4 bedroom Single Family Residence at 4607 Cloverlawn Drive, Northdale Golf Clb Sec D Un 1, Tampa — photo 1Front elevation
Active Single Family Residence
$512,000
4-Bedroom Golf-Course Home in NORTHDALE GOLF CLB SEC D UN 1

4607 Cloverlawn Drive, Tampa, FL 33624

Single Family Residence in NORTHDALE GOLF CLB SEC D UN 1, TAMPA · No CDD
NORTHDALE GOLF CLB SEC D UN 1 · Tampa, FL 33624 · Hillsborough
Listing data updated September 19, 2026 · refreshed twice daily
4Bedrooms
2.5Bathrooms
2,187Sq Ft
1979Year Built
$234Per Sq Ft
2-car garageNo CDD4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
7% below
$/sq ft vs community
$234 here vs $251 median sold (12 mo)
Buyer leverage
Balanced market
3.0-month supply
3.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$5k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 2 of 4
Price vs recent sales
Asking $512k tops 2 of the last 4 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 19, 2026, 4607 Cloverlawn Drive in Northdale Golf Clb Sec D Un 1, Tampa is listed at $512,000 (2,187 sq ft, about $234 per sq ft). That sits within a few percent of Northdale Golf Clb Sec D Un 1's median closed sale of $519,500 over the last 12 months (4 recorded sales). It came to market within the past week. Listing facts: built in 1979, no HOA. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1979 · 47 yrs
  • 2,187 sq ft of living area
  • 2-car garage
  • Listed at $512,000 — recent neighborhood median sale price ~$519,500 (nearby sales; deemed reliable, not an appraisal)
  • Active listing
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · Northdale Golf Clb Sec D Un 1

Pricing & the Northdale Golf Clb Sec D Un 1 market

How this home is priced against recent nearby sales, and where Northdale Golf Clb Sec D Un 1 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales4646 LANDSCAPE DRIVE4646 LANDSCAPE DRIVE: $218/sq ft$21816116 W COURSE DRIVE16116 W COURSE DRIVE: $227/sq ft$227This homeThis home: $234/sq ft$23416122 W COURSE DRIVE16122 W COURSE DRIVE: $256/sq ft$2564628 CLOVERLAWN DRIVE4628 CLOVERLAWN DRIVE: $290/sq ft$290Community median $251

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $234/sq ft.

$249$258$2672022: $25320222024: $26520242026: $2512026

Median sale price by year

12-month median closed price, 2022–2026.

$448k$496k$543k2022: $458k20222024: $534k20242026: $520k2026
Property timeline

This home’s history

  • 1979BuiltPer public record
  • Sep 19, 2026First trackedObserved at $512,000
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,487/mo
  • Principal & interest $2,711/mo 78%
  • Taxes $448/mo 13%
  • Insurance $278/mo 8%
  • HOA $50/mo 1%

$3,487/mo at 20% down, 30-yr @ 6.95% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

63/100
Strongest on: Market liquidity (76), Renovation upside (74)
0 limited50100 exceptional

63/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area67
This home $234/sq ft vs the community 12-month median $251/sq ft.
Affordability52
List price $512,000 vs the community median $519,500. Not a measure of personal affordability.
Market liquidity76
Community median 16 days on market, ~3.0 months of supply (12-month record).
Renovation upside74
From a 1979 build and $234/sq ft vs the community median $251/sq ft. Not a condition assessment.
Pricing power47
Recent sales closed at about 98.6% of original asking (~1.4% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $234 per square foot, about 7% below the community’s $251 median. Northdale Golf Clb Sec D Un 1’s 12-month median sold price per square foot is $251. Confidence: Low · 4 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

88% of homes in Northdale Golf Clb Sec D Un 1 are owner-occupied. An estimated 12% are non-owner-occupied, including 4% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 217 homes matched. Community-level context.

Recent Northdale Golf Clb Sec D Un 1 sales closed near 98.6% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 12, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: a golf-course community, one of only 1 active listings in Northdale Golf Clb Sec D Un 1, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 19, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. Enjoy the country club lifestyle at this stunning home in the picturesque neighborhood of Northdale! This updated home has numerous architectural touches and improvements throughout.

Located just 7 houses from the Northdale Golf Club (with Pickleball) this home is perfectly located for enjoying the country club lifestyle. Pop down to the clubhouse to enjoy great food and socialization, or head out for a round of 18 spectacular holes of Par 72 golf winding through your neighborhood. And for the pickleball enjoyers, there are 8 new courts available as well as leagues and other events.

Additional outdoor activities such as Tennis and basketball are available at nearby Country Place Rec Center, Northdale Park or YMCA, and you can even access Northdale Park Trail on the north end of the neighborhood. You will enjoy your home's corner lot, providing over 1/4 acre of beautifully treed and manicured space to make your own. The home is spacious, with multiple common areas as well as bedrooms located on either side of the home to provide privacy.

You are sure to enjoy lounging in front of the rare fireplace in Florida, having chats with friends and family around the kitchen and living room. And to help with entertaining, there is a separate wet bar and cabinetry easily accessible from the living room and a powder room The kitchen has been updated with stone countertops and stainless steel appliances, while keeping the warmth and architectural appeal of the home intact. Floors throughout have also been updated with high-quality floor tile, perfect for Florida living.

By the entryway, you will find additional common areas, perfect for a dining table setup and formal seating area, as well as musical practice space, play area, parlor, or gaming area, while enjoying being bathed in sunlight streaming in through the huge windows and sliding glass doors in these spaces. The Master Bedroom is nearly as large as the family room at almost 230 square feet, with a full en suite bathroom with multiple vanities as well as a roomy walk-in closet. You will also find a covered porch just outside the glass french doors, perfect for morning coffee, listening to the rain, or winding down in the evening.

You will have 3 additional rooms on the western side of the home, large enough to be used for most any need from bedroom to office, with a full hall bathroom and an exterior door leading to the back porch and backyard, which is fully fenced to provide security to pets and loved ones. The screened back porch sweeps along nearly the entire back side of the home, and features wood tile flooring and sancuary from Florida's usual suspects on warm summer evenings. You will enjoy many hours here overlooking a lush, vibrant, and tree-canopied backyard.

And this porch is accessible either via the exterior door or from the huge 3-panel slider situated on the living room. The yard also features a seating area with a firepit as well as a utility shed. This home is perfect for someone seeking an exceptional lifestyle in the Northdale area of the Tampa metro.

Extremely easy access to Dale Mabry, Veterans Expressway provides fast connections to most parts of the Tampa, while being far enough away that you will have plenty of opportunity to unwind and slow your pace every day if you choose to. This home's combination of features is certain to appeal to most, so don't delay and miss your chance to own your future piece of paradise!

Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$512,000
Bed / bath4 / 2.5
Living area2,187 sq ft
Year built1979
Property typeSingle Family Residence
Garage2-car
MLS #TB8548478
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureLow
CountyHillsborough
Area listings1 active · 0 under contract
Estimated first-year tax~$5,376/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$234
Estimated monthly payment$3,487
Insurance (illustrative)$2k–$5k/yr
Comparable-sales median$519,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CHARLES RUTENBERG REALTY INC · Listing agent: Kyle Sasser LLC · 727-538-9200Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$483,327the mess$614,547

Actual list price: $512,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1979 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 2 active listings competing
  • 3.0 months of supply
  • 4 closed here in the last 12 months

For reference, this home is listed at $512,000 ($234/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,187 sq ft × $221–$281/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 19, 2026.

Keep looking

Similar homes for sale near NORTHDALE GOLF CLB SEC D UN 1

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

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Transparency

Price & listing history

Listed for $512,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,376/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$5k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 4607 CLOVERLAWN DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by CHARLES RUTENBERG REALTY INC · MLS # TB8548478

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in NORTHDALE GOLF CLB SEC D UN 1

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the NORTHDALE GOLF CLB SEC D UN 1 neighborhood guide for more.

Comparable sales found
4

Recent nearby closings in the data set.

Community median sale price
$519,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$251

Canonical 12-month median $/sq ft. Reference only.

Go deeper on NORTHDALE GOLF CLB SEC D UN 1

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEA
Claywell-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEB
Hill-HBAssigned middle school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
GRADEB
Gaither-HBAssigned high school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $251/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,347 – $3,413/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.3%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,205 – −$246At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 4607 Cloverlawn Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,187 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $5,376/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 19, 2026)
Community market statsStellar MLS closed sales, as of September 12, 2026
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 4607 Cloverlawn Drive and when was it built?

Per the listing record, 4607 Cloverlawn Drive was built in 1979 and has 2,187 sq ft of living area, 4 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 4607 Cloverlawn Drive in?

4607 Cloverlawn Drive is in Northdale Golf Clb Sec D Un 1 in Tampa, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Northdale Golf Clb Sec D Un 1 from the same MLS data.

Does 4607 Cloverlawn Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 4607 Cloverlawn Drive differ from the current owner's?

The estimate on this page (about $5,376 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 4607 Cloverlawn Drive in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 4607 CLOVERLAWN DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.