Single Family Residence in WESTCHASE SEC 430A, TAMPA · No CDD on record
WESTCHASE SEC 430A · Tampa, FL 33626 · Hillsborough County
Listing data updated October 11, 2026 at 5:39 AM ET · checked against the MLS hourly
3Bedrooms
2.5Bathrooms
1,640Sq Ft
2000Year Built
$322Per Sq Ft
2-car garageNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
13% above
$/sq ft vs community
$322 here vs $286 median sold (12 mo)
Buyer leverage
Strong seller market
1 days on market
1.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of October 11, 2026, 9003 Spring Garden Way in Westchase Sec 430A, Tampa is listed at $528,800 (1,640 sq ft, about $322 per sq ft). It came to market within the past week. Listing facts: built in 2000, HOA dues of $220/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 2000 · 26 yrs
1,640 sq ft of living area
2-car garage
Listed at $528,800 — recent neighborhood median sale price ~$472,500 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $220/mo (per listing)
Listing description
About this home
GATED, LIMITED-MAINTENANCE COMMUNITY known for its inviting front porches, mature landscaping, tree-lined streets and rear-entry garages that create a distinctive neighborhood setting. Tucked away from the street, this home enjoys a unique setting where guests approach along a charming walkway leading to the welcoming front porch and entry and walking distance to heated community pool. This beautifully appointed 3-BEDROOM, 2.5-BATH HOME WITH DEN/OFFICE and 2 car garage.
The Cordova model is one of the most sought after in the neighborhood with its plentiful under stair storage and great floor plan including wood laminate flooring in living rooms, new carpeting (2026), tile in all wet areas and a den with French doors leading to the great room. The kitchen features a brand new convection oven with matching microwave. The PRIMARY SUITE is generously sized and features a tray ceiling and a spacious en-suite bath with dual sinks and a walk-in shower.
A walk-in closet provides excellent storage. Additional features include natural gas with a gas water heater. Enjoy the ease of a LIMITED-MAINTENANCE LIFESTYLE, with lawn maintenance included along with access to the COMMUNITY POOL AND GATED ENTRY.
From its inviting front porch and pedestrian-friendly walkways to its rear-entry garage, and beautifully maintained surroundings, this home captures the distinctive character that makes THE VINEYARDS AT WESTCHASE so special—all in the heart of sought-after WESTCHASE, convenient shopping, dining, recreation and everything the Tampa Bay area has to offer.
Description provided by ADVANCED REALTY GROUP INC and reproduced from the MLS; not independently verified.
Listing courtesy of ADVANCED REALTY GROUP INC · Listing agent: George Kolitsopoulos · 727-518-8500Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$528,800
Bed / bath3 / 2.5
Living area1,640 sq ft
Year built2000
Property typeSingle Family Residence
Garage2-car
MLS #TB8548018
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Ground elevation~23 ft
CountyHillsborough
Area listings13 active · 7 under contract
Estimated first-year tax~$5,552/yr
CDD assessmentNone on record
HOA$220/mo
Calculated estimates
Price per sq ft$322
Estimated monthly payment$3,847
Insurance (illustrative)$2k–$4k/yr
Messtimate range$405,080 – $492,000
Comparable-sales median$472,500
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$3,847/mo
Principal & interest $2,929/mo76%
Taxes $463/mo12%
Insurance $235/mo6%
HOA $220/mo6%
$3,847/mo at 20% down, 30-yr @ 7.4% · edit any field to update.
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$5,552/yr
Estimate: a typical Hillsborough effective rate applied to the list price before any exemptions. Florida bills change with reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$4k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$220/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
~23 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Hillsborough County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for Hillsborough County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneVery High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoVery High
LightningVery High
Strong windRelatively Moderate
DroughtRelatively Moderate
HailRelatively High
Cold waveVery High
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Westchase
Pricing & the Westchase market
How this home is priced against recent nearby sales, and where Westchase has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
2000BuiltPer public record
Oct 2, 2026First seen on movewithmomentum.comObserved at $528,800
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $528,800Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Oct 2025
$405,000
9346 PONTIAC DRIVE, TAMPA
3 / 2 bd/ba · 1,638 sq ft · $247/sq ft
Courtesy of MIRIAM HURTADO REAL ESTATE GROUP · View details →
Sold Aug 2026
$460,000
11844 BRANCH MOORING DRIVE, TAMPA
3 / 2.5 bd/ba · 1,648 sq ft · $279/sq ft
Courtesy of COLDWELL BANKER REALTY · View details →
Sold Mar 2026
$485,000
9402 W CLUSTER AVENUE, TAMPA
3 / 2.5 bd/ba · 1,654 sq ft · $293/sq ft
Courtesy of FRANK ALBERT REALTY · View details →
Sold Jan 2026
$530,000
8319 TERRACEWOOD CIRCLE, TAMPA
3 / 2 bd/ba · 1,658 sq ft · $320/sq ft
Courtesy of REDFIN CORPORATION · View details →
Sold May 2026
$393,000
11817 BRANCH MOORING DRIVE, TAMPA
3 / 2.5 bd/ba · 1,614 sq ft · $243/sq ft
Courtesy of REAL ESTATE FIRM OF FLORIDA, LLC · View details →
Sold Apr 2026
$499,000
7005 CENTER CREEK DRIVE, TAMPA
3 / 2 bd/ba · 1,666 sq ft · $300/sq ft
Courtesy of VITA LUXURY REALTY LLC · View details →
Median of these 6 sales: $472,500 ($286/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$405,080the mess$492,000
Stronger local evidence — 6 comparable closed sales within about 3 miles, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $528,800 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 21% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 2000 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $220/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
12 active listings competing, 4 under contract
≈1.4 months of supply
12 closed here in the last 12 months
For reference, this home is listed at $528,800 ($322/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,640 sq ft × $247–$300/sq ft (interquartile band of 6 comparable closed sales within about 3 miles, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 11, 2026.
Momentum Scores
Momentum Property Score
40/100
Strongest on: Market liquidity (72), Affordability (30)
0 limited50100 exceptional
40/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $322/sq ft vs the community 12-month median $286/sq ft.
Affordability30
List price $528,800 vs the community median $472,500. Not a measure of personal affordability.
Market liquidity72
Community inventory, ~1.4 months of supply (12-month record).
Coverage: 3 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 1.4 months of supply in the surrounding market and 1 days on market for this home, against a 27-day area median.Days on market:this home 1Area median: 27 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2006 through 2006. As of August 2, 2026.
🟡 Asking $322 per square foot, about 13% above the community’s $286 median. Westchase’s 12-month median sold price per square foot is $286. MLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
What’s unique here: one of only 13 active listings in Westchase, no CDD assessment.
Updated October 11, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by ADVANCED REALTY GROUP INC · MLS # TB8548018
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Keep looking
Similar homes for sale near WESTCHASE SEC 430A
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
Why it matters: New downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The project is about 19 miles south of Westchase, elsewhere in Pinellas County.
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
Why it matters: A large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 9 miles southeast of Westchase.
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
Why it matters: Airport capital spending supports construction employment and long-term air service capacity for the region. The site is about 8 miles southeast of Westchase.
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
Why it matters: Establishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 19 miles south of Westchase, elsewhere in Pinellas County.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Westchase-HBAssigned elementary school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
GRADEB
Davidsen-HBAssigned middle school · Hillsborough County School District · Grade B (Florida DOE 2025-26)
GRADEA
Alonso-HBAssigned high school · Hillsborough County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 9003 Spring Garden Way, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 2000 (26 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $220/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,640 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $5,552/yr) assumes reassessment at the list price; the seller's current bill is not a guide Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
Stellar MLS, checked against the MLS hourly (last: October 11, 2026)
Comparable sales
Stellar MLS closed sales within about 3 miles, last 18 months, as of August 2, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Typical county effective rate applied to the list price; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 9003 Spring Garden Way and when was it built?
Per the listing record, 9003 Spring Garden Way was built in 2000 and has 1,640 sq ft of living area, 3 bedrooms and 2.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 9003 Spring Garden Way in?
9003 Spring Garden Way is in Westchase Sec 430A in Tampa, Hillsborough County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 9003 Spring Garden Way have an HOA, and how much are the dues?
The listing reports HOA dues of $220 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 9003 Spring Garden Way differ from the current owner's?
The estimate on this page (about $5,552 per year) assumes reassessment at the list price less the homestead exemption. Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 9003 Spring Garden Way in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
