Front elevation1645 Creek Nine Dr, North Port, FL 34291
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 19, 2026, 1645 Creek Nine Dr in Heron Creek, North Port is listed at $650,000 (3,036 sq ft, about $214 per sq ft). That is 38% above Heron Creek's median closed sale of $470,000 over the last 12 months (48 recorded sales). It came to market within the past week. Listing facts: built in 2008, a private pool, HOA dues of $423/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2008 · 18 yrs
- 3,036 sq ft of living area
- 3-car garage
- Listed at $650,000 — recent neighborhood median sale price ~$470,000 (nearby sales; deemed reliable, not an appraisal)
- Active listing
- HOA $423/mo (per listing)
Pricing & the HERON CREEK market
How this home is priced against recent nearby sales, and where HERON CREEK has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in HERON CREEK
Each dot is a closed sale since 2004 (634 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $214/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 53 (normal).
This home’s history
- 2008BuiltPer public record
- Sep 19, 2026First trackedObserved at $650,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $3,442/mo 73%
- Taxes $569/mo 12%
- Insurance $252/mo 5%
- HOA $423/mo 9%
$4,686/mo at 20% down, 30-yr @ 6.95% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Based on certified county tax rollMany first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Adjust for your exemptions, portability, and down payment
A market / assessed / taxable trend chart appears here once the prior-year rolls are ingested.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Property Score
45/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟡 Asking $214 per square foot, about 3% below the community’s $221 median. HERON CREEK’s 12-month median sold price per square foot is $221. Median sold price per square foot is down 2.1% year over year. Confidence: Very High · 48 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
68% of homes in HERON CREEK are owner-occupied. An estimated 32% are non-owner-occupied, including 9% held in a company or trust and 26% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 884 homes matched. Community-level context.
Recent HERON CREEK sales closed near 92.0% of original asking. Cash paid for about 68% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
This exquisite home with golf course and lake views offers over 3000 sq ft of living space all on one level. This is truly a must see... located in the exclusive gated community of Heron Creek Golf and Country Club.
Plenty of space in this home where you will enjoy 4 bedrooms, 3 full baths, den, heated pool with spa and 3 car garage. Enter the home from the brick paver drive to the front porch accented with columns and leaded glass entry door. You will be greeted into the formal living room with tray ceiling complimented with crown molding and views of the lanai/pool area through the triple sliders.
The formal dining room, framed by decorative columns, is currently being used as an entertainment room with grand piano. The kitchen is a chef’s delight with solid wood cabinetry, Stainless Steel appliances. including built in oven and microwave, granite counter tops and breakfast bar with pendant lighting and fabulous walk-in pantry with custom shelving.
The breakfast nook just off the kitchen features and aquarium window overlooking the sparkling pool and spa.. what a great place to start your day! The expansive great room is the perfect place to entertain your friends and family with sliders out to the lanai and pool area.
The oversize owner’s suite features, wood look tile flooring, huge walk in closet, sitting area with views and private access to the lanai and pool. The ensuite bathroom is complete with solid wood cabinetry, dual sinks with granite counter tops, walk in shower and soaking tub. This is a true split floor plan with the guest bedrooms on the opposite side of the home providing the utmost in privacy for you and your guests.
Two of the generous size bedrooms share a bath with shower/ tub combination, solid wood vanity with granite counter top. The fourth bedroom has its own bath with shower, solid wood cabinetry and granite counter. This bath also serves as a pool bath with direct access to the lanai and pool area.
The den/ office with double door entry, is located in the front of the home, and currently being used as a media room… complete with a built in closed this room could easily be converted to a 5th bedroom. Enjoy the gorgeous outdoor area offering an expansive lanai complimented with travertine tile, heated pool and spa, private backyard with views of the lake and golf course… another great place for carrying the entertaining outside. Lots of very cool extras in this home including, hurricane shutters and screens, whole house generator, plantation shutters, crown molding, spacious laundry room with cabinetry and 3 car garage with lots of shelving for all your toys.
Heron Creek Golf and Country Club is a very active community where you will always find something to do. Enjoy the 27 holes Arthur Hill designed golf course, 5 lighted Har Tru tennis courts, fitness center, resort style pool and spa, newly renovated Courtside Cafe where you can enjoy a bite after your workout, tennis match, swim or making the turn to the next nine. The over 20,000 sq ft Clubhouse offers formal and casual dining and many planned activities and social events.
Heron Creek is ideally located close to area beaches, shopping, restaurants, Legacy Trail as well as Cool Today Park. There is also a new Sarasota Memorial Hospital being built on Sumter Blvd and is slated to open in 2028. NOW is the time to make this beautiful home yours and start living the Florida lifestyle you have been dreaming about!
Description provided by KELLER WILLIAMS ISLAND LIFE REAL ESTATE and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $650,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
- Carrying costs & concessions — this home carries HOA dues of $423/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 21 active listings competing, 6 under contract
- 52 closed here in the last 12 months
For reference, this home is listed at $650,000 ($214/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 3,036 sq ft × $193–$245/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.
Similar homes for sale near HERON CREEK
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in HERON CREEK
- 5704 White Jasmine Way · $475,000 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of EPIQUE REALTY, INC.)
- 5641 Whispering Oaks Drive · $549,000 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of POINTE OF PALMS REAL ESTATE)
- 4350 Whispering Oaks Dr · $299,900 · 2 bd / 2.0 ba · listed September 10, 2026 (courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE)
- 5174 Pine Shadow Lane · $375,000 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of RE/MAX ALLIANCE GROUP)
- 4693 Whispering Oaks Drive · $299,900 · 2 bd / 2.0 ba · listed September 4, 2026 (courtesy of RE/MAX PALM REALTY)
- 5037 Whispering Oaks Drive · $350,000 · 3 bd / 2.0 ba · listed August 28, 2026 (courtesy of COLDWELL BANKER REALTY)
Recently off market in HERON CREEK
- 5364 White Ibis Drive · last listed $364,000 · 2026-09-15
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by KELLER WILLIAMS ISLAND LIFE REAL ESTATE · MLS # C7530727
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Recent sales activity in HERON CREEK
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERON CREEK neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on HERON CREEK
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Sarasota County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $221/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 1645 Creek Nine Dr, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2008 (18 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $423/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Sarasota County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,036 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $6,825/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, as of August 2, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 1645 Creek Nine Dr and when was it built?
Per the listing record, 1645 Creek Nine Dr was built in 2008 and has 3,036 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 1645 Creek Nine Dr in?
1645 Creek Nine Dr is in Heron Creek in North Port, Sarasota County. The community section on this page shows recent closed sales, days on market, and active inventory for Heron Creek from the same MLS data.
Does 1645 Creek Nine Dr have an HOA, and how much are the dues?
The listing reports HOA dues of $423 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 1645 Creek Nine Dr differ from the current owner's?
The estimate on this page (about $6,825 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 1645 Creek Nine Dr in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.