Harbor Ridge Of Palm Harbor
Homes for Sale in Palm Harbor, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Harbor Ridge Of Palm Harbor in Palm Harbor, FL has 5 homes for sale, asking from $369,990 to $399,900 (median $374,900). Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $393,000, $231 per square foot, a median 30 days on market, sellers accepting 99% of original asking (+3% versus the prior year). Homes listed or recently sold were built 2010 - 2016; 8 of 8 report an HOA (median $420/mo); 3 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,620 ($6,810 with the full homestead exemption).
Homes For Sale Right Now in Harbor Ridge Of Palm Harbor
Live MLS inventory for Harbor Ridge Of Palm Harbor. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 34 daysTop listing
Active · 109 days
Active · 87 days
Active · 74 days
Active · 74 daysActive and pending Harbor Ridge Of Palm Harbor listings as of 2026-09-13, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Tap any home to ask about it.
Harbor Ridge Of Palm Harbor right now
🟢 Buyer-leaning market. 20.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Medium (5 active and pending listings, 3 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($393K) is up 3.0% from the prior 12 months ($382K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Low (3 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 14, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbor Ridge Of Palm Harbor market snapshot (as of September 12, 2026): the median sale price is about $393K ($231 per sq ft over the trailing 12 months of closed sales), a median 30 days on market for closed sales, and 20.0 months of supply, a buyer-leaning market. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Stellar MLS closed sales (3 closings in the current window).
In ZIP 34683 (PALM HARBOR), 551 homes closed in the last 12 months at a median of $492K ($285/sq ft), down 2.2% year over year, with a median 51 days on market. Right now 115 active and 36 pending listings put supply at about 4.2 months - a balanced market. See the live ZIP 34683 housing market and the Pinellas County market.
Stellar MLS sales records identify 40 homes in Harbor Ridge Of Palm Harbor that have changed hands since 2013, built between 2009 and 2016 (median 2012), with a median living area of about 1,700 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Harbor Ridge Of Palm Harbor: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 62% sit outside the FEMA Special Flood Hazard Area (Zone X); 38% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Palm Harbor.
The setting & the homes.
Aerial and on-site photos of Harbor Ridge Of Palm Harbor. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Harbor Ridge Of Palm Harbor
Harbor Ridge Of Palm Harbor
Harbor Ridge Of Palm HarborPhotos from Stellar MLS listings in Harbor Ridge Of Palm Harbor; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($393K) IS the median in the snapshot above, and the move from 2025 ($382K) IS the +3.0% one-year change.
Windows contain 0 to 6 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Pinellas County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Pinellas County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Harbor Ridge of Palm Harbor Market Scorecard
Harbor Ridge of Palm Harbor is currently a strong buyer's market. About 20.0 months of supply, a median asking price of $379,900, and homes go under contract in about 81 days.
Typical home value in the 34683 ZIP is $467,523, about 4.0% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Harbor Ridge Of Palm Harbor on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Harbor Ridge Of Palm Harbor
- Pool · reported on 9 of 9 listings
- Community Mailbox · reported on 6 of 9 listings
- Deed Restrictions · reported on 5 of 9 listings
- Vehicle Restrictions · reported on 1 of 9 listings
- Irrigation-Reclaimed Water · reported on 1 of 9 listings
- Secured Garage/Parking · reported on 1 of 9 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Sutherland Elementary-PN · Elementary
- Tarpon Springs Middle-PN · Middle
- Tarpon Springs High-PN · High
Zoned schools reflect the assignments reported on recent Harbor Ridge Of Palm Harbor listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Harbor Ridge Of Palm Harbor address.
Shop the zone: Homes zoned for Tarpon Springs High-Pn High School
The Harbor Ridge Of Palm Harbor buying strategy.
If we were buying in Harbor Ridge Of Palm Harbor today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbor Ridge Of Palm Harbor.
A closer look at the Harbor Ridge Of Palm Harbor market
At a median of $231 per square foot, Harbor Ridge Of Palm Harbor prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 20.0 months of supply, a buyer-leaning market and the trailing-12-month median up 3% year over year. Homes that do trade take a median 30 days on market, useful leverage on any listing that has lingered.
The location and the amenities are priced into every listing in Harbor Ridge Of Palm Harbor. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbor Ridge Of Palm Harbor buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Recent Direction +3.0% year-over-year; Liquidity & Demand 20.0 months of supply; Pricing Power 98.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $420/month (about $5,040/yr) · median of 16 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $420 per month ($5,040 a year) - the median AssociationFee across 16 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbor Ridge Of Palm Harbor buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbor Ridge Of Palm Harbor sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbor Ridge Of Palm Harbor, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbor Ridge Of Palm Harbor home worth?
Get a no-obligation home value based on real comparable sales in Harbor Ridge Of Palm Harbor, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Palm Harbor →
Frequently Asked Questions
What is the median home price in Harbor Ridge Of Palm Harbor?
How long do homes in Harbor Ridge Of Palm Harbor take to sell?
Is Harbor Ridge Of Palm Harbor a buyer's or seller's market right now?
Who is the best real estate agent for Harbor Ridge Of Palm Harbor?
How do I find a top Palm Harbor real estate agent who knows Harbor Ridge Of Palm Harbor?
Can Momentum Realty connect me with an agent for Harbor Ridge Of Palm Harbor?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 13, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2014 (23 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Harbor Ridge Of Palm Harbor fits the bigger picture — live prices, inventory, and Momentum Scores:
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