4 bedroom Single Family Residence at 1408 DEUCE CIRCLE, CHAMPIONS GATE, DAVENPORT — photo 1Front elevation
4 bedroom Single Family Residence at 1408 DEUCE CIRCLE, CHAMPIONS GATE, DAVENPORT — photo 2Living space
4 bedroom Single Family Residence at 1408 DEUCE CIRCLE, CHAMPIONS GATE, DAVENPORT — photo 3Kitchen
4 bedroom Single Family Residence at 1408 DEUCE CIRCLE, CHAMPIONS GATE, DAVENPORT — photo 4Owner's suite
4 bedroom Single Family Residence at 1408 DEUCE CIRCLE, CHAMPIONS GATE, DAVENPORT — photo 5Exterior / yardView all 6 photos →
433 days on market Single Family Residence ▼ Price cut: $15,100 (8/15)
$659,900
4-Bedroom Home in CHAMPIONS GATE

1408 DEUCE CIRCLE, DAVENPORT, FL 33896

Single Family Residence in CHAMPIONS GATE, DAVENPORT · No CDD
CHAMPIONS GATE · DAVENPORT, FL 33896 · Osceola
Listing data updated August 24, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
3,145Sq Ft
2014Year Built
$210Per Sq Ft
3-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
32% above
$/sq ft vs community
$210 here vs $159 median sold (12 mo)
Buyer leverage
Strong buyer advantage
433 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~183 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 3
Price vs recent sales
Asking $660k tops 3 of the last 3 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 2014 · 12 yrs
  • 3,145 sq ft of living area
  • 3-car garage
  • Listed at $659,900 — recent neighborhood median sale price ~$370,000 (nearby sales; deemed reliable, not an appraisal)
  • 433 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · CHAMPIONS GATE

Pricing & the CHAMPIONS GATE market

How this home is priced against recent nearby sales, and where CHAMPIONS GATE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1048 DOWNSWING PLACE1048 DOWNSWING PLACE: $159/sq ft$159This homeThis home: $210/sq ft$210Community median $159

Price vs. size in CHAMPIONS GATE

Each dot is a closed sale since 2014 (48 total). This home is the gold marker.

$133k$554k$975k1,2372,6484,060This home: $659,900, 3,145 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2015–2024. This home lists at $210/sq ft.

$114$173$2312015: $12720152016: $12520162019: $13820192021: $14720212022: $18920222023: $21520232024: $2202024

Median sale price by year

12-month median closed price, 2015–2024.

$140k$422k$705k2015: $195k20152016: $400k20162019: $514k20192021: $575k20212022: $385k20222023: $650k20232024: $575k2024
Property timeline

This home’s history

  • 2014BuiltPer public record
  • Jul 10, 2026First trackedObserved at $675,000
  • Aug 15, 2026Price cut$659,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$4,252/mo
  • Principal & interest $3,396/mo 80%
  • Taxes $577/mo 14%
  • Insurance $229/mo 5%
  • HOA $50/mo 1%

$4,252/mo at 20% down, 30-yr @ 6.67% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Based on certified county tax roll
Estimated property taxes after purchase
$9,300/yr
$775/mo·effective rate ~1.41%
Estimated from today’s asking price and current Osceola County tax rates.
⚠️

Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.

Current owner pays $4,775/yr ($398/mo)
+$4,525 more each year
(+95%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$226,799
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$539,900
Market value
$363,823
Assessed
$313,101
Taxable
Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Historical tax data loading…
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.

Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.

Momentum Scores

Momentum Property Score

39/100
Strongest on: Flood safety (95), Insurance cost (79)
0 limited50100 exceptional

39/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $210/sq ft vs the community 12-month median $159/sq ft.
Affordability0
List price $659,900 vs the community median $370,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~183 ft elevation. Verify the parcel with FEMA.
Insurance cost79
From FEMA Zone X and a 2014 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Renovation upside12
From a 2014 build and $210/sq ft vs the community median $159/sq ft. Not a condition assessment.
Buyer competition50
50% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 433 days on market for this home, against a 433-day area median.Days on market:this home 433Area median:  433 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of August 2, 2026.

🟡 Asking $210 per square foot, about 32% above the community’s $159 median. CHAMPIONS GATE’s 12-month median sold price per square foot is $159. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

14% of homes in CHAMPIONS GATE are owner-occupied. An estimated 86% are non-owner-occupied, including 33% held in a company or trust and 49% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1160 homes matched. Community-level context.

What’s unique here: one of only 2 active listings in CHAMPIONS GATE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated August 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

FULL GOLF MEMBERSHIP INCLUDED! Discover the best of residential ChampionsGate living at 1408 Deuce Circle, a spacious 4-bedroom, 3-bath, 3,145-square-foot single-story home with a 3-car garage and an oversized 10,454-square-foot homesite. Located in the gated Country Club Estates section of ChampionsGate, this home offers a combination that is increasingly difficult to find: generous living space, a large homesite, full golf membership and resort-style amenities, all within a residential neighborhood where short-term rentals are not permitted.

The thoughtfully designed split-bedroom floor plan provides comfortable separation between the primary suite and additional bedrooms, while the open living areas create an inviting space for everyday living and entertaining. Large windows bring in natural light, and the spacious covered lanai and backyard extend the living space outdoors. The 3-car garage and oversized driveway provide excellent space for vehicles, recreational equipment or a golf cart.

The premium lot offers more outdoor space than many homes in the area. Ownership includes a FULL GOLF MEMBERSHIP, providing access to golf and the community's amenities, including the clubhouse, resort-style pools, fitness center, tennis, pickleball and dining. HOA services also include lawn care, cable, internet and gated security, offering a convenient lock-and-leave lifestyle.

For buyers relocating to Central Florida, looking for a primary residence, seeking a second home near Orlando's attractions, or simply wanting more space in a gated golf community, 1408 Deuce Circle offers a compelling combination of size, location, amenities and lifestyle. Schedule your private showing and experience this ChampionsGate home for yourself.

Description provided by ERA GRIZZARD REAL ESTATE and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$659,900
Bed / bath4 / 3
Living area3,145 sq ft
Year built2014
Property typeSingle Family Residence
Garage3-car
MLS #G5095152
Listing status433 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~183 ft
Windstorm exposureLow
CountyOsceola
Area listings2 active · 0 under contract
Estimated first-year tax~$6,929/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$210
Estimated monthly payment$4,252
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$370,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of ERA GRIZZARD REAL ESTATE · Listing agent: Christi Charpia · 352-394-5900Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$440,300the mess$559,810

Actual list price: $659,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing, 1 under contract
  • 12.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $659,900 ($210/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 3,145 sq ft × $140–$178/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 24, 2026.

Keep looking

Similar homes for sale near CHAMPIONS GATE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $659,900Momentum Realty · on market 433 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,929/yr

A rough first-year estimate only, applying a typical Osceola rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~183 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in CHAMPIONS GATE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CHAMPIONS GATE neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$370,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$159

Canonical 12-month median $/sq ft. Reference only.

Go deeper on CHAMPIONS GATE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Osceola County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Osceola County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $159/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$3,025 – $4,399/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,317 – −$81At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: August 24, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1408 DEUCE CIRCLE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.