PendingSingle Family Residence▼ Price cut: $10,000 (8/10)
$569,000
3-Bedroom Golf-Course Home in Sawgrass Players Club
138 Bermuda Court, Ponte Vedra Beach, FL 32082
Single Family Residence in Sawgrass Players Club, Ponte Vedra Beach · No CDD on record
Sawgrass Players Club · Ponte Vedra Beach, FL 32082 · St. Johns County
Listing data updated October 3, 2026 · refreshed hourly
3Bedrooms
2Bathrooms
1,620Sq Ft
1979Year Built
$351Per Sq Ft
WaterfrontNo CDD on record
How to read this page: MLS listing facts carry their source; everything else is labelled as a public record, a calculation, an estimate, or something to verify. Where local data is too thin to support a number, the page says so instead of guessing.
24% below
$/sq ft vs community
$351 here vs $463 median sold (12 mo)
Buyer leverage
Seller-leaning
33 days on market
Under 1 month
Supply around this home
Seller <3 · balanced 3-6 · buyer >6
Zone AE
Flood risk
Confirm requirements with FEMA; ~5 ft elevation
$2k–$6k/yr
Est. insurance · illustrative
Not a carrier quote; premiums vary widely by property. Get a real quote.
Below all 9
Price vs recent sales
Asking $569k is at or below all 9 recent closed sales
As of October 3, 2026, 138 BERMUDA Court in Sawgrass Players Club, Ponte Vedra Beach is listed at $569,000 (1,620 sq ft, about $351 per sq ft). That is 42% below Sawgrass Players Club's median closed sale of $985,000 over the last 12 months (40 recorded sales). Per square foot it is below the community's recent $463/sq ft by about 24%. It has been 33 days on market, longer than the community's typical 20 days to contract. Listing facts: built in 1979, waterfront, HOA dues of $205/mo. The parcel maps to FEMA flood zone AE, a special flood hazard area where lenders generally require flood insurance. Figures are from the MLS record and county data; deemed reliable but not guaranteed.
No CDD assessment on record
Built 1979 · 47 yrs
1,620 sq ft of living area
Listed at $569,000 — recent neighborhood median sale price ~$985,000 (nearby sales; deemed reliable, not an appraisal)
33 days on market
HOA $205/mo (per listing)
Golf course communitySchool district: Schools Sawgrass Players Club is in the St. Johns County SchoolCommunity built 1978–1996Nineteen at TPC Sawgrass · 6 min driveStarbucks · 8 min driveThe Fresh Market · 9 min drive
Listing description
About this home
Beautifully Updated Home for Sale in TPC Sawgrass Welcome to this exceptional home in the prestigious TPC Sawgrass community, one of Northeast Florida's most sought-after neighborhoods and home to the world-renowned THE PLAYERS Championship, held annually on the iconic Stadium Course. This move-in-ready residence has been completely updated, offering peace of mind with all the major systems already replaced or upgraded. From the roof and HVAC to plumbing, electrical, and other essential components, every detail has been thoughtfully maintained, allowing you to enjoy modern comfort without the worry of costly future updates.
Inside, you'll find a beautifully refreshed interior featuring stylish designer finishes, an open and inviting layout, and abundant natural light. Whether you're entertaining guests or enjoying a quiet evening at home, this property offers the perfect blend of elegance and functionality. Living in TPC Sawgrass means more than owning a home--it's embracing an exc
All 54 photos
Description provided by HERRON REAL ESTATE LLC and reproduced from the MLS; not independently verified.
Listing data, public records, our calculations, and what to verify — each fact shown once. Estimates and calculations shown are for general information only, are not appraisals or advice, and should be independently verified.
Listing facts MLS
List price$569,000
Bed / bath3 / 2
Living area1,620 sq ft
Year built1979
Property typeSingle Family Residence
MLS #2155614
Listing statusPending
Public records & third-party data
FEMA flood zoneZone AE
Ground elevation~5 ft
CountySt. Johns
Area listings3 active · 3 under contract
Estimated first-year tax~$7,000/yr
CDD assessmentNone on record
HOA$205/mo
Calculated estimates
Price per sq ft$351
Estimated monthly payment$4,212
Insurance (illustrative)$2k–$6k/yr
Messtimate range$753,300 – $831,060
Comparable-sales median$985,000
Buyer should verify Buyer verify
Exact HOA dues, fees, and restrictionsRoof age and conditionHVAC age and conditionA property-specific insurance quoteSurvey and lot boundariesPermit historyFlood-insurance requirementsSchool zoning (confirm with the district)Property taxes after sale (homestead reset)CDD / community assessmentsSquare footage and room dimensions
Financing
Estimated monthly payment
$4,212/mo
Principal & interest $3,115/mo74%
Taxes $583/mo14%
Insurance $309/mo7%
HOA $205/mo5%
$4,212/mo at 20% down, 30-yr @ 7.28% · edit any field to update.
Estimate: asking price less the $50,000 homestead exemption × St. Johns County rate (13.47 mills, adopted 2025 millage). Not a bill.
⚠️
Property taxes in Florida are reassessed after a sale, so a buyer’s first full-year bill can be higher than the seller’s. Budget from this estimate, not the current bill, before you make an offer.
Current owner’s estimated bill $5,550/yr ($462/mo) — taxable value $411,910 × 13.47 mills
$1,450 more each year
(+26%)
The current owner’s taxable value is below today’s asking price; after a sale the assessment is set from market value, so the estimated bill is higher. Exemptions and portability can reduce it.
$411,910
Market value
$411,910
Assessed
$411,910
Taxable
Certified 2025 tax roll values for this parcel (Florida DOR). The roll gives values, not the bill; the current owner’s bill above is estimated from the taxable value.
Sources: Florida DOR certified tax roll (2025), realMLS; millage: St. Johns County Property Appraiser, FY2025-26 adopted budget. County public record, not MLS data — matched to this home by parcel ID. Estimates are not a tax bill; the county property appraiser and tax collector set the actual amount.
Estimated ownership costs
Estimated costs & disclosures
Estimated ownership costs for general information. Confirm each with the county, your lender, and an insurer. See data & estimate notes.
CDD assessment
None on record
No CDD assessment appears in our records for this community. CDD assessments show on the county tax bill — confirm with the tax collector.
Insurance (illustrative range)
$2k–$6k/yr
An illustrative modeled range, not based on carrier underwriting and not a quote. Florida premiums vary significantly by roof age, wind-mitigation features, claims history, and carrier — a real quote can land well outside this range. Flood zone AE — confirm flood coverage. Get a quote from a licensed insurer before relying on any figure.
HOA
$205/mo
Per the MLS listing. Confirm exact dues and what they include with the association.
Environmental data
Flood zone & elevation
Sourced environmental data for the parcel. Confirm with FEMA and your insurer.
FEMA flood zone
Zone AE
From the FEMA flood map. Lender-required flood insurance may apply; confirm for the parcel.
Ground elevation
~5 ft
Approximate parcel elevation from USGS; confirm exact elevation with a survey.
Windstorm / insurance
Obtain a quote
St. Johns County is on the Florida coast; wind coverage is a major part of the premium. Premiums and coverage vary by home (roof age, wind mitigation, claims history); obtain a quote from a licensed insurer.
Hazard risk
Natural hazard risk
FEMA National Risk Index for St. Johns County, FL: overall Relatively Moderate. Ratings compare this county with every county in the United States for expected annual loss from each hazard.
HurricaneRelatively High
Coastal floodingRelatively High
Inland floodingRelatively Moderate
Heat waveRelatively Moderate
WildfireRelatively Moderate
TornadoRelatively Moderate
LightningRelatively High
Strong windRelatively Low
DroughtRelatively Low
HailVery Low
Cold waveVery Low
Source: FEMA National Risk Index (county level, hazard risk ratings only). Ratings describe the county, not this parcel; the flood zone shown above is parcel-specific. Verify insurance requirements with your lender and agent.
Connectivity
Internet & broadband
Fiber
Check availability
Address-level fiber service is not confirmed for this home. Check the FCC National Broadband Map (broadbandmap.fcc.gov) or the provider for this address.
Cable
Check availability
Cable broadband is common in Florida and Georgia towns but not confirmed for this address; verify with the provider.
Fixed wireless / satellite
Check availability
5G home internet and satellite service depend on the exact location; check coverage for this address.
Momentum Research · Sawgrass Players Club
Pricing & the Sawgrass Players Club market
How this home is priced against recent nearby sales, and where Sawgrass Players Club has been over 25 years. Momentum Research analysis of realMLS records; closed sales, deemed reliable but not guaranteed. Estimates only; see data notes.
This home’s $/sq ft vs. nearby sales
List $/sq ft against recent nearby closed sales; the community median is marked.
Price vs. size in Sawgrass Players Club
Each dot is a closed sale since 2013 (271 total). This home is the gold marker.
Sale price (y) by living area in sq ft (x). realMLS closed sales.
Median $/sq ft by year
Community sold $/sq ft, 2014–2026. This home lists at $351/sq ft.
Median sale price by year
12-month median closed price, 2014–2026.
Market Heat by year (0–100)
Momentum Market Heat, 2015–2026. Now 58 (normal).
Property timeline
This home’s history
1979BuiltPer public record
Aug 4, 2026First seen on movewithmomentum.comObserved at $589,000
Aug 7, 2026Price cut$579,000 (-$10,000, -1.7%)
Aug 10, 2026Price cut$569,000 (-$10,000, -1.7%)
NowUnder contractCurrently pending
Build year is from public record. The MLS list date is approximate (today minus the cumulative days on market the MLS reports, which can span relistings). Other milestones reflect movewithmomentum.com’s own observations since we began tracking this listing and are not the MLS listing history; dates and prices are deemed reliable but not guaranteed.
Transparency
Price & listing history
Listed for $569,000Momentum Realty · on market 33 days
Public records
Building permits
Permit history not yet linkedConfirm permit history with the county building department.
How it stacks up
Comparable recent sales
5 closed sales in Sawgrass Players Club in the last 18 months — same property type, living area within 30% of this home. Sold prices are MLS closed-sale records, deemed reliable but not guaranteed.
Median of these 5 sales: $985,000 ($463/sq ft). Stronger local evidence. Shown for general reference only — not an appraisal or a statement of this home’s value.
The Messtimate™
The Messtimate
This is a deliberately dumb estimate — living area times a range of recent neighborhood $/sq ft, and nothing else. It is not an appraisal, not market value, and not a valuation of this home. Even a tight range from comparable sales can’t price a specific home — here’s why.
$753,300the mess$831,060
Stronger local evidence — 5 comparable closed sales in Sawgrass Players Club, closed within the last 18 months, same property type, living area within 30% of this home.
Actual list price: $569,000 — compare it against the range above. The Messtimate is a blind sqft estimate; the list price reflects this specific home.
A 10% spread on the same house — and that gap is exactly what an automated guess can't see:
Condition & updates — a 1979 home may have had its roof, kitchen, or HVAC replaced since, or not; sq ft can't see either.
The lot — this listing is waterfront; water frontage is priced far off a per-sq-ft average of the neighborhood.
Outliers skew it — the band above comes from 5 nearby sales; one flip or distressed sale moves the whole $/sq ft.
Carrying costs & concessions — this home carries HOA dues of $205/mo; with insurance and any seller-paid buydown, that changes what a buyer actually pays, and a sq ft estimate ignores all of it.
And here's what the live market is doing — which the number above ignores entirely:
This home: 33 days on market vs. a 20-day community median
3 active listings competing, 3 under contract
≈0.9 months of supply
40 closed here in the last 12 months
For reference, this home is listed at $569,000 ($351/sq ft). The list price is the seller's asking price and is not derived from this range.
Want a property-specific review from a licensed agent? A Momentum Realty agent will do a real, free comparative market analysis — walking the home, the lot, the condition, and the live market. That's the difference between a Messtimate and a valuation.
Methodology: 1,620 sq ft × $465–$513/sq ft (interquartile band of 5 comparable closed sales in Sawgrass Players Club, last 18 months; MLS closed-sale records). Estimate for general information only; not an appraisal, valuation, or offer. Updated October 3, 2026.
Momentum Scores
Momentum Property Score
64/100
Strongest on: Price vs area (100), Affordability (100)
0 limited50100 exceptional
64/100 is solid, mid-pack across the objective indicators below. It reflects only those measures — not the home’s quality, condition, or desirability.
A 0-100 score built from objective property and market data: flood risk, insurance, pricing, supply, affordability, and recent sales. Higher means more measures line up in a buyer’s favor. It reflects only the factors below.
Price vs area100
This home $351/sq ft vs the community 12-month median $463/sq ft.
Affordability100
List price $569,000 vs the community median $985,000. Not a measure of personal affordability.
Flood safety45
FEMA Zone AE, ~5 ft elevation. Verify the parcel with FEMA.
Insurance cost19
From FEMA Zone AE and a 1979 build. Obtain a property-specific quote.
Market liquidity87
Community median 20 days on market, ~0.9 months of supply (12-month record).
Pricing power58
Recent sales closed at about 96.5% of original asking (~3.5% below). More room below asking generally favors buyers.
Market timing42
Momentum Market Heat is 58/100 (normal). Cooler readings generally favor buyers; hotter readings favor sellers.
Coverage: 7 of 8 indicators had valid data for this home; indicators without data are left out, not scored as zero. Momentum Scores are objective, rules-based indicators computed from listing facts, public records, and recent comparable sales. They do not measure property condition, quality, or investment suitability, and they are not appraisals, valuations, investment advice, or judgments about a neighborhood or who should live there. Verify independently.
Momentum Research
The Momentum read
🟠 Seller-leaning conditions around this listing. 0.9 months of supply in the surrounding market and 33 days on market for this home, against a 20-day area median.Days on market:this home 33Area median: 20 daysWhy it matters: above-median time on market, together with the level of supply, is a clear sign of how much leverage sits with buyers.Momentum Research interpretation of the MLS facts in the snapshot above. Source: Data provided by realMLS. As of October 1, 2026.
🟡 Asking $351 per square foot, about 24% below the community’s $463 median. Sawgrass Players Club’s 12-month median sold price per square foot is $463. Median sold price per square foot is down 3.9% year over year. Confidence: Very High · 40 closed sales in 12 monthsMLS facts: realMLS closed sales. A per-square-foot gap is context, not an appraisal; condition, lot, and view set the final number here.
71% of homes in Sawgrass Players Club are owner-occupied. An estimated 29% are non-owner-occupied, including 18% held in a company or trust and 11% out-of-state owners.Why it matters: a high owner-occupied share typically means fewer rentals nearby and steadier resale demand.Source: Florida Department of Revenue 2025 assessment roll (public records), 198 homes matched. Community-level context.
Recent Sawgrass Players Club sales closed near 96.5% of original asking.Why it matters: the community’s own record shows how far opening prices typically move, and how often buyers compete without financing.Momentum Research analysis of realMLS records, community-level, 12 months ending October 1, 2026. Aggregates only; deemed reliable but not guaranteed.
What’s unique here: a golf-course community, one of only 3 active listings in Sawgrass Players Club, no CDD assessment.
Updated October 3, 2026 · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
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Listed by HERRON REAL ESTATE LLC · MLS # 2155614
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Keep looking
Similar homes for sale near Sawgrass Players Club
Active listings nearby at a comparable size and price. Listings held by brokerages other than Momentum Realty are marked with the listing broker. Deemed reliable but not guaranteed.
Recent local developments near this home, compiled from news and public sources. Provided for general information; verify details with the original source.
Mar 2026 · Civic
THE PLAYERS Championship sets ticket-sales record at TPC Sawgrass
The 2026 PLAYERS Championship at TPC Sawgrass set a tournament record for ticket sales, drawing more than 200,000 fans across the six days open to the public and selling out Friday, Saturday and Sunday for the first time in event history. The signature PGA Tour event carried a $25 million purse with a $4.5 million winner's share.
Why it matters: Record tournament attendance reinforces the Sawgrass area's role as a seasonal tourism and hospitality draw, which may support demand for nearby lodging and short-stay rentals around event windows.
Sawgrass Marriott resort financing closes with new ownership plans detailed
Trade reporting confirmed the venture that paid $149.04 million for the Marriott Sawgrass resort secured a $138 million loan to support the acquisition. The owners reiterated plans to significantly elevate the resort's offerings across its nine food and beverage outlets, 25,000-square-foot spa and oceanfront Cabana Beach Club.
Why it matters: Substantial leverage paired with a stated upgrade plan suggests the new owners intend active repositioning rather than a passive hold of the Sawgrass-area asset.
Local homebuilder joins venture acquiring Sawgrass Marriott resort
Jacksonville-based Dream Finders Homes confirmed it is part of the joint venture that purchased the Sawgrass Marriott Golf Resort & Spa and Cabana Beach Club in Ponte Vedra Beach. The transaction places a major regional residential builder among the ownership group of one of the area's signature golf-resort assets next to TPC Sawgrass.
Why it matters: A homebuilder's involvement in a flagship resort purchase may signal continued capital interest in the Sawgrass area's hospitality and real estate landscape.
Sawgrass Marriott Golf Resort & Spa sells for $149M to venture planning major overhaul
The Sawgrass Marriott Golf Resort & Spa and the adjacent Cabana Beach Club, the hotel complex beside the PLAYERS Stadium Course at TPC Sawgrass, sold on November 4 for $149.04 million to a venture including South Street Partners, Jacksonville-based Dream Finders Homes and sports executive Pat Battle. The 351-key resort with 163 villas and roughly 114,000 square feet of meeting space is slated for a comprehensive renovation under the new owners.
Why it matters: A comprehensive resort renovation at this scale could, over time, lift the hospitality and visitor profile of the immediate Sawgrass Players Club corridor.
See schools, amenities, builders, HOA/CDD detail, and every active & sold home in the community — the single biggest advantage of buying here over a portal.
Schools currently assigned to this address in St. Johns County, provided as neutral factual data. Assignments can change — confirm current zoning with the school district. This is not a statement about the home's suitability for any person or family.
Palm Valley AcademyAssigned elementary school · St. Johns County School District
GRADEA
Alice B. LandrumAssigned middle school · St. Johns County School District · Grade A (Florida DOE 2025-26)
GRADEA
Ponte VedraAssigned high school · St. Johns County School District · Grade A (Florida DOE 2025-26)
Assigned schools per the MLS listing — assignments can change; confirm current zoning with the district. Browse school-zone pages →
What's nearby
Drive times to everyday places
Approximate driving times to verified nearby destinations. Estimates for general reference; actual times vary with traffic and route.
Groceries
The Fresh Market 9 min
Dining
Nineteen at TPC Sawgrass 6 min
Shopping
Tournament Plaza 9 min
Parks
Bird Island Park 11 min
Nearby & guides
City, county & community guides
Where this home sits, with links to the matching guides. General reference only.
Items worth confirming for 138 BERMUDA Court, chosen from what the record shows. This is general guidance, not advice about this specific property.
Built in 1979 (47 years): ask for the roof and HVAC replacement dates — insurers commonly ask for roof age on homes this old, and it changes the premium.
HOA dues are listed at $205/mo: request the current budget, reserves, and rules before relying on that figure or on any restriction.
FEMA flood zone AE: lenders generally require flood insurance here — get an elevation certificate and a flood quote before the inspection period ends.
Get a homeowners insurance quote for this specific address in St. Johns County; a wind-mitigation inspection and, on older homes, a four-point inspection can change the premium.
Waterfront: confirm seawall or dock condition and permits, and ask who owns and maintains the shoreline.
Listed living area is 1,620 sq ft: verify it against the property appraiser's record and measure before relying on it.
Order a survey to confirm lot boundaries and easements.
Review permit history with the county.
Property taxes: the estimate on this page (about $7,000/yr) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,450 more per year than the current owner’s estimated bill (+26%). Exemptions and portability change the actual bill — confirm with the county property appraiser.
School zoning shown here comes from district data and changes; confirm the assigned schools directly with the district before relying on them.
Provenance
Data sources & freshness
Listing record
realMLS, refreshed hourly (last: October 3, 2026)
Comparable sales
realMLS closed sales in Sawgrass Players Club, last 18 months, as of October 1, 2026
Certified county tax roll (parcel-matched) × county millage; an estimate, not a bill
Insurance figure
Modeled estimate; obtain a real quote before offering
Schools
2025-26 district assignments; verify with the district
Momentum Research lines are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Estimates are informational, not appraisals or advice. Methodology: how Momentum scores are computed.
Answered before you ask
Frequently asked questions
How big is 138 BERMUDA Court and when was it built?
Per the listing record, 138 BERMUDA Court was built in 1979 and has 1,620 sq ft of living area, 3 bedrooms and 2.0 bathrooms. Living area and lot size come from the MLS record and should be verified against the county property appraiser.
What community is 138 BERMUDA Court in?
138 BERMUDA Court is in Sawgrass Players Club in Ponte Vedra Beach, St. Johns County. The comparable-sales section on this page shows recent closed sales nearby from the same MLS data.
Does 138 BERMUDA Court have an HOA, and how much are the dues?
The listing reports HOA dues of $205 per month. Dues, what they cover, and the community's rules should be confirmed from the association's current documents before relying on them.
Why might property taxes on 138 BERMUDA Court differ from the current owner's?
The estimate on this page (about $7,000 per year) assumes reassessment at the list price less the homestead exemption. Estimated buyer taxes are about $1,450 more per year than the current owner’s estimated bill (+26%). Florida reassesses a home after it sells; for a homesteaded seller the Save Our Homes cap on their assessment does not transfer, and a buyer's own exemptions and portability are applied separately, so the two bills usually differ. Any tax figure shown here is an estimate, not the actual bill — confirm with the county property appraiser and tax collector.
Is 138 BERMUDA Court in a flood zone?
The FEMA flood map places this parcel in Zone AE, a special flood hazard area where lenders generally require flood insurance on a mortgaged purchase. Confirm the parcel's status with FEMA and your insurer, and ask for an elevation certificate.
Can I rely on the figures on this page?
No. Estimated taxes, insurance, payments, and any market or comparable-sales summary are opinions and estimates for general information only and should not be relied upon. Verify all information independently before making any decision.
Ready when you are
See 138 BERMUDA Court in person
Private tours available 7 days a week, in person or by live video walkthrough. Request a tour or send a question and a licensed Momentum Realty agent will follow up.
Opinion & estimate — do not rely on this page. Any figure on this page that is not a verbatim fact from the listing or a public record — including estimated property taxes, insurance, CDD/HOA amounts, mortgage payments, comparable-sales summaries, and market statistics — is an opinion and estimate provided for general informational purposes only. These figures may be inaccurate or out of date, are not appraisals, valuations, or financial, legal, tax, or investment advice, and should not be relied upon. Do not make any purchase, offer, financing, or other decision based on this page. Independently verify everything — price, square footage, lot size, year built, taxes, CDD/HOA, flood status, school assignments, permits, and community rules — with the listing broker, the county, your lender, a licensed inspector, an insurer, and your own advisors before acting.
Estimate methodology. Tax estimates apply county millage to the list price (less the homestead exemption where the parcel is matched to the certified roll) and will differ from the actual assessed bill. Cost and market figures are derived from available data and simple calculations, not a professional appraisal. We make no representation that any estimate reflects fair market value.
Equal Housing Opportunity. Content on this page is compiled from public records, MLS data, and automated sources and may contain errors or be out of date. It is general information only, not a representation about any specific property, community, builder, or association. Verify information independently before relying on it. Momentum Realty supports the Fair Housing Act and does not discriminate on the basis of race, color, religion, sex, handicap, familial status, national origin, sexual orientation, or gender identity. Information about schools, distances, and amenities is provided as neutral factual data to help you research the property and is not a statement about who should or should not live here or the suitability of the home or neighborhood for any person or group. School data may change — confirm current assignments with the school district.
Found an error? If you are the owner, listing agent, or a party to this property and believe any information is inaccurate, email and we will review and correct or remove it promptly.
Automated content. Some summaries, distances, and estimates on this page are generated automatically from public and proprietary data sources and may contain errors or omissions. We strive for accuracy but cannot guarantee the completeness or accuracy of any information. Verify anything important independently.
No warranty; measurements & photos. No guarantee, warranty, or representation of any kind is made regarding the completeness or accuracy of any information, descriptions, or measurements on this page — including square-footage measurements and property condition — all of which should be independently verified through appropriate means, including in-person inspection and public records. Photographs may be virtually staged or digitally enhanced and may not reflect actual property conditions. Momentum Realty and its agents expressly disclaim any liability in connection with the information provided.
Sold price and details are from public records and the MLS, deemed reliable but not guaranteed. Shown for comparison only — not an appraisal or a statement of this home's value.
