Single Family Residence in Wells Creek, Jacksonville · No CDD · Built 2022
Wells Creek · Jacksonville, FL 32256 · Duval
Listing data updated August 7, 2026 · refreshed twice daily
3Bedrooms
2Bathrooms
1,638Sq Ft
2022Year Built
$244Per Sq Ft
2-car garageNo CDDFEMA Zone X
Momentum Research: independent market analysis, flood data, insurance estimates, buyer leverage, and objective property scoring, alongside the MLS listing. Not just the listing sheet.
9% above
$/sq ft vs community
$244 here vs $224 median sold (12 mo)
Buyer leverage
Strong buyer advantage
52 days on market
6.6 months
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone X
Flood risk
Minimal hazard per FEMA; ~22 ft elevation
$1k–$2k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Listed at $399,000 — recent neighborhood median sale price ~$388,900 (nearby sales; deemed reliable, not an appraisal)
52 days on market
HOA ~$50/mo (estimate; confirm)
School district: Schools Wells Creek is served by the Duval County Public SchoolsCommunity built 2019–2026UF Health Durbin Park · 2 min driveWalmart Supercenter Pickup Drive Thru · 3 min driveThe Pavilion at Durbin Park · 3 min drive
Momentum Research · Wells Creek
Pricing & the Wells Creek market
How this home is priced against recent nearby sales, and where Wells Creek has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Wells Creek
Each dot is a closed sale since 2019 (737 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2019–2026. This home lists at $244/sq ft.
Median sale price by year
12-month median closed price, 2019–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2019–2026. Now 34 (cold).
Property timeline
This home’s history
2022BuiltPer public record
Jul 2, 2026First trackedObserved at $399,000
NowActiveCurrently for sale
Build year is from public record. Listing milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Financing
Estimated monthly payment
$2,567/mo
Principal & interest $2,022/mo79%
Taxes $379/mo15%
Insurance $116/mo5%
HOA $50/mo2%
$2,567/mo at 20% down, 30-yr @ 6.52% · edit any field to update.
Estimated from today’s asking price and current Duval County tax rates.
⚠️
Many first-time Florida buyers are surprised when property taxes jump after closing. This estimate helps you budget before you make an offer.
Current owner pays $6,200/yr ($517/mo)
+$25 more each year
(+0%)
Most of this comes from Florida’s Save Our Homes assessment cap resetting when the home sells — the current owner’s protected assessment doesn’t transfer to a new buyer.
Sources: Florida DOR certified tax roll (2025), realMLS. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill.
Momentum Scores
Momentum Property Score
58/100
Strongest on: Flood safety (95), Buyer competition (95)
0 limited50100 exceptional
58/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area28
This home $244/sq ft vs the community 12-month median $224/sq ft.
Affordability46
List price $399,000 vs the community median $388,900. Not a measure of personal affordability.
Flood safety95
FEMA Zone X, ~22 ft elevation. Verify the parcel with FEMA.
Insurance cost80
From FEMA Zone X and a 2022 build. Obtain a property-specific quote.
Market liquidity47
Community median 34 days on market, ~6.6 months of supply (12-month record).
Renovation upside10
From a 2022 build and $244/sq ft vs the community median $224/sq ft. Not a condition assessment.
Buyer competition95
5% of recent closings here paid cash. A higher cash share means more competition from buyers who don't need financing (lower score).
Pricing power53
Recent sales closed at about 97.5% of original asking (~2.5% below). More room below asking generally favors buyers.
Market timing66
Momentum Market Heat is 34/100 (cold). Cooler readings generally favor buyers; hotter readings favor sellers.
Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent nearby sales. They are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟢 Buyer-leaning conditions around this listing. 6.6 months of supply in the surrounding market and 52 days on market for this home, against a 34-day area median.Days on market:this home 52Area median: 34 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of August 5, 2026.
🟡 Asking $244 per square foot, about 9% above the community’s $224 median. Wells Creek’s 12-month median sold price per square foot is $224. Median sold price per square foot is down 5.6% year over year. Confidence: Very High · 39 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
79% of homes in Wells Creek are owner-occupied. An estimated 21% are non-owner-occupied, including 2% held in a company or trust and 3% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 976 homes matched. Community-level context.
Recent Wells Creek sales closed near 97.5% of original asking. Cash paid for about 5% of recent closings here.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending August 5, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: one of only 22 active listings in Wells Creek, no CDD assessment.
Updated August 7, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Listing description
About this home
Imagine ending each day on your screened lanai overlooking peaceful wooded wetlands with no rear neighbors. This beautifully maintained, nearly new 3-bedroom, 2-bath home with a versatile flex room offers 1,638 sq. ft.
of thoughtfully designed living space. The open floor plan and soaring volume ceilings create a bright, spacious feel, while the kitchen features 42-inch maple cabinets and stainless Whirlpool® appliances, including a gas range, microwave, and dishwasher. Durable vinyl flooring in the main living areas makes upkeep easy, while plush carpet adds comfort to the bedrooms.
With modern finishes, a low-maintenance yard, and a private natural backdrop, this move-in ready home delivers comfort, convenience, and the lifestyle you've been looking for! The owner's suite offers a generous walk-in glass shower with tile surround and an oversized linen closet. Quartz countertops in both bathrooms and Water Sense Moen® faucets and showerheads round out the thoughtful finishes throughout.
This is your opportunity to move right in and make it your own -- at an incredible value!
Description provided by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST and reproduced from the MLS; not independently verified.
Property facts & sources
Every fact, sourced
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$399,000
Bed / bath3 / 2
Living area1,638 sq ft
Year built2022
Property typeSingle Family Residence
Garage2-car
MLS #2151118
Listing status52 days on market
Public records & third-party data
FEMA flood zoneZone X
Ground elevation~22 ft
Windstorm exposureModerate
CountyDuval
Area listings22 active · 7 under contract
Estimated first-year tax~$4,549/yr
CDD assessmentNone on record
HOA (estimate)$50/mo
Calculated estimates
Price per sq ft$244
Estimated monthly payment$2,567
Insurance (illustrative)$1k–$2k/yr
Messtimate range$340,704 – $381,654
Comparable-sales median$388,900
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$340,704the mess$381,654
Actual list price: $399,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 12% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a renovated kitchen or new roof vs. dated finishes can swing value six figures; sq ft can't see it.
The lot & views — a premium golf, water, or preserve lot vs. a road-facing one: same sq ft, very different price.
Outliers skew it — one flip or distressed sale in the comps drags the whole $/sq ft up or down.
Carrying costs & concessions — CDD, HOA, insurance, and seller-paid buydowns change what a buyer actually pays.
And here's what the live market is doing — which the number above ignores entirely:
This home: 52 days on market vs. a 34-day community median
24 active listings competing, 7 under contract
≈6.6 months of supply
40 closed here in the last 12 months
For reference, this home is listed at $399,000 ($244/sq ft) — a number set with analysis a Messtimate can't do.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,638 sq ft × $208–$233/sq ft from recent nearby closed sales (public records). Estimate for general information only; not an appraisal, valuation, or offer. Updated August 7, 2026.
Keep looking
Similar homes for sale near Wells Creek
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Listed for $399,000Momentum Realty · on market 52 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
Property tax (first-year est.)
~$4,549/yr
A rough first-year estimate only, applying a typical Duval rate to the list price before any exemptions. Florida bills vary substantially after reassessment, homestead and other exemptions, and local taxing districts — this is not your expected bill. Confirm with the county property appraiser.
CDD assessment
None
No CDD assessment on record for this community.
Insurance (illustrative range)
$1k–$2k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood insurance not federally mandated (Zone X). Get a quote from a licensed insurer before relying on any figure.
HOA
$50/mo
Covers the master association & common areas. Confirm exact dues and what they include.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone X
From the FEMA National Flood Hazard Layer. In this zone lender-required flood insurance is generally not mandated; confirm for the parcel.
Ground elevation
~22 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
This is a coastal Florida county. Premiums and coverage vary by home; obtain a quote from a licensed insurer.
Connectivity
Internet & broadband
Fiber
Check availability
AT&T Fiber covers much of NE Florida; confirm availability at the address.
Cable
Likely
Xfinity/Spectrum cable broadband is widely available.
5G Home
Backup
T-Mobile / Verizon fixed-wireless as a backup option.
Market data · public records
Recent sales activity in Wells Creek
Recent comparable closed sales near this home, from public records. Summary figures are for general reference only and are not a valuation of this property. See the Wells Creek neighborhood guide for more.
Comparable sales found
6
Recent nearby closings in the data set.
Community median sale price
$388,900
Canonical 12-month median closed price. Reference only.
Community median $/sq ft
$224
Canonical 12-month median $/sq ft. Reference only.
Go deeper on Wells Creek
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Feb 2026 · Retail Dining
Walmart at Pavilion at Durbin Park seeks expansion for online pickup
The Walmart Supercenter at 845 Durbin Pavilion Drive in The Pavilion at Durbin Park applied to add about 9,000 square feet for expanded online grocery pickup and delivery. St. Johns County began reviewing the permit in February 2026, with a Development Review Committee discussion set for March. The endcap addition is part of Walmart's broader national remodel program.
Why it matters: Added pickup capacity at the nearest large-format anchor could improve everyday shopping convenience for the southeast Duval corridor near Wells Creek, though timing depends on county review.
Walk-On's Sports Bistreaux signals revival at Durbin Park
A St. Johns County sign permit issued in September 2025 indicated that Walk-On's Sports Bistreaux, an almost 7,500 square foot restaurant, is moving toward completion at The Pavilion at Durbin Park. The shell had been built in 2023 but sat unfinished for about two years. The restaurant sits near the Cinemark theater off Florida 9B and West Peyton Parkway.
Why it matters: A long-stalled dining anchor coming back online could add to the retail draw near the corridor, though opening dates for revived projects can still slip.
PARC Group launches EverRange master-planned community on Philips Highway
The PARC Group unveiled EverRange, a 1,000-acre master-planned community along Philips Highway at the southern tip of Duval County with an eventual 1,500 homes in its initial phase. Builders include Dream Finders Homes, David Weekley, Toll Brothers and ICI, with the first neighborhoods opening in 2026. The community shares the same general school assignments as the Wells Creek area.
Why it matters: A large new community on the same Philips Highway corridor may expand nearby housing supply and amenities, and could add demand on the shared area schools over time.
Citigroup campus in Flagler Center could add up to 750 apartments
New owners of the Citigroup office campus in Flagler Center, between Interstate 95 and Philips Highway just south of Old St. Augustine Road and north of Bartram Park, applied to amend the development order to allow up to 750 additional apartment units. The request would raise the maximum multifamily count in the development from 3,200 to 3,950 without increasing overall development rights. The owner said it is securing entitlements as a contingency while keeping an office focus for now.
Why it matters: Additional housing entitlements this close to the corridor could eventually broaden nearby rental options, though the owner has framed the apartments as optional rather than committed.
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
Walmart Supercenter Pickup Drive Thru 3 min
Dining
Kazu Sushi and Sushi Burito 5 min
Shopping
The Pavilion at Durbin Park 3 min
Parks
Gourd Island Conservation Area 9 min
Assigned schools
Assigned schools
Schools currently assigned to this address in Duval County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
GRADEA
Bartram SpringsAssigned elementary school · Duval County School District · Grade A (Florida DOE 2025-26)
GRADEB
Twin Lakes AcademyAssigned middle school · Duval County School District · Grade B (Florida DOE 2025-26)
GRADEA
Atlantic CoastAssigned high school · Duval County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
How it stacks up
Comparable recent sales
Recent closed sales nearby, with photos, so you can compare. Sold prices are public record, deemed reliable but not guaranteed.
Sold May 2026
$339,900
14003 MOLINA Drive, Jacksonville
3 / 2.5 bd/ba · 1,519 sq ft · $224/sq ft
Courtesy of FRESH START REALTY · View details →
Sold May 2026
$350,000
13354 BROOKWATER Drive, Jacksonville
3 / 2 bd/ba · 1,503 sq ft · $233/sq ft
Courtesy of ROUND TABLE REALTY · View details →
Sold May 2026
$430,000
11993 ELDERBANK Drive, Jacksonville
3 / 2 bd/ba · 1,784 sq ft · $241/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold Jul 2026
$305,500
12031 CALVESTA Street, Jacksonville
3 / 2.5 bd/ba · 1,472 sq ft · $208/sq ft
Courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS · View details →
Sold May 2026
$316,000
12068 CALVESTA Street, Jacksonville
3 / 2.5 bd/ba · 1,472 sq ft · $215/sq ft
Courtesy of COLDWELL BANKER VANGUARD REALTY · View details →
Sold May 2026
$300,000
12016 CALVESTA Street, Jacksonville
3 / 2.5 bd/ba · 1,472 sq ft · $204/sq ft
Courtesy of CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST · View details →
Community 12-month median: $224/sq ft. Shown for general reference only — this is not an appraisal or a statement of this home's value. Sold prices are public record and deemed reliable but not guaranteed.
If you rent it out
Investment snapshot
Objective rental and cash-flow estimates for a buyer weighing this as an investment. Rough figures for general information only — not a guarantee of rent, an appraisal, or investment advice. Verify independently.
Estimated rent$1,829 – $2,660/moa rough gross-rent-yield range on list price (comp-based estimate coming).
Estimated cap rate4.4%Net operating income ÷ list price; excludes financing.
Est. monthly cash flow−$794 – −$46At 25% down, 30-yr; after a 10% vacancy/maintenance/management reserve.
Before you decide
Buyer research checklist
A neutral list of items to confirm for any home. This is general guidance, not advice about this specific property.
Confirm roof age and condition during inspection.
Confirm HVAC age and condition during inspection.
Request current HOA documents before relying on dues or restrictions.
Obtain an insurance quote for this specific property.
Confirm school zoning directly with the district.
Order a survey to confirm lot boundaries.
Review permit history with the county.
Confirm whether flood insurance is required for this parcel.
Confirm square footage and room dimensions independently.
Ask the county how property taxes may change after a sale.
Nearby & commute
Approximate distances
Approximate drive times for general reference only.
realMLS, refreshed twice daily (last: August 7, 2026)
Community market stats
realMLS closed sales, as of August 5, 2026
Flood zone & elevation
FEMA flood maps + USGS elevation (Zone X shown above)
Taxes & monthly cost
Estimated from county rates; not a quote
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
Why might my property taxes differ from the current owner's?
Florida's Save Our Homes rule caps annual assessment increases for homesteaded owners, and the assessment can be re-set after a sale. As a result a new owner's bill may differ from the seller's. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Where does the flood-zone information come from?
The flood designation shown (Zone X) comes from the FEMA flood map and is provided for general information. Confirm the parcel's status with FEMA and your insurer.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 13502 BROOKWATER Drive in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply a typical county millage rate to the list price and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
