Valrico Lake in Valrico

Valrico Lake Homes for Sale

Single-family home community · Valrico · ZIP 33596

A single-family home community anchored by the roughly 135-acre private Valrico Lake in Valrico.

Private lake accessSingle-family homesLow reported HOA
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is an early-2000s single-family home community anchored by a roughly 135-acre private lake; the home's condition and systems, the lot position, whether a CDD applies, and the flood picture decide value, so read a specific home before you offer.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Valrico Lake is a single-family home community in Valrico, in Hillsborough County and the 33596 ZIP, built between about 2003 and 2004 and anchored by Valrico Lake, a roughly 135-acre private lake that provides recreation for residents. Homes range roughly 2,318 to 2,946 square feet. The read here is an established early-2000s read: these are homes that are around two decades old, so the condition and the systems matter, while the private lake access is a genuine draw. The HOA is reported around a confirmed amount to a confirmed amount per month, which is low, so confirm the current HOA fee. Lakefront versus interior lot position and condition drive value, so read the specific home. Confirm whether a CDD applies and confirm the flood zone for a specific home. Your leverage is reading the home, the lot, and the CDD and flood picture before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Valrico Lake is a single-family home community in Valrico, in Hillsborough County and the 33596 ZIP, built between about 2003 and 2004. It is anchored by Valrico Lake, a roughly 135-acre private lake that provides recreation for residents.

The homes range roughly 2,318 to 2,946 square feet. Because these are homes built about two decades ago, the condition and the systems vary home to home, so read a specific home rather than the community average.

The defining read is the home, the lot, and the costs. Lakefront versus interior lot position and condition drive value, the HOA is reported around a confirmed amount to a confirmed amount per month so confirm the current HOA fee, and you should confirm whether a CDD applies. The private lake access is a draw, but confirm the flood zone for a specific home.

For buyers who want a single-family home with private lake access at a low reported HOA, Valrico Lake is a distinctive option. The work is reading the home's condition and systems, the lot position, the CDD question, and the flood picture honestly before you buy.

Best for

  • Buyers who want a single-family home with private lake access
  • Anyone drawn to recreation on a roughly 135-acre private lake
  • Buyers comfortable with established early-2000s homes
  • Buyers who will read the home, the lot, and the CDD and flood picture

Probably not for

  • Buyers who want brand-new construction
  • Anyone unwilling to read the condition and systems on an older home
  • Buyers who will not confirm the CDD and flood picture
  • Buyers who need a no-HOA home

How Valrico Lake is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Valrico Lake listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Valrico Lake buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Valrico Lake sits in Valrico, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Highway 60~5-10 min · main commercial corridor
Brandon Town Center~10-15 min · regional shopping
Bloomingdale~5-10 min · nearby community
I-75~15-20 min · regional connector
Downtown Tampa~25-35 min · urban core commute
Tampa International Airport (TPA)~35-45 min · regional airport

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Valrico Lake Homes for Sale with Momentum Realty’s local guides.

OVThe Oaks at ValricoValrico Homes for SaleValrico, FL · 0.2 miSVSomerset,Valrico Homes for SaleValrico, FL · 0.2 miKMKings Mill Homes for Sale in Valrico, FLValrico, FL · 0.3 miMOMason OaksValrico Homes for SaleValrico, FL · 0.3 miOROakdale Riverview Estates Homes for Sale in Valrico, FLValrico, FL · 0.4 miVMValrico Manor Homes for SaleValrico, FL · 0.4 miCCCrosby Crossings Homes for Sale in Valrico, FLValrico, FL · 0.4 miTWTaho Woods Homes for Sale in Valrico, FLValrico, FL · 0.4 miBVBrandon Valrico HillsEstates Homes for SaleValrico, FL · 0.4 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Valrico Lake (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Valrico Lake is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Valrico Lake address.

The takeaway

What is actually shaping value at Valrico Lake: the private lake access, the low reported HOA, the condition of early-2000s homes, the CDD question, and the flood picture. The community summary is sourced and linked.

Recent Developments in Valrico Lake

Our read on what is being built around Valrico Lake, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe private lake access and low reported HOA support demand, while the defining watch items are the condition and systems on early-2000s homes, whether a CDD applies, the lot position, and the flood picture.

Private lake access with a low HOA anchors demand

Ongoing
BullishMajor impact
SignificanceRadius: Community

A roughly 135-acre private lake with recreation for residents and a low reported HOA is a distinctive draw.

Early-2000s homes mean condition is the read

Ongoing
NeutralMajor impact
SignificanceRadius: Community

Homes built about 2003 to 2004 are around two decades old, so read the condition and the systems for a specific home.

CDD status shapes the carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Confirm whether a CDD applies, since it would add to the annual carrying cost beyond the HOA.

Lakefront lots hold value

Ongoing
BullishNotable impact
SignificanceRadius: Community

Lakefront versus interior lot position drives value, and lakefront lots tend to hold value best.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Valrico Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2024
    Community

    Valrico Lake, a private-lake community in Valrico

    Valrico Lake is a Valrico single-residential community built about 2003 to 2004 anchored by the roughly 135-acre private Valrico Lake, with a low HOA. Why it matters: A private-lake community with a low HOA; read each home and confirm the flood zone. Source

Development alerts for Valrico LakeGet a short monthly email when something new is approved, funded, or opens near Valrico Lake.

A monthly email from Momentum Realty. Unsubscribe anytime. See our privacy and disclosures.

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Valrico Lake, this is the order of operations we would run, and the one we run for our clients.

1

Read the home's condition and systems first. On homes built about 2003 to 2004, inspect the roof, HVAC, and major systems before you judge any home.

2

Confirm the current HOA fee. The HOA is reported around a confirmed amount to a confirmed amount per month; confirm the current fee and what it covers.

3

Confirm whether a CDD applies. Ask whether a CDD adds to the annual carrying cost beyond the HOA.

4

Read the lot position. Compare lakefront versus interior position and condition, which drive value here.

5

Confirm the flood zone for the specific home before you offer.

Best Buy
A well-kept home on a strong lot in a community with a low reported HOA
Biggest Risk
An older home with deferred condition or an unconfirmed CDD and flood picture
Best Lot
A lakefront lot with private lake access over an interior lot
Smart Timing
Confirm the HOA fee, whether a CDD applies, the lot position, and the flood zone
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Valrico Lake is a single-family home community in Valrico, in Hillsborough County and the 33596 ZIP, built between about 2003 and 2004 and anchored by Valrico Lake, a roughly 135-acre private lake that provides recreation for residents. Homes range roughly 2,318 to 2,946 square feet. The HOA is reported around a confirmed amount to a confirmed amount per month, which is low; confirm the current HOA fee. The defining factors in value are the home and the lot: the condition and systems on an early-2000s home, lakefront versus interior lot position and condition, whether a CDD applies, and the flood picture drive the real cost of ownership and resale, so read a specific home before you offer.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Home

Original or lightly updated homes on interior lots, the entry into Valrico Lake living, priced for updates.

Lowest entry
The Updated Home

Updated homes in good condition on solid lots, the heart of the resale market here.

Most inventory
The Lakefront Home

Well-kept homes on lakefront lots with private lake access and the best position, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Home
Original or lightly updated homes on interior lots, the entry into Valrico Lake living, priced for updates.
The Updated Home
Updated homes in good condition on solid lots, the heart of the resale market here.
The Lakefront Home
Well-kept homes on lakefront lots with private lake access and the best position, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within ValricoStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Valrico Lake

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The private lake sells the community. The deal is won or lost on the home's condition, the lot position, the CDD question, and the flood read.

Jon Brooks · Founder, Momentum Realty
7.7B+ · Buy Score
Resale Strength7.6/10
Renovation Risk6.6/10
Location Efficiency8.0/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Valrico Lake is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Valrico Lake, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Valrico Lake in 15 seconds.

Best forBuyers who want a single-family home with private lake access at a low reported HOA.
Biggest advantageA roughly 135-acre private lake with recreation for residents and a low reported HOA.
Biggest riskThe condition of an early-2000s home, the CDD question, and the flood picture.
Sweet spotA well-kept home on a strong or lakefront lot with a confirmed low HOA.
Avoid ifYou want brand-new construction or no condition and flood homework.

HOA, CDD & Fees

15-Second Take
  • Monthly HOA reported around a confirmed amount to a confirmed amount; confirm
  • Confirm whether a CDD applies
  • Read the home's condition and systems
  • Compare lakefront versus interior lot position
  • Confirm the flood zone for the home

A monthly HOA fee applies and is reported around a confirmed amount to a confirmed amount per month, which is low; confirm the current HOA fee and what it covers. Confirm whether a CDD applies, since a CDD would add to the annual carrying cost beyond the HOA.

Confirm exactly what the HOA fee includes and confirm whether a CDD applies for the specific home.

The community is anchored by Valrico Lake, a roughly 135-acre private lake that provides recreation for residents; confirm the specific lake access and any community amenities for a specific home.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Valrico Lake, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Valrico, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Valrico Lake home worth?

Get a no-obligation home value based on real comparable sales in Valrico Lake matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Valrico Lake on the map →
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Real comps, not a Zestimate.

Valrico Lake Market Scorecard

Strong seller's market

Valrico Lake is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Valrico Lake?
It is a single-family home community in Valrico, in Hillsborough County and the 33596 ZIP, anchored by Valrico Lake, a roughly 135-acre private lake.
When was Valrico Lake built?
Public sources describe the community as built between about 2003 and 2004, so these are established early-2000s homes; read the condition and systems for a specific home.
What is the lake access here?
The community is anchored by Valrico Lake, a roughly 135-acre private lake that provides recreation for residents. Confirm the specific lake access for a specific home.
How big are the homes?
Public sources describe homes ranging roughly 2,318 to 2,946 square feet. Size and condition vary home to home, so read a specific home.
What is the HOA fee?
The HOA is reported around a confirmed amount to a confirmed amount per month, which is low. Confirm the current HOA fee and what it covers before you offer.
Is there a CDD at Valrico Lake?
Confirm whether a CDD applies, since a CDD would add to the annual carrying cost beyond the HOA. Confirm the CDD status for the specific home.
Is Valrico Lake in a flood zone?
As a community anchored by a private lake, the flood picture can vary by location. Confirm the flood zone for the specific home before you offer.
What kind of homes are here?
Public sources describe single-family homes built about 2003 to 2004, ranging roughly 2,318 to 2,946 square feet. Condition and lot position vary home to home.
Do lakefront lots hold value?
Lakefront versus interior lot position and condition drive value here, and lakefront lots with private lake access tend to hold value best. Read the specific lot.
How far is Valrico Lake from shopping and the interstate?
Highway 60 is roughly five to ten minutes by car, Brandon Town Center about ten to fifteen minutes, and I-75 about fifteen to twenty minutes. Confirm drive times for your routine.
How far is Valrico Lake from downtown Tampa and the airport?
Downtown Tampa is roughly twenty-five to thirty-five minutes by car, and Tampa International Airport about thirty-five to forty-five minutes.
What should I check before buying here?
Read the home's condition and systems on an early-2000s home, confirm the current HOA fee, confirm whether a CDD applies, read the lot position lakefront or interior, and confirm the flood zone.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. In a community where the home's condition, the lot position, the CDD question, and the flood picture swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a single-family home with private lake accessExcellent fit
Anyone drawn to recreation on a roughly 135-acre private lakeExcellent fit
Buyers comfortable with established early-2000s homesExcellent fit
Buyers who want a low reported HOAExcellent fit
Buyers who will read the home, the lot, and the CDD and flood pictureExcellent fit
Buyers who want brand-new constructionProbably not
Anyone unwilling to read the condition and systems on an older homeProbably not
Buyers who will not confirm the CDD and flood pictureProbably not
Buyers who need a no-HOA homeProbably not
Buyers who want an interior lot when only a lakefront lot fitsProbably not

Get the inside read on Valrico Lake

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Valrico Lake home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Valrico Lake specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Valrico Lake — what to look for, questions to ask, and your local expert.
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Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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