19614 Eagle Crest Drive, Lutz, FL 33549
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
19614 Eagle Crest Drive in Eagle Crest Sub, Lutz is listed at $950,000 (3,175 sq ft, about $299 per sq ft). That is 98% above Eagle Crest Sub's median closed sale of $480,000 over the last 12 months (17 recorded sales). Per square foot it is below the community's recent $418/sq ft by about 28%. It came to market within the past week. Listing facts: built in 2002, a private pool, HOA dues of $180/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2002 · 24 yrs
- 3,175 sq ft of living area
- 3-car garage
- Listed at $950,000 — recent neighborhood median sale price ~$480,000 (nearby sales; deemed reliable, not an appraisal)
- New to market
- HOA $180/mo (per listing)
About this home
A showstopping pool home where commanding architecture, dramatic interiors and resort-style outdoor living come together on half an acre in Lutz. This original-owner Avalon Builders residence offers 4 bedrooms+office and bonus room, 3 baths and 3,175 sq ft of single-story living in a gated community. Major improvements include a 2020 roof, newer water heater and three separate, fully PAID off solar systems serving the home, pool and attic fan.
A columned portico, tropical landscaping and landscape lighting create a striking arrival. Decorative double glass-entry doors open to an elegant foyer with graceful arches, architectural columns and plantation shutters. Double French doors lead to a private office.
The home flows into impressive formal living and dining rooms with soaring ceilings, elegant details and beautiful pool views. The living room showcases a multi-tier tray ceiling with crown molding, decorative niches and expansive sliders framing the screened lanai. The adjoining dining room features a large arched window, plantation shutters and decorative lighting, creating a light-filled introduction connected to the outdoors.
The heart of the home unfolds into an impressive open kitchen, café dining area and family room designed for gathering. The kitchen features Quartz countertops, decorative tile backsplash, 42-inch cabinetry with crown molding and glass-front displays, under-cabinet lighting and an angled breakfast bar. GE Café appliances include a Precision cooktop, microwave and double wall ovens, complemented by a Samsung French-door refrigerator and walk-in pantry.
The window-filled café overlooks the salt water pool w/ spa and offers direct lanai access. The family room features a soaring vaulted ceiling, marble fireplace and expansive sliders opening the living space to the pool and lanai. Privately positioned, the primary suite is a spacious retreat with a tray ceiling, crown molding, pool views and sliders to the lanai.
A private hallway provides two walk-in closets plus a linen closet. The primary bath offers separate vanities, makeup space, private water closet with bidet, soaking tub with glass-block backdrop and a tiled walk-in shower with Listello detailing. Three additional bedrooms complete the sleeping spaces.
A spacious bonus/game room adds exceptional flexibility with a double sided wood burning fireplace, French doors and sliders overlooking and opening to the pool and lanai. The laundry room includes a utility sink, workspace, cabinetry and washer/dryer. Outdoors, the Florida lifestyle takes center stage.
The expansive screened lanai surrounds a free-form pool with brick pavers and multiple covered and open-air seating areas; the hot tub remains. A spectacular screened outdoor kitchen and entertaining pavilion features a rich wood-plank ceiling, recessed and pendant lighting, ceiling fans, extensive cabinetry, stone countertops, breakfast-bar seating, stainless cooking equipment, sink, ice maker, beverage refrigerator and a stone gas fireplace. Beyond the screened entertaining spaces are a spacious lawn, multiple varieties of fruit trees and private putting green with new turf.
The partially fenced yard includes exterior walk-in storage. Features include epoxy garage flooring and side-yard access. With exceptional indoor-outdoor flow, dramatic architectural character and a resort-style feel, this distinctive gated-community residence is designed for memorable entertaining and the Florida lifestyle.
Description provided by MIHARA & ASSOCIATES INC. and reproduced from the MLS; not independently verified.
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Estimated monthly payment
- Principal & interest $5,221/mo 75%
- Taxes $1,179/mo 17%
- Insurance $409/mo 6%
- HOA $180/mo 3%
$6,989/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes
✓ Certified tax roll · county-average rateProperty taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Hillsborough County Property Appraiser 2025 final millage; HCPS millage referendum (1.0 mill, effective July 2025). County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 19614 Eagle Crest Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $5,725/yr (certified county roll, taxable value × millage). Buy at the asking price of $950,000 and the first-year bill resets to about $14,150/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 15.73 mills (county-average millage, estimate)); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | $180/month per the listing record. Dues cover what the association documents say they cover; ask for the budget and reserve study before you close. |
| Home and flood insurance | The average Citizens Property Insurance premium in Hillsborough County is $1,816/yr (6,518 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $3,500–$7,000/yr; neither is a quote. |
| Roof and age | Built in 2002. An original roof would be about 24 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date. |
Estimated carrying cost at the asking price, before the mortgage: about $1,510/month (tax $1,179, HOA $180, insurance $151). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Natural hazard risk
FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
Pricing & the Hillsborough County market
How this home is priced against recent nearby sales, and where Hillsborough County has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Hillsborough County
Each dot is a closed sale since 2007 (175 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2013–2026. This home lists at $299/sq ft.
Median sale price by year
12-month median closed price, 2013–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2014–2026. Now 18 (cold).
This home’s history
- 2002BuiltPer public record
- About Oct 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (<span class="mw-dom" data-listed="2026-10-22" data-fmt="dom">listed Oct 22, 2026</span>)
- Oct 24, 2026First seen on movewithmomentum.comObserved at $950,000
- NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Price & listing history
Building permits
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $480,000 ($418/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate
Our automated estimate of the likely sale-price range for this home — modeled from recent closed sales nearby adjusted to today's market, a local size-and-age model, and the county tax roll. It is an estimate, not an appraisal, not market value, and not an offer. A licensed agent's CMA sees the condition, the lot, and the live market that a model can't.
Directional estimate — built from 20 comparable closed sales within about 3 miles (same property type, closed within the last 18 months, each adjusted to today's market).
Track record: across 2,980 recent closed sales we scored, the closed price landed inside the Messtimate range 57% of the time; median miss 9.4% (closed sales statewide, FL + GA feeds that permit an automated estimate). Re-scored weekly; last 2026-10-24.
Actual list price: $950,000 ($299/sq ft) — the seller's asking price is not an input to this range; compare the two.
A 31% spread on the same house — here is what a model can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one.
- The pool — a private pool carries cost and value the model only sees through the comps.
- Carrying costs & concessions — this home carries HOA dues of $180/mo; insurance, CDD/HOA and seller-paid buydowns change what a buyer actually pays.
And what the live market is doing right now:
- This home: listed Oct 22, 2026 on market vs. a 59-day community median
- 2212 active listings competing, 558 under contract
- 12 closed here in the last 12 months
Selling your own home? Try the Messtimate on your address →
Methodology: 20th–80th percentile band combining time-adjusted $/sq ft of comparable closed sales (20); MLS closed-sale records. Automated valuation model output for general information only — not an appraisal, not market value, not an offer, and not reviewed by a licensed appraiser. Updated October 24, 2026.
Momentum Property Score
62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 2212.0 months of supply in the surrounding market and 2 days on market for this home, against a 59-day area median.Days on market:this home 2Area median: 59 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2007 through 2026. As of September 20, 2026.
🟡 Asking $299 per square foot, about 28% below the community’s $418 median. Hillsborough County’s 12-month median sold price per square foot is $418. Median sold price per square foot is down 14.3% year over year. Confidence: Medium · 17 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
46% of homes in Hillsborough County are owner-occupied. An estimated 54% are non-owner-occupied, including 24% held in a company or trust and 8% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 423 homes matched. Community-level context.
Recent Hillsborough County sales closed near 93.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1802 active listings in Hillsborough County, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated October 24, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Seen enough photos?
Want to see 19614 EAGLE CREST DRIVE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by MIHARA & ASSOCIATES INC. · MLS # TB8560445
Request a showing
Similar homes for sale near EAGLE CREST SUB
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in EAGLE CREST SUB
- 3612 N Garrison Street · $389,000 · 3 bd / 2.5 ba · listed October 24, 2026 (courtesy of EIGHT MILE REALTY)
- 114 4th Street · $299,999 · 3 bd / 2.0 ba · listed October 24, 2026 (courtesy of MAVREALTY)
- 3216 N 48th Street · $330,000 · 4 bd / 2.0 ba · listed October 24, 2026 (courtesy of LIFESTYLE INTERNATIONAL REALTY)
- 3816 W Estrella Street · $800,000 · 2 bd / 2.0 ba · listed October 24, 2026 (courtesy of COLDWELL BANKER REALTY)
- 5118 Coastal Scene Drive · $429,900 · 3 bd / 2.0 ba · listed October 24, 2026 (courtesy of LIPPLY REAL ESTATE)
- 3628 Coppertree Circle · $450,000 · 3 bd / 2.0 ba · listed October 24, 2026 (courtesy of DALTON WADE INC)
Recently off market in EAGLE CREST SUB
- 923 Signet Drive · last listed $575,000 · 2026-10-21
- 889 Calico Scallop Street · last listed $324,900 · 2026-10-21
- 812 E Orange Avenue · last listed $630,000 · 2026-10-21
- 802 Walnut Drive · last listed $280,000 · 2026-10-21
- 7327 Sunshine Circle · last listed $515,000 · 2026-10-21
- 720 Green Cove Drive · last listed $449,900 · 2026-10-21
Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings
More on Hillsborough County
Explore Hillsborough County
Browse market data, schools, taxes, and homes for sale across the county.
Assigned schools
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Groceries, dining, and parks for this city — see the city guide.
View →Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
Buyer research checklist
Items worth confirming for 19614 Eagle Crest Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2002 (24 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
- HOA dues are listed at $180/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
- Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
- Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 3,175 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $14,150/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,425 more per year than the current owner’s estimated bill (+147%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
- School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Data sources & freshness
| Listing record | Stellar MLS, checked against the MLS hourly (last: October 24, 2026) |
| Comparable sales | Stellar MLS closed sales within about 3 miles, last 18 months, as of September 20, 2026 |
| Flood zone & elevation | Not verified for this address — look it up at msc.fema.gov |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 19614 Eagle Crest Drive and when was it built?
Per the listing record, 19614 Eagle Crest Drive was built in 2002 and has 3,175 sq ft of living area, 4 bedrooms and 3.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 19614 Eagle Crest Drive in?
19614 Eagle Crest Drive is in Eagle Crest Sub in Lutz, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 19614 Eagle Crest Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $180 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 19614 Eagle Crest Drive differ from the current owner's?
The estimate on this page (about $14,150 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $8,425 more per year than the current owner’s estimated bill (+147%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 19614 Eagle Crest Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 19614 EAGLE CREST DRIVE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Momentum Realty · licensed in FL & GA
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.