardening, or simply enjoying your own outdoor retreat.
And the lifestyle extends well beyond your backyard. Sterling Hill offers an impressive collection of amenities, including a beautiful clubhouse, community pool, fitness center, tennis courts, playgrounds, parks, a dog park, and sidewalks throughout the neighborhood. Whether you’re heading out for a morning walk, spending an afternoon by the pool, or enjoying everything the community has to offer, there’s always something close to home.
With four bedrooms, nearly 2,000 square feet of living space, a two-car garage, a new roof installed in 2025, inviting front and rear outdoor living spaces, and access to the amenities of a gated community, 13368 Mandalay Place offers the space, flexibility, and lifestyle to truly make it your own. Professional ground settlement remediation was completed in 2011, with supporting documentation available for review. This property is being offered as a short sale and is subject to lender approval.
All 73 photos
Description provided by COASTAL PROPERTIES GROUP INTERNATIONAL and reproduced from the MLS; not independently verified.
Listing courtesy of COASTAL PROPERTIES GROUP INTERNATIONAL · Listing agent: Christina Probeyahn · 727-493-1555Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$315,000
Bed / bath4 / 2
Living area1,973 sq ft
Year built2007
Property typeSingle Family Residence
Garage2-car
MLS #TB8537383
Listing status42 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~67 ft
CountyHernando
Area listings21 active · 7 under contract
Estimated first-year tax~$4,950/yr
CDD assessment~$1,983/yr
HOA$12/mo
Calculated estimates
Price per sq ft$160
Estimated monthly payment$2,459
Insurance (illustrative)$1k–$2k/yr
Messtimate range$292,004 – $327,518
Comparable-sales median$335,872
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$2,459/mo
Principal & interest $1,745/mo71%
Taxes $412/mo17%
Insurance $125/mo5%
HOA $12/mo0%
CDD $165/mo7%
$2,459/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Hernando County rate (18.64 mills, county-average millage, 2025; verify with the property appraiser). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $4,000/yr ($333/mo) — taxable value $214,010 × 18.64 mills
$950 more each year
(+24%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$264,732
Market value
$264,732
Assessed
$214,010
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Florida TaxWatch 2025 How Florida Counties Compare (county-average millage); school portion estimated at ~42% of total, capped at 6.50 mills. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 13368 Mandalay Place
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $4,000/yr (certified county roll, taxable value × millage). Buy at the asking price of $315,000 and the first-year bill resets to about $4,950/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 18.64 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr.
CDD / special assessments
This listing reports $1,983/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
HOA dues
$12/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Hernando County is $1,699/yr (4,534 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2007. An original roof would be about 19 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $731/month (tax $412, CDD $165, HOA $12, insurance $142). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
~$1,983/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$12/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~67 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Hernando County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hernando County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively Moderate
Inland floodingRelatively Moderate
Heat waveRelatively Low
WildfireRelatively Low
TornadoRelatively High
LightningRelatively High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · sterling hill ph 3
Pricing & the sterling hill ph 3 market
How this home is priced against recent nearby sales, and where sterling hill ph 3 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in sterling hill ph 3
Each dot is a closed sale since 2005 (458 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $160/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 14 (cold).
Property timeline
This home’s history
2007BuiltPer public record
Aug 14, 2026First seen on movewithmomentum.comObserved at $350,000
Aug 20, 2026Price cut$325,000 (-$25,000, -7.1%)
Aug 29, 2026Price cut$320,000 (-$5,000, -1.5%)
Sep 16, 2026Price cut$315,000 (-$5,000, -1.6%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $315,000Momentum Realty · on market 42 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in STERLING HILL PH 1A in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Sep 2026
$300,000
13233 BAINBRIDGE WAY, SPRING HILL
4 / 3 bd/ba · 1,804 sq ft · $166/sq ft
Courtesy of HEART OF FLORIDA REALTY LLC · View details →
Sold Sep 2026
$300,000
13233 BAINBRIDGE WAY, SPRING HILL
4 / 3 bd/ba · 1,804 sq ft · $166/sq ft
Courtesy of HEART OF FLORIDA REALTY LLC · View details →
Sold Jul 2026
$333,000
13776 BLYTHEWOOD DRIVE, SPRING HILL
4 / 2 bd/ba · 2,165 sq ft · $154/sq ft
Courtesy of RE/MAX MARKETING SPECIALISTS · View details →
Sold Jul 2026
$333,000
13776 BLYTHEWOOD DRIVE, SPRING HILL
4 / 2 bd/ba · 2,165 sq ft · $154/sq ft
Courtesy of RE/MAX MARKETING SPECIALISTS · View details →
Sold Jul 2026
$325,000
13250 MANDALAY PLACE, SPRING HILL
4 / 2.5 bd/ba · 2,193 sq ft · $148/sq ft
Courtesy of NEXTHOME CABANAS REALTY · View details →
Sold Jul 2026
$325,000
13250 MANDALAY PLACE, SPRING HILL
4 / 2.5 bd/ba · 2,193 sq ft · $148/sq ft
Courtesy of NEXTHOME CABANAS REALTY · View details →
Median of these 6 sales: $335,872 ($153/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$269,600the mess$320,300
Strong local evidence — built from 6 comparable closed sales in STERLING HILL PH 1A (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,978 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.7% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-16.
Actual list price: $315,000 ($160/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 19% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
Carrying costs & concessions — this home carries HOA dues of $12/mo and a CDD assessment of about $1,983/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 42 days on market vs. a 59-day community median
20 active listings competing, 6 under contract
≈5.1 months of supply
48 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (6) + tax-roll just value × local sale-to-roll ratio (2 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 17, 2026.
Momentum Scores
Momentum Property Score
67/100
Strongest on: Flood safety (95), Market timing (86)
0 limited50100 exceptional
67/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area39
This home $160/sq ft vs the community 12-month median $153/sq ft.
Affordability60
List price $315,000 vs the community median $335,872. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~67 ft elevation. Verify the parcel with FEMA.
Insurance cost74
From FEMA Zone X and a 2007 build. Obtain a property-specific quote.
Market liquidity46
Community median 59 days on market, ~5.1 months of supply (12-month record).
Pricing power67
Recent sales closed at about 94.5% of original asking (~5.5% below). More room below asking generally favors buyers.
Market timing86
Momentum Market Heat is 14/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 5.1 months of supply in the surrounding market and 42 days on market for this home, against a 59-day area median.Days on market:this home 42Area median: 59 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of September 20, 2026.
🟡 Asking $160 per square foot, about 5% above the community’s $153 median. sterling hill ph 3’s 12-month median sold price per square foot is $153. Median sold price per square foot is down 4.0% year over year. Confidence: Very High · 43 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
65% of homes in sterling hill ph 3 are owner-occupied. An estimated 35% are non-owner-occupied, including 8% held in a company or trust and 100% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 469 homes matched. Community-level context.
Recent sterling hill ph 3 sales closed near 94.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 21 active listings in sterling hill ph 3.
Updated October 17, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by COASTAL PROPERTIES GROUP INTERNATIONAL · MLS # TB8537383
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Keep looking
Similar homes for sale near STERLING HILL PH 1A
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
Brooksville-Tampa Bay Regional Airport receives $13.6 million federal grant
The Brooksville-Tampa Bay Regional Airport received a $13.6 million federal grant from the U.S. Economic Development Administration for roads, drainage, utilities, electrical service, and converting an unused 5,000-foot runway into a modern taxiway. The work will prepare about 600 acres of airport land for aviation and aerospace company development.
Why it matters: Airport infrastructure funding readies roughly 600 acres for aviation and aerospace facilities, strengthening the area industrial and employment base. The project is about 4 miles southeast of Sterling Hill, elsewhere in Hernando County.
Board approves height allowance increase at One Hernando Center
The Hernando County Commission unanimously approved raising the maximum building height from 60 feet to 85 feet for One Hernando Center, a 146-acre industrial distribution development east of Kettering Road in Brooksville. The added height accommodates automated storage and retrieval systems for uses such as cold storage and manufacturing.
Why it matters: A 146-acre industrial distribution park advances with taller warehouse capacity, adding to the area logistics and manufacturing footprint. The project is about 5 miles northeast of Sterling Hill, elsewhere in Hernando County.
The Hernando County Board voted 4-0 on June 23 to approve two prototype fire station designs, a 3-bay and a 4-bay configuration, by KMF Architects at a Phase 1 design cost of about $296,902. The reusable prototypes are intended to speed and standardize future fire station construction countywide.
Why it matters: Standardized fire station prototypes aim to expedite future public safety facility construction across the county, supporting emergency service infrastructure as growth continues. The site is about 7 miles east of Sterling Hill.
Hernando School Board signs off on two large housing developments
On June 9 the Hernando County School Board approved school concurrency for two subdivisions between I-75 and Lockhart Road: Black Jack Ridge with up to 978 houses and Ginny Grove with up to 907 units. The board determined area schools have sufficient capacity to accommodate the new developments.
Why it matters: Two large residential subdivisions totaling roughly 1,885 homes are cleared to advance in the I-75 corridor, expanding the local housing supply pipeline. The project is about 9 miles east of Sterling Hill, elsewhere in Hernando County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hernando County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Pine Grove Elementary SchoolAssigned elementary school · Hernando County School District · Grade B (Florida DOE 2025-26)
GRADEA
West Hernando Middle SchoolAssigned middle school · Hernando County School District · Grade A (Florida DOE 2025-26)
GRADEC
Central High SchoolAssigned high school · Hernando County School District · Grade C (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 13368 Mandalay Place, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2007 (19 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $12/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
A CDD assessment of about $1,983/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Hernando County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,973 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,950/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $950 more per year than the current owner’s estimated bill (+24%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 17, 2026)
Comparable sales
Stellar MLS closed sales in STERLING HILL PH 1A, last 18 months, as of September 20, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 13368 Mandalay Place and when was it built?
Per the listing record, 13368 Mandalay Place was built in 2007 and has 1,973 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 13368 Mandalay Place in?
13368 Mandalay Place is in Sterling Hill Ph 1A in Spring Hill, Hernando County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 13368 Mandalay Place have an HOA, and how much are the dues?
The listing reports HOA dues of $12 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $1,983 per year; confirm the exact figure with the county.
Why might property taxes on 13368 Mandalay Place differ from the current owner's?
The estimate on this page (about $4,950 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $950 more per year than the current owner’s estimated bill (+24%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 13368 Mandalay Place?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 13368 Mandalay Place in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
