2-Bedroom Golf-Course Home in Sawgrass Country Club
10017 SAWGRASS Drive, Ponte Vedra Beach, FL 32082
Condominium in Sawgrass Country Club, Ponte Vedra Beach · No CDD
Sawgrass Country Club · Ponte Vedra Beach, FL 32082 · St. Johns
Listing data updated September 9, 2026 · refreshed twice daily
2Bedrooms
2Bathrooms
1,424Sq Ft
1974Year Built
$492Per Sq Ft
No CDD
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
13% above
$/sq ft vs community
$492 here vs $437 median sold (12 mo)
Buyer leverage
Seller-leaning
1 days on market
3.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
$3k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
As of September 9, 2026, 10017 SAWGRASS Drive in Sawgrass Country Club, Ponte Vedra Beach is listed at $700,000 (1,424 sq ft, about $492 per sq ft). That is 18% below Sawgrass Country Club's median closed sale of $849,000 over the last 12 months (37 recorded sales). Per square foot it is above the community's recent $437/sq ft by about 13%. It came to market within the past week. Listing facts: built in 1974, HOA dues of $198/mo. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1974 · 52 yrs
1,424 sq ft of living area
Listed at $700,000 — recent neighborhood median sale price ~$849,000 (nearby sales; deemed reliable, not an appraisal)
New to market
HOA $198/mo (per listing)
Golf course communitySchool district: St. Johns County SchoolCommunity built 1974–2000Kamiya 86 · 2 min driveStarbucks · 3 min driveInstacart · 4 min drive
Momentum Research · Sawgrass Country Club
Pricing & the Sawgrass Country Club market
How this home is priced against recent nearby sales, and where Sawgrass Country Club has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sawgrass Country Club
Each dot is a closed sale since 2001 (590 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $492/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 32 (cold).
Property timeline
This home’s history
1974BuiltPer public record
Sep 9, 2026First trackedObserved at $700,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$4,697/mo
Principal & interest $3,617/mo77%
Taxes $502/mo11%
Insurance $380/mo8%
HOA $198/mo4%
$4,697/mo at 20% down, 30-yr @ 6.71% · edit any field to update.
Estimated from today’s asking price and current St. Johns County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $3,100/yr ($258/mo)
+$5,650 more each year
(+182%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
🛡️
Current ownerProtected by Save Our Homes
🔄
Home sellsResets the January after
🧾
Buyer paysBased on purchase price
$224,103
Save Our Homes benefit
The current owner’s protected taxable value sits this much below market — which is why today’s bill is lower than a new buyer’s.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
62/100
Strongest on: Pricing power (81), Affordability (79)
0 limited50100 exceptional
62/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area19
This home $492/sq ft vs the community 12-month median $437/sq ft.
Affordability79
List price $700,000 vs the community median $849,000. Not a measure of personal affordability.
Market liquidity68
Community median 26 days on market, ~3.6 months of supply (12-month record).
Renovation upside60
From a 1974 build and $492/sq ft vs the community median $437/sq ft. Not a condition assessment.
Pricing power81
Recent sales closed at about 91.8% of original asking (~8.2% below). More room below asking generally favors buyers.
Market timing68
Momentum Market Heat is 32/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 3.6 months of supply in the surrounding market and 1 days on market for this home, against a 26-day area median.Days on market:this home 1Area median: 26 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of September 7, 2026.
🟡 Asking $492 per square foot, about 13% above the community’s $437 median. Sawgrass Country Club’s 12-month median sold price per square foot is $437. Median sold price per square foot is down 36.0% year over year. Confidence: Very High · 37 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
Recent Sawgrass Country Club sales closed near 91.8% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending September 7, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 11 active listings in Sawgrass Country Club, no CDD assessment.
Updated September 9, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Fully Furnished! Move right in and enjoy year-round resort-style living in this beautifully renovated, two-story condo in Rough Creek Villas. The two-bedroom, two-bath layout includes a spacious downstairs bedroom with double closets and an upstairs primary suite with a large walk-in closet plus a balcony overlooking the two-story screened lanai.
Recent upgrades include all the BIG items! A new roof, newer HVAC with a maintenance contract, a full re-pipe, and a newer 50-gallon water heater. Located across from Sawgrass Country Club and just a short bike ride to the beach, the home also includes four bikes, beach gear, and a Green Egg for easy post-beach cookouts.
Whether you're seeking a primary residence, second home, or short- or long-term rental investment, this property is an excellent choice. Don't miss the chance to enjoy the sought-after Sawgrass Country Club lifestyle in the heart of Ponte Vedra Beach, close to excellent shopping, fine dining, St. Augustine, and Mayo Clinic.
NOTE - The TV Console in the Living Room and the Printer do not convey. Water cooler is leased and will be picked up unless new buyer wishes to continue lease. SEE LIST OF UPGRADES IN DOCUMENTS.
Ask about Preferred Membership Initiation Fee pricing and waitlists for Ponte Vedra Inn & Club, The Lodge & Club, Epping Forest Yacht and Country Club and The River Club available exclusively through Ponte Vedra Club Realty!
Description provided by PONTE VEDRA CLUB REALTY, INC. and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$700,000
Bed / bath2 / 2
Living area1,424 sq ft
Year built1974
Property typeCondominium
MLS #2163892
Listing statusNew — 1 day on market
Public records & third-party data
FEMA flood zoneNot verified — check msc.fema.gov
Windstorm exposureModerate
CountySt. Johns
Area listings11 active · 4 under contract
Estimated first-year tax~$6,020/yr
CDD assessmentNone on record
HOA (per listing)$198/mo
Calculated estimates
Price per sq ft$492
Estimated monthly payment$4,697
Insurance (illustrative)$3k–$6k/yr
Messtimate range$526,880 – $616,592
Comparable-sales median$849,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$526,880the mess$616,592
Actual list price: $700,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 17% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1974 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — the band above comes from 6 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $198/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 1 days on market vs. a 26-day community median
12 active listings competing, 4 under contract
≈3.6 months of supply
37 closed here in the last 12 months
For reference, this home is listed at $700,000 ($492/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,424 sq ft × $370–$433/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated September 9, 2026.
Keep looking
Similar homes for sale near Sawgrass Country Club
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $700,000Momentum Realty · on market 1 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$6,020/yr
A rough first-year estimate only, applying a typical St. Johns rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$3k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone not verified for this address — check msc.fema.gov and confirm coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$198/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Not verified
Not yet verified for this address. Look up the parcel at msc.fema.gov before relying on any flood assumption.
Ground elevation
Not on record
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
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Listed by PONTE VEDRA CLUB REALTY, INC. · MLS # 2163892
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Market data · public records
Recent sales activity in Sawgrass Country Club
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Sawgrass Country Club neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$849,000
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$437
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Sawgrass Country Club
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Jul 2026 · Infrastructure
CR 210 widening westbound lanes set to reopen in St. Johns County
News4Jax reported that all westbound lanes of the County Road 210 widening project in St. Johns County were expected to reopen by the end of Friday, July 31, 2026, ahead of the August 10 school year start. The county said it is managing 44 active road projects totaling $183.1 million this year.
Why it matters: Expands roadway capacity on a major county corridor, improving traffic flow and supporting continued growth along the CR 210 area. The project is about 7 miles southwest of Sawgrass Country Club Ponte Vedra, elsewhere in St. Johns County.
Six agricultural enclave projects seek to develop 6,500-plus acres in St. Johns County
Jacksonville Today reported that St. Johns County received six proposals totaling more than 6,558 acres for development under a new Florida agricultural enclave law that took effect July 1, 2026. The largest proposal, about 4,462 acres north of Nocatee, comes from the Davis family and the PARC Group. The County Commission scheduled a public hearing on the proposals for August 19, 2026.
Why it matters: Signals a large potential expansion of developable land and future housing and commercial capacity, using a new state process that can convert farmland to residential and commercial use with reduced local review. The site is about 7 miles south of Sawgrass Country Club Ponte Vedra.
Publix opens and more retailers coming to Marketplace at Nocatee
An official Nocatee business update reported that a Publix supermarket with a pharmacy drive-thru and adjacent Publix Liquors has opened at Marketplace at Nocatee. Additional announced tenants include SoFresh in late summer 2026, a Gate gas station, BODYBAR Pilates, a nail spa and a wine and spirits shop. The Hub at Nocatee entertainment concept is slated for 2028.
Why it matters: Expands grocery, dining and everyday retail capacity at a growing town center, adding anchor and service tenants that build out the commercial base of the area. The project is about 6 miles south of Sawgrass Country Club Ponte Vedra, elsewhere in St. Johns County.
Grocery-anchored retail center proposed in Durbin Park
A grocery-anchored retail center was proposed at Durbin Park, the large mixed-use development near Interstate 95 and County Road 210 in northern St. Johns County, adding to the district's existing stores, restaurants, and Walmart-anchored core.
Why it matters: Added grocery and retail at Durbin Park deepens everyday conveniences in northern St. Johns County, an amenity factor that can support demand for surrounding communities. The project is about 11 miles southwest of Sawgrass Country Club Ponte Vedra, elsewhere in St. Johns County.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Instacart 4 min
Dining
Kamiya 86 2 min
Shopping
Tournament Plaza 4 min
Parks
Cornerstone Park 5 min
Assigned schools
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Ponte Vedra RawlingsAssigned elementary school · St. Johns County School District
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold Jul 2026
$590,000
9777 SAWGRASS Drive, Ponte Vedra Beach
2 / 2 bd/ba · 1,424 sq ft · $414/sq ft
Courtesy of WATSON REALTY CORP · View details →
Sold Jun 2026
$530,000
10025 SAWGRASS Drive, Ponte Vedra Beach
2 / 2 bd/ba · 1,424 sq ft · $372/sq ft
Courtesy of PONTE VEDRA CLUB REALTY, INC. · View details →
Sold Jun 2026
$508,000
311 QUAIL POINTE Drive, Ponte Vedra Beach
2 / 2 bd/ba · 1,434 sq ft · $354/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · View details →
Courtesy of RE/MAX SPECIALISTS PV · View details →
Sold May 2026
$775,000
128 WILLOW POND Lane, Ponte Vedra Beach
3 / 2.5 bd/ba · 1,772 sq ft · $437/sq ft
Courtesy of PONTE VEDRA CLUB REALTY, INC. · View details →
Community 12-month median: $437/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$3,208 – $4,667/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.2%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$1,583 – −$270At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
Items worth confirming for 10017 SAWGRASS Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1974 (52 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
Condominium: request the association's budget, reserves, the most recent milestone or structural inspection report, and two years of meeting minutes before relying on the dues.
Look up the parcel on FEMA's Flood Map Service Center and confirm with your insurer whether flood insurance is required.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,424 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $6,020/yr) assumes reassessment at the list price; the seller's homestead cap does not transfer, so their current bill is not a guide.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
City
Ponte Vedra Beach
Groceries, dining, and parks for this city — see the city guide.
realMLS, refreshed twice daily (last: September 9, 2026)
Community market stats
realMLS closed sales, as of September 7, 2026
Flood zone & elevation
Not verified for this address — look it up at msc.fema.gov
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 10017 SAWGRASS Drive and when was it built?
Per the listing record, 10017 SAWGRASS Drive was built in 1974 and has 1,424 sq ft of living area, 2 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 10017 SAWGRASS Drive in?
10017 SAWGRASS Drive is in Sawgrass Country Club in Ponte Vedra Beach, St. Johns County. The community section on this page shows recent closed sales, days on market, and active inventory for Sawgrass Country Club from the same MLS data.
Does 10017 SAWGRASS Drive have an HOA, and how much are the dues?
The listing reports HOA dues of $198 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 10017 SAWGRASS Drive differ from the current owner's?
The estimate on this page (about $6,020 per year) assumes reassessment at the list price. Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment resets after a sale, so a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 10017 SAWGRASS Drive in a flood zone?
A flood designation has not been verified for this address. Look up the parcel on FEMA's Flood Map Service Center (msc.fema.gov) and confirm with your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 10017 SAWGRASS Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
