3 bedroom Single Family Residence at 522 LOMA PASEO DRIVE, THE VILLAGES, THE VILLAGES — photo 1Front elevation
3 bedroom Single Family Residence at 522 LOMA PASEO DRIVE, THE VILLAGES, THE VILLAGES — photo 2Living space
3 bedroom Single Family Residence at 522 LOMA PASEO DRIVE, THE VILLAGES, THE VILLAGES — photo 3Kitchen
3 bedroom Single Family Residence at 522 LOMA PASEO DRIVE, THE VILLAGES, THE VILLAGES — photo 4Owner's suite
3 bedroom Single Family Residence at 522 LOMA PASEO DRIVE, THE VILLAGES, THE VILLAGES — photo 5Exterior / yardView all 55 photos →
17 days on market Single Family Residence
$549,500
3-Bedroom Home in THE VILLAGES

522 LOMA PASEO DRIVE, THE VILLAGES, FL 32159

Single Family Residence in THE VILLAGES · No CDD
THE VILLAGES · THE VILLAGES, FL 32159 · Lake
Listing data updated July 25, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,959Sq Ft
1999Year Built
$281Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
18% above
$/sq ft vs community
$281 here vs $238 median sold (12 mo)
Buyer leverage
Seller-leaning
17 days on market
4.2 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~20 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $550k tops 11 of the last 12 closed sales

Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights
  • No CDD assessment on record
  • Built 1999 · 27 yrs
  • 1,959 sq ft of living area
  • 2-car garage
  • Listed at $549,500 — recent neighborhood median sale price ~$361,950 (nearby sales; deemed reliable, not an appraisal)
  • 17 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · The Villages/Fruitland Park

Pricing & the The Villages/Fruitland Park market

How this home is priced against recent nearby sales, and where The Villages/Fruitland Park has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales1717 LILLY LANE1717 LILLY LANE: $129/sq ft$1293094 BRINE WAY3094 BRINE WAY: $230/sq ft$2306722 MESKER PLACE6722 MESKER PLACE: $237/sq ft$2371661 SARA STREET1661 SARA STREET: $240/sq ft$2401132 BERNARDO BOULEVARD1132 BERNARDO BOULEVARD: $249/sq ft$249This homeThis home: $281/sq ft$2812004 BOOTH PLACE2004 BOOTH PLACE: $297/sq ft$297Community median $238
Property timeline

This home’s history

  • 1999BuiltPer public record
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,563/mo
  • Principal & interest $2,784/mo 78%
  • Taxes $481/mo 13%
  • Insurance $248/mo 7%
  • HOA $50/mo 1%

$3,563/mo at 20% down, 30-yr @ 6.52% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

40/100
Strongest on: Flood safety (95), Insurance cost (68)
0 limited50100 exceptional

40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area5
This home $281/sq ft vs the community 12-month median $238/sq ft.
Affordability0
List price $549,500 vs the community median $361,950. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~20 ft elevation. Verify the parcel with FEMA.
Insurance cost68
From FEMA Zone X and a 1999 build. Obtain a property-specific quote.
Renovation upside30
From a 1999 build and $281/sq ft vs the community median $238/sq ft. Not a condition assessment.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.2 months of supply in the surrounding market and 17 days on market for this home, against a 52-day area median.Days on market:this home 17Area median:  52 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. As of July 15, 2026.

🟡 Asking $281 per square foot, about 18% above the community’s $238 median. The Villages/Fruitland Park’s 12-month median sold price per square foot is $238. MLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated July 25, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Virtually Staged. OVERLOOK SPECTACULAR GOLF FRONT VIEWS in this BEAUTIFULLY REMODELED 3/2 DESIGNER BELMONT with FABULOUS OUTDOOR LIVING SPACE! - PERFECTLY SITUATED on the 7th hole of the Mira Mesa Executive Golf Course in the quaint Village of La Reynalda!

NO BOND or MAINTENANCE FEE! JUST MINUTES to US441/27 and CR466 as well as Spanish Springs Town Square with live nightly entertainment! Welcoming you are stepping-stone patterned STAMPED-CONCRETE drive and walkways and LUSH landscaping with STONED beds.

Step through a DOUBLE side lit LEADED-GLASS entry into the BRIGHT foyer. The OPEN CONCEPT layout boasts ELEGANT FINISHES including HIGH ceilings, CROWN MOLDING, PLANTATION SHUTTERS, ARCHED doorways, MODERN lighting, and LUXURY VINYL PLANK and TILE flooring throughout -no carpet! The chef-inspired kitchen showcases soft DESERT SAND cabinetry, ROLL-OUT shelving, GRANITE countertops, STONE backsplash, STAINLESS appliances, UNDER and OVER-cabinet lighting, PANTRY closet with frosted basket-weave glass, and EAT-IN breakfast bar with STONE accents.

Adjacent to the kitchen is a combination BUTLER PANTRY and INTERIOR laundry room boasting ALABASTER cabinetry, DUAL GRANITE countertops, STONE backsplash, and TWO LARGE BUILT-IN GLASS-FRONT PANTRY CLOSETS! The dining room features sliding glass doors to the lanai and TWO sets of double windows bathing the home in NATURAL LIGHT. From the living room, elegant FOUR-PANEL sliding glass doors crowned with a DECORATIVE CORNICE open seamlessly to the home's FABULOUS OUTDOOR LIVING spaces.

The EXPANSIVE 26'x 16' LANAI showcases attractive STEPPING-STONE PATTERNED STAMPED-CONCRETE flooring and a RETRACTABLE AWNING. Adjacent to the lanai, a SPACIOUS lower 15' x 12' PAVER PATIO provides additional room for outdoor dining, lounging, entertaining guests, or simply taking in the BREATHTAKING GOLF FRONT VIEWS! Retreat indoors to the luxurious primary bedroom featuring a VAULTED ceiling and GENEROUS CUSTOMIZED WALK-IN closet.

Its en-suite bathroom boasts TILE flooring, LIGHT GRAY cabinetry, QUARTZ countertops, TILE WALK-IN shower with STONE floor and frameless glass, WALK-IN DRESSING ROOM with additional cabinetry, and separate water closet. Two additional bedrooms and a second bathroom are located near the front of the home ensuring plenty of PRIVACY for guests or home office. Both bedrooms offer built-in closets, while bedroom two showcases a BAY WINDOW.

The second bathroom features TILED floors, LIGHT GRAY vanity with GRANITE countertop, and a WALK-IN shower with STONE floor. Completing the package is a two-car garage boasting a DECORATIVELY PAINTED floor, WHITE cabinetry, pull-down stairs with attic access, and PLENTY of room for parking and storage! DON’T MISS YOUR OPPORTUNITY to own this INCREDIBLE GOLF FRONT HOME!

Broward Factory 1 year HOME WARRANTY Included! The Village of La Reynalda is conveniently located between Spanish Springs Town Square and Lake Sumter Landing; Close to Tierra Del Sol and Hacienda Hills Country Clubs and Championship Golf Courses; Mira Mesa, Chula Vista, and Silver Lake Executive Golf Course; La Hacienda and Tierra Del Sol Regional Recreation Centers; and Chula Vista, Silver Lake, and Rio Grande Pools and Recreation Centers; Also, ONLY MINUTES from Hwy 441/27 and CR 466 featuring an abundance of stores, restaurants, banks, medical, and more! PLEASE WATCH OUR WALKTHROUGH VIDEO of this AMAZING GOLF FRONT HOME in a FANTASTIC LOCATION and call today to schedule your Private Showing or Virtual Tour!

Description provided by RE/MAX PREMIER REALTY and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$549,500
Bed / bath3 / 2
Living area1,959 sq ft
Year built1999
Property typeSingle Family Residence
Garage2-car
MLS #G5114245
Listing status17 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~20 ft
Windstorm exposureLow
CountyLake
Estimated first-year tax~$5,770/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$281
Estimated monthly payment$3,563
Insurance (illustrative)$2k–$4k/yr
Messtimate range$450,570 – $487,791
Comparable-sales median$361,950

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of RE/MAX PREMIER REALTY · Listing agent: Guy Williams Jr. LLC · 352-461-0800Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$450,570the mess$487,791

Actual list price: $549,500 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 8% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • 49 active listings competing, 17 under contract
  • 140 closed here in the last 12 months

For reference, this home is listed at $549,500 ($281/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,959 sq ft × $230–$249/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 25, 2026.

Keep looking

Similar homes for sale near THE VILLAGES

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $549,500Momentum Realty · on market 17 days
Public records

Building permits

Permit history not yet linkedAdd county permit records via overrides
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$5,770/yr

A rough first-year estimate only, applying a typical Lake rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~20 ft

Approximate parcel elevation from USGS. Run --online for a live reading.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Market data · public records

Recent sales activity in THE VILLAGES

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the THE VILLAGES neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$361,950

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$238

Canonical 12-month median $/sq ft. Reference only.

Go deeper on THE VILLAGES

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Lake County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

School zoningThis address is in the Lake County School District. Specific elementary, middle, and high-school assignments vary by street and can change. Confirm current zoning with the district before relying on it.
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $238/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,519 – $3,663/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,122 – −$93At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.

  • Confirm roof age and condition during inspection.
  • Confirm HVAC age and condition during inspection.
  • Request current HOA documents before relying on dues or restrictions.
  • Obtain an insurance quote for this specific property.
  • Confirm school zoning directly with the district.
  • Order a survey to confirm lot boundaries.
  • Review permit history with the county.
  • Confirm whether flood insurance is required for this parcel.
  • Confirm square footage and room dimensions independently.
  • Ask the county how property taxes may change after a sale.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordrealMLS, refreshed twice daily (last: July 25, 2026)
Community market statsrealMLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

Why might my property taxes differ from the current owner's?

Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Where does the flood-zone information come from?

The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 522 LOMA PASEO DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.