3 bedroom Single Family Residence at TBD SW 128TH PLACE, MARION OAKS UN 07, OCALA — photo 1Front elevation
3 bedroom Single Family Residence at TBD SW 128TH PLACE, MARION OAKS UN 07, OCALA — photo 2Living space
3 bedroom Single Family Residence at TBD SW 128TH PLACE, MARION OAKS UN 07, OCALA — photo 3Kitchen
3 bedroom Single Family Residence at TBD SW 128TH PLACE, MARION OAKS UN 07, OCALA — photo 4Owner's suite
3 bedroom Single Family Residence at TBD SW 128TH PLACE, MARION OAKS UN 07, OCALA — photo 5Exterior / yardView all 6 photos →
14 days on market Single Family Residence
$299,900
3-Bedroom Home in MARION OAKS UN 07

TBD SW 128TH PLACE, OCALA, FL 34473

Single Family Residence in MARION OAKS UN 07, OCALA · No CDD · Built 2026
MARION OAKS UN 07 · OCALA, FL 34473 · Marion
Listing data updated September 12, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,602Sq Ft
2026Year Built
$187Per Sq Ft
2-car garageNew constructionNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$187 here vs $166 median sold (12 mo)
Buyer leverage
Seller-leaning
14 days on market
4.9 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~88 ft elevation
$500–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Above 8 of 12
Price vs recent sales
Asking $300k tops 8 of the last 12 closed sales

Sources: Stellar MLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes

Highlights

As of September 12, 2026, Tbd Sw 128Th Place in Marion Oaks Un 07, Ocala is listed at $299,900 (1,602 sq ft, about $187 per sq ft). That sits within a few percent of Marion Oaks Un 07's median closed sale of $272,500 over the last 12 months (26 recorded sales). Per square foot it is above the community's recent $166/sq ft by about 13%. It has been 14 days on market, well inside the community's typical 45 days. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.

  • No CDD assessment on record
  • New construction — built 2026
  • 1,602 sq ft of living area
  • 2-car garage
  • Listed at $299,900 — recent neighborhood median sale price ~$272,500 (nearby sales; deemed reliable, not an appraisal)
  • 14 days on market
  • HOA ~$50/mo (estimate; confirm)
Momentum Research · MARION OAKS UN 07

Pricing & the MARION OAKS UN 07 market

How this home is priced against recent nearby sales, and where MARION OAKS UN 07 has been over 25 years. Momentum Research analysis of Stellar MLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.

This home’s $/sq ft vs. nearby sales

List $/sq ft against recent nearby closed sales; the community median is marked.

Price per sq ft · this home vs. recent nearby sales3653 SW 133RD LOOP3653 SW 133RD LOOP: $150/sq ft$1504700 SW 129TH PLACE4700 SW 129TH PLACE: $162/sq ft$1624483 SW 132ND STREET4483 SW 132ND STREET: $165/sq ft$16513069 SW 35TH CIRCLE13069 SW 35TH CIRCLE: $186/sq ft$186This homeThis home: $187/sq ft$1873599 SW 127TH LANE ROAD3599 SW 127TH LANE ROAD: $205/sq ft$205Community median $166

Price vs. size in MARION OAKS UN 07

Each dot is a closed sale since 2016 (172 total). This home is the gold marker.

$0$249k$498k7021,9163,130This home: $299,900, 1,602 sq ftThis homeSale price

Sale price (y) by living area in sq ft (x). Stellar MLS closed sales.

Median $/sq ft by year

Community sold $/sq ft, 2022–2026. This home lists at $187/sq ft.

$159$169$1792022: $16120222023: $17120232024: $17720242025: $17720252026: $1662026

Median sale price by year

12-month median closed price, 2022–2026.

$264k$276k$287k2022: $266k20222023: $285k20232024: $278k20242025: $285k20252026: $272k2026
Property timeline

This home’s history

  • 2026BuiltPer public record
  • Jul 10, 2026First trackedObserved at $299,900
  • NowActiveCurrently for sale

Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.

Financing

Estimated monthly payment

$1,949/mo
  • Principal & interest $1,558/mo 80%
  • Taxes $262/mo 13%
  • Insurance $79/mo 4%
  • HOA $50/mo 3%

$1,949/mo at 20% down, 30-yr @ 6.76% · edit any field to update.

Editable estimate — not a loan offer. Estimates only; see data & estimate notes.

Momentum Scores

Momentum Property Score

55/100
Strongest on: Flood safety (95), Insurance cost (80)
0 limited50100 exceptional

55/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.

A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.

Price vs area18
This home $187/sq ft vs the community 12-month median $166/sq ft.
Affordability33
List price $299,900 vs the community median $272,500. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~88 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2026 build. Obtain a property-specific quote.
Market liquidity64
Community median 46 days on market (12-month record).
Renovation upside10
From a 2026 build and $187/sq ft vs the community median $166/sq ft. Not a condition assessment.
Buyer competition79
21% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power58
Recent sales closed at about 96.4% of original asking (~3.6% below). More room below asking generally favors buyers.

Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.

Momentum Research

The Momentum read

🟠 Seller-leaning conditions around this listing. 4.9 months of supply in the surrounding market and 14 days on market for this home, against a 46-day area median.Days on market:this home 14Area median:  46 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. As of August 2, 2026.

🟡 Asking $187 per square foot, about 13% above the community’s $166 median. MARION OAKS UN 07’s 12-month median sold price per square foot is $166. Median sold price per square foot is down 4.4% year over year. Confidence: High · 26 closed sales in 12 monthsMLS facts: Stellar MLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.

Recent MARION OAKS UN 07 sales closed near 96.4% of original asking. Cash paid for about 21% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of Stellar MLS records, community-level, 12 months ending August 2, 2026. Aggregates only; deemed reliable but not guaranteed.

What’s unique here: no CDD assessment.

Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ

Updated September 12, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

Listing description

About this home

Pre-Construction. To be built. In the heart of Florida’s renowned “Horse Country,” Ocala unfolds with rolling hills, lush pastures, and the natural beauty of the Ocala National Forest just beyond your doorstep.

A vibrant historic downtown brings energy through dining, entertainment, and nightlife, while golf, tennis, and scenic outdoor escapes enrich the lifestyle. Within Marion Oaks, a deed-restricted community with no HOA, this setting strikes a balance between structure and flexibility. The Memphis in Marion Oaks is crafted with a strong sense of livability, blending comfort, function, and modern design.

A covered front porch creates a warm and inviting arrival, leading into a welcoming foyer highlighted by 9-foot ceilings that carry throughout the main living areas. The open gathering space feels bright and expansive, enhanced by an additional window and six flush mount LED lights. EVP flooring flows seamlessly throughout the entire home, adding both durability and style, while the adjoining breakfast nook creates a relaxed setting for everyday dining.

At the center of the home, the kitchen stands out with granite countertops, a tile backsplash, and a large island with extra seating. Its thoughtful layout connects effortlessly to the dining and living spaces, creating a natural hub for both daily living and entertaining. Secondary bedrooms are positioned with privacy in mind, providing comfortable accommodations for guests or a growing household.

Tucked away at the rear, the primary suite serves as a peaceful retreat, complete with a walk-in closet and an ensuite bath featuring a spacious tiled shower with enclosure. Step outside to the screened-in lanai, where you can enjoy Florida’s sunshine in a comfortable, relaxed setting. Modern smart home features include a Ring Video Doorbell, Smart Thermostat, Keyless Entry Smart Door Lock, and Deako Switches.

Added touches like professional landscaping and architectural shingles enhance both curb appeal and long-term durability. Set within the natural beauty and vibrant surroundings that define Ocala, The Memphis brings together thoughtful design and everyday comfort in a location that continues to inspire.

Description provided by NEW HOME STAR FLORIDA LLC and reproduced from the MLS; not independently verified.

Property facts & sources

Every fact, sourced

Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.

Listing facts MLS

List price$299,900
Bed / bath3 / 2
Living area1,602 sq ft
Year built2026
Property typeSingle Family Residence
Garage2-car
MLS #O6398078
Listing status14 days on market

Public records & third-party data

FEMA flood zoneZone X
Ground elevation~88 ft
Windstorm exposureLow
CountyMarion
Area listings0 active · 0 under contract
Estimated first-year tax~$3,149/yr
CDD assessmentNone on record
HOA (estimate)$50/mo

Calculated estimates

Price per sq ft$187
Estimated monthly payment$1,949
Insurance (illustrative)$500–$2k/yr
Messtimate range$259,524 – $297,972
Comparable-sales median$272,500

Buyer should verify Buyer verify

Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Listing courtesy of NEW HOME STAR FLORIDA LLC · Listing agent: Bridgette Hoyt · 407-803-4083Provided via the Stellar MLS Internet Data Exchange, as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID · Listings courtesy of Stellar MLS as distributed by MLS GRID. · deemed reliable but not guaranteedIDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed by the MLS to be accurate.
The Messtimate™

The Messtimate

This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.

$259,524the mess$297,972

Actual list price: $299,900 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.

A 15% spread on the same house — and that gap is exactly what an automated guess can't see:

  • Condition & finishes — as new construction, builder upgrades and finish level aren't in a sq ft number.
  • The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
  • Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
  • Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.

And here's what the live market is doing — which the number above ignores entirely:

  • This home: 14 days on market vs. a 46-day community median
  • 16 active listings competing, 1 under contract
  • 39 closed here in the last 12 months

For reference, this home is listed at $299,900 ($187/sq ft) — a number set with analysis a Messtimate can't do.

Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.

Selling your own home? Try the Messtimate on your address →

Methodology: 1,602 sq ft × $162–$186/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 12, 2026.

Keep looking

Similar homes for sale near MARION OAKS UN 07

Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.

Transparency

Price & listing history

Listed for $299,900Momentum Realty · on market 14 days
Public records

Building permits

Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs

Estimated costs & disclosures

Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.

Property tax (first-year est.)
~$3,149/yr

A rough first-year estimate only, applying a typical Marion rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.

CDD assessment
None

No CDD assessment on record for this community.

Insurance (illustrative range)
$500–$2k/yr

An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.

HOA
$50/mo

Covers the master association & common areas. Confirm exact dues and what they include.

Environmental data

Flood zone & elevation

Sourced environmental data for the parcel. Confirm with FEMA and your insurer.

FEMA flood zone
Zone X

From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.

Ground elevation
~88 ft

Approximate parcel elevation from USGS; confirm exact elevation with a survey.

Windstorm / insurance
Obtain a quote

This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.

Connectivity

Internet & broadband

Fiber
Check availability

AT&T Fiber covers much of NE Florida; confirm availability at the address.

Cable
Likely

Xfinity/Spectrum cable broadband is widely available.

5G Home
Backup

T-Mobile / Verizon fixed-wireless as a backup option.

Seen enough photos?

Want to see TBD SW 128TH PLACE?

Tell us when works for you and a local agent will reach out to arrange a showing and answer your questions about this home.

Listed by NEW HOME STAR FLORIDA LLC · MLS # O6398078

Request a showing

or call (904) 351-6461
Market data · public records

Recent sales activity in MARION OAKS UN 07

Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the MARION OAKS UN 07 neighborhood guide for more.

Comparable sales found
6

Recent nearby closings in the data set.

Community median sale price
$272,500

Canonical 12-month median closed price. Reference only.

Community median $/sq ft
$166

Canonical 12-month median $/sq ft. Reference only.

Go deeper on MARION OAKS UN 07

See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.

Assigned schools

Assigned schools

Schools currently assigned to this address in Marion County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.

GRADEB
Marion Oaks Elementary SchoolAssigned elementary school · Marion County School District · Grade B (Florida DOE 2025-26)
Horizon Academy/Mar OaksAssigned middle school · Marion County School District
GRADEB
West Port High SchoolAssigned high school · Marion County School District · Grade B (Florida DOE 2025-26)
How it stacks up

Comparable recent sales

Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.

Community 12-month median: $166/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.

If you rent it out

Investment snapshot

Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.

Estimated rent$1,375 – $1,999/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.5%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$614 – −$52At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide

Buyer research checklist

Items worth confirming for Tbd Sw 128Th Place, chosen from what the record shows. This is general guidance, not advice about this specific property.

  • New construction: get the builder's warranty terms and the certificate of occupancy in writing, and ask which finishes shown are upgrades.
  • The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
  • FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
  • Get a homeowners insurance quote for this specific address in Marion County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
  • Listed living area is 1,602 sq ft: verify it against the property appraiser's record and measure before relying on it.
  • Order a survey to confirm lot boundaries and easements.
  • Review permit history with the county.
  • Property taxes: the estimate on this page (about $3,149/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
  • School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute

Approximate distances

Approximate drive times for general reference only.

Provenance

Data sources & freshness

Listing recordStellar MLS, refreshed twice daily (last: September 12, 2026)
Community market statsStellar MLS closed sales, as of August 2, 2026
Flood zone & elevationFEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly costEstimated from county rates; not a quote
Insurance figureModeled estimate; obtain a real quote before offering
Schools2025-26 district assignments; verify with the district

Momentum Research lines are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.

Answered before you ask

Frequently asked questions

How big is Tbd Sw 128Th Place and when was it built?

Per the listing record, Tbd Sw 128Th Place was built in 2026 and has 1,602 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.

What community is Tbd Sw 128Th Place in?

Tbd Sw 128Th Place is in Marion Oaks Un 07 in Ocala, Marion County. The community section on this page shows recent closed sales, days on market, and active inventory for Marion Oaks Un 07 from the same MLS data.

Does Tbd Sw 128Th Place have an HOA?

The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.

Why might property taxes on Tbd Sw 128Th Place differ from the current owner's?

The estimate on this page (about $3,149 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.

Is Tbd Sw 128Th Place in a flood zone?

The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.

Can I rely on the figures on this page?

No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.

Ready when you are

See TBD SW 128TH PLACE in person

Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.

Call (904) 351-6461

Momentum Realty · licensed in FL & GA

Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.

Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.

Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.

Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.

Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.

No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.

MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Stellar MLS Internet Data Exchange, as distributed by MLS GRID. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name and include the name of the listing agent. Data provided is deemed reliable but is not guaranteed by the MLS to be accurate. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Stellar MLS, as distributed by MLS GRID. Listings courtesy of Stellar MLS as distributed by MLS GRID. All rights reserved.

Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.