105 BENT OAK Drive, Ponte Vedra Beach, FL 32082
Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
- No CDD assessment on record
- Built 2022 · 4 yrs
- 4,509 sq ft of living area
- 3-car garage
- Listed at $3,995,000 — recent neighborhood median sale price ~$577,500 (nearby sales; deemed reliable, not an appraisal)
- 201 days on market
- HOA ~$50/mo (estimate; confirm)
Pricing & the River Oaks market
How this home is priced against recent nearby sales, and where River Oaks has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in River Oaks
Each dot is a closed sale since 2001 (254 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2012–2026. This home lists at $886/sq ft.
Median sale price by year
12-month median closed price, 2012–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2013–2026. Now 60 (hot).
This home’s history
- 2022BuiltPer public record
- NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Estimated monthly payment
- Principal & interest $20,243/mo 83%
- Taxes $2,863/mo 12%
- Insurance $1,161/mo 5%
- HOA $50/mo 0%
$24,317/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Momentum Property Score
47/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
The Momentum read
🟢 Buyer-leaning conditions around this listing. 12.0 months of supply in the surrounding market and 201 days on market for this home, against a 6-day area median.Days on market:this home 201Area median: 6 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of July 15, 2026.
🟡 Asking $886 per square foot, about 266% above the community’s $242 median. River Oaks’s 12-month median sold price per square foot is $242. Median sold price per square foot is up 15.9% year over year. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
88% of homes in River Oaks are owner-occupied. An estimated 12% are non-owner-occupied, including 8% held in a company or trust and 1% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 328 homes matched. Community-level context.
Recent River Oaks sales closed near 96.2% of original asking. Cash paid for about 17% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending July 15, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 1 active listings in River Oaks, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Updated July 23, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
About this home
Architectural Modern Masterpiece in the Heart of Ponte Vedra Beach. Showings begin on 7/21. 4 Bedrooms , 4.5 Bathrooms , TWO main floor kitchens, Cinema Room, Outdoor Living Oasis Built 2022.
Extensively Renovated 2024 Step into a rare modern treasure inspired by the timeless architecture of Frank Lloyd Wright, blending sleek design with warm, livable spaces. This custom-built 4 bedroom, 4.5 bath home was completed in 2022 and then thoughtfully reimagined through a meticulous nine-month renovation in 2024 to elevate every finish, fixture, and detail. Architectural Elegance & Open Concept Living The home's striking open floor plan is anchored by a dramatic living room with a two-story open-air cutout and skylights, flooding the space with natural light and creating a visual connection to the entire second floor.
Modern neutral tones are layered with rich textures to create a space that feels both sophisticated and inviting. Showpiece Kitchen with Artisan Details No expense was spared in transforming the kitchen into a true centerpiece. All upper cabinets were removed and replaced with expansive windows, creating a seamless connection between indoors and out.
A stunning real stone backsplash adds natural warmth and depth, while clean modern lines give the kitchen an architectural elegance. This is more than a chef's dream it's a design lover's delight. Thermadore appliances.
Outdoor Living Oasis The primary suite opens directly to the backyard, where you'll find an extraordinary Wolf-brand Trex-style patio, crafted by a local master carpenter with exceptional attention to detail. This expansive space features a full outdoor living room with a TV, comfortable lounge furniture, and is surrounded by nature. The synthetic grass yard is fully enclosed with an 8-foot fence, offering privacy and low-maintenance luxury.
With ample space for a lap pool, this backyard is ready to become a true coastal retreat. Flexible Living Spaces for Modern Life Upstairs, a generous bonus room/cinema room offers endless possibilities: a private movie theatre (complete with an exceptional sound system), a home office suite, gym, playroom, or art studio. Thoughtful additions like a second upstairs laundry room ensure guests or family enjoy convenience and comfort.
Light, Warmth & Elevated Finishes Throughout the home, additional custom windows were added to maximize natural light, particularly at the top of the staircase where they frame the architecture beautifully. Every renovation choice was made to soften the modern design and add warmth resulting in a home that feels fresh, architectural, and welcoming all at once. Location, Luxury, Lifestyle Located in prestigious Ponte Vedra Beach, this home offers the best of coastal Florida living: close to the beach, top-rated schools, dining, golf, and vibrant local culture all wrapped in a refined modern aesthetic that stands out from the rest.
Highlights At a Glance Frank Lloyd Wright-inspired architecture Open concept with dramatic skylit living room Custom kitchen with stone backsplash & added windows 4 Bedrooms " 4.5 Bathrooms Two laundry rooms (including one upstairs) Bonus room with cinema-quality sound Expansive outdoor living with Wolf-brand Trex patio Synthetic grass yard enclosed by 8-foot fence Space for lap pool & future outdoor enhancements Extensive 2024 renovations elevating finishes throughout FUN FACT: This home was recently selected by NFL Films to use as the backdrop for an upcoming documentary Photos 46 & 47: IncludesAI image of a pool rendering (deck and yard are the actual property) - Entire Back yard has synthetic grass. Entire house is fenced in
Description provided by EPIQUE REALTY, INC and reproduced from the MLS; not independently verified.
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
Public records & third-party data
Calculated estimates
Buyer should verify Buyer verify
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
Actual list price: $3,995,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 27% spread on the same house — and that gap is exactly what an automated guess can't see:
- Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
- The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
- Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
- Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
- This home: 201 days on market vs. a 6-day community median
- 1 active listing competing
- ≈12.0 months of supply
- 1 closed here in the last 12 months
For reference, this home is listed at $3,995,000 ($886/sq ft) — a number set with analysis a Messtimate can't do.
Selling your own home? Try the Messtimate on your address →
Methodology: 4,509 sq ft × $213–$271/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated July 23, 2026.
Similar homes for sale near River Oaks
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Price & listing history
Building permits
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS. Run --online for a live reading.
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Internet & broadband
AT&T Fiber covers much of NE Florida. Run --online or confirm at the address.
Xfinity/Spectrum cable broadband is widely available.
T-Mobile / Verizon fixed-wireless as a backup option.
Recent sales activity in River Oaks
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the River Oaks neighborhood guide for more.
Recent nearby closings in the data set.
Canonical 12-month median closed price. Reference only.
Canonical 12-month median $/sq ft. Reference only.
Go deeper on River Oaks
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
- Cowgills Hot Sauce 1 min
Dining
- Sushi House & Grill 3 min
Shopping
- Tournament Plaza 7 min
Parks
- Cornerstone Park 4 min
Assigned schools
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Community 12-month median: $242/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
- Confirm roof age and condition during inspection.
- Confirm HVAC age and condition during inspection.
- Request current HOA documents before relying on dues or restrictions.
- Obtain an insurance quote for this specific property.
- Confirm school zoning directly with the district.
- Order a survey to confirm lot boundaries.
- Review permit history with the county.
- Confirm whether flood insurance is required for this parcel.
- Confirm square footage and room dimensions independently.
- Ask the county how property taxes may change after a sale.
Approximate distances
Approximate drive times for general reference only.
Groceries, dining, and parks for this city — see the city guide.
Schools, taxes, and services are county-administered — see the county guide.
View →Amenities and HOA/CDD detail on the neighborhood guide.
View →Data sources & freshness
| Listing record | realMLS, refreshed twice daily (last: July 23, 2026) |
| Community market stats | realMLS closed sales, as of July 15, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Estimated from county rates; not a quote |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
See 105 BENT OAK Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.