3 bedroom Single Family Residence at 3995 NW 44th Circle, Ocala Preserve, Ocala — photo 1Front elevation
New — 1 day on market Single Family Residence
$250,990
3-Bedroom Home in OCALA PRESERVE

3995 NW 44th Circle, Ocala, FL 34482

Single Family Residence in OCALA PRESERVE · No CDD on record · Built 2026
OCALA PRESERVE · Ocala, FL 34482 · Marion County
Listing data updated October 1, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,504Sq Ft
2026Year Built
$167Per Sq Ft
2-car garageNew constructionNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$167 here vs $164 median sold (12 mo)
Buyer leverage
Buyer advantage
1 days on market
60.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$500–$1k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 3 of 12
Price vs recent sales
Asking $251k tops 3 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 1, 2026, 3995 Nw 44Th Circle in Ocala Preserve, Ocala is listed at $250,990 (1,504 sq ft, about $167 per sq ft). It came to market within the past week. Listing facts: new construction, HOA dues of $528/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,504 sq ft of living area
  • 2-car garage
  • Listed at $250,990 — recent neighborhood median sale price ~$284,442 (nearby sales; deemed reliable, not an appraisal)
  • New to market
  • HOA $528/mo (per listing)
Listing description

About this home

Virtually Staged. Under Construction. Experience the ease of single-story living in this charming 3-bedroom, 2-bathroom home with an open concept and covered lanai.

The thoughtfully designed layout connects the living, dining and kitchen areas creating an inviting atmosphere. Step outside to the covered lanai, extending your living space to the outdoors for relaxation or entertaining. The primary bedroom is located in the back of the home with an ensuite and walk-in closet for privacy.

This home is complete with a smart home technology package, “Home is Connected”. This home offers a perfect blend of simplicity and style, providing a comfortable haven. Pictures, photographs, colors, features, and sizes are for illustration purposes only and will vary from the homes as built.

Home and community information including pricing, included features, terms, availability and amenities are subject to change and prior sale at any time without notice or obligation. CRC057592.

Description provided by DR HORTON REALTY OF WEST CENTRAL FLORIDA and reproduced from the MLS; not independently verified.

Listing courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA · Listing agent: Jessica Cruz · 352-414-3365Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$250,990
Bed / bath3 / 2
Living area1,504 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #OM731234
Listing statusNew &mdash; 1 day on market

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyMarion
Estimated first-year tax~$2,635/yr
CDD assessmentNone on record
HOA$528/mo

Calculated estimates

Price per sq ft$167
Estimated monthly payment$2,153
Insurance (illustrative)$500–$1k/yr
Comparable-sales median$284,442

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$2,153/mo
  • Principal & interest $1,340/mo 62%
  • Taxes $220/mo 10%
  • Insurance $66/mo 3%
  • HOA $528/mo 25%

$2,153/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$2,635/yr

Estimate: a typical Marion effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$500–$1k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$528/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Marion County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneRelatively High
Coastal floodingVery Low
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively High
DroughtRelatively Low
HailVery Low
Cold waveRelatively High
Winter weatherVery Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Ocala Preserve

Pricing & the Ocala Preserve market

How this home is priced against recent nearby sales, and where Ocala Preserve has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4015 NW 44TH CIRCLE4015 NW 44TH CIRCLE: $155/sq ft$1554015 NW 44TH CIRCLE4015 NW 44TH CIRCLE: $155/sq ft$155This homeThis home: $167/sq ft$1674547 NW 39TH STREET ROAD4547 NW 39TH STREET ROAD: $173/sq ft$1734547 NW 39TH STREET ROAD4547 NW 39TH STREET ROAD: $173/sq ft$173Community median $164
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Aug 28, 2026First seen on movewithmomentum.comObserved at $250,990
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $250,990Momentum Realty · on market 1 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

4 closed sales in OCALA PRESERVE in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 4 sales: $284,442 ($164/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$216,576the mess$276,736

Stronger local evidence — 4 comparable closed sales in OCALA PRESERVE, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $250,990 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 28% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — this home carries HOA dues of $528/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • 60 active listings competing, 16 under contract
  • 12 closed here in the last 12 months

For reference, this home is listed at $250,990 ($167/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,504 sq ft × $144–$184/sq ft (±12% around the median of 4 comparable closed sales in OCALA PRESERVE, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 1, 2026.

Momentum Research

The Momentum read

🟢 Buyer-leaning conditions around this listing. 60.0 months of supply in the surrounding market and 1 days on market for this home, against a 58-day area median.Days on market:this home 1Area median:  58 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID. As of August 23, 2026.

🟡 Asking $167 per square foot, about in line with the community’s $164 median. Ocala Preserve’s 12-month median sold price per square foot is $164. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 1, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by DR HORTON REALTY OF WEST CENTRAL FLORIDA · MLS # OM731234

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Keep looking

Similar homes for sale near OCALA PRESERVE

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in OCALA PRESERVE

  • 5329 NW 34th Street · $278,000 · 2 bd / 2.0 ba · listed October 1, 2026 (courtesy of OCALA HORSE PROPERTIES, LLC)
  • 5365 NW 46th Lane Road · $232,000 · 3 bd / 2.0 ba · listed September 26, 2026 (courtesy of ALL FLORIDA HOMES REALTY LLC)
  • 4784 NW 39th Street Road · $247,990 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA)
  • 4790 NW 39th Street Road · $247,990 · 3 bd / 2.0 ba · listed September 19, 2026 (courtesy of DR HORTON REALTY OF WEST CENTRAL FLORIDA)
  • 4582 NW 57th Avenue · $500,000 · 3 bd / 3.0 ba · listed September 18, 2026 (courtesy of KELLER WILLIAMS CLASSIC)
  • 4252 NW 55th Terrace · $384,900 · 2 bd / 2.5 ba · listed September 18, 2026 (courtesy of MARK SPAIN REAL ESTATE)

Recently off market in OCALA PRESERVE

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Ocala Preserve news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

May 2026 · Development

Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport

Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.

Why it matters: A new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The project is about 11 miles south of Ocala Preserve, elsewhere in Marion County.

Florida YIMBY

May 2026 · Development

World Equestrian Center buys adjacent Ocala horse farm for 4.5 million dollars

The World Equestrian Center purchased an adjacent Ocala horse farm for about 4.5 million dollars, continuing the ongoing expansion of the equestrian and hospitality complex on the northwest side of Ocala.

Why it matters: Continued expansion of the World Equestrian Center adds economic activity on the northwest side of Ocala, the kind of growth that can shape demand for nearby communities. The site is about 8 miles southwest of Ocala Preserve.

Ocala-News

Dec 2025 · Retail Dining

The Shoppes Off 80th outdoor retail center planned near World Equestrian Center in Ocala

The Shoppes Off 80th, an outdoor shopping center at 1750 Northwest 80th Avenue near the World Equestrian Center in Ocala, is slated to open in 2026, adding retail on the northwest side of the city.

Why it matters: A new retail center adds shopping and dining options on the northwest side of Ocala, part of the mix that shapes daily convenience for nearby communities. The project is about 8 miles southwest of Ocala Preserve, elsewhere in Marion County.

352today

Dec 2025 · Development

AC Hotel with more than 150 rooms planned in downtown Ocala

An AC Hotel with more than 150 rooms is planned at 210 West Silver Springs Boulevard in downtown Ocala, expected to open in late 2026 and adding lodging to the downtown core.

Why it matters: A new downtown hotel adds activity and investment to the Ocala core, part of the growth that can shape demand for nearby communities. The project is about 9 miles south of Ocala Preserve, elsewhere in Marion County.

352today

Go deeper

More on OCALA PRESERVE

Go deeper on OCALA PRESERVE

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Fessenden Elementary SchoolAssigned elementary school · Marion County School District · Grade C (Florida DOE 2025-26)
GRADEC
Howard Middle SchoolAssigned middle school · Marion County School District · Grade C (Florida DOE 2025-26)
GRADEB
West Port High SchoolAssigned high school · Marion County School District · Grade B (Florida DOE 2025-26)
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 3995 Nw 44Th Circle, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • HOA dues are listed at $528/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,504 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $2,635/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 1, 2026)
Comparable salesStellar MLS closed sales in OCALA PRESERVE, last 18 months, as of August 23, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 3995 Nw 44Th Circle and when was it built?

Per the listing record, 3995 Nw 44Th Circle was built in 2026 and has 1,504 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 3995 Nw 44Th Circle in?

3995 Nw 44Th Circle is in Ocala Preserve in Ocala, Marion County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 3995 Nw 44Th Circle have an HOA, and how much are the dues?

The listing reports HOA dues of $528 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 3995 Nw 44Th Circle differ from the current owner's?

The estimate on this page (about $2,635 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 3995 Nw 44Th Circle in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 3995 NW 44TH CIRCLE in person

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.