67 days on market (MLS)Single Family Residence▼ Price cut: $15,000 (10/13)
$600,000
4-Bedroom Pool Home in BEXLEY SOUTH
17989 Frame Bend, Land O Lakes, FL 34638
Single Family Residence in BEXLEY SOUTH, LAND O LAKES · Built 2021
BEXLEY SOUTH · Land O Lakes, FL 34638 · Pasco County
Listing data updated October 20, 2026 at 6:47 AM ET · checked against the MLS hourly
Listed by MARK SPAIN REAL ESTATE (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
2.5Bathrooms
2,775Sq Ft
2021Year Built
$216Per Sq Ft
Private pool2-car garageFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
15% below
$/sq ft vs community
$216 here vs $253 median sold (12 mo)
Buyer leverage
Balanced market
67 days on market
2.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~59 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $600k tops 8 of the last 12 closed sales; also one of the largest homes here at 2,775 sq ft
As of October 20, 2026, 17989 Frame Bend in Bexley South, Land O Lakes is listed at $600,000 (2,775 sq ft, about $216 per sq ft). That sits within a few percent of Bexley South's median closed sale of $553,000 over the last 12 months (9 recorded sales). Per square foot it is below the community's recent $253/sq ft by about 15%. It has been 67 days on market, longer than the community's typical 41 days to contract. Listing facts: built in 2021, a private pool, HOA dues of $77/mo, a CDD assessment of about $2,540/yr. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
CDD assessment ~$2,540/yr
Built 2021 · 5 yrs
2,775 sq ft of living area
2-car garage
Listed at $600,000 — recent neighborhood median sale price ~$553,000 (nearby sales; deemed reliable, not an appraisal)
67 days on market
HOA $77/mo (per listing)
Listing description
About this home
Virtually Staged. Welcome to 17989 Frame Bend — where spacious living, effortless entertaining, and your own private outdoor oasis come together in one exceptional home. From the moment you arrive, this beautifully designed two-story residence delivers the space and flexibility today's buyers are looking for, while the exceptional screened-in private pool retreat takes everyday Florida living to an entirely different level.
Step outside and discover what may become your favorite room in the house. The expansive screened porch and pool area create a private resort-style setting made for long afternoons in the sun, refreshing swims, evening cocktails, weekend gatherings, and unforgettable time with family and friends. With the pool directly connected to the home's main living and dining spaces, entertaining flows naturally from indoors to outdoors.
Inside, the thoughtfully designed floor plan offers an impressive combination of gathering spaces and private retreats. The main level features a welcoming foyer, a dedicated home office, spacious living and dining areas, a well-appointed kitchen with pantry, convenient laundry access, and a guest powder room. The heart of the home is the open living and dining arrangement, where everyday life and entertaining come together.
Large windows and direct access to the screened pool area create an inviting connection to the outdoors and allow the Florida lifestyle to take center stage. Upstairs, the generous primary suite provides a peaceful retreat complete with a spacious walk-in closet and private en-suite bath. Four additional bedrooms offer remarkable flexibility for family, guests, hobbies, or a dedicated home workspace.
A second full bathroom and a separate upstairs family area provide even more room to spread out. With five bedrooms, multiple living areas, a dedicated office, a private pool, expansive screened outdoor living, and an attached garage, this home offers the rare combination of space, comfort, and Florida lifestyle appeal. THE HIGHLIGHTS Exceptional private swimming pool Large screened-in pool/porch retreat Five-bedroom layout Spacious primary suite with private bathroom Generous primary walk-in closet Dedicated home office Upstairs family/bonus living area Open living and dining spaces Kitchen with pantry Convenient upstairs laundry room Multiple walk-in closets and storage areas Attached garage Excellent indoor-to-outdoor entertaining flow Designed for the Florida lifestyle This isn't simply a home with a pool — it's a home built around the way you want to live in Florida.
Imagine starting the morning with coffee beside the pool, spending sunny afternoons swimming without leaving home, gathering everyone together for dinner, and ending the day relaxing under the screened enclosure. At 17989 Frame Bend, that lifestyle can be yours every day. Come experience the space, the privacy, and the exceptional poolside lifestyle for yourself.
This is the kind of home buyers remember. Home warranty included.
Description provided by MARK SPAIN REAL ESTATE and reproduced from the MLS; not independently verified.
Listing courtesy of MARK SPAIN REAL ESTATE · Listing agent: Jim Maiorano · 855-299-7653Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$600,000
Bed / bath4 / 2.5
Living area2,775 sq ft
Year built2021
Property typeSingle Family Residence
Garage2-car
PoolYes
MLS #TB8538296
Listing status67 days on market (MLS)
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~59 ft
CountyPasco
Estimated first-year tax~$8,875/yr
CDD assessment~$2,540/yr
HOA$77/mo
Calculated estimates
Price per sq ft$216
Estimated monthly payment$4,530
Insurance (illustrative)$2k–$3k/yr
Messtimate range$629,925 – $785,325
Comparable-sales median$553,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,530/mo
Principal & interest $3,323/mo73%
Taxes $740/mo16%
Insurance $178/mo4%
HOA $77/mo2%
CDD $212/mo5%
$4,530/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Pasco County rate (16.15 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $6,475/yr ($540/mo) — taxable value $400,208 × 16.15 mills
$2,400 more each year
(+37%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$142,018
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$542,226
Market value
$450,930
Assessed
$400,208
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pasco County Schools 2025-26 tentative budget; Pasco County Property Appraiser. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 17989 Frame Bend
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $6,475/yr (certified county roll, taxable value × millage). Buy at the asking price of $600,000 and the first-year bill resets to about $8,875/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 16.15 mills); Save Our Homes caps later increases at 3%/yr.
CDD / special assessments
This listing reports $2,540/yr in CDD or special-district assessments on the tax bill (MLS, TaxOtherAnnualAssessmentAmount).
HOA dues
$77/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close.
Home and flood insurance
The average Citizens Property Insurance premium in Pasco County is $1,659/yr (8,233 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,500–$3,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 2021. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form.
Estimated carrying cost at the asking price, before the mortgage: about $1,166/month (tax $740, CDD $212, HOA $77, insurance $138). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
~$2,540/yr
A Community Development District bond funds roads & amenities; it appears on your tax bill and is not optional.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$77/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~59 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · BEXLEY SOUTH PARCEL 4 PHASE 3A
Pricing & the BEXLEY SOUTH PARCEL 4 PHASE 3A market
How this home is priced against recent nearby sales, and where BEXLEY SOUTH PARCEL 4 PHASE 3A has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in BEXLEY SOUTH PARCEL 4 PHASE 3A
Each dot is a closed sale since 2017 (109 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2018–2026. This home lists at $216/sq ft.
Median sale price by year
12-month median closed price, 2018–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2018–2026. Now 27 (cold).
Property timeline
This home’s history
2021BuiltPer public record
About Aug 2026Listed (per MLS)MLS reports 67 cumulative days on market as of October 20, 2026
Aug 14, 2026First seen on movewithmomentum.comObserved at $625,000
Sep 11, 2026Price cut$615,000 (-$10,000, -1.6%)
Oct 13, 2026Price cut$600,000 (-$15,000, -2.4%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $600,000Momentum Realty · on market 67 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales in BEXLEY SOUTH in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Jun 2026
$760,000
4241 AMPED WAY, LAND O LAKES
4 / 3 bd/ba · 2,687 sq ft · $283/sq ft
Courtesy of BAY REALTY OF FLORIDA · View details →
Sold Jun 2026
$760,000
4241 AMPED WAY, LAND O LAKES
4 / 3 bd/ba · 2,687 sq ft · $283/sq ft
Courtesy of BAY REALTY OF FLORIDA · View details →
Sold Jul 2026
$525,000
4384 BROAD PORCH RUN, LAND O LAKES
3 / 2 bd/ba · 2,311 sq ft · $227/sq ft
Courtesy of FUTURE HOME REALTY · View details →
Sold Jul 2026
$525,000
4384 BROAD PORCH RUN, LAND O LAKES
3 / 2 bd/ba · 2,311 sq ft · $227/sq ft
Courtesy of FUTURE HOME REALTY · View details →
Sold May 2026
$553,000
5011 BALLANTRAE BOULEVARD, LAND O LAKES
4 / 3 bd/ba · 2,061 sq ft · $268/sq ft
Courtesy of SIGNATURE REALTY ASSOCIATES · View details →
Sold May 2026
$553,000
5011 BALLANTRAE BOULEVARD, LAND O LAKES
4 / 3 bd/ba · 2,061 sq ft · $268/sq ft
Courtesy of SIGNATURE REALTY ASSOCIATES · View details →
Median of these 6 sales: $553,000 ($253/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™ · automated estimate
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
$619,000the mess$773,100
Strong local evidence — built from 6 comparable closed sales in BEXLEY SOUTH (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,984 recent closed sales we scored, the closed price landed inside the Messtimate range 58% of the time; median miss 9.6% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-20.
Actual list price: $600,000 ($216/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 25% spread on the same house — here is what a model can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
The pool — a private pool carries cost and value the model only sees through the comps.
Carrying costs & concessions — this home carries HOA dues of $77/mo and a CDD assessment of about $2,540/yr; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
This home: 67 days on market vs. a 41-day community median
1 active listing competing, 1 under contract
6 closed here in the last 12 months
Want a property-specific value from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market.
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (6) + tax-roll just value × local sale-to-roll ratio (5 sales, double weight); MLS closed-sale records and the FL DOR 2025 certified tax roll. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 20, 2026.
Momentum Scores
Momentum Property Score
73/100
Strongest on: Flood safety (95), Price vs area (87)
0 limited50100 exceptional
73/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area87
This home $216/sq ft vs the community 12-month median $253/sq ft.
Affordability36
List price $600,000 vs the community median $553,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~59 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2021 build. Obtain a property-specific quote.
Market liquidity67
Community median 41 days on market (12-month record).
Buyer competition78
22% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.
Market timing73
Momentum Market Heat is 27/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 8 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.0 months of supply in the surrounding market and 67 days on market for this home, against a 41-day area median.Days on market:this home 67Area median: 41 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2026. As of August 2, 2026.
🟡 Asking $216 per square foot, about 15% below the community’s $253 median. BEXLEY SOUTH PARCEL 4 PHASE 3A’s 12-month median sold price per square foot is $253. Median sold price per square foot is down 6.3% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
86% of homes in BEXLEY SOUTH PARCEL 4 PHASE 3A are owner-occupied. An estimated 14% are non-owner-occupied, including 4% held in a company or trust and 2% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1048 homes matched. Community-level context.
Recent BEXLEY SOUTH PARCEL 4 PHASE 3A sales closed near 95.0% of original asking. Cash paid for about 22% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
Updated October 20, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 17989 FRAME BEND?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by MARK SPAIN REAL ESTATE · MLS # TB8538296
Request a showing
Keep looking
Similar homes for sale near BEXLEY SOUTH
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Aug 2026 · Development
Proposal would convert Port Richey hotel into 122 apartments
HCM Hospitality seeks a rezoning to convert the 156-room La Vista Inn at 11736 U.S. 19 on 4.54 acres into a 122-unit apartment community. The Pasco County Planning Commission unanimously recommended approval with conditions, and the item goes next to the County Commission.
Why it matters: Adaptive reuse would add rental housing along the U.S. 19 corridor without new traffic beyond existing entitlements. The project is about 17 miles west of Bexley South, elsewhere in Pasco County.
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 8 miles east of Bexley South, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 3 miles north of Bexley South.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 5 miles northwest of Bexley South.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
Bexley Elementary SchoolAssigned elementary school · Pasco County School District · Grade B (Florida DOE 2025-26)
GRADEA
Charles S. Rushe Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Sunlake High School-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
City
LAND O LAKES
Groceries, dining, and parks for this city — see the city guide.
Items worth confirming for 17989 Frame Bend, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $77/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
A CDD assessment of about $2,540/yr is on record: confirm the bond balance and remaining term with the district; it appears on the tax bill.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
Listed living area is 2,775 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $8,875/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,400 more per year than the current owner’s estimated bill (+37%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 20, 2026)
Comparable sales
Stellar MLS closed sales in BEXLEY SOUTH, last 18 months, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 17989 Frame Bend and when was it built?
Per the listing record, 17989 Frame Bend was built in 2021 and has 2,775 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 17989 Frame Bend in?
17989 Frame Bend is in Bexley South in Land O Lakes, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 17989 Frame Bend have an HOA, and how much are the dues?
The listing reports HOA dues of $77 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
What is a CDD fee?
A Community Development District fee funds a community's roads, amenities, and infrastructure through a bond and appears on the annual tax bill. This parcel shows a CDD assessment of about $2,540 per year; confirm the exact figure with the county.
Why might property taxes on 17989 Frame Bend differ from the current owner's?
The estimate on this page (about $8,875 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,400 more per year than the current owner’s estimated bill (+37%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Are short-term rentals allowed at 17989 Frame Bend?
Many communities restrict short-term rentals, and city/county rules also apply. Confirm the current HOA/CDD rules and local ordinances directly before assuming any rental use.
Is 17989 Frame Bend in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 17989 FRAME BEND in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
