listed Feb 17, 2026Single Family Residence▼ Price cut: $10,000 (8/4)
$209,900
4-Bedroom Home in San Mateo
11325 Soforenko Drive, Jacksonville, FL 32218
Single Family Residence in San Mateo, Jacksonville · No CDD on record
San Mateo · Jacksonville, FL 32218 · Duval County
Listing data checked against the MLS November 2, 2026 at 6:30 PM ET · rechecked hourly
Listed by ENTERA REALTY LLC (MLS) · Page maintained by Momentum Realty (EAB RE Investments LLC) · Brittany Brooks, broker of record
4Bedrooms
1.5Bathrooms
1,172Sq Ft
1959Year Built
$179Per Sq Ft
No CDD on recordFEMA Zone X4 bedrooms
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
19% above
$/sq ft vs community
$179 here vs $151 median sold (12 mo)
Buyer leverage
Strong buyer advantage
258 days on market
9.0 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~19 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
11325 SOFORENKO Drive in San Mateo, Jacksonville is listed at $209,900 (1,172 sq ft, about $179 per sq ft). That sits within a few percent of San Mateo's median closed sale of $239,000 over the last 12 months (9 recorded sales). Per square foot it is above the community's recent $151/sq ft by about 19%. It has been listed Feb 17, 2026, longer than the community's typical 48 days to contract. Listing facts: built in 1959, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1959 · 67 yrs
1,172 sq ft of living area
Listed at $209,900 — recent neighborhood median sale price ~$239,000 (nearby sales; deemed reliable, not an appraisal)
listed Feb 17, 2026
No HOA reported by the listing (confirm)
School district: CDD County Duval County Florida Schools Duval County Public SchoolsCommunity built 1959–2025Family Asian Market · 3 min driveSan Mateo Neighborhood Park · 3 min driveAshchi Heart and Vascular · 3 min drive
Listing description
About this home
One or more photo(s) was virtually staged. Welcome home to wonderful neighborhood living in the highly desirable San Mateo community! This charming single-story residence features a highly functional layout.
Inside, the bright space is adorned with modern LVP flooring for a sleek and clean look. The kitchen boasts premium granite countertops and sleek stainless steel appliances, perfect for meal preparation. Step outside to the backyard, perfect for hosting and entertainment.
Conveniently located near local parks, daily shopping, Jacksonville International Airport, and easy commuter routes like I-95, this home provides effortless access to everything you need. Schedule your tour today!
All 20 photos
Description provided by ENTERA REALTY LLC and reproduced from the MLS; not independently verified.
6 closed sales in San Mateo in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Sold Aug 2026
$239,000
11214 EMUNESS Road, Jacksonville
3 / 1.5 bd/ba · 1,170 sq ft · $204/sq ft
Courtesy of UNITED REAL ESTATE GALLERY · View details →
Sold Jun 2026
$212,000
11533 SOFORENKO Drive, Jacksonville
3 / 1.5 bd/ba · 1,144 sq ft · $185/sq ft
· View details →
Sold Jun 2026
$240,000
11506 RENNE Drive, Jacksonville
3 / 2 bd/ba · 1,108 sq ft · $217/sq ft
Courtesy of COLDWELL BANKER ANABASIS REALTY · View details →
Sold Oct 2026
$190,000
11276 ANDREA Drive, Jacksonville
3 / 1.5 bd/ba · 1,238 sq ft · $153/sq ft
Courtesy of 1 REALTY CORP · View details →
Sold Jun 2026
$234,900
11515 SOFORENKO Drive, Jacksonville
3 / 2 bd/ba · 1,100 sq ft · $214/sq ft
· View details →
Sold Jul 2026
$165,000
203 RENNE Drive, Jacksonville
3 / 1.5 bd/ba · 1,092 sq ft · $151/sq ft
Courtesy of ALFA REALTORS CORP · View details →
Median of these 6 sales: $239,000 ($151/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$209,900
Bed / bath4 / 1.5
Living area1,172 sq ft
Year built1959
Property typeSingle Family Residence
MLS #2130437
Listing statuslisted Feb 17, 2026
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~19 ft
CountyDuval
Area listings9 active · 3 under contract
Estimated first-year tax~$2,850/yr
CDD assessmentNone on record
HOANone reported
Calculated estimates
Price per sq ft$179
Estimated monthly payment$1,496
Insurance (illustrative)$1k–$2k/yr
Messtimate range$179,316 – $250,808
Comparable-sales median$239,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$1,496/mo
Principal & interest $1,144/mo77%
Taxes $238/mo16%
Insurance $114/mo8%
$1,496/mo at 20% down, 30-yr @ 7.24% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × Duval County rate (17.86 mills, adopted 2025 millage). Not a bill.
Current owner’s estimated bill $3,075/yr ($256/mo) — taxable value $172,712 × 17.86 mills
$225 less each year
(−7%)
The current taxable value ($172,712) is above the asking price. After a sale the assessment is typically set from market value, which here would be lower than the current taxable value, so the estimate is lower. Confirm with the county property appraiser — the appraiser, not the sale price, sets the assessment.
$172,712
Market value
$172,712
Assessed
$172,712
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
What it really costs to own 11325 Soforenko Drive
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
Property tax
The current owner's bill is about $3,075/yr (certified county roll, taxable value × millage). Buy at the asking price of $209,900 and the first-year bill resets to about $2,850/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr.
HOA dues
The listing states there is no HOA.
Home and flood insurance
The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $1,000–$2,000/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote).
Roof and age
Built in 1959. An original roof would be about 67 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report and ask for the roof permit date.
Estimated carrying cost at the asking price, before the mortgage: about $347/month (tax $238, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
None reported
The listing reports no HOA. Confirm with the county record that no mandatory association applies.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~19 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
County hazard risk ratings (FEMA National Risk Index, county level)
Hazard risk
Natural hazard risk
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively High
Heat waveRelatively High
WildfireRelatively Moderate
TornadoRelatively High
LightningVery High
Strong windRelatively Moderate
DroughtVery Low
HailRelatively High
Cold waveRelatively High
Winter weatherVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Internet & broadband — how to check availability for this address
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · San Mateo
Pricing & the San Mateo market
How this home is priced against recent nearby sales, and where San Mateo has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Property timeline
This home’s history
1959BuiltPer public record
About Feb 2026Listed (per MLS)Approximate list date from the MLS cumulative days-on-market count (listed about Feb 17, 2026)
Jul 2, 2026First seen on movewithmomentum.comObserved at $219,900
Aug 4, 2026Price cut$209,900 (-$10,000, -4.5%)
NowActiveCurrently for sale
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $209,900ENTERA REALTY LLC · listed Feb 17, 2026
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Momentum Scores
Momentum Property Score
53/100
Strongest on: Flood safety (95), Affordability (70)
0 limited50100 exceptional
53/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area4
This home $179/sq ft vs the community 12-month median $151/sq ft.
Affordability70
List price $209,900 vs the community median $239,000. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~19 ft elevation. Verify the parcel with FEMA.
Insurance cost50
From FEMA Zone X and a 1959 build. Obtain a property-specific quote.
Market liquidity36
Community median 48 days on market, ~9.0 months of supply (12-month record).
Pricing power64
Recent sales closed at about 95.2% of original asking (~4.8% below). More room below asking generally favors buyers.
Coverage: 6 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 9.0 months of supply in the surrounding market and 258 days on market for this home, against a 48-day area median.Days on market:this home 258Area median: 48 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of November 1, 2026.
🟡 Asking $179 per square foot, about 19% above the community’s $151 median. San Mateo’s 12-month median sold price per square foot is $151. Confidence: Medium · 9 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
71% of homes in San Mateo are owner-occupied. An estimated 29% are non-owner-occupied, including 11% held in a company or trust and 6% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 524 homes matched. Community-level context.
Recent San Mateo sales closed near 95.2% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending November 1, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 9 active listings in San Mateo, no CDD assessment.
Checked against the MLS November 2, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by ENTERA REALTY LLC · MLS # 2130437
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Keep looking
Similar homes for sale near San Mateo
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Oct 2026 · Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
Why it matters: Lower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 8 miles south of San Mateo.
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
Why it matters: A regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 8 miles south of San Mateo.
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
Why it matters: The timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The project is about 8 miles south of San Mateo, elsewhere in Duval County.
JEA advances about $690 million in infrastructure projects including Fulton Cut transmission line raise near JAXPORT
JEA is moving forward with three water reclamation projects (Blacks Ford in northwest St. Johns County, over $220 million; near Jacksonville International Airport, about $193 million; East Arlington, just under $165 million) and the $117 million Fulton Cut transmission line clearance over the St. Johns River near Blount Island. Fulton Cut, shared with JAXPORT and the city, is expected to finish in summer 2027 and all four projects by 2030.
Why it matters: Raised power lines support larger ship access to port terminals, and new reclamation capacity supports growth in surrounding areas. The site is about 8 miles southeast of San Mateo.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEB
San Mateo Elementary (Duval, magnet)Public PreK-5 · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEC
Highlands Middle School (Duval)Public 6-8 · Duval County School District · Grade C (Florida DOE 2025-26)
GRADEC
First Coast High School (Duval)Public 9-12 · Duval County School District · Grade C (Florida DOE 2025-26)
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Family Asian Market 3 min
Dining
Xtreme Wings Sports Bar and Grille 4 min
Shopping
North Point Center 6 min
Parks
San Mateo Neighborhood Park 3 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 11325 SOFORENKO Drive, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1959 (67 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
The listing reports no HOA: confirm with the county record that no deed restrictions or mandatory association apply to this parcel.
FEMA flood zone X: flood insurance is not usually required, but get a quote anyway — FEMA reports roughly one in four flood claims come from outside high-risk zones.
Get a homeowners insurance quote for this specific address in Duval County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Listed living area is 1,172 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $2,850/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $225 less per year than the current owner’s estimated bill (−7%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
Confirm school zoning directly with the district.
Provenance
Data sources & freshness
Listing record
realMLS, checked against the MLS hourly (last: November 2, 2026)
Comparable sales
realMLS closed sales in San Mateo, last 18 months, as of November 1, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 11325 SOFORENKO Drive and when was it built?
Per the listing record, 11325 SOFORENKO Drive was built in 1959 and has 1,172 sq ft of living area, 4 bedrooms and 1.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 11325 SOFORENKO Drive in?
11325 SOFORENKO Drive is in San Mateo in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 11325 SOFORENKO Drive have an HOA?
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
Why might property taxes on 11325 SOFORENKO Drive differ from the current owner's?
The estimate on this page (about $2,850 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $225 less per year than the current owner’s estimated bill (−7%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 11325 SOFORENKO Drive in a flood zone?
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
