129 days on marketSingle Family Residence▼ Price cut: $26,000 (8/11)
$399,000
3-Bedroom Home in CAPE CAY
7114 FAIR LANE, HUDSON, FL 34667
Single Family Residence in CAPE CAY, HUDSON · No CDD
CAPE CAY · HUDSON, FL 34667 · Pasco
Listing data updated September 11, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,472Sq Ft
1973Year Built
$271Per Sq Ft
WaterfrontNo CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
in line with
$/sq ft vs community
$271 here vs $271 median sold (12 mo)
Buyer leverage
Buyer advantage
129 days on market
8.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~6 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 11, 2026, 7114 Fair Lane in Cape Cay, Hudson is listed at $399,000 (1,472 sq ft, about $271 per sq ft). That sits within a few percent of Cape Cay's median closed sale of $399,000 over the last 12 months (2 recorded sales). It has been 129 days on market. Listing facts: built in 1973, waterfront, no HOA. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1973 · 53 yrs
1,472 sq ft of living area
129 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · CAPE CAY
Pricing & the CAPE CAY market
How this home is priced against recent nearby sales, and where CAPE CAY has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
Price vs. size in CAPE CAY
Each dot is a closed sale since 2006 (47 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2025. This home lists at $271/sq ft.
Median sale price by year
12-month median closed price, 2016–2025.
Property timeline
This home’s history
1973BuiltPer public record
Jul 10, 2026First trackedObserved at $425,000
Aug 11, 2026Price cut$399,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,677/mo
Principal & interest $2,062/mo77%
Taxes $349/mo13%
Insurance $216/mo8%
HOA $50/mo2%
$2,677/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Strongest on: Renovation upside (62), Price vs area (50)
0 limited50100 exceptional
41/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area50
This home $271/sq ft vs the community 12-month median $271/sq ft.
Affordability50
List price $399,000 vs the community median $399,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~6 ft elevation. Verify the parcel with FEMA.
Insurance cost15
From FEMA Zone AE and a 1973 build. Obtain a property-specific quote.
Market liquidity35
Community inventory, ~8.0 months of supply (12-month record).
Renovation upside62
From a 1973 build and $271/sq ft vs the community median $271/sq ft. Not a condition assessment.
Buyer competition30
70% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 8.0 months of supply in the surrounding market and 129 days on market for this home, against a 307-day area median.Days on market:this home 129Area median: 307 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2026. As of August 2, 2026.
🟡 Asking $271 per square foot, about in line with the community’s $271 median. CAPE CAY’s 12-month median sold price per square foot is $271. Confidence: Low · 2 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
26% of homes in CAPE CAY are owner-occupied. An estimated 74% are non-owner-occupied, including 15% held in a company or trust and 24% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 109 homes matched. Community-level context.
What’s unique here: one of only 2 active listings in CAPE CAY, no CDD assessment.
Updated September 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Direct Gulf Access Boater’s Dream – End-of-Canal Waterfront Retreat in Hudson Beach This is the Gulf Coast fishing and boating lifestyle you’ve been waiting for! Featuring 88 feet of concrete seawall on a saltwater canal with direct Gulf access and no fixed bridges, this property is perfectly positioned for serious boaters. Located at the end of the canal, you’ll enjoy added privacy along with concrete seawall on two sides, creating the ideal setup to design and build a large custom dock and boat lift to accommodate your dream vessel.
Step into your backyard and experience true waterfront living—watch dolphins and manatees cruise by while you fish for redfish, snook, and snapper right from your seawall. With quick, easy access to open water, every day is a new boating adventure. Inside, this fully permitted, completely updated 3-bedroom, 2-bathroom home blends modern coastal style with comfort and functionality.
The open-concept floor plan creates a bright, airy feel perfect for entertaining. The kitchen shines with new stainless-steel appliances, wood cabinetry, and quartz countertops, while wood-look luxury plank flooring flows seamlessly throughout the home. Fresh interior and exterior paint, new doors, and stylish finishes complete the move-in-ready appeal.
The spa-inspired primary suite is a true retreat, featuring a slipper soaking tub, walk-in shower, marble floors and walls, dual vanity, and clean, elegant design. Barn doors add a touch of character, while the bonus sunroom offers flexibility for a home office, reading room, or relaxation space. Step outside to your oversized screened porch overlooking the canal, the perfect place to unwind after a day on the water, entertain guests, or plan your future swim spa or hot tub.
A fenced yard adds convenience for pets or privacy. Located in the heart of Hudson Beach, you’re surrounded by one of Florida’s most authentic boating communities—where the vibe is relaxed, the sunsets are legendary, and the water is always calling. Cruise south to the famous sandbars and the pristine shores of Anclote Key Preserve State Park, or head north to the Hernando Beach Flats for shallow-water fun.
For a full-day adventure, run up the coast to Homosassa and enjoy waterfront dining along the spring-fed river. Conveniently located just off US-19, you’ll have easy access to shopping, dining, medical facilities, and everyday essentials, while still enjoying the laid-back coastal lifestyle. Travel is a breeze with Tampa International Airport about an hour away and Orlando attractions within 90 minutes.
Whether you’re a serious angler, weekend cruiser, or simply chasing that saltwater lifestyle, this property offers a rare combination of location, upgrades, and boating potential. Build your dock, bring your boat, and start living the Gulf Coast dream.
Description provided by GULF COAST FISHING HOMES RLTY and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$399,000
Bed / bath3 / 2
Living area1,472 sq ft
Year built1973
Property typeSingle Family Residence
MLS #W7884559
Listing status129 days on market
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~6 ft
Windstorm exposureLow
CountyPasco
Area listings2 active · 2 under contract
Estimated first-year tax~$4,190/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$271
Estimated monthly payment$2,677
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$399,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of GULF COAST FISHING HOMES RLTY · Listing agent: GREG Klesius · 813-394-4356Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$350,336the mess$447,488
Actual list price: $399,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 28% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1973 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
3 active listings competing, 1 under contract
≈8.0 months of supply
3 closed here in the last 12 months
For reference, this home is listed at $399,000 ($271/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,472 sq ft × $238–$304/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 11, 2026.
Keep looking
Similar homes for sale near CAPE CAY
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $399,000Momentum Realty · on market 129 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,190/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~6 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by GULF COAST FISHING HOMES RLTY · MLS # W7884559
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Market data · public records
Recent sales activity in CAPE CAY
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CAPE CAY neighborhood guide for more.
Comparable sales found
0
Recent nearby closings in the data set.
Community median sale price
$399,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$271
Canonical 12-month median $/sq ft. Reference only.
Go deeper on CAPE CAY
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 23 miles east of Cape Cay, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The project is about 15 miles east of Cape Cay, elsewhere in Pasco County.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 11 miles southeast of Cape Cay.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 23 miles southeast of Cape Cay, elsewhere in Pasco County.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Hudson Elementary SchoolElementary · Pasco County School District
Hudson Middle SchoolMiddle · Pasco County School District
GRADEC
Hudson High SchoolHigh · Pasco County School District · Grade C (Florida DOE 2025-26)
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
No closely comparable recent sales were found in this data set.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,829 – $2,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$902 – −$155At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 7114 Fair Lane, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1973 (53 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in Pasco County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,472 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $4,190/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
Confirm school zoning directly with the district.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
HUDSON
Groceries, dining, and parks for this city — see the city guide.
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 7114 Fair Lane and when was it built?
Per the listing record, 7114 Fair Lane was built in 1973 and has 1,472 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 7114 Fair Lane in?
7114 Fair Lane is in Cape Cay in Hudson, Pasco County. The community section on this page shows recent closed sales, days on market, and active inventory for Cape Cay from the same MLS data.
Does 7114 Fair Lane have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 7114 Fair Lane differ from the current owner's?
The estimate on this page (about $4,190 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 7114 Fair Lane in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 7114 FAIR LANE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
