2 bedroom Villa at 1619 Whithorn Place #B, Highland Lakes Condo, Palm Harbor — photo 1Front elevation
2 bedroom Villa at 1619 Whithorn Place #B, Highland Lakes Condo, Palm Harbor — photo 2Living space
2 bedroom Villa at 1619 Whithorn Place #B, Highland Lakes Condo, Palm Harbor — photo 3Kitchen
2 bedroom Villa at 1619 Whithorn Place #B, Highland Lakes Condo, Palm Harbor — photo 4Owner's suite
2 bedroom Villa at 1619 Whithorn Place #B, Highland Lakes Condo, Palm Harbor — photo 5Exterior / yardView all 6 photos →
Active Villa
$249,000
2-Bedroom Villa in HIGHLAND LAKES CONDO

1619 Whithorn Place #B, Palm Harbor, FL 34684

Villa in HIGHLAND LAKES CONDO, PALM HARBOR · No CDD on record
HIGHLAND LAKES CONDO · Palm Harbor, FL 34684 · Pinellas County
Listing data updated October 1, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,000Sq Ft
1973Year Built
$249Per Sq Ft
1-car garageNo CDD on recordFEMA Zone X
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
10% below
$/sq ft vs community
$249 here vs $276 median sold (12 mo)
Zone X
Flood risk
Minimal hazard per FEMA; ~73 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 9
Price vs recent sales
Asking $249k is at or below all 9 recent closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 1619 Whithorn Place #B in Highland Lakes Condo, Palm Harbor is listed at $249,000 (1,000 sq ft, about $249 per sq ft). It came to market within the past week. Listing facts: built in 1973, HOA dues of $918/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1973 · 53 yrs
  • 1,000 sq ft of living area
  • 1-car garage
  • Listed at $249,000 — recent neighborhood median sale price ~$307,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $918/mo (per listing)
Listing description

About this home

Welcome to this Beautifully Updated 2-bedroom, 2-bath Villa in Highland Lakes, Palm Harbor’s premier 55+ Golf community! Tucked away at the back of a quiet cul-de-sac with no immediate rear neighbors, this home offers exceptional privacy with no traffic or buildings directly in front and Golf Membership included. Step inside to a stylish, thoughtfully updated interior.

The kitchen features sleek wood cabinetry, quartz countertops, and distinctive art-tile backsplash walls. Beautiful tile flows throughout the kitchen, living room, dining area, and hallway, offering the elegant look of natural stone with easier everyday maintenance. Both bathrooms have also been tastefully updated.

The bedroom closets feature California Closets, providing beautifully organized space and thoughtful built-in storage. A spacious sunroom adds valuable year-round living space. It’s the perfect spot for morning coffee, relaxing, or entertaining guests.

Additional features include an attached garage, concrete block construction, updated insulated hurricane windows, and an updated hurricane garage door. The HVAC system was replaced in 2022 and new Roof 2026! Enjoy the ease of maintenance-free living, with the condo maintenance fee covering cable TV, high-speed internet, water, sewer, building insurance, trash removal, lawn care, and exterior maintenance.

The Highland Lakes HOA fee includes all Golf membership privileges. The main clubhouse offers entertainment and social events, while fitness, recreation, arts, interests, and hobby programs provide something for everyone. The Lake Tarpon Lodge offers even more amenities, including a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and secure complimentary RV and boat storage.

Conveniently located just minutes from Trader Joe's, Shopping, Beautiful Gulf beaches, restaurants, and everyday conveniences. Non Evacuation No flood zone and no CDD fees! This Highland Lakes villa is a must-see.

Call today to schedule your private showing!

All 6 photos

1619 Whithorn Place #B, Palm Harbor FL - photo 6 of 6

Description provided by COLDWELL BANKER REALTY and reproduced from the MLS; not independently verified.

Listing courtesy of COLDWELL BANKER REALTY · Listing agent: Linda Karpathios · 727-781-3700Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$249,000
Bed / bath2 / 2
Living area1,000 sq ft
Year built1973
Property typeVilla
Garage1-car
MLS #TB8553687
Listing statusActive

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~73 ft
CountyPinellas
Area listings1157 active · 324 under contract
Estimated first-year tax~$2,614/yr
CDD assessmentNone on record
HOA$918/mo

Calculated estimates

Price per sq ft$249
Estimated monthly payment$2,600
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$307,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,600/mo
  • Principal & interest $1,329/mo 51%
  • Taxes $218/mo 8%
  • Insurance $135/mo 5%
  • HOA $918/mo 35%

$2,600/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,614/yr

Estimate: a typical Pinellas effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$918/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~73 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pinellas County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pinellas County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingVery High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Low
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveVery High

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM

Pricing & the ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM market

How this home is priced against recent nearby sales, and where ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $249/sq ft$249529 JETSTAR LANE529 JETSTAR LANE: $270/sq ft$2702364 HANOVER DRIVE2364 HANOVER DRIVE: $276/sq ft$276538 WALDEN COURT538 WALDEN COURT: $346/sq ft$346Community median $276
Property timeline

This home’s history

  • 1973BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $249,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $249,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

3 closed sales within about 10 miles in Pinellas County in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 3 sales: $307,000 ($276/sq ft). Directional only — a small or wide-radius sample. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$243,000the mess$309,000

Directional estimate — 3 comparable closed sales within about 10 miles in Pinellas County, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $249,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1973 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $918/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 1188 active listings competing, 307 under contract

For reference, this home is listed at $249,000 ($249/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,000 sq ft × $243–$309/sq ft (±12% around the median of 3 comparable closed sales within about 10 miles in Pinellas County, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Scores

Momentum Property Score

75/100
Strongest on: Flood safety (95), Affordability (81)
0 limited50100 exceptional

75/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area74
This home $249/sq ft vs the community 12-month median $276/sq ft.
Affordability81
List price $249,000 vs the community median $307,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~73 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1973 build. Obtain a property-specific quote.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $249 per square foot, about 10% below the community’s $276 median. ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM’s 12-month median sold price per square foot is $276. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

42% of homes in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM are owner-occupied. An estimated 58% are non-owner-occupied, including 23% held in a company or trust and 20% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 107 homes matched. Community-level context.

What’s unique here: one of only 1157 active listings in ENCHANTMENT CLEARWATER BEACH HOTEL CONDOMINIUM, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by COLDWELL BANKER REALTY · MLS # TB8553687

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More on Pinellas County

Explore Pinellas County

Browse market data, schools, taxes, and homes for sale across the county.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pinellas County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 1619 Whithorn Place #B, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1973 (53 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $918/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,000 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,614/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales within about 10 miles in Pinellas County, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 1619 Whithorn Place #B and when was it built?

Per the listing record, 1619 Whithorn Place #B was built in 1973 and has 1,000 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 1619 Whithorn Place #B in?

1619 Whithorn Place #B is in Highland Lakes Condo in Palm Harbor, Pinellas County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 1619 Whithorn Place #B have an HOA, and how much are the dues?

The listing reports HOA dues of $918 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 1619 Whithorn Place #B differ from the current owner's?

The estimate on this page (about $2,614 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 1619 Whithorn Place #B in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.