36 days on marketSingle Family Residence▼ Price cut: $14,900 (8/4)
$525,000
4-Bedroom Home in CONNERTON
9167 BELLA VITA CIRCLE, LAND O LAKES, FL 34637
Single Family Residence in CONNERTON, LAND O LAKES · No CDD
CONNERTON · LAND O LAKES, FL 34637 · Pasco
Listing data updated August 14, 2026 · refreshed twice daily
4Bedrooms
3.5Bathrooms
2,872Sq Ft
2018Year Built
$183Per Sq Ft
2-car garageNo CDDFEMA Zone X4 bedrooms
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
4% above
$/sq ft vs community
$183 here vs $176 median sold (12 mo)
Buyer leverage
Balanced market
36 days on market
2.4 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~80 ft elevation
$2k–$3k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $525,000 — recent neighborhood median sale price ~$463,690 (nearby sales; deemed reliable, not an appraisal)
36 days on market
HOA ~$50/mo (estimate; confirm)
Momentum Research · CONNERTON
Pricing & the CONNERTON market
How this home is priced against recent nearby sales, and where CONNERTON has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in CONNERTON
Each dot is a closed sale since 2005 (723 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2016–2026. This home lists at $183/sq ft.
Median sale price by year
12-month median closed price, 2016–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2016–2026. Now 50 (normal).
Property timeline
This home’s history
2018BuiltPer public record
Jul 10, 2026First trackedObserved at $539,900
Aug 4, 2026Price cut$525,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$3,337/mo
Principal & interest $2,660/mo80%
Taxes $459/mo14%
Insurance $167/mo5%
HOA $50/mo1%
$3,337/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Estimated from today’s asking price and current Pasco County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $6,775/yr ($565/mo)
+$900 more each year
(+13%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$50,722
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), Stellar MLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
59/100
Strongest on: Flood safety (95), Buyer competition (92)
0 limited50100 exceptional
59/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area40
This home $183/sq ft vs the community 12-month median $176/sq ft.
Affordability28
List price $525,000 vs the community median $463,690. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~80 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2018 build. Obtain a property-specific quote.
Market liquidity78
Community median 18 days on market, ~2.4 months of supply (12-month record).
Renovation upside10
From a 2018 build and $183/sq ft vs the community median $176/sq ft. Not a condition assessment.
Buyer competition92
8% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing50
Momentum Market Heat is 50/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟡 Balanced conditions around this listing. 2.4 months of supply in the surrounding market and 36 days on market for this home, against a 18-day area median.Days on market:this home 36Area median: 18 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. As of August 2, 2026.
🟡 Asking $183 per square foot, about 4% above the community’s $176 median. CONNERTON’s 12-month median sold price per square foot is $176. Median sold price per square foot is up 4.0% year over year. Confidence: Very High · 163 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
55% of homes in CONNERTON are owner-occupied. An estimated 46% are non-owner-occupied, including 23% held in a company or trust and 22% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 671 homes matched. Community-level context.
Recent CONNERTON sales closed near 96.5% of original asking. Cash paid for about 8% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 16 active listings in CONNERTON, no CDD assessment.
Updated August 14, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
STUNNING MOVE-IN READY TAYLOR MORRISON HOME IN THE EXCLUSIVE GATED COMMUNITY OF GARDENIA GLEN AT CONNERTON! Welcome home to this beautifully appointed Craftsman-style residence located in the highly sought-after gated, low-maintenance community of Gardenia Glen within the award-winning Connerton master-planned community. Offering 4 bedrooms, 3.5 bathrooms, a spacious loft, formal dining room, and a 2-car garage, this exceptional home seamlessly blends elegant design with everyday comfort.
From the moment you arrive, you'll be captivated by the inviting front porch and freshly painted exterior, creating outstanding curb appeal and a warm welcome. Step inside to discover soaring ceilings, abundant natural light, and tile flooring throughout the main living areas. Designed with both entertaining and functionality in mind, the formal dining room features custom lighting and decorative wainscoting, providing the perfect setting for holiday gatherings and special occasions.
At the heart of the home is the impressive gourmet kitchen, showcasing built-in wall ovens, a gas cooktop, stainless steel range hood, dishwasher, oversized refrigerator, decorative glass subway tile backsplash, and not one, but two expansive center islands ideal for meal preparation, casual dining, and entertaining guests. The open-concept floor plan seamlessly connects the kitchen to the spacious grand room and casual dining area, creating an inviting space for everyday living. Sliding glass doors lead to the oversized 23.8' x 10' covered lanai overlooking a private backyard with no rear neighbors, offering the perfect opportunity to create your dream outdoor retreat.
The luxurious first-floor owner's suite serves as a private sanctuary, complete with elegant bay windows, dual walk-in closets, and a spa-inspired ensuite bathroom featuring dual granite vanities, a relaxing soaking tub, and an oversized tiled walk-in shower with decorative accents. Additional thoughtful upgrades include a functional mudroom with built-in cabinetry, laundry tub, and a charming built-in dog bed with storage drawers underneath. A striking staircase with wrought-iron spindles leads to the second floor, where you'll find an open-to-below loft, two generously sized secondary bedrooms connected by a Jack-and-Jill bathroom, and a fourth bedroom featuring an oversized walk-in closet and private ensuite bath.
Additional features include a water softener system, reclaimed water irrigation, and maintenance-friendly living within one of Connerton's most desirable gated neighborhoods. Residents enjoy access to Connerton's exceptional resort-style amenities, including a clubhouse, resort-style pool, splash park, state-of-the-art fitness center, scenic walking and biking trails, and multiple sports courts for basketball, tennis, and volleyball. The community continues to expand with a second clubhouse coming soon, featuring an additional resort-style pool, pump track, and six pickleball courts.
This move-in-ready home offers the perfect combination of luxury, comfort, and an unparalleled Florida lifestyle.
Description provided by CHARLES RUTENBERG REALTY INC and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$525,000
Bed / bath4 / 3.5
Living area2,872 sq ft
Year built2018
Property typeSingle Family Residence
Garage2-car
MLS #TB8515101
Listing status36 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~80 ft
Windstorm exposureLow
CountyPasco
Area listings16 active · 6 under contract
Estimated first-year tax~$5,512/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$183
Estimated monthly payment$3,337
Insurance (illustrative)$2k–$3k/yr
Comparable-sales median$463,690
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of CHARLES RUTENBERG REALTY INC · Listing agent: Susan Najar · 727-538-9200Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$445,160the mess$565,784
Actual list price: $525,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 36 days on market vs. a 18-day community median
18 active listings competing, 4 under contract
≈2.4 months of supply
72 closed here in the last 12 months
For reference, this home is listed at $525,000 ($183/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 2,872 sq ft × $155–$197/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 14, 2026.
Keep looking
Similar homes for sale near CONNERTON
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $525,000Momentum Realty · on market 36 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$5,512/yr
A rough first-year estimate only, applying a typical Pasco rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$2k–$3k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~80 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in CONNERTON
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the CONNERTON neighborhood guide for more.
Comparable sales found
2
Recent nearby closings in the data set.
Community median sale price
$463,690
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$176
Canonical 12-month median $/sq ft. Reference only.
Go deeper on CONNERTON
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Development
Pomelo Square mixed-use community advances in Wesley Chapel
Ryan Cos. and PulteGroup are advancing Pomelo Square, a mixed use development at the northeast corner of Old Pasco Road and Overpass Road in Wesley Chapel. Plans call for 415 residential units made up of 325 apartments and 90 townhomes, about 42,000 square feet of retail, and a hotel pad. Completion is targeted for the first quarter of 2028.
Why it matters: Adds a mixed use community of apartments and townhomes with retail space and a hotel pad, expanding housing and commercial supply in a growing Pasco County corridor. The project is about 9 miles east of Connerton, elsewhere in Pasco County.
New mixed-use development planned on State Road 52 in central Pasco
A mixed-use development planned on State Road 52 in central Pasco County, next to Pilot Country Airport, would add 108 single-family homes, about 175,000 square feet of commercial and retail space, and a 120-room hotel, with completion expected around 2030.
Why it matters: A new mixed-use community adds housing, retail, and lodging along the State Road 52 corridor in central Pasco, the kind of growth that can shape demand and pricing for nearby communities. The site is about 2 miles south of Connerton.
Moffitt Cancer Center opens flagship outpatient center at its new Speros FL campus in Pasco
Moffitt Cancer Center held the grand opening of its flagship outpatient cancer center in January 2026 at Speros FL, its large new campus on State Road 52 in Pasco County. The campus is planned as a long-term life sciences and medical hub expected to bring substantial employment to the area.
Why it matters: A large new medical and life sciences campus is a long-term employment anchor for central Pasco, a structural demand driver for housing in the surrounding area. The site is about 4 miles west of Connerton.
Flagship breaks ground on 46,000-square-foot Wiregrass Ranch Medical Pavilion in Wesley Chapel
Flagship Healthcare Properties broke ground in January 2026 on a 46,000-square-foot medical pavilion at Wiregrass Ranch in Wesley Chapel, adding outpatient medical space to the growing State Road 56 corridor.
Why it matters: Added outpatient medical space along the State Road 56 corridor deepens healthcare access and professional employment in Wesley Chapel, an amenity factor that can support nearby housing demand. The project is about 10 miles southeast of Connerton, elsewhere in Pasco County.
Schools currently assigned to this address in Pasco County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Connerton ElemAssigned elementary school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Pine View Middle-POAssigned middle school · Pasco County School District · Grade A (Florida DOE 2025-26)
GRADEA
Land O' Lakes High-POAssigned high school · Pasco County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Aug 2026
$520,000
9157 SHADYSIDE LANE, LAND O LAKES
4 / 2.5 bd/ba · 2,947 sq ft · $176/sq ft
Courtesy of CHARLES RUTENBERG REALTY INC · View details →
Sold Jul 2026
$594,900
22844 BERRY PATCH LANE, LAND O LAKES
5 / 4.5 bd/ba · 3,629 sq ft · $164/sq ft
Courtesy of STELLAR NON-MEMBER OFFICE · View details →
Community 12-month median: $176/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$2,406 – $3,500/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,005 – −$21At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
LAND O LAKES
Groceries, dining, and parks for this city — see the city guide.
Stellar MLS, refreshed twice daily (last: August 14, 2026)
Community market stats
Stellar MLS closed sales, as of August 2, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 9167 BELLA VITA CIRCLE in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
