2 bedroom Villa at 18630 BENT PINE DRIVE, HERITAGE PINES VILLAGE 20 UNITS 01 & 02, HUDSON — photo 1Front elevation
New — 4 days on market Villa
$236,900
2-Bedroom Villa in HERITAGE PINES VILLAGE 20 UNITS 01 & 02

18630 BENT PINE DRIVE, HUDSON, FL 34667

Villa in HERITAGE PINES VILLAGE 20 UNITS 01 & 02, HUDSON · No CDD
HERITAGE PINES VILLAGE 20 UNITS 01 & 02 · HUDSON, FL 34667 · Pasco
Listing data updated September 6, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,822Sq Ft
2003Year Built
$130Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
10% below
$/sq ft vs community
$130 here vs $145 median sold (12 mo)
Buyer leverage
Seller-leaning
4 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~26 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 18630 Bent Pine Drive in Heritage Pines Village 20 Units 01 & 02, Hudson is listed at $236,900 (1,822 sq ft, about $130 per sq ft). That sits within a few percent of Heritage Pines Village 20 Units 01 & 02's median closed sale of $219,500 over the last 12 months (3 recorded sales). Per square foot it is below the community's recent $145/sq ft by about 10%. It came to market within the past week. Listing facts: built in 2003, HOA dues of $125/mo. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2003 · 23 yrs
  • 1,822 sq ft of living area
  • 2-car garage
  • New to market
  • HOA $125/mo (per listing)
Property timeline

This home’s history

  • 2003BuiltPer public record
  • Aug 7, 2026First trackedObserved at $236,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,657/mo
  • Principal & interest $1,224/mo 74%
  • Taxes $207/mo 13%
  • Insurance $100/mo 6%
  • HOA $125/mo 8%

$1,657/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

58/100
Strongest on: Flood safety (95), Pricing power (83)
0 limited50100 exceptional

58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area76
This home $130/sq ft vs the community 12-month median $145/sq ft.
Affordability37
List price $236,900 vs the community median $219,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~26 ft elevation. Verify the parcel with FEMA.
Insurance cost71
From FEMA Zone X and a 2003 build. Obtain a property-specific quote.
Market liquidity59
Community median 51 days on market (12-month record).
Renovation upside46
From a 2003 build and $130/sq ft vs the community median $145/sq ft. Not a condition assessment.
Buyer competition0
100% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power83
Recent sales closed at about 91.5% of original asking (~8.5% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $130 per square foot, about 10% below the community’s $145 median. HERITAGE PINES VILLAGE 20 UNITS 01 & 02’s 12-month median sold price per square foot is $145. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to carefree Florida living in this beautiful villa located in the highly desirable 55+ gated community of Heritage Pines. This repaired sinkhole home is fully insurable with all documentaion for peace of mind. This beautiful, spacious villa offers 2 bedrooms, 2 bathrooms, and a 2-car garage with 1,872 square feet of thoughtfully designed living space.

The open great room floor plan feels bright and inviting, enhanced by a sun tube skylight that fills the home with natural light. Freshly cleaned carpeting, beautiful wood flooring, ceramic tile, and fresh interior paint create a move-in-ready atmosphere. The beautifully updated kitchen is sure to impress with attractive cabinetry, pantry with pull out drawers, gorgeous granite countertops, and newer stainless-steel appliances, making it both stylish and functional.

Major updates provide peace of mind, including a new 30 year three dimensional shingle roof installed in 2023 and an A/C system replaced in 2019. The spacious primary suite is a relaxing retreat with two walk-in closets, and an ensuite bath complete with a sun dome skylight, dual sinks and a large vanity offering abundant drawer storage, and a step-in shower. The generously sized guest bedroom also features a large walk-in closet and is conveniently located next to the guest bathroom with a tub/shower combination.

Enjoy maintenance-free living in the 24-hour gated, guard-secured community of Heritage Pines, where residents experience an exceptional resort-style lifestyle. Amenities include a newly renovated clubhouse, an outstanding restaurant and bar, performing arts center, heated pool and spa, library, craft and woodworking rooms, and countless clubs and social activities. Stay active with the resident-owned championship golf course, pickleball, tennis, bocce ball, billiards, yoga, aerobics, fitness center, and so much more.

The HOA fee includes high-speed internet, cable television, lawn maintenance, and exterior pest control, allowing you to spend more time enjoying everything this incredible community has. Conveniently located near the beautiful Tampa Bay beaches, shopping, dining, medical facilities, and Florida's scenic Nature Coast, this home offers the perfect combination of comfort, convenience, and recreation. Don't miss this opportunity to enjoy the Florida lifestyle you've been dreaming of.

Schedule your private showing today and discover why so many love calling Heritage Pines home. Conveniently located near nature preserves, beaches, schools, hospitals, shopping and dining, with access to major roadways. Located very close to the Suncoast Parkway and approximately one hour from Tampa.

Priced to sell quickly for only 236,900.

Description provided by KW REALTY ELITE PARTNERS and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$236,900
Bed / bath2 / 2
Living area1,822 sq ft
Year built2003
Property typeVilla
Garage2-car
MLS #W7888221
Listing statusNew — 4 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~26 ft
Windstorm exposureLow
CountyPasco
Estimated first-year tax~$2,487/yr
CDD assessmentNone on record
HOA (per listing)$125/mo

Calculated estimates

Price per sq ft$130
Estimated monthly payment$1,657
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$219,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KW REALTY ELITE PARTNERS · Listing agent: Jackie King · 352-688-6500Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$233,216the mess$295,164

Actual list price: $236,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $125/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 4 days on market vs. a 51-day community median
  • 2854 active listings competing, 755 under contract

For reference, this home is listed at $236,900 ($130/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,822 sq ft × $128–$162/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HERITAGE PINES VILLAGE 20 UNITS 01 & 02

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $236,900Momentum Realty · on market 4 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,487/yr

A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$125/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~26 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 18630 BENT PINE DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KW REALTY ELITE PARTNERS · MLS # W7888221

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HERITAGE PINES VILLAGE 20 UNITS 01 & 02

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HERITAGE PINES VILLAGE 20 UNITS 01 & 02 neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$219,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$145

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HERITAGE PINES VILLAGE 20 UNITS 01 & 02

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Shady Hills Elementary-POAssigned elementary school · Pasco County School District · Grade C (Florida DOE 2025-26)
GRADEB
Crews Lake Middle-POAssigned middle school · Pasco County School District · Grade B (Florida DOE 2025-26)
GRADEC
Hudson High-POAssigned high school · Pasco County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,086 – $1,579/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.9%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$603 – −$159At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 18630 Bent Pine Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2003 (23 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $125/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,822 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,487/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of September 6, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 18630 Bent Pine Drive and when was it built?

Per the listing record, 18630 Bent Pine Drive was built in 2003 and has 1,822 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 18630 Bent Pine Drive in?

18630 Bent Pine Drive is in Heritage Pines Village 20 Units 01 & 02 in Hudson, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Heritage Pines Village 20 Units 01 & 02 from the same MLS data.

Does 18630 Bent Pine Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $125 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 18630 Bent Pine Drive differ from the current owner's?

The estimate on this page (about $2,487 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 18630 Bent Pine Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 18630 BENT PINE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.