3 bedroom Townhouse at 336 HARBOR RIDGE DRIVE, HARBOR RIDGE OF PALM HARBOR, PALM HARBOR — photo 1Front elevation
3 bedroom Townhouse at 336 HARBOR RIDGE DRIVE, HARBOR RIDGE OF PALM HARBOR, PALM HARBOR — photo 2Living space
3 bedroom Townhouse at 336 HARBOR RIDGE DRIVE, HARBOR RIDGE OF PALM HARBOR, PALM HARBOR — photo 3Kitchen
3 bedroom Townhouse at 336 HARBOR RIDGE DRIVE, HARBOR RIDGE OF PALM HARBOR, PALM HARBOR — photo 4Owner's suite
3 bedroom Townhouse at 336 HARBOR RIDGE DRIVE, HARBOR RIDGE OF PALM HARBOR, PALM HARBOR — photo 5Exterior / yardView all 28 photos →
34 days on market Townhouse
$399,900
3-Bedroom Townhome in HARBOR RIDGE OF PALM HARBOR

336 HARBOR RIDGE DRIVE, PALM HARBOR, FL 34683

Townhouse in HARBOR RIDGE OF PALM HARBOR · No CDD
HARBOR RIDGE OF PALM HARBOR · PALM HARBOR, FL 34683 · Pinellas
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2.5Bathrooms
1,700Sq Ft
2010Year Built
$235Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$235 here vs $231 median sold (12 mo)
Buyer leverage
Strong buyer advantage
34 days on market
15.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~11 ft elevation
$2k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 3
Price vs recent sales
Asking $400k tops 2 of the last 3 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 336 Harbor Ridge Drive in Harbor Ridge Of Palm Harbor, Palm Harbor is listed at $399,900 (1,700 sq ft, about $235 per sq ft). That sits within a few percent of Harbor Ridge Of Palm Harbor's median closed sale of $393,000 over the last 12 months (3 recorded sales). It has been 34 days on market. Listing facts: built in 2010, HOA dues of $420/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2010 · 16 yrs
  • 1,700 sq ft of living area
  • 2-car garage
  • Listed at $399,900 — recent neighborhood median sale price ~$393,000 (nearby sales; deemed reliable, not an appraisal)
  • 34 days on market
  • HOA $420/mo (per listing)
Momentum Research · HARBOR RIDGE OF PALM HARBOR

Pricing & the HARBOR RIDGE OF PALM HARBOR market

How this home is priced against recent nearby sales, and where HARBOR RIDGE OF PALM HARBOR has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales356 HARBOR RIDGE DRIVE356 HARBOR RIDGE DRIVE: $229/sq ft$229497 HARBOR RIDGE DRIVE497 HARBOR RIDGE DRIVE: $231/sq ft$231This homeThis home: $235/sq ft$235295 N HARBOR DRIVE295 N HARBOR DRIVE: $238/sq ft$238Community median $231

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $235/sq ft.

$146$203$2602019: $15720192022: $22620222024: $24920242025: $24420252026: $2312026

Median sale price by year

12-month median closed price, 2019–2026.

$224k$323k$421k2019: $244k20192022: $385k20222024: $365k20242025: $402k20252026: $393k2026
Property timeline

This home’s history

  • 2010BuiltPer public record
  • Jul 10, 2026First trackedObserved at $399,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$2,986/mo
  • Principal & interest $2,066/mo 69%
  • Taxes $350/mo 12%
  • Insurance $150/mo 5%
  • HOA $420/mo 14%

$2,986/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

41/100
Strongest on: Affordability (47), Price vs area (46)
0 limited50100 exceptional

41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area46
This home $235/sq ft vs the community 12-month median $231/sq ft.
Affordability47
List price $399,900 vs the community median $393,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~11 ft elevation. Verify the parcel with FEMA.
Insurance cost41
From FEMA Zone AE and a 2010 build. Obtain a property-specific quote.
Market liquidity43
Community median 30 days on market, ~15.0 months of supply (12-month record).
Renovation upside17
From a 2010 build and $235/sq ft vs the community median $231/sq ft. Not a condition assessment.
Buyer competition43
57% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power46
Recent sales closed at about 98.7% of original asking (~1.3% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 15.0 months of supply in the surrounding market and 34 days on market for this home, against a 30-day area median.Days on market:this home 34Area median:  30 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. As of August 2, 2026.

🟡 Asking $235 per square foot, about in line with the community’s $231 median. HARBOR RIDGE OF PALM HARBOR’s 12-month median sold price per square foot is $231. Median sold price per square foot is down 2.2% year over year. Confidence: Low · 3 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

76% of homes in HARBOR RIDGE OF PALM HARBOR are owner-occupied. An estimated 24% are non-owner-occupied, including 5% held in a company or trust and 10% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 152 homes matched. Community-level context.

Recent HARBOR RIDGE OF PALM HARBOR sales closed near 98.7% of original asking. Cash paid for about 57% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 5 active listings in HARBOR RIDGE OF PALM HARBOR, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Welcome to your next chapter in one of Palm Harbor's most desirable neighborhoods! This charming townhouse sits on a serene pond-front lot, offering the kind of tranquil water views that make every morning feel like a mini vacation. Step inside to discover an attractive floor plan that effortlessly blends style and functionality.

The updated kitchen is a true showstopper, featuring new cabinetry, gleaming granite countertops, stainless steel appliances, and a convenient breakfast bar perfect for casual meals or entertaining guests who always seem to gravitate toward the kitchen. The spacious living room and dining room flow seamlessly together, creating an inviting atmosphere for gatherings of any size. Sliding glass doors open to a screened enclosed lanai where you can sip your morning coffee while overlooking the peaceful water — your own private retreat without ever leaving home.

Upstairs, the oversized primary bedroom is a true sanctuary, complete with a private updated bathroom and a generous walk-in closet. The two additional bedrooms are impressively sized, offering plenty of room for family, guests, or that home office you have been dreaming about. A convenient two-car garage rounds out the practical perks.

Beyond your front door, the community pool awaits for those sun-soaked Florida afternoons, and the surrounding Palm Harbor neighborhood delivers an unbeatable combination of convenience, charm, and coastal living at its finest. Beyond the community, the location is unbeatable—just moments from the pristine Gulf beaches, the scenic Pinellas Trail, and a variety of fine dining, shopping, and entertainment options. With airports nearby, travel is a breeze, making this home as convenient location.

This one checks all the boxes and then some. Schedule your private showing today before someone else calls it home!

Description provided by KELLER WILLIAMS REALTY- PALM H and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$399,900
Bed / bath3 / 2.5
Living area1,700 sq ft
Year built2010
Property typeTownhouse
Garage2-car
MLS #TB8507647
Listing status34 days on market

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~11 ft
Windstorm exposureLow
CountyPinellas
Area listings5 active · 0 under contract
Estimated first-year tax~$4,199/yr
CDD assessmentNone on record
HOA (per listing)$420/mo

Calculated estimates

Price per sq ft$235
Estimated monthly payment$2,986
Insurance (illustrative)$2k–$2k/yr
Comparable-sales median$393,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of KELLER WILLIAMS REALTY- PALM H · Listing agent: Sandy Papadakis · 727-772-0772Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$345,100the mess$440,300

Actual list price: $399,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $420/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 34 days on market vs. a 30-day community median
  • 5 active listings competing
  • 15.0 months of supply
  • 3 closed here in the last 12 months

For reference, this home is listed at $399,900 ($235/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,700 sq ft × $203–$259/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near HARBOR RIDGE OF PALM HARBOR

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $399,900Momentum Realty · on market 34 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,199/yr

A rough first-year estimate only, applying a typical Pinellas rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$420/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~11 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 336 HARBOR RIDGE DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by KELLER WILLIAMS REALTY- PALM H · MLS # TB8507647

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in HARBOR RIDGE OF PALM HARBOR

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the HARBOR RIDGE OF PALM HARBOR neighborhood guide for more.

Comparable sales found
3

Recent nearby closings in the data set.

Community median sale price
$393,000

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$231

Canonical 12-month median $/sq ft. Reference only.

Go deeper on HARBOR RIDGE OF PALM HARBOR

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pinellas County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Sutherland Elementary-PNAssigned elementary school · Pinellas County School District · Grade A (Florida DOE 2025-26)
GRADEB
Tarpon Springs Middle-PNAssigned middle school · Pinellas County School District · Grade B (Florida DOE 2025-26)
GRADEA
Tarpon Springs High-PNAssigned high school · Pinellas County School District · Grade A (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $231/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,833 – $2,666/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,207 – −$458At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 336 Harbor Ridge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2010 (16 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $420/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pinellas County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,700 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,199/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 336 Harbor Ridge Drive and when was it built?

Per the listing record, 336 Harbor Ridge Drive was built in 2010 and has 1,700 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 336 Harbor Ridge Drive in?

336 Harbor Ridge Drive is in Harbor Ridge Of Palm Harbor in Palm Harbor, Pinellas County. The community section on this page shows recent closed sales, days on market, and active inventory for Harbor Ridge Of Palm Harbor from the same MLS data.

Does 336 Harbor Ridge Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $420 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 336 Harbor Ridge Drive differ from the current owner's?

The estimate on this page (about $4,199 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 336 Harbor Ridge Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 336 HARBOR RIDGE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.