4 bedroom Single Family Residence at 39938 Harmon Grove Court, Hidden River Ph 2, Zephyrhills — photo 1Front elevation
Active Single Family Residence
$329,000
4-Bedroom Home in HIDDEN RIVER PH 2

39938 Harmon Grove Court, Zephyrhills, FL 33540

Single Family Residence in HIDDEN RIVER PH 2, ZEPHYRHILLS · No CDD on record · Built 2021
HIDDEN RIVER PH 2 · Zephyrhills, FL 33540 · Pasco County
Listing data updated September 30, 2026 · refreshed hourly
4Bedrooms
2Bathrooms
1,918Sq Ft
2021Year Built
$172Per Sq Ft
2-car garageNo CDD on record4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$172 here vs $170 median sold (12 mo)
Buyer leverage
Balanced market
3.3-month supply
3.3 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 9 of 9
Price vs recent sales
Asking $329k tops 9 of the last 9 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 39938 Harmon Grove Court in Hidden River Ph 2, Zephyrhills is listed at $329,000 (1,918 sq ft, about $172 per sq ft). That sits within a few percent of Hidden River Ph 2's median closed sale of $308,000 over the last 12 months (9 recorded sales). It came to market within the past week. Listing facts: built in 2021, HOA dues of $137/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2021 · 5 yrs
  • 1,918 sq ft of living area
  • 2-car garage
  • Listed at $329,000 — recent neighborhood median sale price ~$308,000 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA $137/mo (per listing)
Listing description

About this home

Virtually Staged. Welcome home to this beautiful 4-bedroom, 2-bathroom, 2-car garage home located in the highly desirable Hidden River community! From the moment you arrive, you’ll appreciate the lush landscaping and inviting curb appeal.

Step inside and discover a bright, open, and airy floor plan complemented by a neutral color palette. The spacious living room flows seamlessly into the kitchen, creating an ideal layout for both everyday living and entertaining. The well-appointed kitchen offers a full appliance package, plenty of cabinet storage, a large pantry, and a center island with additional seating.

A dedicated dining area just off the kitchen provides the perfect space for family meals and gatherings. The spacious primary suite offers a relaxing retreat and features a large walk-in closet and private en-suite bathroom. The primary bathroom includes dual vanity sinks and a large walk-in shower.

Three additional bedrooms provide plenty of space for family, guests, a home office, or flexible living needs and share a conveniently located bathroom with a tub/shower combination. A large interior laundry room adds to the home’s functionality and convenience. Step through the sliding glass doors and enjoy the spacious screened-in porch overlooking the peaceful pond.

It’s the perfect spot to enjoy your morning coffee, unwind after a long day, or entertain guests. An additional covered porch area provides an ideal space for grilling and outdoor entertaining. The fully fenced backyard offers privacy, comfort, and plenty of room to enjoy the outdoors.

With its spacious layout, desirable community location, beautiful pond views, and inviting indoor and outdoor living spaces, this home has so much to offer. Don’t miss your opportunity to make this beautiful Hidden River home your own—schedule your private showing today!

Description provided by MARK SPAIN REAL ESTATE and reproduced from the MLS; not independently verified.

Listing courtesy of MARK SPAIN REAL ESTATE · Listing agent: Dawn Walls · 855-299-7653Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$329,000
Bed / bath4 / 2
Living area1,918 sq ft
Year built2021
Property typeSingle Family Residence
Garage2-car
MLS #TB8553788
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPasco
Area listings3 active · 0 under contract
Estimated first-year tax~$3,454/yr
CDD assessmentNone on record
HOA$137/mo

Calculated estimates

Price per sq ft$172
Estimated monthly payment$2,279
Insurance (illustrative)$1k–$2k/yr
Messtimate range$324,142 – $374,010
Comparable-sales median$308,000

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,279/mo
  • Principal & interest $1,756/mo 77%
  • Taxes $288/mo 13%
  • Insurance $98/mo 4%
  • HOA $137/mo 6%

$2,279/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,454/yr

Estimate: a typical Pasco effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$137/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · hidden river ph 1b

Pricing & the hidden river ph 1b market

How this home is priced against recent nearby sales, and where hidden river ph 1b has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales39724 HARMON GROVE COURT39724 HARMON GROVE COURT: $166/sq ft$1663251 LYTTON HALL DRIVE3251 LYTTON HALL DRIVE: $169/sq ft$1692838 LYTTON HALL DRIVE2838 LYTTON HALL DRIVE: $169/sq ft$1693184 LYTTON HALL DRIVE3184 LYTTON HALL DRIVE: $170/sq ft$170This homeThis home: $172/sq ft$17239946 DAWSON CHASE DRIVE39946 DAWSON CHASE DRIVE: $195/sq ft$1952905 LYTTON HALL DRIVE2905 LYTTON HALL DRIVE: $198/sq ft$198Community median $170

Price vs. size in hidden river ph 1b

Each dot is a closed sale since 2018 (80 total). This home is the gold marker.

$212k$346k$479k1,4592,2182,977This home: $329,000, 1,918 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2019–2026. This home lists at $172/sq ft.

$77$135$1932019: $8920192021: $14520212022: $17420222023: $18220232024: $17620242025: $17520252026: $1702026

Median sale price by year

12-month median closed price, 2019–2026.

$215k$287k$358k2019: $229k20192021: $286k20212022: $332k20222023: $335k20232024: $344k20242025: $335k20252026: $308k2026
Property timeline

This home’s history

  • 2021BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $329,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $329,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in HIDDEN RIVER PH 2 in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $308,000 ($170/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$324,142the mess$374,010

Stronger local evidence — 6 comparable closed sales in HIDDEN RIVER PH 2, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $329,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $137/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 4 active listings competing
  • ≈3.3 months of supply
  • 11 closed here in the last 12 months

For reference, this home is listed at $329,000 ($172/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,918 sq ft × $169–$195/sq ft (interquartile band of 6 comparable closed sales in HIDDEN RIVER PH 2, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 30, 2026.

Momentum Scores

Momentum Property Score

54/100
Strongest on: Market liquidity (68), Pricing power (63)
0 limited50100 exceptional

54/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area47
This home $172/sq ft vs the community 12-month median $170/sq ft.
Affordability39
List price $329,000 vs the community median $308,000. Not a measure of personal affordability.
Market liquidity68
Community median 30 days on market, ~3.3 months of supply (12-month record).
Pricing power63
Recent sales closed at about 95.4% of original asking (~4.6% below). More room below asking generally favors buyers.

Coverage: 4 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $172 per square foot, about in line with the community’s $170 median. hidden river ph 1b’s 12-month median sold price per square foot is $170. Median sold price per square foot is down 8.1% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

83% of homes in hidden river ph 1b are owner-occupied. An estimated 17% are non-owner-occupied, including 3% held in a company or trust and 4% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 218 homes matched. Community-level context.

Recent hidden river ph 1b sales closed near 95.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 3 active listings in hidden river ph 1b, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by MARK SPAIN REAL ESTATE · MLS # TB8553788

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Go deeper

More on HIDDEN RIVER PH 2

Go deeper on HIDDEN RIVER PH 2

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
West Zephyrhills Elemen-POAssigned elementary school · Pasco County School District · Grade C (Florida DOE 2025-26)
GRADEC
Raymond B Stewart Middle-POAssigned middle school · Pasco County School District · Grade C (Florida DOE 2025-26)
Zephryhills High School-POAssigned high school · Pasco County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 39938 Harmon Grove Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
  • HOA dues are listed at $137/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,918 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,454/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: September 30, 2026)
Comparable salesStellar MLS closed sales in HIDDEN RIVER PH 2, last 18 months, as of September 20, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 39938 Harmon Grove Court and when was it built?

Per the listing record, 39938 Harmon Grove Court was built in 2021 and has 1,918 sq ft of living area, 4 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 39938 Harmon Grove Court in?

39938 Harmon Grove Court is in Hidden River Ph 2 in Zephyrhills, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 39938 Harmon Grove Court have an HOA, and how much are the dues?

The listing reports HOA dues of $137 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 39938 Harmon Grove Court differ from the current owner's?

The estimate on this page (about $3,454 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 39938 Harmon Grove Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.