HIGHLAND LAKES
Homes for Sale in PALM HARBOR, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Highland Lakes Unit Six is a small, uniform pocket of 81 homes, all built in 1978. That single-year construction means the housing stock is consistent in age and style, so condition and updates - not era - do most of the work in separating one listing from another. Over the trailing six-month window, the median sale landed at $384,750, working out to roughly $282 per square foot on a typical home near 1,620 living square feet.
With zero active listings at this snapshot, there is currently nothing on the market to compare against - this is a read on recent closings, not present inventory. A median 54.5 days on market suggests homes here do not move instantly, giving buyers room to negotiate when something does surface, but sellers should expect to price realistically and wait through a normal marketing period rather than count on quick turnarounds.
HIGHLAND LAKES right now
🟡 Off the recent peak. The trailing-12-month median ($358K) is down 5.0% from the prior 12 months ($376K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (84 and 87 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
HIGHLAND LAKES market snapshot (as of August 2, 2026): the median sale price is about $358K ($257 per sq ft over the trailing 12 months of closed sales), and a median 47 days on market for closed sales. The trailing-12-month median is down 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (84 closings in the current window).
HIGHLAND LAKES is a community of 2,578 homes in PALM HARBOR, Pinellas County, built between 1925 and 2022 (median 1980.0), with a median living area of about 1,491 square feet. 76% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Highland Lakes Unit Six is a compact, single-vintage section of Palm Harbor in Pinellas County, built entirely in 1978, with no active MLS listings at this snapshot and a high share of homestead-exempt ownership pointing to longer-term occupancy rather than turnover-driven inventory.
The setting & the homes.
Aerial and on-site photos of HIGHLAND LAKES. Swipe to explore the community.
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HIGHLAND LAKESWho HIGHLAND LAKES is best for.
Best for
- Buyers focused specifically on Palm Harbor who are patient enough to wait for a listing in a very small, currently inventory-free community.
- Buyers comfortable with a 1978-built home and budgeting for condition-related updates rather than expecting recent construction.
- Long-term-hold buyers who value the stability implied by an 81.5% homestead-occupancy share over quick resale turnover.
Probably not for
- Buyers who need to choose among multiple active listings today, since there are currently none in this community.
- Buyers seeking newer construction or a wide range of floor plans, given the single 1978 build year across all 81 homes.
- Sellers expecting a fast sale; the 54.5-day median suggests a standard, not rushed, marketing timeline.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($358K) IS the median in the snapshot above, and the move from 2025 ($376K) IS the -5.0% one-year change.
Windows contain 0 to 98 sales each (84 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Highland Lakes Market Scorecard
Highland Lakes is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in HIGHLAND LAKES, PALM HARBOR
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Pinellas County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent HIGHLAND LAKES listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any HIGHLAND LAKES address.
The HIGHLAND LAKES buying strategy.
If we were buying in HIGHLAND LAKES today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in HIGHLAND LAKES.
A tight, aging pocket with almost no current supply
There is no way to sugarcoat the inventory picture: zero active listings across an 81-home community means buyers interested in Highland Lakes Unit Six are largely waiting on the next resale, not shopping a current list. That scarcity is compounded by an 81.5% homestead share, which typically signals owner-occupied, longer-hold ownership rather than a rotating pool of investment or vacation properties.
Because every home dates to 1978, pricing here is a condition story more than a construction-era story - updated kitchens, systems, and roofs will separate the higher end of the $384,750 median from homes that still carry original finishes. The median $282-per-square-foot figure and a typical size near 1,620 square feet give a workable benchmark, but with no active comps to lean on, any pricing conversation right now has to be built from recent closed sales rather than what is currently listed.
The location and the amenities are priced into every listing in HIGHLAND LAKES. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in HIGHLAND LAKES buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.3). Basis: Recent Direction -5.0% year-over-year; Owner Commitment 76% owner-occupied; Pricing Power 94.6% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with no active listings, the value we bring is knowing the closed-sale history cold - what actually sold, at what price, and after how many days on market - so a seller can price accurately and a buyer isn't guessing when something new hits the MLS. We track Highland Lakes Unit Six closely enough to move fast the moment inventory reappears.
HIGHLAND LAKES in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a HIGHLAND LAKES buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed HIGHLAND LAKES sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in HIGHLAND LAKES, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your HIGHLAND LAKES home worth?
Get a no-obligation home value based on real comparable sales in HIGHLAND LAKES, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in HIGHLAND LAKES on the map →
Frequently Asked Questions
What is the median home price in HIGHLAND LAKES?
How long do homes in HIGHLAND LAKES take to sell?
How many homes are in HIGHLAND LAKES?
What share of HIGHLAND LAKES is owner-occupied?
When were the homes in HIGHLAND LAKES built?
Do cash buyers compete in HIGHLAND LAKES?
What schools serve HIGHLAND LAKES?
Who is the best real estate agent for HIGHLAND LAKES?
How do I find a top PALM HARBOR real estate agent who knows HIGHLAND LAKES?
Can Momentum Realty connect me with an agent for HIGHLAND LAKES?
Should you buy in HIGHLAND LAKES?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near HIGHLAND LAKES with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (114 streets, ZIP 33626/33684/33756/34684/34685/34694/38901)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2005 (630 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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More Palm Harbor & St. Petersburg & Pinellas County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of St. Petersburg & Pinellas County or the full Neighborhood Finder.
See how HIGHLAND LAKES fits the bigger picture — live prices, inventory, and Momentum Scores:
Buying or selling in Highland Lakes? Find the best agent in Palm Harbor · Find the best agent in Pinellas County · Get a cash offer.