3 bedroom Single Family Residence at 9217 KINGSRIDGE DRIVE, ROLLING TERRACE SUB, TEMPLE TERRACE — photo 1Front elevation
13 days on market Single Family Residence ▼ Price cut: $9,100 (8/10)
$469,900
3-Bedroom Home in ROLLING TERRACE SUB

9217 KINGSRIDGE DRIVE, TEMPLE TERRACE, FL 33637

Single Family Residence in ROLLING TERRACE SUB, TEMPLE TERRACE · No CDD
ROLLING TERRACE SUB · TEMPLE TERRACE, FL 33637 · Hillsborough
Listing data updated September 6, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
2,196Sq Ft
1985Year Built
$214Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
47% below
$/sq ft vs community
$214 here vs $404 median sold (12 mo)
Buyer leverage
Seller-leaning
13 days on market
Zone X
Flood risk
Minimal hazard per FEMA; ~49 ft elevation
$2k–$4k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 6, 2026, 9217 Kingsridge Drive in Rolling Terrace Sub, Temple Terrace is listed at $469,900 (2,196 sq ft, about $214 per sq ft). That sits within a few percent of Rolling Terrace Sub's median closed sale of $487,500 over the last 12 months (20 recorded sales). Per square foot it is below the community's recent $404/sq ft by about 47%. It has been 13 days on market, well inside the community's typical 62 days. Listing facts: built in 1985, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • Built 1985 · 41 yrs
  • 2,196 sq ft of living area
  • 2-car garage
  • 13 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · PARKCREST HARBOUR ISLAND CONDO

Pricing & the PARKCREST HARBOUR ISLAND CONDO market

How this home is priced against recent nearby sales, and where PARKCREST HARBOUR ISLAND CONDO has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

Price vs. size in PARKCREST HARBOUR ISLAND CONDO

Each dot is a closed sale since 2007 (173 total). This home is the gold marker.

$0$466k$933k8751,5732,271This home: $469,900, 2,196 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2013–2026. This home lists at $214/sq ft.

$145$333$5222013: $18520132014: $20720142015: $18220152016: $20320162017: $21020172022: $42320222023: $48520232024: $46020242025: $47220252026: $4042026

Median sale price by year

12-month median closed price, 2013–2026.

$175k$408k$640k2013: $247k20132014: $245k20142015: $220k20152016: $245k20162017: $265k20172022: $535k20222023: $595k20232024: $585k20242025: $595k20252026: $488k2026

Market Heat by year (0–100)

Momentum Market Heat, 2013–2026. Now 26 (cold).

1753892013: 2420132014: 4420142015: 5620152016: 7720162017: 6220172022: 8220222023: 4220232024: 3620242025: 5320252026: 262026
Property timeline

This home’s history

  • 1985BuiltPer public record
  • Aug 4, 2026First trackedObserved at $479,000
  • Aug 10, 2026Price cut$469,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$3,144/mo
  • Principal & interest $2,428/mo 77%
  • Taxes $411/mo 13%
  • Insurance $255/mo 8%
  • HOA $50/mo 2%

$3,144/mo at 20% down, 30-yr @ 6.71% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

69/100
Strongest on: Price vs area (100), Flood safety (95)
0 limited50100 exceptional

69/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area100
This home $214/sq ft vs the community 12-month median $404/sq ft.
Affordability56
List price $469,900 vs the community median $487,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~49 ft elevation. Verify the parcel with FEMA.
Insurance cost58
From FEMA Zone X and a 1985 build. Obtain a property-specific quote.
Market liquidity50
Community median 62 days on market (12-month record).
Renovation upside67
From a 1985 build and $214/sq ft vs the community median $404/sq ft. Not a condition assessment.
Buyer competition45
55% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power77
Recent sales closed at about 92.6% of original asking (~7.4% below). More room below asking generally favors buyers.
Market timing74
Momentum Market Heat is 26/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟡 Asking $214 per square foot, about 47% below the community’s $404 median. PARKCREST HARBOUR ISLAND CONDO’s 12-month median sold price per square foot is $404. Median sold price per square foot is down 18.1% year over year. Confidence: High · 20 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

48% of homes in PARKCREST HARBOUR ISLAND CONDO are owner-occupied. An estimated 52% are non-owner-occupied, including 13% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 882 homes matched. Community-level context.

Recent PARKCREST HARBOUR ISLAND CONDO sales closed near 92.6% of original asking. Cash paid for about 55% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: one of only 4346 active listings in PARKCREST HARBOUR ISLAND CONDO, no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 6, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Under contract-accepting backup offers. Welcome to a home that offers something increasingly hard to find—character, space, and the opportunity to make it your own. This spacious 3-bedroom, 2-bath residence offers 2,196 square feet of thoughtfully designed living space on nearly 1/3 of an acre in an established Temple Terrace neighborhood.

Step inside and you'll immediately appreciate the home's distinctive architecture featuring a dramatic sunken living room overlooking the formal dining area, while the impressive family room showcases soaring ceilings with exposed wood beams, a stunning floor-to-ceiling wood-burning stone fireplace, and updated wood-look ceramic tile flooring that creates a warm, inviting atmosphere. The kitchen opens naturally to the main living areas and offers generous counter space, abundant cabinetry, and a breakfast bar—ready to enjoy today while offering the perfect opportunity to add your own personal style over time. The spacious primary suite is designed as a relaxing retreat featuring a barn door entrance into the ensuite bath with dual vanities, a large soaking tub, separate shower, and private access to the screened lanai.

One of the home's standout features is the gigantic L-shaped screened porch with beautiful tongue-and-groove wood ceiling—an incredible extension of the living space that's ideal for outdoor dining, entertaining, relaxing, or enjoying Florida's beautiful weather throughout the year. Recent improvements provide valuable peace of mind, including: • Brand new roof (July 2026) • HVAC replaced in 2019 • Electrical panel updated in 2016 • Interior and exterior paint • Crown molding • Updated ceramic tile flooring with the look of hardwood Outside, the oversized homesite provides room to garden, play, or simply enjoy the mature landscape and privacy. If you're searching for a home with architectural character, major system updates already completed, generous living spaces, and the opportunity to customize the kitchen and baths to your own taste, this Temple Terrace property deserves a place at the top of your list.

Schedule your private showing today

Description provided by FIRST QUALITY PROPERTIES and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$469,900
Bed / bath3 / 2
Living area2,196 sq ft
Year built1985
Property typeSingle Family Residence
Garage2-car
MLS #TB8534792
Listing status13 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~49 ft
Windstorm exposureLow
CountyHillsborough
Area listings4346 active · 1457 under contract
Estimated first-year tax~$4,934/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$214
Estimated monthly payment$3,144
Insurance (illustrative)$2k–$4k/yr
Comparable-sales median$487,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of FIRST QUALITY PROPERTIES · Listing agent: Mark Cravens · 813-948-2067Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$781,776the mess$992,592

Actual list price: $469,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 27% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & updates — a 1985 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 13 days on market vs. a 62-day community median
  • 4420 active listings competing, 1273 under contract

For reference, this home is listed at $469,900 ($214/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 2,196 sq ft × $356–$452/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 6, 2026.

Keep looking

Similar homes for sale near ROLLING TERRACE SUB

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $469,900Momentum Realty · on market 13 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$4,934/yr

A rough first-year estimate only, applying a typical Hillsborough rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$2k–$4k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~49 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see 9217 KINGSRIDGE DRIVE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by FIRST QUALITY PROPERTIES · MLS # TB8534792

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in ROLLING TERRACE SUB

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the ROLLING TERRACE SUB neighborhood guide for more.

Comparable sales found
0

Recent nearby closings in the data set.

Community median sale price
$487,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$404

Canonical 12-month median $/sq ft. Reference only.

Go deeper on ROLLING TERRACE SUB

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Hillsborough County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEC
Temple Terrace-HBAssigned elementary school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
Greco-HBAssigned middle school · Hillsborough County School District
GRADEC
King-HBAssigned high school · Hillsborough County School District · Grade C (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

No closely comparable recent sales were found in this data set.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$2,154 – $3,133/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,054 – −$173At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for 9217 Kingsridge Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • Built in 1985 (41 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Hillsborough County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 2,196 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $4,934/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 6, 2026)
Community market statsStellar MLS closed sales, as of July 15, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is 9217 Kingsridge Drive and when was it built?

Per the listing record, 9217 Kingsridge Drive was built in 1985 and has 2,196 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is 9217 Kingsridge Drive in?

9217 Kingsridge Drive is in Rolling Terrace Sub in Temple Terrace, Hillsborough County. The community section on this page shows recent closed sales, days on market, and active inventory for Rolling Terrace Sub from the same MLS data.

Does 9217 Kingsridge Drive have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on 9217 Kingsridge Drive differ from the current owner's?

The estimate on this page (about $4,934 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is 9217 Kingsridge Drive in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See 9217 KINGSRIDGE DRIVE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.