6 bedroom Single Family Residence at 5501 Clipper Court, Flor A Mar, New Port Richey — photo 1Front elevation
Active Single Family Residence
$1,650,000
6-Bedroom Home in FLOR A MAR

5501 Clipper Court, New Port Richey, FL 34652

Single Family Residence in FLOR A MAR, NEW PORT RICHEY · No CDD on record
FLOR A MAR · New Port Richey, FL 34652 · Pasco County
Listing data updated September 30, 2026 · refreshed hourly
6Bedrooms
3.5Bathrooms
6,218Sq Ft
2005Year Built
$265Per Sq Ft
Waterfront2-car garageNo CDD on record6 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
21% below
$/sq ft vs community
$265 here vs $335 median sold (12 mo)
Buyer leverage
Strong buyer advantage
8.7-month supply
8.7 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$6k–$12k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 11 of 12
Price vs recent sales
Asking $1.65M tops 11 of the last 12 closed sales; also one of the largest homes here at 6,218 sq ft

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 30, 2026, 5501 Clipper Court in Flor A Mar, New Port Richey is listed at $1,650,000 (6,218 sq ft, about $265 per sq ft). That is 200% above Flor A Mar's median closed sale of $549,900 over the last 12 months (85 recorded sales). Per square foot it is below the community's recent $335/sq ft by about 21%. It came to market within the past week. Listing facts: built in 2005, waterfront, HOA dues of $10/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 2005 · 21 yrs
  • 6,218 sq ft of living area
  • 2-car garage
  • Active listing
  • HOA $10/mo (per listing)
Listing description

About this home

Virtually Staged. Ready to park a yacht in your backyard? With 285 ft of waterfront and DEEP water, direct Gulf Access you can do EXACTLY that!

Offering an extraordinary layout, situated one street in from the Gulf, with massive versatility, this sprawling 6-bedroom, 3-full-bath, and 1-half-bath residence provides an abundance of space for a family looking to live on the water or set up an ideal in-law suite with a completely separate lower living level. An interior elevator effortlessly connects the first and second floors, making movement throughout the home seamless and accessible for everyone. The home is also privately gated, with two automatic gates offering the maximum security and privacy at the end of a quiet cul-de-sac.

You have the luxury of an expansive outdoor space paired with low-maintenance living thanks to pavers throughout the front driveway and back patio and there's plenty of room to build your dream pool with over 1/3 of an acre of land. Inside, you will find three separate kitchens throughout the home, including a functional butler’s kitchen behind the primary kitchen with built-in laundry access and washer/dryer hookups. The primary kitchen is white and bright, and opens right up to the dining room and living room making it the perfect place to entertain.

The primary bedroom is extremely spacious, featuring a large ensuite bathroom with a standing shower, private water closet, and a relaxing soaking tub. It also features a massive walk in closet, with a west facing private balcony to catch those beautiful Gulf sunsets, and offers a glimpse of the Gulf! Right by the master, you have another room that is perfectly set up for an office.

The beauty of this home, is every window and room has its own water view so you'll feel like you're in paradise no matter which room you're in. The upper level also features a jack n jill style bedroom with an adjoining living space that would be perfect for a sitting area, or a playroom if you have children. You also have a formal dining room on the upper level and a large study to use however you would like once you walk in by the foyer.

The lower level is just as spacious with full living quarters including the third kitchen, full bathroom, 3 bedrooms, and two massive walk in storage closets. This home has been well cared for, freshly painted exterior, Roof replaced in 2021, and 1 AC brand new in 2025, and inside is updated to make it move in ready and is perfect for the savvy buyer who understands where the luxury market is heading in this area. Located in a well-known waterfront community of Gulf Harbors, residents have the added flexibility of an optional HOA at just $125 a year, as well as an optional private beach membership for $200 a year, which is gated, and has 21 cabanas, grills, and showers.

Whether you are an avid boater, looking for multi-generational living, or searching for low-maintenance waterfront luxury, this Gulf Harbors gem offers it all. The neighborhood is also golf cart friendly with easy access to downtown New Port Richey which has a lot of restaurants, shoppes, and historical sites to explore! The community also has a local yacht club and tons of events such as golf cart parades, concerts, and boat parades throughout the year.

There's truly not another home like this, and homes like this situated on this amount of water, aren't available often. Don't miss your opportunity to make this one yours!

Description provided by KELLER WILLIAMS REALTY- PALM HARBOR and reproduced from the MLS; not independently verified.

Listing courtesy of KELLER WILLIAMS REALTY- PALM HARBOR · Listing agent: Jakea Cates · 727-772-0772Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$1,650,000
Bed / bath6 / 3.5
Living area6,218 sq ft
Year built2005
Property typeSingle Family Residence
Garage2-car
MLS #TB8552838
Listing statusActive

Public records & third-party data

FEMA flood zoneNot verified — check msc.fema.gov
CountyPasco
Area listings67 active · 17 under contract
Estimated first-year tax~$17,325/yr
CDD assessmentNone on record
HOA$10/mo

Calculated estimates

Price per sq ft$265
Estimated monthly payment$10,938
Insurance (illustrative)$6k–$12k/yr
Comparable-sales median$549,900

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing

Estimated monthly payment

$10,938/mo
  • Principal & interest $8,809/mo 81%
  • Taxes $1,444/mo 13%
  • Insurance $676/mo 6%
  • HOA $10/mo 0%

$10,938/mo at 20% down, 30-yr @ 7.03% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$17,325/yr

Estimate: a typical Pasco effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None on record

No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.

Insurance (illustrative range)
$6k–$12k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.

HOA
$10/mo

Per the MLS listing. Confirm exact dues and what they include with the association.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Not verified

Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.

Ground elevation
Not on record

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

Pasco County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.

Hazard risk

Natural hazard risk

FEMA National Risk Index for Pasco County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.

HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailVery Low
Cold waveRelatively Low

Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.

Connectivity

Internet & broadband

Fiber
Check availability

Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.

Cable
Check availability

Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.

Fixed wireless / satellite
Check availability

5G home internet and satellite service depend on the exact location; check coverage for this address.

Momentum Research · Flor A Mar

Pricing & the Flor A Mar market

How this home is priced against recent nearby sales, and where Flor A Mar has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in Flor A Mar

Each dot is a closed sale since 2004 (595 total). This home is the gold marker.

$0$954k$1.9M3993,4736,547This home: $1,650,000, 6,218 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2012–2026. This home lists at $265/sq ft.

$96$240$3832012: $12420122014: $1492015: $15320152016: $1692017: $18220172018: $1882019: $21720192021: $3302022: $35520222023: $3242024: $35220242025: $2672026: $3352026

Median sale price by year

12-month median closed price, 2012–2026.

$156k$382k$609k2012: $200k20122014: $255k2015: $250k20152016: $273k2017: $310k20172018: $345k2019: $295k20192021: $529k2022: $565k20222023: $522k2024: $532k20242025: $438k2026: $550k2026

Market Heat by year (0–100)

Momentum Market Heat, 2015–2026. Now 54 (normal).

744812015: 3720152016: 4720162017: 5420172018: 4820182019: 1420192022: 7420222023: 5820232024: 4420242025: 3220252026: 542026
Property timeline

This home’s history

  • 2005BuiltPer public record
  • Oct 1, 2026First seen on movewithmomentum.comObserved at $1,650,000
  • NowActiveCurrently for sale

Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $1,650,000Momentum Realty · on market 0 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up

Comparable recent sales

No closed sales of a similar home within about 10 miles in Pasco County in the last 18 months are in our MLS data set, so this page shows no comparable-sales median or automated estimate for FLOR A MAR. A licensed Momentum Realty agent can prepare a property-specific comparative market analysis on request.

The Messtimate™

The Messtimate

Insufficient local evidence for an automated estimate. The Messtimate is a deliberately simple range — living area × recent closed-sale $/sq ft from comparable homes nearby — and it only renders when at least 3 defensible sales exist within about 10 miles in Pasco County in the last 18 months. None qualify for this home, so no dollar range is shown. It is not an appraisal or a valuation.

Want a property-specific value review? A licensed Momentum Realty agent can prepare a free comparative market analysis using the home, the lot, its condition, and the live market.

Methodology: the range would be 6,218 sq ft × the interquartile $/sq ft of comparable closed sales (same property type, living area within 30%, closed within 18 months, nearest verified subdivision, 3-mile, then 10-mile same-county stage). Estimate for general information only; never an appraisal, valuation, or offer. Updated September 30, 2026.

Momentum Scores

Momentum Property Score

53/100
Strongest on: Price vs area (100), Pricing power (88)
0 limited50100 exceptional

53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $265/sq ft vs the community 12-month median $335/sq ft.
Affordability0
List price $1,650,000 vs the community median $549,900. Not a measure of personal affordability.
Market liquidity29
Community median 66 days on market, ~8.7 months of supply (12-month record).
Pricing power88
Recent sales closed at about 90.3% of original asking (~9.7% below). More room below asking generally favors buyers.
Market timing46
Momentum Market Heat is 54/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.

Coverage: 5 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $265 per square foot, about 21% below the community’s $335 median. Flor A Mar’s 12-month median sold price per square foot is $335. Median sold price per square foot is up 25.7% year over year. Confidence: Very High · 85 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

60% of homes in Flor A Mar are owner-occupied. An estimated 40% are non-owner-occupied, including 12% held in a company or trust and 14% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 1254 homes matched. Community-level context.

Recent Flor A Mar sales closed near 90.3% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending September 20, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 67 active listings in Flor A Mar, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 30, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

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Listed by KELLER WILLIAMS REALTY- PALM HARBOR · MLS # TB8552838

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Keep looking

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Go deeper

More on FLOR A MAR

Go deeper on FLOR A MAR

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

Pasco County Public Schools (verify by address)Public · Pasco County School District
Confirm zoned elementary, middle, and highBy address · Pasco County School District
Magnet and choice options may applyChoice · Pasco County School District
Nearby & guides

City, county & community guides

Where this home sits, with links to the matching guides. General reference only.

Before you decide

Buyer research checklist

Items worth confirming for 5501 Clipper Court, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 2005 (21 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • HOA dues are listed at $10/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
  • Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
  • Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
  • Listed living area is 6,218 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $17,325/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
  • Confirm school zoning directly with the district.
Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed hourly (last: September 30, 2026)
Comparable salesFewer than 3 defensible closed sales within about 10 miles in Pasco County — no medians or automated estimate shown
Flood zone & elevationNot verified for this address — look it up at msc.fema.gov
Taxes & monthly costTypical county effective rate applied to the list price; an estimate, not a bill
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 5501 Clipper Court and when was it built?

Per the listing record, 5501 Clipper Court was built in 2005 and has 6,218 sq ft of living area, 6 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 5501 Clipper Court in?

5501 Clipper Court is in Flor A Mar in New Port Richey, Pasco County. Too few comparable closed sales exist nearby for this page to show local sales statistics; a licensed agent can prepare a comparative market analysis.

Does 5501 Clipper Court have an HOA, and how much are the dues?

The listing reports HOA dues of $10 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.

Why might property taxes on 5501 Clipper Court differ from the current owner's?

The estimate on this page (about $17,325 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 5501 Clipper Court in a flood zone?

A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.