Sources: realMLS (listings + 12-mo closed sales), FEMA, modeled insurance. Interpretation: Momentum Research. Data notes
1140 Acosta in New Riverside, Jacksonville is listed at $979,000 (2,819 sq ft, about $347 per sq ft). That is 193% above New Riverside's median closed sale of $334,000 over the last 12 months (100 recorded sales). Per square foot it is above the community's recent $232/sq ft by about 50%. It has been listed Oct 6, 2026, well inside the community's typical 47 days. Listing facts: new construction, no HOA. The parcel maps to FEMA flood zone X, outside the special flood hazard area. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
New construction in the heart of Riverside. Palm and Pine Custom Homes brings a timeless Craftsman to Acosta St with a full-width covered front porch, whitewashed brick piers, tapered columns and a charcoal hip roof. Inside, 10-ft ceilings and wide-plank engineered oak flow through a wainscoted dining room with transomed cased openings and a living room with coffered ceiling.
The kitchen pairs ivory inset cabinetry with a natural oak island, 33" fireclay apron sink, alcove range with built-out hood, polished brass hardware, coffee bar and walk-in pantry. The main-floor owner's suite offers a spa bath with white oak double vanities, unlacquered brass Phylrich fixtures, walk-in shower and custom closet. Upstairs: three bedrooms with walk-in closets, a Jack and Jill bath, an en suite, bonus room and laundry with sink.
Sunny Sudbury Yellow drop room with herringbone tile and grasscloth. 32-ft covered back porch with fans and a detached 2-car garage off the alley. Est.
completion Q1 2027. Home is under construction. Q4 or Q1 delivery.
Description provided by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
$7,020/mo at 20% down, 30-yr @ 7.32% · edit any field to update.
Editable estimate — not a loan offer. Estimates only; see data & estimate notes.
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment does not transfer to a new buyer.
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Estimate my property taxes →Adjust for your exemptions, portability, and down payment
Sources: Florida DOR certified tax roll (2025), realMLS; millage: Duval County Property Appraiser 2025 final millage chart; Duval County School Board FY2025-26 adopted millage. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
The parts of the monthly number a mortgage calculator leaves out, from this listing's MLS record, the county tax roll, Citizens and FEMA. Property facts only.
| Property tax | The current owner's bill is about $4,050/yr (certified county roll, taxable value × millage). Buy at the asking price of $979,000 and the first-year bill resets to about $16,600/yr (the parcel is matched to the certified roll; asking price less the $50,000 homestead exemption × 17.86 mills); Save Our Homes caps later increases at 3%/yr. |
|---|---|
| HOA dues | The listing states there is no HOA. |
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes differ by roof age, wind mitigation and distance to the coast. The page's modeled range for this home is $2,000–$4,500/yr; neither is a quote. Flood: this address maps to FEMA zone X, outside the high-risk zone; flood insurance is optional but most lenders and insurers recommend it. Statewide, a zone X flood policy runs about $500–$700/yr (FEMA Risk Rating 2.0 averages, not a quote). |
| Roof and age | Built in 2026. A newer roof and current wind-mitigation features usually mean the lower end of insurance quotes; ask for the wind-mitigation form. |
Estimated carrying cost at the asking price, before the mortgage: about $1,493/month (tax $1,383, insurance $110). An estimate from the sources above, not a quote; the monthly-cost calculator on this page adds the loan.
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Duval County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
FEMA National Risk Index for Duval County, FL: overall Relatively High. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
5G home internet and satellite service depend on the exact location; check coverage for this address.
How this home is priced against recent nearby sales, and where Riverside has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
List $/sq ft against recent nearby closed sales; the community median is marked.
Each dot is a closed sale since 2001 (2905 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Community sold $/sq ft, 2012–2026. This home lists at $347/sq ft.
12-month median closed price, 2012–2026.
Momentum Market Heat, 2013–2026. Now 15 (cold).
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
6 closed sales within about 3 miles in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 6 sales: $334,000 ($232/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
52/100 is below average across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
🟢 Buyer-leaning conditions around this listing. 40.0 months of supply in the surrounding market and 19 days on market for this home, against a 47-day area median.Days on market:this home 19Area median: 47 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 23, 2026.
🟡 Asking $347 per square foot, about 50% above the community’s $232 median. Riverside’s 12-month median sold price per square foot is $232. Median sold price per square foot is down 8.5% year over year. Confidence: Very High · 100 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
51% of homes in Riverside are owner-occupied. An estimated 49% are non-owner-occupied, including 19% held in a company or trust and 7% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 2115 homes matched. Community-level context.
Recent Riverside sales closed near 94.4% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 23, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 40 active listings in Riverside, no CDD assessment.
Jump to: About this home · Every number, sourced · Monthly cost · Flood & risk · History · FAQ
Checked against the MLS October 26, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDE · MLS # 2167940
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Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Just listed: new homes for sale in Northeast Florida in the last 48 hours · updated hourly · RSS · Northeast Florida market today: new listings, price cuts, pendings
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Fat Tuesday plans to open two side by side spaces on Oct. 9: a roughly 2,300 square foot kitchen and bar at 1043 Park St. and a roughly 2,700 square foot social lounge next door at 1045 Park St.
Why it matters: Another dining and nightlife addition may add foot traffic to the Five Points commercial district near Riverside homes.
The city issued a permit for an 834 square foot tenant build-out for Zees Subs at 913 King St., with an estimated cost of 45,000 dollars. The permit appeared among the city's larger commercial permits issued Sept. 17.
Why it matters: Small restaurant openings along King Street add to the walkable dining mix that many Riverside buyers cite when comparing the area with car dependent suburbs.
Jacksonville City Council approved Ordinance 2026-0560 on a 17-0 vote, granting a zoning exception that lets the New Orleans based Fat Tuesday chain sell alcohol on premises, serve customers outside and run a separate nightclub in Five Points. The approval was contingent on a Planning Commission waiver for alcohol sales within 1,500 feet of a church, which the commission granted September 3. Fat Tuesday was previously a tenant at the demolished Jacksonville Landing.
Why it matters: A returning national bar brand adds to the Five Points nightlife cluster, which may matter to buyers weighing walkability against evening activity on the surrounding Riverside blocks.
Clarke Bros. said it would close June 20 and Prospect Five Points announced a June 9 closure, following Mossfire's exit in 2025. A Five Points Merchant Association representative described the turnover as churn rather than decline of the area and pointed to the district's new Business Improvement District, funded by an assessment on local business properties, as a tool for stabilizing the corridor.
Why it matters: Storefront turnover in the Five Points commercial node is a normal part of district cycles, and the new improvement district funding could help support tenant continuity over time.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 1140 Acosta, chosen from what the record shows. This is general guidance, not advice about this specific property.
| Listing record | realMLS, checked against the MLS hourly (last: October 26, 2026) |
| Comparable sales | realMLS closed sales within about 3 miles, last 18 months, as of October 23, 2026 |
| Flood zone & elevation | FEMA flood maps + USGS elevation (Zone X shown above) |
| Taxes & monthly cost | Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill |
| Insurance figure | Modeled estimate; obtain a real quote before offering |
| Schools | 2025-26 district assignments; verify with the district |
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Per the listing record, 1140 Acosta was built in 2026 and has 2,819 sq ft of living area, 4 bedrooms and 3.5 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
1140 Acosta is in New Riverside in Jacksonville, Duval County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
The listing reports no HOA. Confirm with the county record that no deed restrictions or mandatory association apply to the parcel.
The estimate on this page (about $16,600 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $12,550 more per year than the current owner’s estimated bill (+310%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
The FEMA flood map places this parcel in Zone X, outside the special flood hazard area, so flood insurance is not usually required by a lender. It is still available and worth quoting; confirm the parcel's status with FEMA and your insurer.
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
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Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email jon@movewithmomentum.com and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
MLS / IDX. The data relating to real estate for sale on this web site comes in part from the Internet Data Exchange (IDX) program of the Northeast Florida Multiple Listing Service, Inc. Real estate listings held by brokerage firms other than Momentum Realty are marked with the listing broker's name, and detailed information about such listings includes the name of the listing broker. Data provided is deemed reliable but is not guaranteed. The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
Listing data is deemed reliable but is not guaranteed and is subject to change or withdrawal without notice. Square footage and lot size are approximate. Real estate brokerage services provided by Momentum Realty, licensed in Florida and Georgia. © 2026 Move With Momentum LLC.
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Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
