4 bedroom Single Family Residence at 1603 GRAND HERITAGE BOULEVARD, VALRICO LAKE, VALRICO — photo 1Front elevation
4 bedroom Single Family Residence at 1603 GRAND HERITAGE BOULEVARD, VALRICO LAKE, VALRICO — photo 2Living space
4 bedroom Single Family Residence at 1603 GRAND HERITAGE BOULEVARD, VALRICO LAKE, VALRICO — photo 3Kitchen
4 bedroom Single Family Residence at 1603 GRAND HERITAGE BOULEVARD, VALRICO LAKE, VALRICO — photo 4Owner's suite
4 bedroom Single Family Residence at 1603 GRAND HERITAGE BOULEVARD, VALRICO LAKE, VALRICO — photo 5Exterior / yardView all 6 photos →
112 days on market Single Family Residence ▼ Price cut: $5,000 (8/7)
$485,000
4-Bedroom Pool Home in VALRICO LAKE

1603 GRAND HERITAGE BOULEVARD, VALRICO, FL 33594

Single Family Residence in VALRICO LAKE · No CDD
VALRICO LAKE · VALRICO, FL 33594 · Hillsborough
Listing data updated September 6, 2026 · refreshed twice daily
4Bedrooms
3Bathrooms
2,376Sq Ft
2003Year Built
$204Per Sq Ft
Private pool2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
23% above
$/sq ft vs community
$204 here vs $166 median sold (12 mo)
Buyer leverage
Strong buyer advantage
112 days on market
12.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~63 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 1 of 1
Price vs recent sales
Asking $485k tops 1 of the last 1 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 1603 Grand Heritage Boulevard in Valrico Lake, Valrico is listed at $485,000 (2,376 sq ft, about $204 per sq ft). That sits within a few percent of Valrico Lake's median closed sale of $440,000 over the last 12 months (1 recorded sales). Per square foot it is above the community's recent $166/sq ft by about 23%. It has been 112 days on market. Listing facts: built in 2003, a private pool, HOA dues of $35/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 2,376 sq ft of living area
  • 2-car garage
  • Listed at $485,000 — recent neighborhood median sale price ~$440,000 (nearby sales; deemed reliable, not an appraisal)
  • 112 days on market
  • HOA $35/mo (per listing)
Momentum Research · VALRICO LAKE

Pricing & the VALRICO LAKE market

How this home is priced against recent nearby sales, and where VALRICO LAKE has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1625 GRAND HERITAGE BOUL…1625 GRAND HERITAGE BOULEVARD: $166/sq ft$166This homeThis home: $204/sq ft$204Community median $166
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Jul 10, 2026First trackedObserved at $490,000
  • Aug 7, 2026Price cut$485,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,171/mo
  • Principal & interest $2,506/mo 79%
  • Taxes $424/mo 13%
  • Insurance $205/mo 6%
  • HOA $35/mo 1%

$3,171/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

51/100
Strongest on: Buyer competition (100), Flood safety (95)
0 limited50100 exceptional

51/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area0
This home $204/sq ft vs the community 12-month median $166/sq ft.
Affordability33
List price $485,000 vs the community median $440,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~63 ft elevation. Verify the parcel with FEMA.
Insurance cost71
From FEMA Zone X and a 2003 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~12.0 months of supply (12-month record).
Renovation upside26
From a 2003 build and $204/sq ft vs the community median $166/sq ft. Not a condition assessment.
Buyer competition100
0% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 112 days on market for this home, against a 112-day area median.Days on market:this home 112Area median:  112 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of August 2, 2026.

🟡 Asking $204 per square foot, about 23% above the community’s $166 median. VALRICO LAKE’s 12-month median sold price per square foot is $166. Confidence: Low · 1 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

68% of homes in VALRICO LAKE are owner-occupied. An estimated 32% are non-owner-occupied, including 0% held in a company or trust and 0% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 34 homes matched. Community-level context.

What’s unique here: one of only 1 active listings in VALRICO LAKE, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. Welcome to this spacious 4-bedroom, 3-bath pool home nestled in the established and desirable community of Valrico Lake. From the moment you step inside, you're greeted by a formal living space perfect for quiet conversation or welcoming guests.

The formal dining room creates an elegant setting for hosting dinners and special occassions. The heart of the home features a thoughtfully designed open-concept kitchen that flows seamlessly into the great room, offering a comfortable and connected layout ideal for both everyday living and entertaining. Designed with privacy and functionality in mind, the secondary bedrooms are situated on one side of the home ideal for family, guests or even a home office.

The primary suite is tucked away on the opposite side, creating a peaceful and private retreat. Step outside to your own private oasis. The screened-in-lanai showcases a built-in pool providing an inviting space to relax or host gatherings.

Whether its weekend barbeques or quiet evenings poolside, this backyard is made for enjoying Florida living year-round. Recent upgrades include the following: Roof 2025, HVAC and Ducts 2025, Washer and Dryer 2025, New Pool Pump 2025, offering added peace of mind. Contact me today to schedule your private showing.

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$485,000
Bed / bath4 / 3
Living area2,376 sq ft
Year built2003
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8498301
Listing status112 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~63 ft
Windstorm exposureLow
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$5,092/yr
CDD assessmentNone on record
HOA (per listing)$35/mo

Calculated estimates

Price per sq ft$204
Estimated monthly payment$3,171
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$440,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Carol Romeo · 813-685-7755Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$346,896the mess$441,936

Actual list price: $485,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $35/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
  • The pool — a private pool carries cost and value that living area doesn't capture.

And here's what the live market is doing — which the number above ignores entirely:

  • 1 active listing competing
  • 12.0 months of supply
  • 1 closed here in the last 12 months

For reference, this home is listed at $485,000 ($204/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,376 sq ft × $146–$186/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near VALRICO LAKE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $485,000Momentum Realty · on market 112 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,092/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$35/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~63 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 1603 GRAND HERITAGE BOULEVARD?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by COLDWELL BANKER REALTY · MLS # TB8498301

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in VALRICO LAKE

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the VALRICO LAKE neighborhood guide for more.

Comparable sales found
1

Recent nearby closings in the data set.

Community median sale price
$440,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$166

Canonical 12-month median $/sq ft. Reference only.

Go deeper on VALRICO LAKE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Hillsborough County Public Schools (verify by address)Public · Hillsborough County School District
Confirm zoned elementary, middle, and highBy address · Hillsborough County School District
Magnet and choice options may applyChoice · Hillsborough County School District
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $166/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,223 – $3,233/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,014 – −$105At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 1603 Grand Heritage Boulevard, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $35/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
  • Listed living area is 2,376 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,092/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • Confirm school zoning directly with the district.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1603 Grand Heritage Boulevard and when was it built?

Per the listing record, 1603 Grand Heritage Boulevard was built in 2003 and has 2,376 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1603 Grand Heritage Boulevard in?

1603 Grand Heritage Boulevard is in Valrico Lake in Valrico, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Valrico Lake from the same MLS data.

Does 1603 Grand Heritage Boulevard have an HOA, and how much are the dues?

The listing reports HOA dues of $35 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1603 Grand Heritage Boulevard differ from the current owner's?

The estimate on this page (about $5,092 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1603 Grand Heritage Boulevard in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 1603 GRAND HERITAGE BOULEVARD in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.