63 days on market (MLS) Single Family Residence ▼ Price cut: $20,000 (9/29)
$255,000
2-Bedroom Home in PARK LAKE ESTATES

4135 Cotton Tail Drive, New Port Richey, FL 34653

Single Family Residence in PARK LAKE ESTATES, NEW PORT RICHEY · No CDD on record
PARK LAKE ESTATES · New Port Richey, FL 34653 · Pasco County
Listing data updated October 3, 2026 · refreshed hourly
2Bedrooms
2Bathrooms
1,236Sq Ft
1978Year Built
$206Per Sq Ft
Waterfront1-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
in line with
$/sq ft vs community
$206 here vs $206 median sold (12 mo)
Buyer leverage
Balanced market
63 days on market
2.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~22 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 5 of 12
Price vs recent sales
Asking $255k tops 5 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of October 3, 2026, 4135 Cotton Tail Drive in Park Lake Estates, New Port Richey is listed at $255,000 (1,236 sq ft, about $206 per sq ft). That is 20% below Park Lake Estates's median closed sale of $317,450 over the last 12 months (26 recorded sales). It has been 63 days on market, longer than the community's typical 29 days to contract. Listing facts: built in 1978, waterfront, HOA dues of $3/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1978 · 48 yrs
  • 1,236 sq ft of living area
  • 1-car garage
  • Listed at $255,000 — recent neighborhood median sale price ~$317,450 (nearby sales; deemed reliable, not an appraisal)
  • 63 days on market
  • HOA $3/mo (per listing)
Listing description

About this home

Move in ready pond view home with flex room in New Port Richey! Nestled beneath beautiful mature oak trees, this well maintained 2 bedroom, 2 bathroom home with a versatile flex room offers the perfect blend of comfort, functionality, and value. Major updates have already been completed, including a new roof in 2022 and a new AC system in 2024, making this home truly move in ready.

Whether you're searching for a primary residence, seasonal getaway, or investment property, this home is ready for its next owner. Step inside to discover a spacious living and dining room combination featuring durable laminate flooring and elegant plantation shutters throughout the living area. Sliding glass doors fill the space with natural light and open to the Florida room, creating an ideal setting for year round indoor and outdoor living.

The flex room also features sliding glass doors to the Florida room, making it a perfect home office, hobby room, reading room, or additional living space. The kitchen offers abundant cabinet and countertop space along with a pantry for extra storage. Both bedrooms are spacious with generous closet space and are thoughtfully located near one of the bathrooms for privacy and convenience.

Carpet in both bedrooms adds warmth and comfort. Enjoy peaceful mornings and relaxing evenings overlooking the tranquil pond from the Florida room or step outside to the open patio where the mature oak trees provide natural shade and a picturesque setting. A storage shed offers additional space for lawn equipment, tools, and outdoor essentials, while the attached 1 car garage provides both parking and extra storage.

One of the biggest advantages of this property is its flexibility. The neighborhood features an optional civic association with low annual dues of approximately $35 per year, allowing homeowners to enjoy neighborhood activities without the obligation of a mandatory HOA. There is also no CDD, helping keep ownership costs low.

Conveniently located near Gulf View Square, Publix, Target, Walmart, restaurants, parks, golf courses, medical facilities, and everyday shopping. Enjoy easy access to US 19, State Road 54, historic downtown New Port Richey, Sims Park, the Pithlachascotee River, and the beautiful Gulf Coast beaches.

All 41 photos

4135 Cotton Tail Drive, New Port Richey FL - photo 6 of 414135 Cotton Tail Drive, New Port Richey FL - photo 7 of 414135 Cotton Tail Drive, New Port Richey FL - photo 8 of 414135 Cotton Tail Drive, New Port Richey FL - photo 9 of 414135 Cotton Tail Drive, New Port Richey FL - photo 10 of 414135 Cotton Tail Drive, New Port Richey FL - photo 11 of 414135 Cotton Tail Drive, New Port Richey FL - photo 12 of 414135 Cotton Tail Drive, New Port Richey FL - photo 13 of 414135 Cotton Tail Drive, New Port Richey FL - photo 14 of 414135 Cotton Tail Drive, New Port Richey FL - photo 15 of 414135 Cotton Tail Drive, New Port Richey FL - photo 16 of 414135 Cotton Tail Drive, New Port Richey FL - photo 17 of 414135 Cotton Tail Drive, New Port Richey FL - photo 18 of 414135 Cotton Tail Drive, New Port Richey FL - photo 19 of 414135 Cotton Tail Drive, New Port Richey FL - photo 20 of 414135 Cotton Tail Drive, New Port Richey FL - photo 21 of 414135 Cotton Tail Drive, New Port Richey FL - photo 22 of 414135 Cotton Tail Drive, New Port Richey FL - photo 23 of 414135 Cotton Tail Drive, New Port Richey FL - photo 24 of 41

Description provided by REALTY ONE GROUP MVP and reproduced from the MLS; not independently verified.

Listing courtesy of REALTY ONE GROUP MVP · Listing agent: Shasta DeGraw · 800-896-8790Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$255,000
Bed / bath2 / 2
Living area1,236 sq ft
Year built1978
Property typeSingle Family Residence
Garage1-car
MLS #C7528901
Listing status63 days on market (MLS)

Public records & third-party data

FEMA flood zoneZone AE
Ground elevation~22 ft
CountyPasco
Area listings7 active · 2 under contract
Estimated first-year tax~$3,300/yr
CDD assessmentNone on record
HOA$3/mo

Calculated estimates

Price per sq ft$206
Estimated monthly payment$1,812
Insurance (illustrative)$1k–$2k/yr
Messtimate range$268,212 – $289,224
Comparable-sales median$317,450

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$1,812/mo
  • Principal & interest $1,396/mo 77%
  • Taxes $275/mo 15%
  • Insurance $138/mo 8%
  • HOA $3/mo 0%

$1,812/mo at 20% down, 30-yr @ 7.28% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Cost to own

Property taxes

✓ Certified county tax roll
Estimated property taxes after purchase
$3,300/yr
≈ $275/mo·effective rate ~1.29%
Estimate: asking price less the $50,000 homestead exemption × Pasco County rate (16.15 mills, adopted 2025 millage). Not a bill.
⚠️

Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.

Current owner’s estimated bill $725/yr ($60/mo) — taxable value $44,858 × 16.15 mills
$2,575 more each year
(+355%)

Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.

🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$188,838
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
$233,696
Market value
$95,580
Assessed
$44,858
Taxable

Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.

Estimate my property taxes →

Adjust for your exemptions, portability, and down payment

Sources: Florida DOR certified tax roll (2025), Stellar MLS; millage: Pasco County Schools 2025-26 tentative budget; Pasco County Property Appraiser. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$1k–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$3/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone AE

From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.

Ground elevation
~22 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Park Lake Estates

Pricing & the Park Lake Estates market

How this home is priced against recent nearby sales, and where Park Lake Estates has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby salesThis homeThis home: $206/sq ft$2064316 CHIPMUNK DRIVE4316 CHIPMUNK DRIVE: $217/sq ft$2174316 CHIPMUNK DRIVE4316 CHIPMUNK DRIVE: $217/sq ft$2174212 GRAY SQUIRREL LANE4212 GRAY SQUIRREL LANE: $226/sq ft$2264212 GRAY SQUIRREL LANE4212 GRAY SQUIRREL LANE: $226/sq ft$2268332 FISHHAWK AVENUE8332 FISHHAWK AVENUE: $234/sq ft$2348332 FISHHAWK AVENUE8332 FISHHAWK AVENUE: $234/sq ft$234Community median $206

Price vs. size in Park Lake Estates

Each dot is a closed sale since 2004 (324 total). This home is the gold marker.

$17k$243k$469k6501,5822,515This home: $255,000, 1,236 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $206/sq ft.

$28$136$2452012: $4920122013: $622014: $7620142015: $842016: $8920162017: $1032018: $10520182019: $1272021: $18020212022: $2182023: $22120232024: $2242025: $21020252026: $2062026

Median sale price by year

12-month median closed price, 2012–2026.

$48k$207k$366k2012: $79k20122013: $91k2014: $110k20142015: $134k2016: $135k20162017: $151k2018: $155k20182019: $182k2021: $290k20212022: $335k2023: $325k20232024: $320k2025: $299k20252026: $317k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 44 (normal).

1051922013: 5620132014: 472015: 5720152016: 182017: 4720172018: 492019: 6820192022: 842023: 3320232024: 452025: 2920252026: 442026
Property timeline

This home’s history

  • 1978BuiltPer public record
  • About Aug 2026Listed (per MLS)MLS reports 63 cumulative days on market as of October 3, 2026
  • Aug 4, 2026First seen on movewithmomentum.comObserved at $290,000
  • Aug 27, 2026Price cut$275,000 (-$15,000, -5.2%)
  • Sep 29, 2026Price cut$255,000 (-$20,000, -7.3%)
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $255,000Momentum Realty · on market 63 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

6 closed sales in PARK LAKE ESTATES in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.

Median of these 6 sales: $317,450 ($206/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.

The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$268,212the mess$289,224

Stronger local evidence — 6 comparable closed sales in PARK LAKE ESTATES, closed within the last 18 months, same property type, living area within 30% of this home.

Actual list price: $255,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1978 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
  • Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — this home carries HOA dues of $3/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 63 days on market vs. a 30-day community median
  • 7 active listings competing, 2 under contract
  • ≈2.9 months of supply
  • 29 closed here in the last 12 months

For reference, this home is listed at $255,000 ($206/sq ft). The list price is the seller's asking price and is not derived from this range.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,236 sq ft × $217–$234/sq ft (interquartile band of 6 comparable closed sales in PARK LAKE ESTATES, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.

Momentum Scores

Momentum Property Score

56/100
Strongest on: Affordability (83), Market liquidity (71)
0 limited50100 exceptional

56/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area50
This home $206/sq ft vs the community 12-month median $206/sq ft.
Affordability83
List price $255,000 vs the community median $317,450. Not a measure of personal affordability.
Flood safety50
FEMA Zone AE, ~22 ft elevation. Verify the parcel with FEMA.
Insurance cost18
From FEMA Zone AE and a 1978 build. Obtain a property-specific quote.
Market liquidity71
Community median 30 days on market, ~2.9 months of supply (12-month record).
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.
Market timing56
Momentum Market Heat is 44/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Balanced conditions around this listing. 2.9 months of supply in the surrounding market and 63 days on market for this home, against a 30-day area median.Days on market:this home 63Area median:  30 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. As of September 20, 2026.

🟡 Asking $206 per square foot, about in line with the community’s $206 median. Park Lake Estates’s 12-month median sold price per square foot is $206. Median sold price per square foot is up 6.2% year over year. Confidence: High · 26 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

73% of homes in Park Lake Estates are owner-occupied. An estimated 27% are non-owner-occupied, including 9% held in a company or trust and 13% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 142 homes matched. Community-level context.

Recent Park Lake Estates sales closed near 95.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 7 active listings in Park Lake Estates, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Seen enough photos?

Want to see 4135 COTTON TAIL DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by REALTY ONE GROUP MVP · MLS # C7528901

Request a showing

or call (904) 351-6461
Keep looking

Similar homes for sale near PARK LAKE ESTATES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Newest listings in PARK LAKE ESTATES

  • 4663 Swallowtail Drive · $349,900 · 2 bd / 2.0 ba · listed October 2, 2026 (courtesy of RE/MAX ALLIANCE GROUP)
  • 4240 Cotton Tail Drive · $299,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of RE/MAX CHAMPIONS)
  • 4331 Swallowtail Drive · $319,900 · 3 bd / 2.0 ba · listed September 10, 2026 (courtesy of CHARLES RUTENBERG REALTY INC)

Recently off market in PARK LAKE ESTATES

Just listed: new homes for sale in Central Florida & Tampa Bay in the last 48 hours · updated hourly · RSS · Central Florida & Tampa Bay market today: new listings, price cuts, pendings

In the area

Recent Park Lake Estates news

Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.

Jul 2026 · Development

Pomelo Square mixed-use community advances in Wesley Chapel

Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.

Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 22 miles east of Park Lake Estates, elsewhere in Pasco County.

Florida YIMBY

Apr 2026 · Development

New mixed-use development planned on State Road 52 in central Pasco

A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.

Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The project is about 14 miles east of Park Lake Estates, elsewhere in Pasco County.

Tampa Bay Times

Jan 2026 · Development

Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco

Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.

Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 11 miles northeast of Park Lake Estates.

WUSF

Jan 2026 · Development

Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel

Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.

Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 20 miles east of Park Lake Estates, elsewhere in Pasco County.

HCO News

Go deeper

More on PARK LAKE ESTATES

Go deeper on PARK LAKE ESTATES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Pasco County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 4135 Cotton Tail Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1978 (48 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $3/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 1,236 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,300/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,575 more per year than the current owner’s estimated bill (+355%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: October 3, 2026)
Comparable salesStellar MLS closed sales in PARK LAKE ESTATES, last 18 months, as of September 20, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone AE shown above)
Taxes & monthly costCertified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4135 Cotton Tail Drive and when was it built?

Per the listing record, 4135 Cotton Tail Drive was built in 1978 and has 1,236 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4135 Cotton Tail Drive in?

4135 Cotton Tail Drive is in Park Lake Estates in New Port Richey, Pasco County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.

Does 4135 Cotton Tail Drive have an HOA, and how much are the dues?

The listing reports HOA dues of $3 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 4135 Cotton Tail Drive differ from the current owner's?

The estimate on this page (about $3,300 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $2,575 more per year than the current owner’s estimated bill (+355%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4135 Cotton Tail Drive in a flood zone?

The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4135 COTTON TAIL DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.