Front elevation41451 Nipper Road, Zephyrhills, FL 33540
Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
As of September 26, 2026, 41451 Nipper Road in Crystal Spgs Colony Farms, Zephyrhills is listed at $985,000 (2,116 sq ft, about $466 per sq ft). That is 79% above Crystal Spgs Colony Farms's median closed sale of $550,000 over the last 12 months (2 recorded sales). Per square foot it is above the community's recent $237/sq ft by about 97%. It has been 141 days on market. Listing facts: built in 2021, a private pool, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
- No CDD assessment on record
- Built 2021 · 5 yrs
- 2,116 sq ft of living area
- Listed at $985,000 — recent neighborhood median sale price ~$550,000 (nearby sales; deemed reliable, not an appraisal)
- 141 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the Crystal Spgs Colony Farms market
How this home is priced against recent nearby sales, and where Crystal Spgs Colony Farms has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Crystal Spgs Colony Farms
Each dot is a closed sale since 2005 (46 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2025. This home lists at $466/sq ft.
Median sale price by year
12-month median closed price, 2014–2025.
This home’s history
- 2021BuiltPer public record
- Jul 10, 2026First trackedObserved at $985,000
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $5,258/mo 81%
- Taxes $862/mo 13%
- Insurance $293/mo 5%
- HOA $50/mo 1%
$6,463/mo at 20% down, 30-yr @ 7.03% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
37/100 is limited across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 141 days on market for this home, against a 35-day area median.Days on market:this home 141Area median: 35 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of September 20, 2026.
🟡 Asking $466 per square foot, about 97% above the community’s $237 median. Crystal Spgs Colony Farms’s 12-month median sold price per square foot is $237. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 2 active listings in Crystal Spgs Colony Farms, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated September 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Under contract-accepting backup offers. Welcome to your private, thoughtfully engineered farmhouse retreat on 10 fully fenced acres—designed for both beauty and resilience. Built on an elevated concrete slab foundation with reinforced rebar tying into block construction and Hardie board exterior, this home has experienced zero water intrusion through recent hurricane seasons, offering true peace of mind.
A charming concrete wraparound porch with pebble epoxy flooring, tongue-and-groove pine ceilings, recessed lighting, and high-powered fans creates the perfect outdoor living space. Inside, the open-concept floor plan features 3 bedrooms and 2 baths, with luxury vinyl flooring throughout and abundant natural light from large hurricane-impact windows. The gourmet kitchen is a showstopper with hardwood maple cabinetry, hidden storage, Rev-A-Shelf upgrades, walk-in pantry with automatic lighting, and a full suite of stainless steel appliances including a gas cooktop and wall oven/microwave combo.
A stone-accented gas cooking area and gas fireplace add warmth and character to the living space. The primary suite offers a walk-in shower, spacious walk-in closet with a secure safe pocket, and custom finishes throughout. Additional upgrades include spray foam insulation, tankless gas water heater, water softening system with reverse osmosis, new adjustable blinds, and a whole-home wiring setup for a PTO/tractor generator system.
Step outside to your wrap around porch or fenced, heated pool and spa with automated cleaner, plus a screened outdoor kitchen and fish cleaning station. The property is fully equipped for rural living with a 64x40 barn (partially built out with water and electric), chicken coop, 4-bay dog kennel, raised irrigated garden beds, and multiple fruit trees. Bring your horses, cattle, RV, and all your toys—this property is fully cattle fenced, includes an RV hookup, underground 500-gallon gas tank, irrigation around the home and pool, and a commercial-grade seamless metal roof with full hurricane strapping.
This one-of-a-kind property combines high-end finishes, smart construction, and functional land use—perfect for those seeking a self-sufficient lifestyle without sacrificing modern comfort.
Description provided by REAL BROKER, LLC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $985,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
- The pool — a private pool carries cost and value that living area doesn't capture.
And here's what the live market is doing — which the number above ignores entirely:
- 1 active listing competing, 1 under contract
- ≈12.0 months of supply
- 2 closed here in the last 12 months
For reference, this home is listed at $985,000 ($466/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 2,116 sq ft × $209–$265/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 26, 2026.
Similar homes for sale near CRYSTAL SPGS COLONY FARMS
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Newest listings in ZEPHYRHILLS
- 7040 Lumberton Road, ZEPHYRHILLS · $540,000 · 4 bd / 2.0 ba · listed September 26, 2026 (courtesy of LPT REALTY, LLC)
- 35826 Pradera Drive, ZEPHYRHILLS · $168,000 · 2 bd / 2.0 ba · listed September 24, 2026 (courtesy of KING & ASSOCIATES REAL ESTATE LLC)
- 37611 Georgina Terrace, ZEPHYRHILLS · $240,000 · 3 bd / 2.0 ba · listed September 24, 2026 (courtesy of NURI REALTY LLC)
- 6300 Beverly Hills Drive, ZEPHYRHILLS · $335,000 · 5 bd / 2.5 ba · listed September 24, 2026 (courtesy of EXP REALTY LLC)
- 1548 Brekey Way, ZEPHYRHILLS · $423,410 · 4 bd / 2.5 ba · listed September 24, 2026 (courtesy of MERITAGE HOMES OF FL REALTY)
- 1556 Brekey Way, ZEPHYRHILLS · $381,100 · 4 bd / 2.0 ba · listed September 24, 2026 (courtesy of MERITAGE HOMES OF FL REALTY)
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by REAL BROKER, LLC · MLS # TB8505407
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Recent sales activity in CRYSTAL SPGS COLONY FARMS
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CRYSTAL SPGS COLONY FARMS neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on CRYSTAL SPGS COLONY FARMS
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Assigned schools
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $237/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
Items worth confirming for 41451 Nipper Road, chosen from what the record shows. This is general guidance, not advice about this specific property.
- Built in 2021: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
- The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
- FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
- Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
- Private pool: confirm the barrier or alarm meets the state residential pool safety code and ask for pump, heater, and resurfacing records.
- Listed living area is 2,116 sq ft: verify it against the property appraiser's record and measure before relying on it.
- Order a survey to confirm lot boundaries and easements.
- Review permit history with the county.
- Property taxes: the estimate on this page (about $10,342/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
- Confirm school zoning directly with the district.
Approximate distances
Approximate drive times for general reference only.
Data sources & freshness
| Listing record | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, as of September 20, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
How big is 41451 Nipper Road and when was it built?
Per the listing record, 41451 Nipper Road was built in 2021 and has 2,116 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 41451 Nipper Road in?
41451 Nipper Road is in Crystal Spgs Colony Farms in Zephyrhills, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Crystal Spgs Colony Farms from the same MLS data.
Does 41451 Nipper Road have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 41451 Nipper Road differ from the current owner's?
The estimate on this page (about $10,342 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 41451 Nipper Road in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.