5 bedroom Single Family Residence at 18144 Frame Bend, Bexley South Parcel4 Ph 3B, Land O Lakes — photo 1
17 days on market (MLS) Single Family Residence ▼ Price cut: $14,000 (9/30)
$575,000
5-Bedroom Home in BEXLEY SOUTH PARCEL4 PH 3B

18144 Frame Bend, Land O Lakes, FL 34638

Single Family Residence in BEXLEY SOUTH PARCEL4 PH 3B, LAND O LAKES · No CDD on record · Built 2021
BEXLEY SOUTH PARCEL4 PH 3B · Land O Lakes, FL 34638 · Pasco County
Listing data updated October 7, 2026 at 7:26 AM ET · checked against the MLS hourly
5Bedrooms
3.5Bathrooms
2,470Sq Ft
2021Year Built
$233Per Sq Ft
2-car garageNo CDD on record5 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
8% below
$/sq ft vs community
$233 here vs $253 median sold (12 mo)
Buyer leverage
Seller-leaning
17 days on market
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 12 of 12
Price vs recent sales
Asking $575k tops 12 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 7, 2026, 18144 Frame Bend in Bexley South Parcel4 Ph 3B, Land O Lakes is listed at $575,000 (2,470 sq ft, about $233 per sq ft). That sits within a few percent of Bexley South Parcel4 Ph 3B's median closed sale of $553,000 over the last 12 months (9 recorded sales). It has been 17 days on market, well inside the community's typical 41 days. Listing facts: built in 2021, HOA dues of $77/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2021 · 5 yrs
  • 2,470 sq ft of living area
  • 2-car garage
  • Listed at $575,000 — recent neighborhood median sale price ~$553,000 (nearby sales; deemed reliable, not an appraisal)
  • 17 days on market
  • HOA $77/mo (per listing)
Listing description

About this home

Welcome home to the perfect blend of contemporary comfort and community lifestyle. Located on a rare, premium, conservation lot, with a spacious layout, luxury finishes, and ample amenities. This home offers serene preserve views, low-maintenance living, with easy access to the amazing amenities of Bexley and all of the Tampa Bay attractions.

Ideal for growing families or professionals seeking convenience and style in a vibrant, activity rich neighborhood. Located just a short walk to Bexley Elementary on a quiet street with very little traffic. This open floor plan home offers 5 bedrooms with 3 full bathrooms, 1 half bathroom and a 2 car garage.

Recent updates to the home include new wood look tile flooring throughout the main floor May 2026, extended driveway width, new dishwasher July 2026. As you enter you're greeted in the elegant foyer that leads you to the great room, open to the kitchen and dining room. Perfect for family living and entertaining.

The kitchen features gorgeous cabinets, quartz counters with a huge island / breakfast bar, natural gas range, reverse osmosis water filtration under kitchen sink, stainless steel appliances and a custom range hood. The kitchen also offers a pantry and plenty of cabinet space for storage. Sliding doors will lead you from the great room to the screened lanai with views of the pond and conservation area where you can enjoy your morning coffee and evening beverage while observing the tranquility of nature.

The first floor also offers a bedroom that can be used as an office or playroom. Leading to the second floor you will love the gorgeous wrought iron railings that add to the elegance of this home. On the second floor you have a beautiful primary suite that also overlooks the preserve.

The primary en-suite bathroom features a dual sink vanity with quartz counter and lovely cabinetry, a walk in shower and garden tub. The second bedroom also includes and en-suite bathroom. The 3rd and fourth bedrooms have a shared bathroom.

For ultimate convenience, the laundry room is on the second floor with the bedrooms. The garage is extended by 4' when built for extra space for storage and larger vehicles. The home is also equipped with a water softener system.

This home is located just .06 mile from Bexley Elementary School and a short drive to shopping, dining, the Veterans Expressway, with an easy commute to Tampa International Airport and the Gulf Coast beaches. Residents of Bexley enjoy resort-style amenities, including a clubhouse with Twisted Sprocket Café, two resort-style pools, a lap pool, mini water park, state-of-the-art fitness center, game room, dog parks, a BMX park, fire pit, playgrounds, and walking & biking trails. This move-in ready home offers a rare blend of luxury, convenience, and tranquility.

This home is a must see to appreciate all that it has to offer.

Description provided by BHHS FLORIDA PROPERTIES GROUP and reproduced from the MLS; not independently verified.

Listing courtesy of BHHS FLORIDA PROPERTIES GROUP · Listing agent: Paul Radtke · 727-799-2227Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$575,000
Bed / bath5 / 3.5
Living area2,470 sq ft
Year built2021
Property typeSingle Family Residence
Garage2-car
MLS #TB8549160
Listing status17 days on market (MLS)

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~59 ft
CountyPasco
Estimated first-year tax~$6,038/yr
CDD assessmentNone on record
HOA$77/mo

Calculated estimates

Price per sq ft$233
Estimated monthly payment$3,899
Insurance (illustrative)$2k–$3k/yr
Messtimate range$439,660 – $526,110
Comparable-sales median$553,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$3,899/mo
  • Principal & interest $3,147/mo 81%
  • Taxes $503/mo 13%
  • Insurance $171/mo 4%
  • HOA $77/mo 2%

$3,899/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$6,038/yr

Estimate: a typical Pasco effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$2k–$3k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$77/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
~59 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · BEXLEY SOUTH PARCEL4 PH 3B

Pricing & the BEXLEY SOUTH PARCEL4 PH 3B market

How this home is priced against recent nearby sales, and where BEXLEY SOUTH PARCEL4 PH 3B has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales18021 ATHERSTONE TRAIL18021 ATHERSTONE TRAIL: $166/sq ft$1663529 LEFAYS POINT3529 LEFAYS POINT: $178/sq ft$17818318 HOLLAND HOUSE LOOP18318 HOLLAND HOUSE LOOP: $184/sq ft$18417880 MOON RISE PASS17880 MOON RISE PASS: $202/sq ft$20218071 FENDERS WAY18071 FENDERS WAY: $213/sq ft$213This homeThis home: $233/sq ft$23319730 PRESERVATION WOODS…19730 PRESERVATION WOODS DRIVE: $293/sq ft$293Community median $253
Property timeline

This home’s history

  • 2021BuiltPer public record
  • About Sep 2026Listed (per MLS)MLS reports 17 cumulative days on market as of October 7, 2026
  • Sep 17, 2026First seen on movewithmomentum.comObserved at $589,000
  • Sep 30, 2026Price cut$575,000 (-$14,000, -2.4%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $575,000Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $553,000 ($253/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$439,660the mess$526,110

Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $575,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 20% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $77/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 17 days on market vs. a 41-day community median
  • 1069 active listings competing, 277 under contract

For reference, this home is listed at $575,000 ($233/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,470 sq ft × $178–$213/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 7, 2026.

Momentum Scores

Momentum Property Score

66/100
Strongest on: Buyer competition (78), Market timing (73)
0 limited50100 exceptional

66/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area70
This home $233/sq ft vs the community 12-month median $253/sq ft.
Affordability43
List price $575,000 vs the community median $553,000. Not a measure of personal affordability.
Market liquidity67
Community median 41 days on market (12-month record).
Buyer competition78
22% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power65
Recent sales closed at about 95.0% of original asking (~5.0% below). More room below asking generally favors buyers.
Market timing73
Momentum Market Heat is 27/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $233 per square foot, about 8% below the community’s $253 median. BEXLEY SOUTH PARCEL4 PH 3B’s 12-month median sold price per square foot is $253. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by BHHS FLORIDA PROPERTIES GROUP · MLS # TB8549160

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Go deeper

More on BEXLEY SOUTH PARCEL4 PH 3B

Go deeper on BEXLEY SOUTH PARCEL4 PH 3B

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Bexley Elementary SchoolAssigned elementary school · Pasco County School District · Grade B (Florida DOE 2025-26)
GRADEA
Charles S. Rushe Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Sunlake High School-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 18144 Frame Bend, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $77/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,470 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $6,038/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, checked against the MLS hourly (last: October 7, 2026)
Comparable salesStellar MLS closed sales within about 3 miles, last 18 months, as of October 7, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 18144 Frame Bend and when was it built?

Per the listing record, 18144 Frame Bend was built in 2021 and has 2,470 sq ft of living area, 5 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 18144 Frame Bend in?

18144 Frame Bend is in Bexley South Parcel4 Ph 3B in Land O Lakes, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 18144 Frame Bend have an HOA, and how much are the dues?

The listing reports HOA dues of $77 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 18144 Frame Bend differ from the current owner's?

The estimate on this page (about $6,038 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 18144 Frame Bend in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.