Single Family Residence in OCALA PRESERVE PH 11 · No CDD · Built 2023
OCALA PRESERVE PH 11 · OCALA, FL 34482 · Marion
Listing data updated September 13, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,671Sq Ft
2023Year Built
$224Per Sq Ft
2-car garageNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
19% below
$/sq ft vs community
$224 here vs $275 median sold (12 mo)
Buyer leverage
Buyer advantage
6.1-month supply
6.1 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 1
Price vs recent sales
Asking $375k is at or below all 1 recent closed sales
As of September 13, 2026, 4359 Nw 54Th Terrace in Ocala Preserve Ph 11, Ocala is listed at $375,000 (1,671 sq ft, about $224 per sq ft). It came to market within the past week. Listing facts: built in 2023, HOA dues of $528/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2023 · 3 yrs
1,671 sq ft of living area
2-car garage
Listed at $375,000 — recent neighborhood median sale price ~$520,000 (nearby sales; deemed reliable, not an appraisal)
Active listing
HOA $528/mo (per listing)
Momentum Research · Ocala Preserve
Pricing & the Ocala Preserve market
How this home is priced against recent nearby sales, and where Ocala Preserve has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2023BuiltPer public record
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,910/mo
Principal & interest $1,948/mo67%
Taxes $328/mo11%
Insurance $106/mo4%
HOA $528/mo18%
$2,910/mo at 20% down, 30-yr @ 6.76% · edit any field to update.
Estimated from today’s asking price and current Marion County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $2,900/yr ($242/mo)
+$1,025 more each year
(+35%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$55,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
74/100
Strongest on: Price vs area (96), Affordability (96)
0 limited50100 exceptional
74/100 is strong across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area96
This home $224/sq ft vs the community 12-month median $275/sq ft.
Affordability96
List price $375,000 vs the community median $520,000. Not a measure of personal affordability.
Renovation upside30
From a 2023 build and $224/sq ft vs the community median $275/sq ft. Not a condition assessment.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Asking $224 per square foot, about 19% below the community’s $275 median. Ocala Preserve’s 12-month median sold price per square foot is $275. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Updated September 13, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Welcome home to this beautifully upgraded 2-bedroom, 2-bath home with a versatile flex room, now enhanced with double doors to create the perfect home office, den or additional guest space. One of the standout features of this home is its $25,000 premium homesite, offering a fenced backyard and exceptional privacy with rear neighbors set far across a peaceful ravine and minimal sight or sound lines from neighboring homes. Inside, upgraded tile flooring flows throughout the main living areas, while remote-controlled ceiling fans add comfort throughout.
The heart of the home is the spacious kitchen, designed for both everyday living and entertaining with an oversized island offering seating for 5-6, abundant cabinetry, crisp backsplash, coordinating granite countertops, stainless steel appliances, gas cooktop with built-in oven and air fryer, and a generous pantry. The kitchen opens seamlessly to the dining and great room, where large sliding glass doors lead to the screened lanai and private backyard beyond. The split-bedroom floor plan provides added privacy, with a generously sized primary suite featuring a large walk-in closet and ensuite bath with dual vanities, an expansive walk-in shower and stylish safety bars.
The guest bedroom is tucked away for added privacy with the second full bath just steps away, also featuring stylish safety bars in the shower/tub combination. Beyond the $25,000 premium lot, more than $37,500 in post-closing improvements have already been completed for you, including the screened lanai, fencing, gutters, water softener, high-end washer and dryer, ceiling fans throughout, bathroom safety and towel bars, a 10-year termite bond with attic service, whole-house circuit breaker and double doors added to the flex room. Most recently, the garage, screened lanai and front entry were upgraded with polyurea, a latest-technology concrete floor coating designed for durability and a clean, finished appearance.
With more than $62,000 invested between the premium homesite and post-closing improvements, this home offers a combination of privacy, functionality and thoughtful upgrades that is difficult to replicate. Beautifully maintained and truly move-in ready, all that is left to do is enjoy the incredible lifestyle Ocala Preserve has to offer.
Description provided by RE/MAX SIGNATURE and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$375,000
Bed / bath2 / 2
Living area1,671 sq ft
Year built2023
Property typeSingle Family Residence
Garage2-car
MLS #V4951240
Listing statusActive
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyMarion
Estimated first-year tax~$3,938/yr
CDD assessmentNone on record
HOA (per listing)$528/mo
Calculated estimates
Price per sq ft$224
Estimated monthly payment$2,910
Insurance (illustrative)$1k–$2k/yr
Comparable-sales median$520,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX SIGNATURE · Listing agent: Stephanie Cathey · 386-236-0760Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$404,382the mess$514,668
Actual list price: $375,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — this home carries HOA dues of $528/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
62 active listings competing, 21 under contract
121 closed here in the last 12 months
For reference, this home is listed at $375,000 ($224/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,671 sq ft × $242–$308/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 13, 2026.
Keep looking
Similar homes for sale near OCALA PRESERVE PH 11
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $375,000Momentum Realty · on market 0 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$3,938/yr
A rough first-year estimate only, applying a typical Marion rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$528/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Seen enough photos?
Want to see 4359 NW 54TH TERRACE?
Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.
Listed by RE/MAX SIGNATURE · MLS # V4951240
Request a showing
Market data · public records
Recent sales activity in OCALA PRESERVE PH 11
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the OCALA PRESERVE PH 11 neighborhood guide for more.
Comparable sales found
1
Recent nearby closings in the data set.
Community median sale price
$520,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$275
Canonical 12-month median $/sq ft. Reference only.
Go deeper on OCALA PRESERVE PH 11
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
May 2026 · Development
Leena Ocala breaks ground with 360 apartments and townhomes near Ocala International Airport
Merrimac Ventures broke ground on Leena Ocala, a 360-unit garden-style community with 300 apartments and 60 townhomes at Southwest 60th Avenue and Southwest 52nd Street in southwest Ocala, with first deliveries expected in late 2027 and full completion around 2028.
Why it matters: A new rental community of this size adds housing near the airport and the Southwest 60th Avenue corridor, a factor that can influence demand for nearby Ocala communities. The project is about 11 miles south of Ocala Preserve, elsewhere in Marion County.
World Equestrian Center buys adjacent Ocala horse farm for 4.5 million dollars
The World Equestrian Center purchased an adjacent Ocala horse farm for about 4.5 million dollars, continuing the ongoing expansion of the equestrian and hospitality complex on the northwest side of Ocala.
Why it matters: Continued expansion of the World Equestrian Center adds economic activity on the northwest side of Ocala, the kind of growth that can shape demand for nearby communities. The site is about 8 miles southwest of Ocala Preserve.
The Shoppes Off 80th outdoor retail center planned near World Equestrian Center in Ocala
The Shoppes Off 80th, an outdoor shopping center at 1750 Northwest 80th Avenue near the World Equestrian Center in Ocala, is slated to open in 2026, adding retail on the northwest side of the city.
Why it matters: A new retail center adds shopping and dining options on the northwest side of Ocala, part of the mix that shapes daily convenience for nearby communities. The project is about 8 miles southwest of Ocala Preserve, elsewhere in Marion County.
AC Hotel with more than 150 rooms planned in downtown Ocala
An AC Hotel with more than 150 rooms is planned at 210 West Silver Springs Boulevard in downtown Ocala, expected to open in late 2026 and adding lodging to the downtown core.
Why it matters: A new downtown hotel adds activity and investment to the Ocala core, part of the growth that can shape demand for nearby communities. The project is about 9 miles south of Ocala Preserve, elsewhere in Marion County.
Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
School zoningThis address is in the Marion County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jul 2026
$520,000
5408 NW 43RD STREET, OCALA
3 / 2 bd/ba · 1,894 sq ft · $275/sq ft
Courtesy of FIV REALTY CO FLORIDA LLC · View details →
Community 12-month median: $275/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,719 – $2,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate3.0%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,241 – −$539At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 4359 Nw 54Th Terrace, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2023: confirm the roof and HVAC install dates and whether any builder or manufacturer warranty transfers.
HOA dues are listed at $528/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,671 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $3,938/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
Stellar MLS, refreshed twice daily (last: September 13, 2026)
Community market stats
Stellar MLS closed sales, as of August 23, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 4359 Nw 54Th Terrace and when was it built?
Per the listing record, 4359 Nw 54Th Terrace was built in 2023 and has 1,671 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 4359 Nw 54Th Terrace in?
4359 Nw 54Th Terrace is in Ocala Preserve Ph 11 in Ocala, Marion County. The community section on this page shows recent closed sales, days on market, and active inventory for Ocala Preserve Ph 11 from the same MLS data.
Does 4359 Nw 54Th Terrace have an HOA, and how much are the dues?
The listing reports HOA dues of $528 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 4359 Nw 54Th Terrace differ from the current owner's?
The estimate on this page (about $3,938 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 4359 Nw 54Th Terrace in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 4359 NW 54TH TERRACE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
